• Collaborate with leadership and cross-functional stakeholders to craft long-term product strategy • Scope and lead the development of new product features that will improve financial health of our users • Analyze data and perform user research to form and test hypotheses in the pursuit of building a deep understanding of our customers’ needs and behaviors • Manage a high-performing cross-functional product team that includes engineering, design, data, marketing, legal, and customer support to implement and build new features • Drive strong communication and alignment up, down and sideways within the organization

• Own and manage the product backlog for Pay-Out: feature definition, prioritization, sprint management. • Drive the full development cycle in collaboration with engineering and business analysts. • Conduct market research and develop go-to-market strategies for new segments and products. • Work closely with the sales team: collect feedback, translate it into product requirements, communicate updates back. • Personally participate in sales conversations to gather first-hand market feedback (customer discovery). • Build complete value chains for new segments — from technical infrastructure and legal/compliance setup to support processes and sales playbooks. • Ensure proper legal and financial operations for the direction. • Track and manage P&L, budgets, and sales funnels.

• Manage the full software development lifecycle and refine your team’s process to deliver strategic outcomes • Collaborate with your group product leader to deliver on product-level strategies that enhance user outcomes and drive business value • Discover, develop, and build strategies for your product's problem space while engaging stakeholders to identify opportunities • Potential responsibility for multiple products/systems under one problem area • Conduct continuous research to identify valuable problems, define and deliver outcomes in a complex product space, facilitate ideation sessions to prioritize solutions, and coordinate delivery with other teams • Deliver user value in an area with known problems, applying principled techniques to define users, problems, and solutions • Create backlog stories and product documentation, prioritize tasks, and coordinate feature releases to promote rapid ideation to delivery cycles • Measure impacts, solicit feedback, and make data-informed pivot or persevere decisions to improve your product • Identify functionality that no longer provides value, and safely deprecate or modernize it in line with the product vision • Engage with your product group to refine and harmonize practices with other product teams, contributing to group-level practice development

• Owns the 12-month product roadmap and align the scrum team around delivery of high value business outcomes • Researches and identifies emerging market and technology needs to influence the market roadmap and promote innovation and differentiation • Uses data to validate roadmap prioritization and proposed solution builds • Ensures that we are solving the right problems and that these problems are worth solving • Builds deep business domain and user and client expertise to identify product and market opportunities • Acts as the subject matter expert for their assigned product and market • Translates business requirements into technical requirements • Documents requirements in the form of user stories to create a shared understanding with Engineering teams • Develops, refines, and documents other product artifacts (Ex: Visual collaboration documents, Lucid Chart workflows, etc.) • In partnership with Engineering, Design and Architecture teams, builds system designs • Validates all product & engineering artifacts (User Stories/Acceptance Criteria, Visual Collaboration documents, design documents, etc.) to ensure risks to value, viability, feasibility, and usability are addressed upfront • Participates in quarterly release planning activities, driving direction and prioritization for each quarter • Serves as the product owner of the scrum team to plan the work of the team and resolve in-sprint issues • Acts as a ruthless “prioritizer” while balancing the needs of clients and stakeholders • Performs necessary backlog maintenance, such as identifying escalated feature or bug requests and preparing them for upcoming sprints • In conjunction with the Product Analyst, oversees that the totality of delivered user stories meet the epic’s definition of done • Acts as the day-to-day contact for the team on clarification of requirements and drives the teams’ refinement ceremony • Ensures backlog health meets the demands of the team as set/determined by Product Leadership • Performs functional testing and confirm sprint demos to ensure delivery of quality software • Partners with business stakeholders to align to strategic long-term roadmaps and ensure delivery of the aligned product outcomes • Aligns stakeholders across the organization to ensure transparency of prioritization and roadmap status • Acts as a liaison between stakeholder and development teams • Drives the agenda and facilitate meetings with Analysts to obtain roadmap feedback