Filo Mortgage

Role Description Filo Mortgage is seeking a motivated and detail-oriented Part-Time Wholesale Mortgage Marketing Specialist with a strong emphasis on email marketing strategies and social media content creation. In this role, you will engage and nurture relationships with mortgage brokers through targeted email campaigns and social media initiatives, promoting our wholesale mortgage rates, programs, and services. Key Responsibilities - Email Marketing Strategy: - Develop and execute targeted email marketing campaigns aimed at mortgage brokers to promote rates, new products, services, and company initiatives. - Create compelling email content, including newsletters, product updates, and educational resources tailored to brokers' needs. - Analyze email performance metrics (open rates, click-through rates, conversions) to refine and optimize campaigns. - Download lists from loan origination system to support email marketing campaigns. - Social Media Management: - Implement a social media strategy to enhance brand awareness and engagement with mortgage brokers across platforms such as LinkedIn, Facebook, Twitter, Instagram, and TikTok. - Create and curate relevant, high-quality content including graphics, articles, and videos that resonate with the mortgage broker audience. - Monitor and respond to social media interactions, fostering community engagement and addressing inquiries. - Compliance and Best Practices: - Ensure all marketing communications comply with industry regulations and company policies. - Stay updated on industry trends, best practices, and emerging technologies in email marketing and social media. Qualifications - Bachelor’s degree in Marketing, Communications, Business, or a related field preferred. - A minimum of 2 years of experience in marketing, preferably within the mortgage or financial services industry. - Basic understanding of email marketing platforms (e.g., Mailchimp, Constant Contact) and social media management tools. - Excellent written and verbal communication skills with a creative flair. - Ability to work independently and manage multiple projects, demonstrating flexibility and adaptability in a part-time capacity. Benefits - Competitive hourly rate and performance-based incentives. - Flexible work schedule to accommodate personal commitments. - Opportunities for professional development and advancement within the company. - A dynamic and inclusive work environment that values innovation and creativity. Company Description Filo Mortgage, L.L.C. is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Description FLSA Classification: Exempt Reports to: Chief Executive Officer Work Location: Remote Summary: Maintains all accounting operations, ensuring GAAP compliance, accurate financial reporting, and strict internal controls for lending activities. Oversees month-end closing, manages cash flow, monitors mortgage origination/hedging, leads audits, and provides strategic forecasting for executive team. Duties and Responsibilities - Manage all aspects of accounting operations, transactions related to general ledger, accounts payable, and accounts receivable. - Reconcile bank accounts - Perform monthly closing, ensuring accuracy of balance sheets and income statements. - Analyze budget vs actual month over month variances. - Prepare and review monthly, quarterly and annual reports. - Coordinate and prepare tax schedules, returns and information. - Manage cash flow - Monitor origination, pipeline hedging, and warehouse lending activity to ensure proper accounting. - Develop controls, manage tax compliance, and ensure adherence to mortgage regulations. - Oversee loan funding accounts and cash flow forecasting. - Other finance and administrative duties as required Requirements Qualifications - Bachelor’s degree in Accounting, Finance, or related field. - CPA is highly preferred. - Proven experience in mortgage banking accounting. - Proficiency with LoanVision accounting software and advanced Excel. - Understanding of mortgage loan lifecycles and Dodd-Frank/regulatory requirements.

Description Filo Mortgage, L.L.C. is seeking a Senior Mortgage Underwriter to join our team. This position is fully remote and is a full-time, regular W-2 position. The incumbent must have both DE and SAR designations and have strong experience underwriting VA, FHA and conventional loans. In this role you will evaluate borrower income, analyze credit reports and debt information, determinate and review assets and collateral, and review mortgage file it ensure it meets investor requirements. Responsibilities - Analyze information from multiple sources to perform a thorough evaluation and assessment of each borrower including credit, income and assets - Analyze appraisals to ensure they are done in accordance with guidelines and that the value is supported - Thorough knowledge of agency and government underwriting guidelines - Detail oriented team player who can not only decision a loan but work with teammates on ways to structure loans to get approvals and minimize risk - Own the credit decision on files from initial underwriting submission through clear to close - Monitor mortgage pipeline to ensure closing dates are met - Keep informed of current trends in mortgage lending and market factors affecting mortgage risk Benefits: - Medical Insurance - Dental Insurance - Vision Insurance - 401k Plan - Paid Time Off Work Remotely: Yes. This is a full-time remote position. Requirements Qualifications - Subject Matter Expert (SME) - Self-Employed Borrowers - FHA, VA Guidelines - Calculation of Rental Income - Analysis of Collateral and Valuation Options - Fraud Guard or similar Fraud Tool - Loan Structure and Providing Path Forward when indicated - 5 years of mortgage related and underwriting experience - Two or Four year college degree or completion of specialized course of study in business, finance or related field, or equivalent professional experience - Deep knowledge of agency underwriting guidelines - Experience analyzing pay stubs, W-2s, tax returns and profit and loss statements - Experience with DU and LP - Strong analytical, auditing, research and decision making abilities - Strong attention to detail - Excellent verbal and written communication and problem solving skills

Description FLSA Classification: Non-Exempt Reports to: Wholesale Operations Manager Work Location: Remote Schedule: M - F (west coast business hours) Summary: The purpose of this position is to provide consistent and thorough compliance support to the mortgage lending staff by ensuring all regulatory requirements of the TILA/RESPA Integrated Disclosure (TRID) rule are met while following all other regulatory and investor guidelines through disclosing and pricing of mortgage loans. Duties and Responsibilities: - Prepare, generate, and deliver accurate initial mortgage loan disclosures within TRID guidelines - Prepare disclosures with change of circumstances to broker partners and loan officers - Manage requests to disclose updated fees and re-work loans as necessary - Act as a broker contact for mortgage disclosure activities - Research and maintain a high level of knowledge of TRID as well as product guidelines - Other duties as required Requirements Required Knowledge, Skills, and Abilities: - Working knowledge of federal lending regulations, CFPB, and TRID requirements for Mortgage disclosures - Working knowledge of 1st mortgage products - Knowledge of mortgage lending business terminology and process flow - Knowledge of mortgage lending policies and procedures - Knowledge of investor and lending guidelines - Ability to analyze documents to ensure compliance with regulatory requirements - Ability to analyze and problem solve to create positive outcomes for all interested parties - Ability to prioritize/manage workload and allocate resources - Organized, detail oriented, flexible and able to multi-task in an ever-changing environment - Display positive, professional demeanor and work independently with little supervision - Self-motivated - Willingness to take on other tasks that support the goals of the Company while remaining flexible in an ever-changing environment - Effective verbal, written, and interpersonal communication skills - Ability to hold information in strict confidence - Computer skills to include Microsoft Word and Excel - Analytical and mathematical skills Qualifications: - High School Diploma or equivalent - 3+ years of mortgage experience with at least one year of experience working as a disclosure desk analyst, mortgage processor, mortgage servicing or other related experience

Description FLSA Classification: Non-exempt Reports to: Wholesale Operations Manager Work Location: Remote Hours/Days: 5pm-9pm Eastern Time/Monday - Friday Summary: The Disclosure Desk Analyst reviews and delivers loan disclosure documents, ensuring accuracy and timeliness in compliance with relevant lending laws, while delivering excellent customer service. Duties and Responsibilities - Verify the accuracy of loan documents and ensure disclosures comply with federal and state regulations. - Prepare and deliver loan disclosures within established timeframes - Work closely with brokers to resolve any documentation issues to ensure timely generation of disclosures - Monitor workflows, prioritize and manage pipeline to meet deadlines - Keep current on loan products, guidelines and requirements such as TRID, RESPA, and HMDA - Other duties as assigned Requirements Qualifications - Mortgage industry experience required - Understanding of mortgage lending regulations - Attention to detail - Strong organizational skills - Proficiency with MS Word and Excel - Effective oral and written communication skills - Top notch customer service