Senior Life Underwriter remote type Fully Remote locations Bethlehem time type Full time job requisition id R000108911 Is a culture where “People Count,” “We Do the Right Thing,” and “We Hold Ourselves to Very High Standards” important to you? Does a supportive environment that protects time to develop knowledge and encourages work/life balance entice you? If so, Guardian is seeking a Senior Life Underwriter to develop and implement decision making of individual life cases up to $5,000,000! In this role you will use your expertise to determine the insurability as well as premium classification using tools available including, medical history, financial verification and various third-party vendor provided reports. The Senior Life Underwriter is accountable for managing assigned work, developing agency relationships, and ensuring customer satisfaction at the highest level. The position requires the individual to operate in a cross-functional team environment. You are The ideal candidate will be able to work autonomously and confidently make underwriting decisions that provide the best offer within their assigned approval authority and protect mortality. They will also be able to transform conceptual thinking into competitive decisions that align with company philosophy and department guidelines. You will - Recognize and obtain requirements necessary in evaluating risks, consistently using a comprehensive approach (a “broadened view” of the entire case to forecast all needs and requirements at onset) - Evaluate medical, financial, and non-medical information, as developed, to determine the risk classification according to company guidelines. - Collaborate with our reinsurers to negotiate and secure risk classification for business that may exceed our mortality standards, exceed our corporate retention, and/or for the benefit of securing a more competitive offer. - Communicate with field partners and home office personnel for the purpose of acquiring necessary information, solving problems, negotiating appeals, and conveying decisions in a polite, confident, and professional manner. You have - 3-5 years of experience in individual life underwriting - Bachelor’s degree - Industry related education (ALU, CLU, LOMA, etc.) - Knowledge of underwriting manuals, MIB (Medical Information Bureau) reporting, and various risk assessment vendor tools - The skills for risk assessment, collaboration, and customer service - The ability to think divergently. - Knowledge of individual life insurance products/processes - Analytical, Negotiation, Written and Oral communication skills. - Exceptional decision-making skills and organizational and time management skills Salary Range: $68,970.00 - $113,310.00 The salary range reflected above is a good faith estimate of base pay for the primary location of the position. The salary for this position ultimately will be determined based on the education, experience, knowledge, and abilities of the successful candidate. In addition to salary, this role may also be eligible for annual, sales, or other incentive compensation.

• Support client reporting requirements, including preparing protocol budget estimates and actual client spend schedules • Assist with the financial system setup for new customers, contract awards and pricing schedules • Prepare IRB invoices, review invoices for accuracy, distribute invoices, and perform other similar processes associated with the invoice-to-payments cycle • Prepare journal entries and updating of periodic financial close schedules • Respond to both internal business partner and external client inquiries • Preparation of periodic KPIs for management • Peer review of work performed by junior team members • Create ad hoc reporting as needed • Assist with acquisition related activities • Maintain databases to ensure data is up to date and accurate • Monitor shared mailbox; respond to invoice inquiries, credit memo requests, and fee schedule requests, etc. • Other duties as assigned

• Budgeting personal expenses and income/expenses of privately used assets • Executing payments upon requests of Family Office (FO) staff and UBO via credit cards, personal and corporate bank accounts, crypto wallets, etc • Accurate accounting of personal expenses in ERP on a monthly basis • Reporting plan vs actuals for personal expenses and financial performance of privately used assets monthly not later than the 15th of the following month, and providing insights on deviations, any insights at UBO/CFO request • Limited control over the substance of expenses initiated by FO staff • Communication with contractors on agreements, payment for performed services, required documentation, and reconciliation of receivables/payables • Verification of advance reports of the Family Office staff working on privately used assets, allocation of expenses • Communication with the Family Office staff regarding the financial performance of privately used assets • Managing privately used means of payment (personal accounts, credit cards, assigned phones, crypto wallets, etc.) - maintaining sufficient limits for anticipated expenditure, tracking custody, etc • Control of the validity of notarized powers of attorney/bank cards/safe deposit boxes, organization of their prolongation, verification in banks, and similar documentation arrangements • Support for corporate treasury function in peak loads/absence (may include 1-2 business trips annually; • Improving the processes of personal expenses and privately used assets expenditure, accounting, and reporting (including ERP side, disbursement side, etc.) with target workload for those functions not exceeding 0.5 FTE (full-time equivalent) • Other management instructions.

• Conduct group and individual employee financial education meetings in English and Spanish • Serve as primary point of contact and lead financial education for plan participants • Provide prompt, courteous, and excellent service • Actively interact with clients and their employees to ensure we are delivering upon service expectations • Cross-sell all lines of business and services available at Wealthspire