Company Description STCU is consistently rated one of the top-performing credit unions in the nation, and has been named one of Fortune Magazine’s Great Places to Work. We look for employees who have a strong desire to serve others, are lifelong learners, are committed to working hard, have a fun-loving attitude, and who want to make a difference in our members’ lives. We love people who share our core values: Joyfulness, generosity, belonging, goodness, and striving. We believe in being a force for good in the community, while helping members achieve their financial goals and dreams. STCU offers excellent benefits: • Paid time off—plus 11 paid holidays! • Medical, dental, vision and life insurance • Flexible schedules and remote-work opportunities • Training and career development • Success sharing plan • 401(k) matching contributions • Tuition reimbursement An overview of the benefits can be found here. Salary range: $24.32 - $34.04 per hour Job Description The Special Assets Officer is responsible for effectively managing delinquent real estate loan accounts, overdrawn share accounts, repossessions, asset recovery and bankruptcies. This role minimizes loan losses and risk to the credit union while ensuring the best possible outcome for both the organization and the member. It requires a strong knowledge of department policies and a high degree of independent decision-making within established guidelines. Core Job Requirements/Outcomes - Manage specialty collection portfolios by promptly contacting members, addressing delinquencies, coordinating recovery actions, and minimizing financial risk through consistent monitoring and resolution. - Recommend loss mitigation strategies by evaluating risk through thorough assessments of account information and recommending appropriate recovery actions. - Support legal recovery efforts by working with attorneys and third-party vendors to ensure timely and accurate referrals for bankruptcies, foreclosures, and repossessions in alignment with policies, procedures, and regulatory guidelines. - Maintain compliance, documentation integrity, and department performance by ensuring all account activities adhere to FDCPA, TCPA, FCRA UDAAP, bankruptcy codes, internal controls, and established service level agreements (SLAs). Other Essential Functions - Build and maintain member trust by delivering empathetic, professional communication during financial hardship and asset recovery discussions. - Stay current on regulatory changes by attending training and applying knowledge to ensure all processes comply with applicable laws and investor requirements. - Collaborate with internal teams and external vendors by supporting workflow continuity, sharing knowledge, and assisting with workload management. - Foster a collaborative team environment by participating in team initiatives, supporting cross-training, and proactively identifying opportunities for process improvements. Qualifications Education: High school diploma or equivalent required. Certifications: Consumer Credit Counselling Certificate preferred. Job Experience: Minimum three years’ experience in real estate and/or consumer collections, or relevant experience in a financial institution required. Software Skills: Previous experience with PACER, COVIUS, FREDDIE MAC SERVICING and Temenos is desired. Proficient knowledge of MS Office programs including Outlook, Word, Excel and Teams. Physical Demands: Must be able to regularly talk, hear and operate a computer, keyboard and mouse and occasionally lift, pull/push and carry up to 10 pounds with accommodations. Work Conditions: Exposure to constant or intermittent sounds at a low or moderate level consistent with an office setting. Exposure to high-stress, fast-paced, deadline-oriented environment. Other: Perform additional duties as assigned for the efficient operation of the department and the organization. This includes the possibility of being assigned temporarily to other locations. Additional Information Please review our website for more informaiton at www.stcu.org/careers.

AmeriSave Mortgage has set the standard in online mortgage lending with over $130 billion in funded loan volume. As one of the top-rated, largest privately-owned online mortgage lenders in the nation, our mission is to deliver beneficial, responsible home lending solutions with unwavering integrity, dedication and excellence. Our employees are the driving force behind our success. We believe in the power of a dynamic and talented workforce and creating an environment where your contributions are not just recognized, they’re celebrated. Your success is our success, and we are seeking skilled professionals who are ready to bring their A-game, exceed benchmarks and enhance the overall excellence of AmeriSave, while also growing and advancing their careers. At AmeriSave, we're one team with one shared dream - to be the best. Let’s redefine excellence together! Who Makes a Great Loan Originator? Do you like to win? Do you have persuasive skills that regularly generate positive outcomes? Have you been in a sales environment and constantly found yourself exceeding sales targets? Are you motivated by being around other people who are crushing goals and shattering records? If YES, we can’t wait to meet you. Do I Need Experience in the Mortgage Industry? No experience is required! At AmeriSave, we provide the best hands-on PAID training in the industry. Following training, you will join some of the most talented mortgage professionals in the industry. If you are newer to mortgage sales and looking for better leads and support or looking to get back into the industry, we invite you to apply as well. Compensation? Perks? Not only will you be obsessed with your job, but you will also have the ability to earn six figures or more. After the paid training program we offer a competitive compensation package, and your commissions are based on growth – as you exceed targets, your commission as a percentage of sales goes up with no cap on your ability to earn. These openings to join our talented team do not become available often, and our distinguished training program is in high demand. We only are able to respond to those candidates who meet the below criteria. What You'll Need: - Must meet all Nationwide Mortgage Licensing System & Registry (NMLS) requirements - Must have passed NMLS SAFE exam - Passion for helping people achieve their dreams - Experience selling and/or engaged in a service-oriented environment - Self-directed, motivated, results-driven and comfortable working in an extremely fast-paced environment - Competitive, energetic and positive attitude - Detail oriented and demonstrate excellent decision-making skills - Excellent written and verbal communication skills to include persuasive, selling skills - High-speed internet required for remote work, Cable or Fiber ONLY with the ability to connect via Ethernet. Minimum speeds: 70/30 Mbps (basic), 200-300/35-70 Mbps (shared), 500-1,000/100+ Mbps (heavy use). Work Schedule: Multiple schedule and shifts available. Remote work applicants may not work from the following states: California - **Please note that the compensation and benefit information that follows is a good faith estimate for this position only and is provided pursuant to applicable state and local laws on pay transparency. It is estimated based on what a successful applicant in the relevant state might be paid. ** Compensation: The hourly rate for this position generally ranges between $12.00-$16.50, against commission based upon individual performance. Target annual compensation for this position is $50,000 – $200,000 with top performers consistently averaging over $100k per year! Benefits: · 401(k) · Dental insurance · Disability insurance · Employee discounts · Health insurance · Life insurance · Paid training · Referral program · Vision insurance Supplemental pay types: · Hourly draw · Commissions · Ramp up incentive · Referral bonuses AmeriSave is an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. California Consumer Privacy Act Disclosure Acknowledgment Employment Applicants, New Hires, and Employees Residing in California AmeriSave Mortgage Corporation’s Privacy Policy Statement (“Policy”) can be reviewed here: www.amerisave.com/privacy-policy AmeriSave Mortgage Corporation’s California Consumer Privacy Act (“CCPA”) Recruitment Disclosure can be reviewed here: https://www.amerisave.com/ccpa-recruitment-disclosure/ When AmeriSave’s Human Resources Department makes future requests for personal information, the same Policy is applicable. By applying, you understand this acknowledgment covers current and future personal information requests. You also acknowledge the business purpose of the personal information collected and that future requests may occur while applying for a position at AmeriSave and/or during employment, if applicable.

Overview This is a remote role that may be hired in several markets across the United States. This position underwrites and evaluates complex business loan requests for the Credit Administration function of the Bank. Reviews small business or agricultural production business loan applications within established credit policies and procedures. Identifies and structures credit grades as a result of application review. May complete spreads and other necessary documentation to aid in the analysis of credit relationships. Provides support to field lending associates on credit policy and loan structuring through knowledge of credit policy, loan processes, and underwriting techniques. May act in a leadership role to less experienced associates in the work group or assist management with special projects. Responsibilities - Underwriting - Underwrites and evaluates business requests for either agricultural production businesses or small businesses, including complex, large, or nonstandard requests. Sources and reviews financial statements to aid in credit evaluation, ensuring the validity of the financial information used, and may create data spreads. Structures workout credits including credit grade downgrades, and provides guidance or explanation behind grade structuring. Renders decisions based on sound credit judgement, updating requests accordingly in department systems or databases. - Business Support - Supports field lending associates by providing feedback on credit decisions and requests. Answers questions and concerns regarding the status of applications, loan structuring, credit policy, and other matters related to business lending. Follows up on pending applications to ensure the timely disposition of all loan requests. Assists with special projects as requested and may serve as a backup for team supervisor. - Loan Proficiency - Maintains current knowledge of changes in bank credit policy, industry and economic trends, and underwriting techniques. Underwrites business loans in accordance with all required policies and regulations. Identifies loan requests pertaining to special loan programs and takes action appropriately. Identifies missing data and potential issues within loan requests. Provides guidance to less experienced associates in the work group and handles escalated loan requests. - Loan Administration - May administer government guaranty loan programs, which include the preparation and submission of loan packages and subsequent review of subject documents. Qualifications Bachelor's Degree and 4 years of experience in Business credit analysis, or Lending, or Underwriting, or SBA OR High School Diploma or GED and 8 years of experience in Business credit analysis, or Lending, or Underwriting, or SBA Preferred Qualifications: - Knowledge of accounting and finance principles - Knowledge of current Banking laws and regulations, loan documentation, and Bank policy - Knowledge of Agribusiness credit analysis, Agricultural lending, and Agricultural underwriting experience. - Credit approval experience in commercial/agricultural domain. The base pay for this position is generally between $85,000.00 and $115,000. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment. This job posting is expected to remain active for 45 days from the initial posting date listed above. If it is necessary to extend this deadline, the posting will remain active as appropriate. Job postings may come down early due to business need or a high volume of applicants. Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

Role Description As CEO, you will own the company's strategy end-to-end — from board-level vision to on-the-ground execution. You will work closely with the founding team to drive growth across all commercial channels: direct-to-consumer (DTC), retail, professional salon, and international distribution. This is not a traditional CEO role. The ideal candidate is equally at home pitching investors, negotiating retail partnerships, developing launch strategies, and personally picking up the phone to place product on salon shelves. You will need to be a builder, a hustler, and a strategist — often all in the same day. The role will be US remote, with up to 30% domestic travel expected. Key Responsibilities - Strategy & Commercial Growth - Define and execute the company's growth strategy, balancing brand-building with operational and financial discipline. - Oversee and optimise multi-channel distribution across DTC, retail, professional salon, and international markets. - Drive awareness, sales, and retention through innovative marketing, storytelling, and high-impact partnership strategies. - Brand & Partnerships - Collaborate directly with the celebrity co-founder to build authentic, scalable campaigns that extend reach and brand credibility. - Cultivate and maintain strong relationships with key retail partners, distributors, agencies, and salon professionals. - Finance & Operations - Lead capital-raising efforts and maintain transparent, data-driven communication with the board and investor community. - Own the P&L, manage budgets, and oversee supply chain to ensure efficient and sustainable growth. - Team & Culture - Recruit, lead, and inspire a lean but high-performing team — setting a culture of accountability, creativity, and pace. Qualifications - Proven operator with a track record of scaling revenue from $5M to $20M+ in a consumer brand context. - 10+ years of senior leadership in the beauty or personal care sector, with deep expertise in haircare — particularly for consumers of colour. - Demonstrated success across DTC, major retail accounts (Sephora, Ulta, Target), professional salon distribution, and international channels. - Has led or contributed meaningfully to a strategic exit or PE-backed growth journey. Requirements - A strong, active network spanning retailers, distributors, influencers, and salon professionals across the beauty ecosystem. - Data-driven approach to brand-building, with fluency in digital marketing, community-led growth, and modern consumer acquisition strategies. - Proven experience leveraging talent and celebrity relationships to grow brands with authenticity and commercial impact. - Comfortable owning a P&L, building forecasts, and presenting to investors and board members. Character & Mindset - Thrives in fast-paced, resource-constrained environments; comfortable with ambiguity and energised by solving complex problems. - No task is beneath you — from refining a marketing brief to personally pitching a retail buyer or calling a salon owner. - Ability to inspire and motivate a small team, foster accountability, and build a culture people want to be part of. - A genuine commitment to sustainability, inclusivity, and disrupting the beauty industry for the better. Benefits - Competitive base salary commensurate with experience. - Meaningful equity stake. - Performance-based bonus structure. - Health, wellness, and beauty product benefits. - Medical, Dental, and Vision Insurance. - 401(k). - Final compensation will be determined based on experience, skills, and location but will sit in a range of $250,000 - $300,000. How to Apply This search is being managed exclusively by Zero Hiring. To be considered for this role, please submit your CV and a brief covering note outlining your relevant experience and commercial track record. Zero Hiring is an equal opportunity recruiter. We actively encourage applications from candidates of all backgrounds, identities, and experiences.