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IP Infusion logo
IP Infusion

Accelerating Network Disaggregation for Service Provider and Data Centers.

Junior Credit Analyst – Loan Review

AnalystAnalystFull TimeRemoteJuniorTeam 201-500Since 1999H1B SponsorCompany SiteLinkedIn

Location

Alabama + 16 moreAll locations: Alabama | Arizona | Connecticut | Florida | Illinois | Kentucky | North Carolina | Ohio | Massachusetts | Michigan | Mississippi | Missouri | Pennsylvania | Tennessee | Texas | Virginia | Wisconsin

Posted

101 days ago

Salary

$80K - $90K / year

Seniority

Junior

Bachelor Degree3 yrs expEnglish

Job Description

Junior Credit Analyst – Loan Review

IP Infusion

• Review 12–15 loans per day, evaluating risk grading accuracy, underwriting practices, servicing, and adherence to credit policies • Analyze financial statements, cash flow, collateral, and guarantor support to assess creditworthiness • Document findings clearly and accurately in a succinct summary using OptimaFI’s proprietary loan review platform • Deliver consistent, high-quality work while managing volume and meeting deadlines • Apply sound judgment when evaluating credit risk and identifying potential issues • Ensure accuracy, completeness, and adherence to OptimaFI’s quality standards • Collaborate with team members and leadership to ensure alignment and consistency in deliverables • Adapt quickly to navigate different client systems and data environments

Job Requirements

  • Bachelor’s degree in finance, accounting, business, or related field
  • 3-10 years of credit analysis or underwriting experience in banking
  • Strong knowledge of commercial lending (CRE, C&I, construction)
  • Experience analyzing financial statements, cash flow, and loan documentation

Benefits

  • Medical, dental and vision coverage
  • Flexible PTO
  • 401(k) match
  • WFH stipend

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