Builders Capital logo
Builders Capital

Lending for Builders By Builders.

Special Assets Operations Analyst

Location

Idaho

Posted

62 days ago

Salary

0

Seniority

Senior

3 yrs expEnglish

Job Description

Special Assets Operations Analyst

Builders Capital

• Track, monitor, and report upon the Problem Loan Portfolio (Portfolio), which incorporates all BC assets from AQR 6 thru OREO, including providing analytical and administrative support to SAG Officers, encompassing the following activities/responsibilities: • Supporting all aspects of the Portfolio, including but not limited to ordering third party reports, processing invoices, collecting/analyzing financials, updating LMS, issuing Notices of Default (NOD), processing draws, coordinating/participating in Borrower/Guarantor communications, etc. • Completing periodic analysis of assigned relationships, including spreading financials, updating impairment analyses, and drafting Problem Loan Reports (PLR). • Coordinating with third party vendors, including contractors, subcontractors, attorneys, receivers, title/escrow, and RE agents. • Understand, stay abreast, and make recommendations regarding BC Policy and Procedures, in addition to applicable laws and regulations in area of responsibility. • Perform/verify valuations, investigate credit history, and evaluate personal/business assets within BC policy and procedure as well as applicable federal laws. • Support development of credits strategies with varying and evolving degrees of aggressiveness commensurate with the situation. • Maintain current knowledge of general economic conditions or changing trends that may affect BC assets. • Underwrite and draft credit requests for submission to management and capital partners. • Provide operational and administrative support to the Special Assets Group across LMS, Asana, and related systems. • Support internal and external reporting by compiling, validating, and organizing loan level data, narratives, and supporting documentation, including assistance with recurring and ad hoc reports. • Maintain standardized reporting templates, documentation, and workflows to support consistency, accuracy, and efficiency. • Track tasks, deadlines, and asset level requirements to support timely execution of departmental priorities. • Support intake, setup, and ongoing monitoring of assigned Special Assets. • Other duties as assigned to achieve the goals of the department and BC.

Job Requirements

  • 1–3 years of experience in commercial credit, loan servicing, underwriting, asset management, or special assets support.
  • Ability to work in either our Ft. Lauderdale, FL, Puyallup, WA, or Cleveland, OH office.
  • Exposure to criticized/classified loans, workout situations, or distressed assets preferred.
  • Ability to analyze borrower and guarantor financial statements, including spreading financials and basic cash flow analysis.
  • Experience assisting with impairment analysis, collateral valuation review, and financial trend analysis.
  • Understanding of fundamental credit principles, loan structures, and risk assessment.
  • Ability to investigate credit history and evaluate personal and business financial information in accordance with internal policy and applicable regulations.
  • Experience preparing or supporting Problem Loan Reports (PLRs), credit memos, and internal management reports.
  • Strong attention to detail in compiling, validating, and organizing loan-level data and supporting documentation.
  • Ability to maintain standardized reporting templates and documentation to ensure consistency and accuracy.
  • Proficiency in Microsoft Excel, including financial models, data analysis, and reporting.
  • Experience working with Loan Management Systems (LMS) and workflow/project management tools (e.g., Asana or similar), or ability to learn quickly.
  • Strong organizational skills to track tasks, deadlines, and asset-level requirements.
  • Detail-oriented, analytical, and well-organized.
  • Ability to manage multiple priorities in a deadline-driven environment.
  • Strong work ethic with a willingness to take on additional responsibilities to support team objectives.
  • High level of professionalism and discretion when handling sensitive information.

Benefits

  • Innovative Environment: Join a forward-thinking company at the forefront of the construction finance industry with access to cutting-edge technology and resources.
  • Work Flexibility: Enjoy a flexible work environment where you can balance team leadership with your personal life.
  • National Impact: Be part of a nationwide operation that’s shaping the future of construction financing and making a difference for builders, developers, and homeowners across the U.S.
  • Health Insurance – We’ve got you covered! Builders Capital pays 100% of your medical insurance premiums to keep you healthy and stress-free, offering a PPO and HSA plans.
  • Competitive Compensation – We offer competitive wages that reward your expertise and hard work.
  • Paid Time Off – Take time to recharge with 3 weeks of paid time off each year.
  • Paid Holidays – Enjoy 10 paid holidays throughout the year so you can spend quality time with family, friends, or doing whatever you love.

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