Role Description As a Sr Credit Analyst, you will play a key role in shaping and executing RecargaPay’s credit strategy, ensuring sustainable growth through smart, data-driven decisions. Working in a dynamic and collaborative environment, you will have the opportunity to influence credit policies, optimize processes, and contribute to building innovative financial solutions that enhance customer experience. - Work in the Credit Policy and Strategy area. - Propose improvements, changes, and continuous testing to enhance the Credit Policy. - Analyze and monitor ongoing tests, generating the necessary insights to support decision-making. - Continuously iterate on credit rules and product strategies to achieve the vertical’s goals and targets. - Maintain and monitor credit indicators and reports (origination, maintenance). - Collaborate with other teams to improve credit assessment processes and onboarding flows, reducing friction and increasing conversion. - Build a close partnership with the Product team to analyze, understand, and propose strategies and adjustments to optimize the product. - Track and monitor the performance of models developed by the Data Science team. Qualifications - Degree in Finance, Economics, Business Administration, or a related field. - Experience in credit or credit risk, within banks or financial institutions. Experience in fintechs is a plus. - Strong knowledge of credit assessment and analytical tools. - Analytical skills and ability to work with large datasets (preferably SQL and Python). - Excellent communication skills and ability to work collaboratively in matrixed and horizontal structures. - Proactivity and ability to make informed decisions. - Good communication and self-sufficiency. - Familiarity with numbers and strong analytical skills. - Deep knowledge of financial industry rules and regulations. Requirements - Competitive and market-aligned salary. - Remote work — wherever you are, you’re part of the team! - Home office allowance through a monthly deposit in the RecargaPay app. - Health and dental plans with no co-pay. - Life insurance. - Flexible meal allowance (via Flash). - TotalPass membership to take care of your health. - Language classes. Diversity & Inclusion at RecargaPay At RecargaPay, you’ll have the freedom to be who you are because we believe that diverse perspectives and experiences make us more creative and stronger. Here, everyone is welcome to express themselves authentically. We value the richness of each journey and the multiple ways of seeing the world, without distinctions of gender, race, sexual orientation, age, religion, or any other characteristic that makes us unique. About the use of your Data By sharing your resume with us, you authorize the use of your data for analysis during the selection process and possibly for other opportunities within the RecargaPay group. You can request the update or deletion of your information at any time, in accordance with LGPD (General Data Protection Law). Industry-Specific Knowledge It is desirable to have practical familiarity with one or more core financial domains such as lending, payments, credit cards, open finance, fraud prevention, merchant acquiring, or investment services, along with an understanding of their fundamental workflows and business drivers. Experience in how these domains intersect to influence revenue, risk management, and customer satisfaction is highly valued. - Ideally, candidates will have applied this knowledge to deliver solutions such as loan-origination engines with real-time decisioning. - Scalable payment-processing platforms integrated with core banking systems and third-party gateways. - Secure open-finance interfaces compliant with industry regulations. - Automated fraud-detection pipelines leveraging behavioral analytics. - Financial reporting and reconciliation engines for regulatory compliance. - The ability to translate complex compliance mandates (e.g., KYC/AML, PCI-DSS, GDPR) into resilient, high-performance systems without compromising user experience is considered a strong asset.

Job Summary The FIU SAR Control Investigator Sr. is responsible for assessing SAR recommended cases received from the offshore team members. They will document findings, and provide feedback to offshore investigators. The incumbent shall make the decision on these cases for final SAR determinations. The FIU SAR Control Investigator is responsible for the preparation of the suspicious activity report narrative for all cases recommended for SAR filing by the offshore team, ensuring all relevant information is included in the SAR. Job Duties and Responsibilities - Evaluates SAR recommended cases from offshore investigators to ensure/determine, if SAR filing is warranted. Reviews SAR recommended cases from Offshore Investigators to ascertain accuracy and completeness. Analyzes activity identified, along with the information gathered and use sound judgement, decision-making skills and discretion in making reasonable determinations in case investigations performed. - Analyzes information identified/provided to ensure the correct transactions and subjects are being reported in the Suspicious Activity Report. Reviews activity being deemed suspicious and make adjustments, as necessary. - Documents quality review of SAR Recommended cases. Completes Case checklist to document findings/deficiencies on SAR recommended cases. Provides feedback, as needed, to Offshore Investigators and FIU Management on the results of the quality review to encourage team members to follow methods and procedures, while ensuring quality and efficiency of production. Includes information on general tracking log to monitor team progress and identify training needs. - Prepares SAR narrative. Reviews information obtained/identified and write a complete and accurate SAR Narrative. Identifies detail suspicious activity, investigation processes, location and timeline of activity, conductors of activity, and documentation available from investigation. Updates SAR form with Narrative and changes to SAR form fields, as necessary. - Ensures all SARs are submitted for filing within regulatory (initial/90-day follow-up) and FIU Team SLA expectations. Prioritizes work as needed in order to meet deadlines. - Escalates cases and provide supporting information to FIU Management to discuss case for change in recommended decision. - Works closely with FIU Management to develop and recommend methods to enhance quality and efficiency of SAR Recommendation cases based on case review findings and observations. - Each team member is expected to be aware of risk within their functional area. This includes observing all policies, procedures, laws, regulations and risk limits specific to their role. Additionally, they should raise and report known or suspected violations to the appropriate Company authority in a timely fashion. - Performs other related duties as required. The information on this description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. Synovus is an Equal Opportunity Employer committed to fostering an inclusive work environment. Minimum Education: - Bachelor's degree Finance, Accounting, Business Administration, Criminal Justice, or related studies Minimum Experience: - 5 or more years of related experience and/or training or equivalent combination of education and experience, with emphasis preferably in anti-money laundering, fraud or securities. Hands-on experience in investigation of cases which involves the analysis of large amounts of data to identify unusual patterns of activity. Extensive SAR writing experience. Sound knowledge of the Bank Secrecy Act (including the USA PATRIOT Act), Anti-Money Laundering, OFAC sanctions and other AML laws and regulations. Regulatory compliance experience including support of policy and procedure reviews/updates, fulfilling regulatory agency and/or law enforcement requests, reviewing suspicious activity, interpreting OFAC sanctions risk, and customer due diligence. Required Knowledge, Skills, & Abilities: - Strong understanding of Bank Secrecy Act (BSA)/Anti Money Laundering (AML) laws, regulations, and guidance as well as the desire and ability to keep up with regulatory changes in a complex environment. - Sound judgement and decision-making skills. - Strong critical thinking and analytical skills as well as excellent oral and written communication. - Excellent organizational and time management skills. - Ability to prioritize workflow and meet deadlines. - Ability to multi-task and manage several tasks simultaneously. - Team player with the ability to work with minimal supervision. - Proficiency using Microsoft Office software products* and automated monitoring system. - Good working knowledge of Excel Pivot tables. - Ability to work both independently and cohesively with others. Preferred Knowledge, Skills, & Abilities: - Association of Certified Anti-Money Laundering Specialist - ACAMS - ABA-Certified AML and Fraud Professional - CAFP - Association of Certified Financial Crime Specialist - ACFCS - Any other AML/Financial Crime professional accreditation

• Perform wide range of energy related analysis which may include: statistical analyses, analysis of fuel and utility bills, estimate energy efficiency savings and costs, measure engineering analysis, program benefit-cost analysis, program development and planning, evaluation analysis, market research, survey design, and secondary research. • Complete assigned tasks and analyses to project manager and manager’s satisfaction. • Prepare written reports and presentation materials and assist in the development of project deliverables. • Justify and document technical decisions related to research, planning, and data analysis. • Begin to build and maintain relationships with clients to maximize productivity and cultivate future opportunities.

• Supports portfolio and project scheduling activities • Delivers schedule analytics, governance oversight, and actionable insights • Promotes standardized scheduling practices • Analyzes schedule performance and trends • Provides leadership with reporting and data-driven insights • Develops and maintains KPIs for schedule performance • Creates automated dashboards for visibility and reporting efficiency • Gathers and analyzes as-built schedule data • Establishes a centralized database for benchmarking and trend analysis • Ensures data quality and standardization across projects • Evaluates and recommends improvements to scheduling processes