Join nesto — proudly named Canadian Rocketship 2025*. A Deloitte Fast 50 company evolving alongside Canada’s top tech innovators and disrupting a 2.1 Trillion-dollar mortgage industry at light speed by building the mortgage ecosystem of the future. BUILD lending technology with the best developers, AI engineers, and mortgage experts in the country. Work on a modern tech stack and a development framework designed to unlock your full potential and accelerate your career. Why join us - Hypergrowth: Deloitte Fast 50 — 3 years in a row - Tech community credibility: TechTO Canadian Rocketship 2025* - Industry leadership: CLA Lending Company of the Year — 4 consecutive years - Talent magnet: CMP Top Mortgage Employer 2025 - Trusted technology: powering major financial institutions across Canada - An entrepreneurial culture built on trust, speed, uncomfortable ambition, being stronger together, and a relentless obsession with our clients. About nesto and Nesto Cloud nesto is Canada’s leading provider of mortgage technology and financing solutions, managing $73B+ CAD in residential and commercial mortgages, with 1,000+ team members across 12 offices nationwide. You will be working on Nesto Cloud, Canada’s most advanced cloud platform, delivering end-to-end technology solutions for lenders in the digital age. As Data Analyst your primary focus is the administration, development, and optimization of our reporting ecosystem. You will serve as the bridge between legacy and modern reporting, taking full ownership of our SSRS request queue while simultaneously building high-impact dashboards in Power BI. This role is ideal for a hands-on developer who is comfortable managing a busy ticket queue and driving the adoption of modern analytics. Who You Are - A "Doer": You are comfortable jumping into a fast-paced environment and taking immediate ownership of the reporting backlog. - A Visual Storyteller: You don't just put charts on a page; you build dashboards that tell a clear story and drive action. - The "Admin" Mindset: You enjoy the organization and governance required to keep a BI environment running smoothly. Key Responsibilities SSRS Development & Maintenance (Core Responsibility) - Ownership of Requests: Handle all incoming requests for SQL Server Reporting Services (SSRS). This includes scoping and building new reports from scratch based on business needs. - Change Management: Execute change requests for existing SSRS reports, optimizing queries and adjusting layouts to match evolving business processes. - Troubleshooting: Diagnose and resolve issues with report rendering, data accuracy, or subscription delivery in a timely manner. Power BI Development & Administration - Modern Visualization: Design, develop, and deploy advanced Power BI dashboards that are intuitive, performant, and visually compelling. - Environment Admin: Oversee Power BI Service administration, including workspace management, security roles (RLS), and gateway configurations. - Data Modeling: Translate business requirements into clean, functional data models (DAX/Power Query) that serve as a "single source of truth." Stakeholder Collaboration & Governance - Requirement Gathering: Work directly with business units to understand their KPIs and translate them into technical reporting specifications. - Data Integrity: Partner with the Data Engineering team to validate underlying data in SQL Server and Azure SQL. - Best Practices: Champion reporting standards, ensuring all new builds follow internal UI/UX and data governance guidelines. Required Skills & Qualifications Technical Expertise - Experience: 3–5 years of experience in data analysis and BI reporting, preferably in Financial Services or FinTech. - SSRS Proficiency: Strong ability to design, develop, and deploy paginated reports using SSRS (Visual Studio / Report Builder). You should be comfortable writing complex T-SQL queries / stored procedures to feed these reports. - Power BI Mastery: Expert knowledge of Power BI Desktop and Power BI Service (Admin). Proficiency in DAX and Power Query (M) is essential. - Database Skills: Strong proficiency in SQL (T-SQL) for data extraction and a solid understanding of relational database structures (SQL Server / Azure SQL). Soft Skills - Queue Management: Ability to prioritize and manage a backlog of reporting requests independently. - Attention to Detail: A "perfectionist" mindset when it comes to data accuracy and visual alignment. - Communication: Ability to explain data trends and technical limitations to non-technical business users. Time Zone: Must be located in or able to work consistently within the EST time zone (9:00 AM - 5:00 PM) to ensure synchronized collaboration with our national teams. The Reward The A-Team: Work alongside high-performing talent in the industry. Accelerated Growth: The slope of your learning curve here will be vertical. You will touch more production systems in one year than you would in five years at a bank. Best-in-Class Tools: Access to the resources and tech you need to execute without friction. Working framework: the environment that makes you productive and enables teamwork. Diversity & Inclusion At nesto, we believe that creativity and collaboration are the result of a diverse team. We are committed to fostering a culture of diversity, equity, inclusion, and belonging, and we strongly encourage women, people of color, LGBTQIA+ individuals, and individuals with disabilities to apply. We are committed to creating a workplace that is inclusive and welcoming to all. #LI-DNI

• Review and refine AI-generated outputs related to data analysis, reporting, business intelligence, and practical aspects of data-driven decision making • Evaluate AI responses for accuracy, application of statistical methods, and compliance with real-world requirements • Draft realistic data analysis scenarios based on your direct professional experience • Create scenario variations from different perspectives (e.g. data analyst, business stakeholder, manager, or client) • Identify gaps, oversights, or weak reasoning in AI-generated data analysis content

• Design, build, and own standardized operational reports, dashboards, and scorecards for clinical, quality, and operational teams • Define and develop key performance indicators (KPIs) and metrics to measure clinical outcomes, quality, utilization, productivity, and program effectiveness • Partner with stakeholders to translate business and clinical requirements into scalable reporting solutions • Ensure reporting solutions are reliable, repeatable, and aligned to operational workflows and decision-making needs • Develop intuitive, user-friendly dashboards that enable leaders and frontline teams to track performance and identify issues quickly • Apply best practices in data visualization to clearly communicate trends, risks, and opportunities • Continuously enhance dashboards based on user feedback and evolving business needs • Analyze clinical, claims, and encounter data to evaluate outcomes, quality performance, and adherence to clinical standards • Identify variation in care, quality gaps, and utilization trends across populations, providers, and markets • Support performance monitoring of clinical programs, internal teams, and operational workflows • Develop and maintain complex SQL queries, datasets, and analytical models using large healthcare data sources • Ensure data accuracy, validation, and documentation for all operational and analytical reporting • Support ad hoc and deep-dive analyses to explain performance trends and root causes • Work closely with Clinical Operations, Quality, Medical Economics, and Compliance teams to align metrics with strategic and operational priorities • Present dashboards, insights, and recommendations to clinical and executive leadership • Support audits, performance reviews, and internal reporting through data-driven insights • Serve as a subject matter expert for clinical operational reporting and performance measurement • Mentor junior analysts in reporting best practices and analytical rigor • Contribute to analytics standards, data governance, and metric definitions

Work from anywhere, impact everywhere Diversity is at the heart of who we are at Xapo Bank. We’re a fully distributed team of over 130 Xapiens that work remotely from 30+ countries around the world. Our beginning: A world that enjoys economic freedom and wealth protection, no matter where you live or who is running your country. To achieve that, we search the world for the best people for the job. We work hard, think globally, and inspire each other to learn and grow. We are committed to changing the way things are done. Although we are headquartered in Gibraltar, this is a full time, 100% remote position Work from anywhere! Position overview We are looking for an experienced Data Analyst to join our team. This role focuses on enabling analytics to support better financial decision-making, developing data products for the Finance and Treasury teams, and extending support to other areas as part of the data analytics team. The ideal candidate combines deep technical expertise with strong business acumen and will play a key role in our financial operations and overall data strategy. This position requires adaptability and comfort with fast-changing priorities. You will be responsible for a wide range of tasks, from in-depth data analysis to ad-hoc requests and recurring financial or regulatory reporting. Responsibilities - Translate data into strategy by analysing transactional data and financial performance to generate insights that drive Xapo’s growth. - Synthesise findings and communicate them in a clear, practical, and actionable way through visualisations and storytelling. - Write and manage end-to-end data pipelines. - Design and maintain Looker dashboards to enable self-service analytics for stakeholders. - Act as a strategic partner to the Finance and Treasury teams, as well as other teams across the company, translating business questions into technical data requirements. - Support stakeholders in interpreting and using data in their day-to-day work, providing actionable recommendations based on analysis. - Support the Finance and Treasury teams in identifying and achieving financial efficiencies and delivering strategic recommendations to the business. - Ensure data accuracy and maintain a single source of truth across all reporting. - Automate and improve data processes by implementing analytics and predictive modelling tools. - Continuously identify opportunities to improve data-related processes and approaches. Skills needed - 2+ years of experience in a dedicated data analytics role. - High proficiency in SQL. BigQuery-specific experience is a significant advantage. - Strong data modelling skills. - Experience using Python for data analytics. - Excellent written and verbal communication and presentation skills in English, with the ability to explain complex data insights to non-technical stakeholders. - Highly organised, with the ability to manage multiple analytical projects simultaneously while maintaining attention to detail. - Exceptional analytical, critical thinking, and problem-solving skills. - Experience as a Looker (not Looker Studio) developer is a strong plus. - Experience or background in the finance domain, fintech, or the crypto market is a plus. - Experience with GCP products and services such as BigQuery, Cloud Functions, and Vertex AI is a plus. Other requirements - A dedicated workspace. - A reliable internet connection with the fastest speed possible in your area. - Alignment with Our Values and the Xapo Values-Driven Leadership principles. Why work for Xapo? IMPACT GLOBALLY, WORK REMOTELY. - Shape the Future: Improve lives through cutting-edge technology, work 100% remotely from anywhere in the world. - Great work-life balance: Build amazing things with a balance of autonomy and collaborative teamwork. Set your own work schedule and make use of a flexible PTO plan when you need to recharge. - Expect Excellence: Collaborate, learn, and grow with a high-performance team. Learn how you learn best - from books to conferences, you’ll get a yearly budget for your individual learning and development goals. At Xapo, we prioritize consumer protection and adhere to regulatory requirements by ensuring that all Xapiens are accountable for upholding principles of fair treatment, transparency, and ethical conduct in their interactions with customers and stakeholders.