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Product Owner II, Underwriting

Location

United States

Posted

58 days ago

Salary

$125.3K - $176.8K / year

Seniority

Mid Level

Bachelor Degree5 yrs expEnglishAIAI / ML

Job Description

Product Owner II, Underwriting

Liberty Mutual Insurance

Description Join an innovative, forward-thinking team that's passionate about harnessing people, process, and technology to fuel the next wave of growth and transformation for the Global Risk Solution (GRS) Underwriting business. As a Product Owner II, you operate as a strategic problem solver and trusted partner who delivers measurable business outcomes. Building on a foundation of strong backlog management and analytics, you will take ownership of complex products and initiatives often spanning multiple teams, systems, or business domains. You confidently navigate ambiguity, synthesizing input from business stakeholders, technical partners, and customer feedback to shape clear product direction. Rather than simply refining requirements, you uncover root problems and high value opportunities, make thoughtful tradeoffs across competing priorities, and ensure each increment of work contributes meaningfully to outcomes such as increased operational efficiency, improved customer experience, or stronger risk insights. Your role requires both critical thinking and influence. You proactively facilitate alignment across cross functional partners, resolve impediments, and communicate decisions with clarity and conviction. You collaborate deeply with engineering and design teams to ensure shared understanding of goals, context, and expected results. At this level, you also contribute more actively to product strategy shaping roadmaps, proposing innovative solutions, and applying business and technical acumen to guide product evolution. Success as a Product Owner II is demonstrated through your ability to consistently deliver tangible business impact, elevate execution quality across teams, and operate with the autonomy and foresight that prepares you for senior level product leadership. The Product Owner II represents the voice of the customer and the organization on the Agile team, defining and prioritizing features and stories to deliver business value. They deeply understand customer problems, ensure work is clearly defined and prioritized, and keep the squad focused on the highest-value work. The role requires continuous collaboration and communication with stakeholders and partners in Data Science, Technology, and business to align priorities and understand the supported technologies and systems. The Product Owner will also drive innovation initiatives that leverage AI and advanced analytics to reshape underwriting risk assessment, increase automation where appropriate, and enable more accurate, consistent, and transparent decisioning. Business Knowledge: - Prior Underwriting (or other operations) experience and knowledge related to middle market and large commercial insurance, reinsurance and/ or Surety is highly desired - Understanding of underwriting risk drivers and how data, machine learning, and AI can augment risk assessment, pricing, and exposure management - Familiarity with model governance, regulatory considerations for automated decisioning, and the need for explainability of AI-enabled outputs Agile Team/Squad Responsibilities: - With the squad, accountable for developing and achieving product level KPIs - Manages product(s) with a moderate degree of strategy, scope, and complexity - Owns and maintains the product backlog and is accountable for its contents and prioritization - Accountable for clear, actionable user stories - Participates in squad/team demos, retrospectives, and all other ceremonies - Balance tactical and strategic decisions for the product, collaborating with peer product owners, managers, portfolio product owners, and other technical leaders, as necessary - Works with Business Agility & Tech to create PI plans that align to the short- and long-term product strategy, raising concerns & dependencies - Authors features that support high level missions and readies for team consumption - Understands customer needs through exposure to research / discovery (quantitative & qualitative) and testing & uses this to optimize experiences - Attend (and occasionally lead) sessions with users, customers, SMEs, to gain thorough understanding the product, immediate opportunities, and long-term direction - Partner with User Experience to ensure the products delivered strike the right balance between intuitive, simple, cohesive, and complete - Monitors and maintains the product health, proactively monitors impact of their product on others in the ecosystem - Analyzes and reports on feasibility, cost of delay ramifications, economies, or other aspects of planned or potential changes to the product - Drives alignment with stakeholders to understand the impact that their products' regulatory, compliance, and other industry constraints will have on other products in the portfolio - Negotiates with internal and external squads/teams to set aligned priorities among squads/teams both within and outside the portfolio - Champion AI-driven pilots and production initiatives: partner closely with Data Science and Tech to define AI use cases (e.g., risk scoring, triage, anomaly detection), prioritize experiments, and translate model outputs into actionable underwriting workflows - Ensure safe, responsible deployment of AI: collaborate on model validation, monitoring, explainability, and human-in-the-loop design to maintain underwriting oversight and regulatory compliance - Drive adoption for AI-enhanced underwriting capabilities by helping design UX flows, and feedback loops so underwriters can trust and use model-informed recommendations Additional Responsibilities Highly Desired: - Shape and communicate the product vision, ensuring alignment with strategic priorities across teams and executive leadership - Translate recommendations into strategic actions that support GRS priorities with minimal coaching - Articulate and quantify product value and measurable outcomes from digital investments - Collaborate with the agile working group to clarify business needs, remove roadblocks, and align on product strategy - Champion experimentation and AI adoption: run hypothesis-driven pilots with Data Science, define success metrics/ROI, and maintain an innovation sandbox with appropriate guardrails - Help establish an innovation sandbox and guardrails for rapid prototyping, ensuring ideas are matured into production-ready capabilities with appropriate controls If you are passionate about solving business problems and motivated to work with business and technology teams in pursuit of key GRS objectives, apply to join the Business Agility organization! ***Candidate located within 50 miles of hub offices are required to be in-office 2 days a week*** Qualifications - Knowledge of Agile development methodologies and IT project management as typically acquired through a Bachelors` degree in relevant field (business, computer science, humanities etc.) and a minimum of 3 to 5 years direct experience with agile teams as well as 7 years in business, technology, or consulting. - Able to depict and explain the importance of complex ideas, issues and designs to varied audiences; educate SBU/department(s) on business vision and plan and the impact of change. - Able to influence a diverse group of stakeholders; strong leadership skills. - Able to make difficult and quick decisions daily. - Strong problem solver with demonstrated ability to lead a team to push the solutions and progress. - Experience in the insurance industry preferred. - Knowledge of relevant products and portfolio preferred. - Strong experimental mindset to drive innovation amongst uncertainty. About Us Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://LMI.co/Benefits Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. Fair Chance Notices - California - Los Angeles Incorporated - Los Angeles Unincorporated - Philadelphia - San Francisco USD $125300.00 - $176800.00

Benefits

  • 401(K), 401(K) matching, Adoption Assistance, Childcare benefits, Commuter benefits, Continuing education stipend, Customized development tracks, Dedicated diversity and inclusion staff, Dental insurance, Disability insurance, Diversity manifesto, Volunteer in local community, Family medical leave, Flexible Spending Account (FSA), Flexible work schedule, Generous parental leave, Generous PTO, Company-sponsored happy hours, Health insurance, Job training & conferences, Open door policy, Life insurance, Charitable contribution matching, Mentorship program, Paid volunteer time, Online course subscriptions available, Open office floor plan, Paid holidays, Paid industry certifications, Paid sick days, Partners with nonprofits, Performance bonus, Pet insurance, Promote from within, Lunch and learns, Free snacks and drinks, Team based strategic planning, OKR operational model, Continuing education available during work hours, Tuition reimbursement, Mandated unconscious bias training, Vision insurance, Wellness programs, Mental health benefits, Diversity employee resource groups, Hiring practices that promote diversity, Fertility benefits, Employee resource groups, Hybrid work model, Employee awards, Meditation space, Mother's room, Personal development training, Flexible time off, Floating holidays, Bereavement leave benefits

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Full TimeRemoteTeam 10,001+H1B Sponsor

Description Join an innovative, forward-thinking team that's passionate about harnessing people, process, and technology to fuel the next wave of growth and transformation for the Global Risk Solution (GRS) Underwriting business. As a Product Owner II, you operate as a strategic problem solver and trusted partner who delivers measurable business outcomes. Building on a foundation of strong backlog management and analytics, you will take ownership of complex products and initiatives often spanning multiple teams, systems, or business domains. You confidently navigate ambiguity, synthesizing input from business stakeholders, technical partners, and customer feedback to shape clear product direction. Rather than simply refining requirements, you uncover root problems and high value opportunities, make thoughtful tradeoffs across competing priorities, and ensure each increment of work contributes meaningfully to outcomes such as increased operational efficiency, improved customer experience, or stronger risk insights. Your role requires both critical thinking and influence. You proactively facilitate alignment across cross functional partners, resolve impediments, and communicate decisions with clarity and conviction. You collaborate deeply with engineering and design teams to ensure shared understanding of goals, context, and expected results. At this level, you also contribute more actively to product strategy shaping roadmaps, proposing innovative solutions, and applying business and technical acumen to guide product evolution. Success as a Product Owner II is demonstrated through your ability to consistently deliver tangible business impact, elevate execution quality across teams, and operate with the autonomy and foresight that prepares you for senior level product leadership. The Product Owner II represents the voice of the customer and the organization on the Agile team, defining and prioritizing features and stories to deliver business value. They deeply understand customer problems, ensure work is clearly defined and prioritized, and keep the squad focused on the highest-value work. The role requires continuous collaboration and communication with stakeholders and partners in Data Science, Technology, and business to align priorities and understand the supported technologies and systems. The Product Owner will also drive innovation initiatives that leverage AI and advanced analytics to reshape underwriting risk assessment, increase automation where appropriate, and enable more accurate, consistent, and transparent decisioning. Business Knowledge: - Prior Underwriting (or other operations) experience and knowledge related to middle market and large commercial insurance, reinsurance and/ or Surety is highly desired - Understanding of underwriting risk drivers and how data, machine learning, and AI can augment risk assessment, pricing, and exposure management - Familiarity with model governance, regulatory considerations for automated decisioning, and the need for explainability of AI-enabled outputs Agile Team/Squad Responsibilities: - With the squad, accountable for developing and achieving product level KPIs - Manages product(s) with a moderate degree of strategy, scope, and complexity - Owns and maintains the product backlog and is accountable for its contents and prioritization - Accountable for clear, actionable user stories - Participates in squad/team demos, retrospectives, and all other ceremonies - Balance tactical and strategic decisions for the product, collaborating with peer product owners, managers, portfolio product owners, and other technical leaders, as necessary - Works with Business Agility & Tech to create PI plans that align to the short- and long-term product strategy, raising concerns & dependencies - Authors features that support high level missions and readies for team consumption - Understands customer needs through exposure to research / discovery (quantitative & qualitative) and testing & uses this to optimize experiences - Attend (and occasionally lead) sessions with users, customers, SMEs, to gain thorough understanding the product, immediate opportunities, and long-term direction - Partner with User Experience to ensure the products delivered strike the right balance between intuitive, simple, cohesive, and complete - Monitors and maintains the product health, proactively monitors impact of their product on others in the ecosystem - Analyzes and reports on feasibility, cost of delay ramifications, economies, or other aspects of planned or potential changes to the product - Drives alignment with stakeholders to understand the impact that their products' regulatory, compliance, and other industry constraints will have on other products in the portfolio - Negotiates with internal and external squads/teams to set aligned priorities among squads/teams both within and outside the portfolio - Champion AI-driven pilots and production initiatives: partner closely with Data Science and Tech to define AI use cases (e.g., risk scoring, triage, anomaly detection), prioritize experiments, and translate model outputs into actionable underwriting workflows - Ensure safe, responsible deployment of AI: collaborate on model validation, monitoring, explainability, and human-in-the-loop design to maintain underwriting oversight and regulatory compliance - Drive adoption for AI-enhanced underwriting capabilities by helping design UX flows, and feedback loops so underwriters can trust and use model-informed recommendations Additional Responsibilities Highly Desired: - Shape and communicate the product vision, ensuring alignment with strategic priorities across teams and executive leadership - Translate recommendations into strategic actions that support GRS priorities with minimal coaching - Articulate and quantify product value and measurable outcomes from digital investments - Collaborate with the agile working group to clarify business needs, remove roadblocks, and align on product strategy - Champion experimentation and AI adoption: run hypothesis-driven pilots with Data Science, define success metrics/ROI, and maintain an innovation sandbox with appropriate guardrails - Help establish an innovation sandbox and guardrails for rapid prototyping, ensuring ideas are matured into production-ready capabilities with appropriate controls If you are passionate about solving business problems and motivated to work with business and technology teams in pursuit of key GRS objectives, apply to join the Business Agility organization! ***Candidate located within 50 miles of hub offices are required to be in-office 2 days a week*** Qualifications - Knowledge of Agile development methodologies and IT project management as typically acquired through a Bachelors` degree in relevant field (business, computer science, humanities etc.) and a minimum of 3 to 5 years direct experience with agile teams as well as 7 years in business, technology, or consulting. - Able to depict and explain the importance of complex ideas, issues and designs to varied audiences; educate SBU/department(s) on business vision and plan and the impact of change. - Able to influence a diverse group of stakeholders; strong leadership skills. - Able to make difficult and quick decisions daily. - Strong problem solver with demonstrated ability to lead a team to push the solutions and progress. - Experience in the insurance industry preferred. - Knowledge of relevant products and portfolio preferred. - Strong experimental mindset to drive innovation amongst uncertainty. 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This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://LMI.co/Benefits Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. Fair Chance Notices - California - Los Angeles Incorporated - Los Angeles Unincorporated - Philadelphia - San Francisco USD $125300.00 - $176800.00

Texas
$125.3K - $176.8K / year
Job Closed
Liberty Mutual logo

Product Owner III

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Product Manager58 days ago

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Product Owner

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The experience innovation company.

Product Manager58 days ago
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Canada
Job Closed
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Senior Data Product Manager

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We use an AI-powered matching process to ensure your application is reviewed quickly, objectively, and fairly against the role's core requirements. Our system identifies the top-fitting candidates, and this shortlist is then shared directly with the hiring company. The final decision and next steps (interviews, assessments) are managed by their internal team. We appreciate your interest and wish you the best! Data Privacy Notice: By submitting your application, you acknowledge that Jobgether will process your personal data to evaluate your candidacy and share relevant information with the hiring employer. This processing is based on legitimate interest and pre-contractual measures under applicable data protection laws (including GDPR). You may exercise your rights (access, rectification, erasure, objection) at any time. #LI-CL1 We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

Product Manager58 days ago
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United States
Job Closed