Manager, Underwriting - High Risk Location: Remote work MI Job Description: Manager, Underwriting - High Risk North - Remote North, and our family of companies, are committed to making it as easy as possible for businesses to grow through innovations in credit card processing, ecommerce, mobile payments and more. Our mission is to be the easiest payments company to do business with, bar none. The High Risk Underwriting Manager will play a crucial role in ensuring that our High Risk merchants have a positive merchant experience and are onboarded in an efficient and compliant manner. The primary focus for this role will be to facilitate the merchant underwriting workflow for High Risk merchants who require partnership with our Compliance team, registration with the Card Brands, or have high credit risk exposure. A successful candidate will have experience in merchant risk underwriting or compliance, specifically reviewing and onboarding High Risk merchants (i.e. Adult, Dating, User Created Content, Gambling, Fantasy Sports, CBD, Money Service Businesses, Travel, Tickets, Events, etc.). What you will be doing: - Analyze a wide variety of applicants, business models in multiple credit card processing environments (card present and card not present), and segments (SMB, Mid-Market, Enterprise) - Partner with Compliance leaders to develop, enhance, and implement processes for reviewing and onboarding high risk merchants - Act as an escalation point, making decisions or recommendations, for internal/external customers - Provide Sales Partners with an additional layer of review and discretion to find a solution for accounts that have been pended, declined, or withdrawn, leading to an increase in approvals through smart exceptions - Conduct financial analysis, provide detailed recommendations, and act as an approver within authority level - Review and make recommendations to department policies and procedures based on changing industry trends or process adjustments - Identify team pain points, process bottlenecks, and recommend process improvements, driving process consistency, understanding, and development What we need from you: - Bachelor’s Degree in Business, Economics, Accounting, Finance (or equivalent education and work experience) - Minimum of 5 years of merchant service work experience related to High Risk Underwriting or High Risk Compliance - Minimum of 2 years experience leading a team in the Merchant Payments industry - Advanced knowledge of financial statement analysis - Experience in reviewing high risk merchant applications and preparing credit risk assessments within the merchant payment processing industry - Ability to manage multiple projects simultaneously with minimal supervision - A collaborator, with prior experience working cross functionally - Must have worked in an approver capacity and be able to critically assess an underwriting review for quality - Passionate about helping others grow and develop What we offer: - Medical, Dental, & Vision Coverage - Flexible Paid Time Off - 401(k) + Match - Mental Health Support & Well-Being Program - Paid Maternity & Paternity Leave - Education Assistance - Company-funded Lifestyle Spending Account Salary range: $75,000 - $125,000 Pay within this range varies by work location and on job-related knowledge, skills, and experience. We look forward to discussing your salary expectations and our full total rewards offerings throughout the interview process. Who we are: North, and our family of companies, are committed to helping entrepreneurs grow their businesses. As an end-to-end payment solutions company, we provide everything business owners need to get paid, whether they serve customers in a physical storefront, online, or both. We pride ourselves on being large enough to offer customized solutions to our enterprise-level clients while remaining agile enough to take an award-winning, hands-on approach to personal service that our merchants won’t find anywhere else. Let’s go North, together! Our most important resource is our people. Join our diverse team of innovators and do-ers and make your mark on the future of payments technology. We're proud to offer benefits that help our team members further their overall well-being through unique initiatives that are both personally and professionally fulfilling. At North, we celebrate diversity and create an inclusive environment for everyone. We are an equal opportunity employer. To learn more about North, and our family of companies, visit our website: north.com

Provide strategic leadership for billing and revenue cycle functions, enhance employee engagement, implement performance management goals, and drive process improvement initiatives to optimize financial outcomes and operational efficiency.

• Provides data storage, backup and data center / large server room related services across the enterprise • Oversees enterprise storage, and backup, including storage network (SAN) design, engineering and operations • Provides full support for the current and future SAN / NAS, backup infrastructure and data center services • Leads and supervises activities to plan, design, build, install, and monitor block and NAS storage systems, SAN, cloud storage, backup and recovery, and related technologies • Responsible for the security of storage assets • Develops a systems security architecture, then directs the implementation and management of security solutions appropriate for that architecture • Develops deep understanding in technical domain and demonstrates thought leadership in emerging areas • Ensures storage and backup components are operational and performing as designed • Oversees an on-call function to provide 24/7 response to critical issues • Maintains understanding in technical domain and demonstrates thought leadership in emerging areas • Mentors and develops the infrastructure team in accomplishing operational support duties • Ensures all Backup and Relevant Storage Engineering Change, Release, Incident, Problem, Security, and Configuration Management processes, policies, operating plans, and mandates are followed • Shares regular reporting on status updates to senior management • Collaborates with external parties for IT procurement and vendor related IT issues • Works with internal stakeholders (product team, senior management, etc.) which contribute to technical strategy and recommend industry best practices • Mentors and guides staff • Manages the hiring and training of new and existing staff, conducts performance reviews, and provides leadership, technical guidance and coaching • Shares knowledge and develops staff capabilities to strengthen understanding of business issues and best practices • Develops and communicates organizational objectives; inspires and motivates team members to achieve results • Performs other duties as assigned • Complies with all policies and standards

• Collaborate with clients, sales, and account team members to understand the client's business objectives and OOH advertising strategy • Develop OOH Campaign plans that help the client achieve their objectives. • Be an expert user of OneScreen.ai planning product and interact with the Product & Engineering team to give product improvement feedback and new feature requests. • Work on several campaigns simultaneously, often for several different clients • Effectively communicate with the creative agency team, clients, and consumers to develop media strategies and campaigns. • Execute decisions on the best form of media for specific clients and campaigns. • Undertake research and analyse data using specialist industry resources • Identify target audiences and analyse their characteristics, behaviour, and media habits • Present proposals, including cost schedules, to clients on time • Develop and maintain excellent relationships with OOH media suppliers