Responsible for validation strategy and planning, executing and qualification of computer systems and/or infrastructure components in accordance with applicable policies procedures and regulatory requirements

Description FLSA Classification: Non-Exempt Reports to: Wholesale Operations Manager Work Location: Remote Schedule: M - F (west coast business hours) Summary: The purpose of this position is to provide consistent and thorough compliance support to the mortgage lending staff by ensuring all regulatory requirements of the TILA/RESPA Integrated Disclosure (TRID) rule are met while following all other regulatory and investor guidelines through disclosing and pricing of mortgage loans. Duties and Responsibilities: - Prepare, generate, and deliver accurate initial mortgage loan disclosures within TRID guidelines - Prepare disclosures with change of circumstances to broker partners and loan officers - Manage requests to disclose updated fees and re-work loans as necessary - Act as a broker contact for mortgage disclosure activities - Research and maintain a high level of knowledge of TRID as well as product guidelines - Other duties as required Requirements Required Knowledge, Skills, and Abilities: - Working knowledge of federal lending regulations, CFPB, and TRID requirements for Mortgage disclosures - Working knowledge of 1st mortgage products - Knowledge of mortgage lending business terminology and process flow - Knowledge of mortgage lending policies and procedures - Knowledge of investor and lending guidelines - Ability to analyze documents to ensure compliance with regulatory requirements - Ability to analyze and problem solve to create positive outcomes for all interested parties - Ability to prioritize/manage workload and allocate resources - Organized, detail oriented, flexible and able to multi-task in an ever-changing environment - Display positive, professional demeanor and work independently with little supervision - Self-motivated - Willingness to take on other tasks that support the goals of the Company while remaining flexible in an ever-changing environment - Effective verbal, written, and interpersonal communication skills - Ability to hold information in strict confidence - Computer skills to include Microsoft Word and Excel - Analytical and mathematical skills Qualifications: - High School Diploma or equivalent - 3+ years of mortgage experience with at least one year of experience working as a disclosure desk analyst, mortgage processor, mortgage servicing or other related experience

• Independently execute compliance monitoring and targeted validation activities across defined channels (e.g., customer communications, sales interactions, marketing activity) using approved scripts, sampling approaches, and procedures • Own assigned monitoring and validation work end-to-end, including evidence collection, documentation, follow-ups, and timely completion of deliverables • Identify, document, and classify findings, trends, or repeat observations, and escalate issues appropriately using established escalation paths • Support validation of remediation actions through follow-up testing and confirmation reviews • Prepare clear, accurate summaries of monitoring results to support team-level reporting and Advisory leadership visibility • Execute assigned customer-facing and marketing collateral compliance reviews in accordance with established standards and review criteria • Contribute ideas for improving monitoring efficiency, documentation quality, or review processes within existing team frameworks

• Partner with Product, Engineering, and 2LOD teams to design and implement data-driven, risk-based KYC/KYB frameworks and compliance controls for our Financial Account, Capital, and Issuing products. • Design and document compliant, scalable funds flow models for global payment networks (e.g., SEPA, FPS, ACH, RTP), translating complex network rules into technical requirements for engineering teams. • Develop and maintain technical compliance documentation, translating complex regulatory requirements (e.g., U.S. lending laws, payment network rules) into actionable guidance for product and engineering teams. • Manage relationships and drive alignment across a wide range of cross-functional stakeholders, including Legal, Customer Support, Partnerships, and 2LOD Compliance, ensuring all voices are heard and decisions are made effectively. • Engage directly with external financial partners, presenting Stripe's compliance controls and strategy to build trust and confidence. • Extend your expertise to new regions and payment schemes, quickly learning new regulatory and technical landscapes to enable Stripe's international expansion. • Utilize data to inform risk strategy, compliance solutions, and decision-making by sourcing and analyzing product and user data to measure control effectiveness.