• Develop and implement operational risk management frameworks, conducting risk assessments and establishing mitigation strategies to support LATAM expansion and ongoing operations. • Design and implement fraud detection and prevention programs across LATAM markets, including advanced monitoring systems and response protocols. • Establish and maintain robust anti-money laundering and know-your-customer programs aligned with regional regulatory requirements and international standards. • Build and oversee fraud controls, including transaction monitoring and emerging payment related risks. • Lead operational risk assessments, complex fraud investigations, and incident response, coordinating with internal teams, vendors, and external authorities. • Act as a trusted advisor to senior stakeholders on comprehensive LATAM risk management, fraud prevention, and compliance topics. • Define and track KPIs related to operational risk exposure, fraud loss, prevention effectiveness, investigation timelines, and regulatory compliance.

• Review, negotiate, and maintain contract terms, including Master and Blanket Agreements. • Collaborate with Sales, PMO, Legal, Finance, and Operations on contract matters. • Advise internal partners on contractual obligations and risk mitigation. • Maintain contract databases and prepare regular status reports. • Support customer communication on contract terms and flow‑down requirements. • Provide guidance on contractual risks during project execution. • Lead risk reviews, FRAME Agreements, and waiver processes. • Ensure all parties fulfill contractual obligations and support contract closeout efforts.

This description is a summary of our understanding of the job description. Click on 'Apply' button to find out more. Role Description Privacy.com is seeking a detail-oriented Risk Analyst to join our growing Risk team. In this role, you will be instrumental in protecting our platform and users from fraud while helping to optimize our risk operations. You'll work across transaction monitoring, identity verification, and fraud analysis, gaining hands-on experience with real-world fintech fraud prevention. This is an excellent opportunity for someone early in their career who wants to develop deep expertise in payments risk and fraud strategy. - Review queues including transactions, onboarding applications, identity verifications, and business accounts - Monitor transactions and signups for suspicious activity and emerging fraud patterns - Analyze fraud events and create comprehensive incident reports documenting root causes and recommended preventive measures - Write and test transaction monitoring rules to detect and prevent fraudulent activity - Identify opportunities to improve fraud workflows operationally for the team and customers - Collaborate cross-functionally to streamline the customer experience while balancing risk and reducing friction - Use SQL to analyze fraud trends, identify patterns, and generate insights that inform risk strategy Qualifications - 0-2 years of relevant experience - Basic SQL proficiency: ability to write SELECT statements, understand table structures, understand joins and aggregation functions, and willingness to learn - Proficiency in Excel/Google Sheets - Strong attention to detail and analytical mindset - Excellent written communication skills - Bachelor's degree preferred; equivalent experience or demonstrated analytical skills considered Requirements - Experience in fintech, banking, e-commerce, or customer support (preferred) - Exposure to a data-driven environment (preferred) - Familiarity with fraud prevention concepts or payment processing (preferred) Benefits - Unlimited PTO - 12-weeks fully paid parental leave - 4-Week Fully Paid Sabbatical (earned at your 5-year anniversary) - Work From Anywhere: work from anywhere in the world 4-weeks each year - 3% cashback on card purchases with your complimentary Privacy.com employee account - Health, vision, and dental insurance; HSA Contribution Match - 401(k) match - Voluntary Life Insurance and STD/LTD

• Liderar la implementación de controles técnicos, políticas de gobierno de datos y cumplimiento normativo sobre plataformas Microsoft. • Asegurar alineación con requerimientos de auditoría, seguridad y data residency.