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Stripe, Inc. logo
Stripe, Inc.

Stripe, Inc. is a global technology company with offices and remote employees worldwide, team members who speak more than 30 languages, and millions of users. A

Risk Strategist, Onboarding and Compliance

Location

Illinois

Posted

92 days ago

Salary

0

Seniority

Senior

Bachelor Degree5 yrs expEnglish

Job Description

Risk Strategist, Onboarding and Compliance

Stripe, Inc.

• Partner with Product, Engineering, and 2LOD teams to design and implement data-driven, risk-based KYC/KYB frameworks and compliance controls for our Financial Account, Capital, and Issuing products. • Design and document compliant, scalable funds flow models for global payment networks (e.g., SEPA, FPS, ACH, RTP), translating complex network rules into technical requirements for engineering teams. • Develop and maintain technical compliance documentation, translating complex regulatory requirements (e.g., U.S. lending laws, payment network rules) into actionable guidance for product and engineering teams. • Manage relationships and drive alignment across a wide range of cross-functional stakeholders, including Legal, Customer Support, Partnerships, and 2LOD Compliance, ensuring all voices are heard and decisions are made effectively. • Engage directly with external financial partners, presenting Stripe's compliance controls and strategy to build trust and confidence. • Extend your expertise to new regions and payment schemes, quickly learning new regulatory and technical landscapes to enable Stripe's international expansion. • Utilize data to inform risk strategy, compliance solutions, and decision-making by sourcing and analyzing product and user data to measure control effectiveness.

Job Requirements

  • 5 years of professional experience in compliance, product risk, technical compliance, audit, or similar risk roles at a FinTech, payment provider, or bank.
  • Proven experience designing and implementing risk-based KYC and KYB programs for business or merchant onboarding.
  • Proven experience working at a technical level with product managers and engineers, with an ability to design solutions and write technical requirements documentation.
  • Demonstrated success in managing complex projects with numerous cross-functional stakeholders, driving consensus, and managing expectations.
  • Excellent communication and presentation skills, with experience engaging directly with external partners and instilling confidence.
  • Experience sourcing and using data to analyze problems, inform strategic decisions, and measure control effectiveness.
  • Ability to tackle ambiguous situations and operate efficiently and independently in a fast-paced, high-volume, and technology-driven environment.
  • Respect for and interest in financial rules and regulations, as well as an eagerness to innovate and drive the financial technology industry forward.

Benefits

  • Health insurance
  • 401(k) matching
  • Paid time off
  • Remote work options

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