Title: LTD Claims Associate Location: Indianapolis, IN or Portland, ME (hybrid); remote Job Description: Job category: Operations in Force Requisition number: LTDCL006242 Full-time Hybrid At OneAmerica Financial, our purpose is to create more certainty for our customers that leads to better moments, every day. Our commitment is to advance stability and growth in every solution and relationship. We deliver financial strength that builds for generations, and we are always aspiring, looking ahead, and collaborating to achieve more, together. Come be a part of this journey with us as we champion lives! Job Summary The Claims Associate is responsible to contribute to the overall success of OneAmerica's objectives by providing timely and accurate support to our customers and the claims department. To obtain and analyze information in order to make claim decisions and payments on disability claims. To develop and apply appropriate claim and disability management techniques to ensure prompt and accurate payment and liability management of disability claims. To provide responsive customer service to claimants, policyholders, brokers, and internal departments. Responsible for helping our customers maintain a sense of security and their well-being by independently and effectively managing an assigned caseload of claims, in a fair and ethical manner. We are currently seeking Level I, II & Sr Representative experience. Primary duties may include, but are not limited to: - LTD Claims Associate is responsible for the adjudication of more complex claims. LTD Claim Associate is responsible for providing quality claim decisions, timely and accurate benefit payments in accordance with the policy/contract provisions, regulations and claim procedures for complex claims. Appropriately and independently use problem solving measures and discretion to investigate complex claims by utilizing investigative tools such as clinical and vocational team consults and referrals, independent peer reviews, medical examinations, motor vehicle reports, activity/investigations, surveillance, etc. Sr level Claims associates are involved in training and mentoring less experienced associates. - Expected to conduct proactive, empathetic, knowledgeable, thoughtful communications with internal and external customers. Identifies, understands, and appropriately refers matters to legal counsel, accounting, or escalates claim issues with minimal leadership consultation. Actively delivers results by contributing to achieving and maintaining or exceeding departmental deadlines, requirements, service, accuracy, timeliness, and performance standards. - The LTD Claims Associate will also be proficient at conducting effective and relationship building interviews that contain probing questions with all appropriate parties including claimant or their representative, policyholder, medical provider, attorneys obtain and reveal all claim facts, the root of a claim issue/problem, or to resolve a customer issue. - Performance and Service expectations: 50% - Actively delivers results and contributes to and maintains or exceeds departmental deadlines, requirements, service, accuracy, timeliness, and performance standards. The LTD Claims Associate Senior will take appropriate action to achieve objectives and will independently adjust actions and assist fellow associates in response to shifting priorities and rapid change. Completes correct accounting transactions and clearing according to departmental procedures. - Customer Experience and support 40% - Effectively, accurately and timely communicates and collaborates with internal and external customers in accordance with departmental customer service protocols. - Demonstrates ability to independently investigate, collect, examine, claim or accounting information, to determine claim or accounting direction and make accurate, impartial, and quality claim determinations in accordance with claim facts, policy/contract provisions, regulations, and department procedures, for claims of complex nature. - Appropriately and independently use critical thinking, problem solving measures and discretion to investigate complex claims by utilizing investigative tools such as independent peer reviews, medical examinations, autopsies, toxicology reports, activity/death investigations, surveillance, etc. Correctly calculates and processes claim benefit payments due within authority level, in compliance with policy/contract provisions, regulations, and department procedures. Prepares quality communication to agents, policyowners, insureds, beneficiaries, policyholders, medical providers, or other customer and business relationship parties. The Claims Associate Senior will be able to identify, understand, and appropriately refer matters to legal counsel or escalates claim issues with minimal leadership consultation. - Demonstrates the flexibility to perform other duties and projects as assigned, including but not limited to complex projects, authority and random quality audits of less experienced claim associates, etc. Actively leads by example when coaching, mentoring, and assisting less experienced associates. - Process Improvement 10% - Demonstrate EWA and support of the OneAmerica Ways. - Identify opportunities for efficiency and innovation in process and communicate to leadership team. Job Requirements Required Education and/or Certifications - High School Diploma or GED Recommended Education and/or Certifications - Bachelor's Degree preferred in Business Management, Operations Management, Statistics, or Insurance. - LOMA, ICA Required Work Experience - 2+ years of LTD claims or related experience. - Prior experience within a claim operation required. - Minimum of 4 years’ work experience required. - Intermediate knowledge of long-term disability services and terminology. - Demonstrated ability to manage multiple cases with accuracy and empathy. - Customer Service, and experience working with Microsoft applications. - Or any combination of education and experience which would provide an equivalent background Salary Band: 04B (Senior); 03B (level II); 02B (level I) #LI-SC1 This selected candidate will be expected to work hybrid in Indianapolis, IN or Portland, ME. We will consider remote work for candidates not local to these areas. The candidate will also be expected to physically return to the office in CA, IN or ME as business needs dictate or for team building and collaboration. Consistent with applicable pay transparency laws, we disclose the compensation range for this position: $44,013 - $90,000 annually. Actual compensation will be determined by factors such as education, experience, geographical location, and other job-related factors permitted by law. In addition to base pay, this role is eligible for an annual incentive program. We offer a comprehensive total rewards package designed to support you both at work and at home. Full‑time and part‑time associates working 30 or more hours per week are generally eligible for benefits, including but not limited to: - Medical & prescription, dental, vision insurance - Health Savings Account & Flexible Spending Accounts - Paid Time Off - 10 weeks 100% paid parental leave (after completing 12 months of employment) - 401(k) Plan with company match - Pension Plan - Company paid life & disability insurance - Wellness Program & Company paid employee assistance program - Clinic access subject to location* (*Indianapolis, Charlotte, Cincinnati) If you are offered and accept this position, please be advised that OneAmerica Financial does not have any offices located in the State of New York and OneAmerica Financial associates are not permitted to work remotely in the State of New York. Selected employees must be able to perform the essential functions of the position satisfactorily and, if requested, reasonable accommodations will be made to enable employees with disabilities to perform the essential functions of their job, absent undue hardship. Disclaimer: American United Life Insurance Company (“OneAmerica Financial”) is committed to a policy of Equal Employment Opportunity and will not discriminate against an applicant or employee based on race, color, religion, creed, national origin or ancestry, ethnicity, sex (including gender, pregnancy, sexual orientation, gender identity), age, physical or mental disability, veteran or military status, genetic information, citizenship, or any other legally recognized protected basis under federal, state, or local law. For all positions: Because this position is regulated by the Violent Crime Control and Law Enforcement Act, if an offer is made, applicants must undergo mandated background checks as a condition of employment. Such background checks include criminal history. A conviction is not necessarily an absolute bar to employment. Consistent with applicable regulatory guidelines and law, factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered. To learn more about our products, services, and the companies of OneAmerica Financial, visit oneamerica.com/companies. Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

Title: Environmental Claims Specialist II, Legal Location: New York United States Job Description: At Zurich North America Claims we acknowledge that work life-balance and flexibility are a priority when it comes to choosing your next career move. Designed with our employees' needs in mind, the ZNA Claims hybrid work model emphasizes flexibility, allowing claims employees to conduct individual work in their preferred location, while facilitating in-person connections and collaborative activities when meaningful and valuable. While the model provides a high level of flexibility and autonomy, occasional circumstances requiring in-office attendance should be expected. Zurich is currently seeking a Claims Professional to join our Environmental team in Zurich's New York City offices. The Environmental Claims team is dedicated to helping our customers mitigate environmental losses involving toxic torts, class actions and construction claims. You will manage a claims caseload from assignment through resolution, with moderate direction from your team manager and Claims executives. At this level, you will provide technical services on claims of low to moderate exposure and complexity under environmental policies within specific limits of authority by following established protocols to ensure that claims are handled efficiently, while delivering a customer-centric claims service. Additional responsibilities include: - Analyze coverage and draft and issue clear, timely coverage determinations. - Investigate liability and damages exposure for claims - Maintain accurate file documentation, reserves, and reporting in compliance with internal and regulatory standards. - Communicate effectively with insureds, brokers, and including notifying underwriters of claim issues and trends - Draft case summary reports in connection with significant reserve increases - Participate in mediations and negotiation of settlements - Manage defense counsel and litigation strategies within established guidelines and budgetary restraints. Basic Qualifications: - Bachelor's Degree and 3 or more years of experience in the Claims or Insurance area OR - Zurich Certified Insurance Apprentice, including an Associate Degree and 3 or more years of experience in Claims or Insurance area OR - Completion of Zurich Claims Training Program and 2 or more years of experience in the Claims or Insurance area OR - High School Diploma or Equivalent and 5 or more years of experience in the Claims or Insurance area AND - Must obtain and maintain required adjuster license(s) - Knowledge of insurance regulations, markets and products - Microsoft Office experience Preferred Qualifications: - Juris Doctor highly preferred - Effective verbal and written communication skills - Strong analytical, critical thinking and problem-solving skills - Strong multi-tasking and prioritization skills - Experience collaborating in a team environment and building cross functional working relationships - Proactively shares and promotes sharing of insights - Ability to follow reserving process for indemnity and expense in analyzing the potential exposure of moderately complex claims - Ability to determine the scope and exposure for moderately complex claims - Ability to leverage trend and relationships to provide high-quality customer service - Well-versed in identifying, understanding and explaining moderately complex financial and/or actuarial trends/concepts. - Ability to effectively communicate coverage determinations to customers/ clients/brokers - Ability to direct counsel on an ongoing basis to guide the course of litigation and settlement strategies - Understanding of environmental concepts and trends Your pay at Zurich is based on your role, location, skills, and experience. We follow local laws to ensure fair compensation. You may also be eligible for bonuses and merit increases. If your expectations are above the listed range, we still encourage you to apply-your unique background matters to us. The pay range shown is a national average and may vary by location. The proposed Salary range for this position is $74,900.00 - $122,800.00, with short-term incentive bonus eligibility set at 10%. We offer competitive pay and comprehensive benefits for employees and their families. Why Zurich? At Zurich, we value your ideas and experience. We offer growth, inclusion, and a supportive environment-so you can help shape the future of insurance. Zurich North America is a leader in risk management, with over 150 years of expertise and coverage across 25+ industries, including 90% of the Fortune 500. Join us for a brighter future-for yourself and our customers. Zurich in North America does not discriminate based on race, ethnicity, color, religion, national origin, sex, gender expression, gender identity, genetic information, age, disability, protected veteran status, marital status, sexual orientation, pregnancy or other characteristics protected by applicable law. Equal Opportunity Employer disability/vets. Zurich complies with 18 U.S. Code § 1033. Location(s): AM - New York Remote Working: Hybrid Schedule: Full Time Employment Sponsorship Offered: No Linkedin Recruiter Tag: #LI-LC1 #LI-ASSOCIATE #LI-HYBRID Nearest Major Market: Manhattan Nearest Secondary Market: New York City

The WC Disability Claims Specialist manages within company best practices workers’ compensation claims to best possible outcome, supporting the goals of claims department and of CorVel. This role manages the claims toward closure and looks for settlement opportunities throughout reviews. This is a remote role. ESSENTIAL FUNCTIONS & RESPONSIBILITIES: - Receives claims, confirms policy coverage and acknowledgement of the claim - Reviews for validity and compensability of the claim - Reviews and revises reserve and authorizes payments within reserving authority limits - Ensures timely and accurate payment of WC claim benefits, including indemnity and medical - Initiates investigations, including alive and well checks as needed to confirm continued payment of benefits - Manages workers’ compensation claims toward closure (targeted case load is 250–300 files) - Develops strategies and pursues settlement and/or claim closures, whenever possible - Communicates claim status with the customer, claimant and client - Adheres to client and carrier guidelines and participates in claim reviews, as needed - Additional duties as assigned KNOWLEDGE & SKILLS: - Excellent written and verbal communication skills - Ability to learn rapidly to develop knowledge and understanding of claims practice - Analytical thinking: identifies current or future problems or opportunities; analyzes, synthesizes and compares information to understand issues; identifies cause/effect relationships; and explores alternative solutions that support sound decision-making - Computer proficiency and technical aptitude with the ability to utilize Microsoft Office, including Excel spreadsheets - Strong interpersonal, time management, and organizational skills - Ability to meet or exceed performance competencies - Ability to work both independently and within a team environment EDUCATION & EXPERIENCE: - Bachelor’s degree or a combination of education and related experience - State Certification as an Experienced Examiner - Minimum of 1 year of industry experience and claims management preferred - Preference for previous experience in WC disability benefit management PAY RANGE: CorVel uses a market based approach to pay and our salary ranges may vary depending on your location. Pay rates are established taking into account the following factors: federal, state, and local minimum wage requirements, the geographic location differential, job-related skills, experience, qualifications, internal employee equity, and market conditions. Our ranges may be modified at any time. For leveled roles (I, II, III, Senior, Lead, etc.) new hires may be slotted into a different level, either up or down, based on assessment during interview process taking into consideration experience, qualifications, and overall fit for the role. The level may impact the salary range and these adjustments would be clarified during the offer process. Pay Range: $43,886 - $65,638 A list of our benefit offerings can be found on our CorVel website: CorVel Careers | Opportunities in Risk Management In general, our opportunities will be posted for up to 1 year from date of posting, or until we have selected candidate(s) to fulfill the opening, whichever comes first. ABOUT CORVEL: CorVel, a certified Great Place to Work® Company, is a national provider of industry-leading risk management solutions for the workers’ compensation, auto, health and disability management industries. CorVel was founded in 1987 and has been publicly traded on the NASDAQ stock exchange since 1991. Our continual investment in human capital and technology enable us to deliver the most innovative and integrated solutions to our clients. We are a stable and growing company with a strong, supportive culture and plenty of career advancement opportunities. Over 4,000 people working across the United States embrace our core values of Accountability, Commitment, Excellence, Integrity and Teamwork (ACE-IT!). A comprehensive benefits package is available for full-time regular employees and includes Medical (HDHP) w/Pharmacy, Dental, Vision, Long Term Disability, Health Savings Account, Flexible Spending Account Options, Life Insurance, Accident Insurance, Critical Illness Insurance, Pre-paid Legal Insurance, Parking and Transit FSA accounts, 401K, ROTH 401K, and paid time off. CorVel is an Equal Opportunity Employer, drug free workplace, and complies with ADA regulations as applicable. #LI-Remote

Role Description Zurich is currently looking for a Crop Claims Field Adjuster I to join our Rural Community Insurance Services (RCIS) team. This position is scheduled to work 40 hours per week, with approximately 50% travel expected to cover the territory. The ideal candidate will need to live and service within a 100-mile area of the following Iowa counties: Clay, Palo Alto, Kossuth, Dickinson, Buena Vista, O'Brien, Sac, Calhoun, Carroll. As an RCIS Crop Claims Field Adjuster I, your primary responsibilities will include: - Completing field inspections and related responsibilities with minimal supervision. - Reading maps and aerial photos, measuring fields, and storage bins. - Discussing findings of crop loss with farmers on complex non-routine, problematic claims. - Conveying complex regulations and interpretations to claimants, agents, and industry personnel. - Performing fact-finding regarding crop damage, recording information, and transmitting loss information. - Gathering relevant facts, utilizing applicable law, and establishing basic principles of negligence. - Completing claim reviews and audits on lower-level adjusters as assigned. - Ensuring legal compliance by maintaining a strong working knowledge of regulatory and company policies and procedures. - Contributing to the team effort by accomplishing related results and participating in projects as needed. Qualifications - High School Diploma or Equivalent and 6 or more months of experience in the agricultural area. - Crop Adjuster Proficiency Program Certification (CAPP) must be obtained within 180 days of hire date. - Reliable personal transportation and travel within territory. - Valid Driver’s License. - RCIS Crop Adjuster Physical Requirements: walk in agricultural fields up to 3 miles, climb agricultural storage bins up to 25 feet, lift 25 lbs. to 50 lbs., work outdoors in varying temperatures/weather conditions. Requirements - Excellent verbal, written, and interpersonal communication skills. - Strong organization and prioritization skills. - Experience as a Crop Claims Field Adjuster. - Intermediate Microsoft Office skills. Benefits - Competitive pay based on role, location, skills, and experience. - Potential eligibility for bonuses and merit increases. - Short-term incentive bonus of 5%. - Comprehensive benefits for employees and their families.