Builders Capital

Role Description We are seeking an experienced REO Asset Manager to oversee a portfolio of residential real estate-owned (REO) assets on behalf of institutional investors and capital partners. This role is focused on strategic asset management, vendor oversight, portfolio performance, and disposition execution — not hands-on property maintenance or field operations. The ideal candidate has experience managing residential REO assets at scale within an institutional environment, including coordination with servicers, brokers, attorneys, preservation vendors, and disposition partners to maximize asset recovery and portfolio performance. What You'll Do - Manage a national portfolio of residential REO assets from foreclosure through disposition, ensuring timely execution and maximizing asset recovery outcomes. - Develop and execute asset-level disposition strategies based on property condition, market trends, occupancy status, and investor objectives. - Oversee third-party vendors including brokers, preservation companies, attorneys, inspectors, locksmiths, contractors, and auction partners to ensure performance, cost control, and service quality. - Review valuations, broker price opinions (BPOs), repair scopes, marketing plans, and listing strategies to optimize property sale performance. - Monitor key portfolio performance metrics including days on market, liquidation timelines, carrying costs, recovery rates, and net loss severity. - Coordinate with servicing teams, capital partners, Special Assets officers, legal counsel, and internal stakeholders on asset status, foreclosure timelines, and resolution strategies. - Approve repair budgets, vendor invoices, marketing recommendations, and disposition plans within delegated authority limits and company guidelines. - Manage escalated issues related to title defects, occupancy, code violations, litigation, foreclosure delays, cash-for-keys negotiations, and post-foreclosure timelines. - Ensure compliance with investor guidelines, servicing standards, regulatory requirements, and internal asset management policies. - Analyze portfolio trends and provide reporting, forecasting, and strategic recommendations to leadership and capital partners. - Maintain strong relationships with broker networks, servicing partners, auction providers, and institutional stakeholders to support efficient asset liquidation. - Support the reduction of non-performing and distressed real estate exposure through proactive asset management and strategic resolution execution. - Assist leadership with evaluating market conditions, property-level risks, vendor performance, and operational efficiencies impacting portfolio performance. - Perform other duties as assigned to support the objectives of the REO and Special Assets platform. Qualifications - Minimum 5+ years of institutional residential REO asset management experience or relevant experience. - Strong understanding of residential foreclosure processes, REO disposition, servicing operations, and distressed asset management. - Proven experience managing high-volume REO portfolios in a performance-driven institutional environment. - Experience coordinating and overseeing third-party vendors including brokers, attorneys, preservation companies, inspectors, and contractors. - Strong analytical and financial skills with the ability to evaluate valuations, carrying costs, recovery metrics, and disposition strategies. - Familiarity with investor reporting requirements, compliance standards, and asset recovery performance metrics. - Experience managing geographically diverse residential asset portfolios across multiple markets. - Ability to prioritize and manage multiple assets, deadlines, and escalated issues simultaneously. - Strong negotiation, organizational, and stakeholder management skills. - Experience with asset management platforms, servicing systems, reporting tools, and disposition tracking systems. - Excellent written and verbal communication skills with the ability to present clear, data-driven recommendations to senior leadership and capital partners. - Experience working with institutional investors, private lenders, banks, hedge funds, or special servicers. - Background in residential loan servicing, default servicing, distressed asset management, or special assets. - Knowledge of auction strategies, cash-for-keys negotiations, eviction processes, and post-foreclosure asset resolution timelines. - Experience managing REO assets tied to residential bridge loans, fix-and-flip loans, or transitional real estate lending portfolios. Benefits - Innovative Environment - Join a forward-thinking company at the forefront of the construction finance industry, with access to cutting-edge technology and resources. - Work Flexibility - Enjoy a flexible work environment that allows you to balance professional responsibilities with personal life. - National Impact - Be part of a nationwide operation shaping the future of construction financing and making a meaningful impact for builders, developers, and homeowners across the U.S. - Health Insurance - Builders Capital Exchange pays 100% of medical insurance premiums, offering both PPO and HSA plan options. - Competitive Compensation - We offer competitive wages that reflect your expertise and performance. - Paid Time Off - Recharge with 3 weeks of paid time off annually. - Paid Holidays - Enjoy 10 paid holidays each year.

- Manage a national portfolio of residential REO assets from foreclosure through disposition, ensuring timely execution and maximizing asset recovery outcomes. - Develop and execute asset-level disposition strategies based on property condition, market trends, occupancy status, and investor objectives. - Oversee third-party vendors including brokers, preservation companies, attorneys, inspectors, locksmiths, contractors, and auction partners to ensure performance, cost control, and service quality.** Review valuations, broker price opinions (BPOs), repair scopes, marketing plans, and listing strategies to optimize property sale performance. - Monitor key portfolio performance metrics including days on market, liquidation timelines, carrying costs, recovery rates, and net loss severity. - Coordinate with servicing teams, capital partners, Special Assets officers, legal counsel, and internal stakeholders on asset status, foreclosure timelines, and resolution strategies. - Approve repair budgets, vendor invoices, marketing recommendations, and disposition plans within delegated authority limits and company guidelines. - Manage escalated issues related to title defects, occupancy, code violations, litigation, foreclosure delays, cash-for-keys negotiations, and post-foreclosure timelines. - Ensure compliance with investor guidelines, servicing standards, regulatory requirements, and internal asset management policies. - Analyze portfolio trends and provide reporting, forecasting, and strategic recommendations to leadership and capital partners. - Maintain strong relationships with broker networks, servicing partners, auction providers, and institutional stakeholders to support efficient asset liquidation. - Support the reduction of non-performing and distressed real estate exposure through proactive asset management and strategic resolution execution. - Assist leadership with evaluating market conditions, property-level risks, vendor performance, and operational efficiencies impacting portfolio performance. - Perform other duties as assigned to support the objectives of the REO and Special Assets platform.

- Perform data entry duties to update and maintain accurate financial records. - Reconcile bank accounts, credit card statements, and general ledger accounts to ensure accuracy. - Identify and resolve discrepancies in accounts. - Maintain general ledger entries and journal entries. - Provide support for month-end and year-end closing processes. - Work on special projects and analysis as requested.

Builders Capital Exchange is looking for an Accounting Clerk to join our growing Accounting team. The Accounting Clerk will be responsible for performing a variety of accounting, and administrative tasks to ensure the company’s financial records are accurate and up to date. The ideal candidate will have strong organizational skills and the ability to handle financial data with accuracy and confidentiality. At Builders Capital Exchange, we are on a mission to reshape the future of construction financing. As the nation’s largest private construction lender, we provide innovative, tailored financing solutions to developers, builders, and investors. Our goal is simple: to be our clients' most valued partner by offering aggressive rates, flexible loan terms, and unmatched service. We’re setting ourselves apart by being creative in our financing solutions, leveraging cutting-edge technology, and maintaining an agile, in-house servicing team that ensures quick funding and a smooth process. Builders Capital Exchange is leading the charge in addressing the nationwide housing shortage, with approximately 5 million homes needed to meet demand. We’re here to help build those homes, one project at a time.    What You’ll Do:  - Perform data entry duties to update and maintain accurate financial records. - Reconcile bank accounts, credit card statements, and general ledger accounts to ensure accuracy. - Identify and resolve discrepancies in accounts. - Maintain general ledger entries and journal entries. - Provide support for month-end and year-end closing processes. - Work on special projects and analysis as requested.

• Own the Top of the Market - Develop and execute a focused strategy to identify, engage, and build lasting relationships with the top 300 private home builders in your region. • Drive Strategic Outside Sales - Prospect, network, and cultivate relationships with high-volume builders, developers, architects, land brokers, and key industry influencers. • Originate Complex Construction Solutions - Structure and originate a range of loan products including vertical construction, land development, bridge financing, and multifamily projects. • Quarterback the Deal - Lead transactions from initial outreach through structuring, underwriting, approval, and closing. • Be a Trusted Advisor - Consult with builders on deal structure, leverage, timing, and risk mitigation. • Execute with Discipline - Develop and implement a targeted sales plan centered on penetrating and expanding within the top builder segment.

• Track, monitor, and report upon the Problem Loan Portfolio (Portfolio), which incorporates all BC assets from AQR 6 thru OREO, including providing analytical and administrative support to SAG Officers, encompassing the following activities/responsibilities: • Supporting all aspects of the Portfolio, including but not limited to ordering third party reports, processing invoices, collecting/analyzing financials, updating LMS, issuing Notices of Default (NOD), processing draws, coordinating/participating in Borrower/Guarantor communications, etc. • Completing periodic analysis of assigned relationships, including spreading financials, updating impairment analyses, and drafting Problem Loan Reports (PLR). • Coordinating with third party vendors, including contractors, subcontractors, attorneys, receivers, title/escrow, and RE agents. • Understand, stay abreast, and make recommendations regarding BC Policy and Procedures, in addition to applicable laws and regulations in area of responsibility. • Perform/verify valuations, investigate credit history, and evaluate personal/business assets within BC policy and procedure as well as applicable federal laws. • Support development of credits strategies with varying and evolving degrees of aggressiveness commensurate with the situation. • Maintain current knowledge of general economic conditions or changing trends that may affect BC assets. • Underwrite and draft credit requests for submission to management and capital partners. • Provide operational and administrative support to the Special Assets Group across LMS, Asana, and related systems. • Support internal and external reporting by compiling, validating, and organizing loan level data, narratives, and supporting documentation, including assistance with recurring and ad hoc reports. • Maintain standardized reporting templates, documentation, and workflows to support consistency, accuracy, and efficiency. • Track tasks, deadlines, and asset level requirements to support timely execution of departmental priorities. • Support intake, setup, and ongoing monitoring of assigned Special Assets. • Other duties as assigned to achieve the goals of the department and BC.

• Architect Enterprise AI Solutions - Design and deploy LLM-based, agentic, and applied machine learning systems that integrate seamlessly with enterprise data platforms and production environments. Build scalable, production-ready AI solutions that deliver measurable business outcomes. • Translate Strategy into Engineered Products - Partner directly with TD&O divisional leaders, product teams, and operations executives to convert high-impact business use cases into technical blueprints and deployed AI capabilities. • Lead Hands-On Engineering Execution - Guide teams in model development, fine-tuning, evaluation, and deployment. Ensure performance, observability, scalability, and compliance across AI systems operating in production environments. • Operationalize GenAI at Scale - Develop reusable frameworks, APIs, orchestration layers, and components that accelerate AI adoption across multiple product lines and business workflows. • Champion Responsible & Secure AI - Establish engineering standards for model governance, telemetry, version control, and risk management in partnership with Enterprise Architecture and governance teams. Ensure AI systems are secure, ethical, and compliant. • Build and Inspire High-Performance Teams - Lead cross-functional squads to prototype, iterate, and operationalize AI agents and cognitive capabilities. Foster a builder culture grounded in experimentation, accountability, and delivery. • Stay Ahead of the Frontier – Continuously evaluate emerging AI tools, frameworks, and architectural patterns. Identify opportunities to responsibly integrate cutting-edge capabilities into enterprise platforms.

• The Vice President National Sales Manager is responsible for loan origination quality & communication, as well as collaborating with a best-in-class fulfillment team all working together to ensure the customer’s and/or business partners experience is exceptional, and that the company’s risk is securely managed. • Personally, source and submit a min. of $4Million dollars in Business Purpose loans per month and fund a minimum of $3million dollars in Business Purpose loans per month. • Lead a team of Regional Market Manager sales professionals to source and submit a min. of $4Million dollars in Business Purpose loans per month and fund a minimum of $3million dollars in Business Purpose loans per month. • Assess, coach, and mentor direct sales reports to ensure they are meeting all of the expected sales and loan origination expectations (i.e., product knowledge, sales skill, technology and system competency, quality of work, setting proper expectations, and professionally partnering with their internal operations team. • Submit complete applications that meet the program requirements, which includes data, documentation, and double-checking your work for accuracy. • Support the Consumer business channels where strategically valuable to you & your business partners; maximize all relationships – wherever feasible. • Manage emotions through preparation & fact-based dialog; always interacting with the highest level of professionalism in the industry. • Understand & comprehend the real estate investment market segment and be able to effectively communicate how the company’s structure & product suite can help our clients grow and prosper. • Educate business partners, referral sources, brokers, and investors on the value proposition, and become a trusted advisor in your markets for all things related to real estate investment financing. • Master the role through comprehensive knowledge of the products, guidelines, and be competent at analyzing and accurately structure loan opportunities. • Always Be Selling (ABS), continue to expand & prospect with your own established relationships, and your own host webinars, meetups, seminars, and participate in regional industry networking functions to build your book of business and promote all the company has to offer. • Participate and speak at industry events through your knowledge, preparation, and experience. • Approach each day with a “drive for results” & “sense of urgency”, demonstrate excellence with tremendous motivation to succeed and be the best in the industry. • Focus your time and efforts on prospecting and driving in new business, while also managing a loan pipeline with strong closing conversion ratios. • Adheres to approved daily work schedule, meets attendance standards satisfactorily, and performs all position requirements as expected. • Remains current on changes within the legal, regulatory, economic, competitive, and technology environments that may affect the business. • Perform other duties as assigned.

• The Senior Vice President National Sales Manager is responsible for leading sales and collaborating with a best-in-class fulfillment team to ensure the customer’s and/or business partners experience is exceptional, and that the company’s risk is securely managed. • Lead a team of Regional Sales Managers sales professionals to fund a min. of $4 Million dollars in Business Purpose loans per month. • Assess, coach, and mentor sales leadership and sales to ensure they meet the expected sales and loan origination expectations (i.e., product knowledge, sales skill, technology and system competency, quality of work, setting proper expectations, and professionally partnering with their internal operations team. • Ensure sales team members understand and execute in accordance with the company expectations with respect to loan quality, understanding the details, facts, and the importance of knowing their customers, and being proactive and responsive as a professional. • Seek to establish company partnerships that are beyond the sales teams reach to maximize company success and the strength of the business. • Manage emotions through preparation & fact-based dialog; always interacting with the highest level of professionalism. • Fully understand & comprehend the real estate investment market segment and be able to effectively communicate how the company’s structure & product suite can help our clients & partners grow and prosper. • Ensure the sales team is prepared to educate business partners, referral sources, brokers, and investors on the company’s products, and drive sales to become a trusted advisor in the markets we serve. • Coach sales, and continue to expand your own established relationships, host webinars, meetups, seminars, and participate at industry networking functions to build the company’s brand. • Participate and speak at industry events through your knowledge, preparation, and experience. • Approach each day with a “drive for results” & “sense of urgency”, demonstrate excellence with tremendous motivation to succeed and be the best in the industry. • Focus your time and efforts on recruiting, retention and rewarding the sales team, and implement a culture of driven professionals committed to excellence, competition, and professionalism. • Adheres to approved daily work schedule, meets attendance standards satisfactorily, and performs all position requirements as expected. • Remains current on changes within the legal, regulatory, economic, competitive, and technology environments that may affect the business. • Perform other duties as assigned.

• Lead Enterprise Delivery Strategy - Build and oversee a scalable delivery framework that ensures consistent execution across technology, operations, and business initiatives. Establish standards, cadences, and governance that drive clarity and accountability. • Translate Strategy into Execution - Partner directly with executive leadership and divisional heads to convert strategic objectives into structured roadmaps, milestones, and measurable outcomes. • Own End-to-End Initiative Delivery - Oversee planning, resource alignment, risk management, and cross-functional coordination across multiple concurrent programs. Ensure predictable, high-quality delivery. • Establish Operational Excellence - Implement delivery methodologies (Agile, hybrid, or structured frameworks) appropriate to the business environment. Drive continuous improvement through retrospectives, metrics, and reporting transparency. • Manage Cross-Functional Alignment - Act as the connective tissue between engineering, product, operations, finance, and executive stakeholders. Resolve bottlenecks, remove friction, and maintain momentum. • Drive Accountability & Performance Visibility - Build executive-ready dashboards and reporting mechanisms that provide real-time insight into delivery health, risks, dependencies, and outcomes. • Develop High-Performing Teams - Lead and mentor program managers, project managers, and delivery leads. Foster a culture rooted in ownership, urgency, and execution discipline. • Scale for Growth - Design delivery systems that support rapid company expansion, new product lines, and evolving enterprise priorities.