World Business Lenders, LLC

Role Description The FP&A Analyst will support the Head of FP&A in preparing, maintaining, and analyzing financial models, forecasts, budgets, cash-flow projections, and management reports. - Collect, organize, validate, and maintain historical financial and operational data used in FP&A reporting and financial models. - Support the preparation and maintenance of monthly forecasts, annual budgets, cash-flow forecasts, portfolio models, and long-term financial projections. - Prepare monthly actual-to-budget and actual-to-forecast variance analyses. - Investigate material variances, identify their underlying drivers, and prepare clear explanations for management and executive reporting. - Update financial models with monthly actual results and revised business assumptions. - Prepare break-even, scenario, sensitivity, and other decision-support analyses. - Review existing financial models for formula accuracy, logical consistency, functionality, transparency, and ease of use. - Reconcile model outputs and management reports to source data and financial statements. - Maintain clear model assumptions, supporting schedules, version control, change logs, and process documentation. - Support the preparation of recurring management reports, executive reporting packages, and Excel-based dashboards. - Assist with the annual budgeting and forecasting process by collecting business-unit inputs, reviewing submissions, and consolidating them into company-level forecasts and budgets. - Prepare cash-flow forecasts and financial projections to support liquidity management and strategic planning. - Work with Accounting, Operations, and other departments to obtain required data, resolve discrepancies, and improve reporting accuracy. - Support financial and functional due-diligence requests related to corporate transactions, as needed. - Identify opportunities to improve, standardize, and automate recurring reporting processes using Excel and other available reporting tools. - Perform ad hoc financial analysis and other FP&A projects as assigned by the Head of FP&A. Qualifications - Bachelor’s degree or equivalent experience in Finance, Accounting, Economics, Mathematics, Business Administration, Data Analytics, or a related field. - Two to five years of progressive experience in FP&A, financial analysis, financial modeling, budgeting, forecasting, accounting analysis, or a related finance position. - Strong understanding of financial statements, including the income statement, balance sheet, and cash-flow statement. - Experience preparing budgets, forecasts, cash-flow projections, and actual-to-forecast variance analyses. - Advanced proficiency in Microsoft Excel, including: - Financial formulas and functions - Pivot tables and charts - Lookup and conditional formulas - Scenario and sensitivity analysis - Financial model construction - Excel-based reporting and dashboards - Working with large datasets - Ability to review financial information, identify discrepancies, and reconcile reports to source data. - Strong analytical and quantitative problem-solving skills. - High attention to detail and a strong commitment to accuracy. - Ability to organize multiple recurring deliverables and meet reporting deadlines in a remote environment. - Ability to explain financial results and variances clearly to both finance and non-finance stakeholders. - Excellent written and verbal English communication skills. - Ability to work independently while maintaining regular communication with the Head of FP&A and other stakeholders. - Reliable laptop or desktop computer and internet connection suitable for remote work. Preferred Qualifications - Experience in commercial lending, mortgage lending, specialty finance, banking, or another financial-services environment. - Experience working with loan-level, portfolio, or other high-volume financial datasets. - Experience developing management reports or dashboards in Power BI. - Experience supporting multi-entity, multi-business-unit, or consolidated budgeting and forecasting processes. Benefits - 💰 USD compensation - 🏖️ Paid Time Off (PTO) - 🌍 Fully remote — work from wherever you do your best work! Ready to Apply? If this sounds like you, we'd love to hear from you - submit your CV in English and hit Apply!

• Manage and monitor a non-performing real estate collateralized commercial loan portfolio, including REO, toward most effective and efficient resolution • Supervise, train and develop Asset Resolution Department staff • Conduct proactive and effective portfolio management in accordance with established performance standards • Monitor and manage commercial litigation/bankruptcy/foreclosure activities, functions and deadlines • Direct/monitor/liaise with in-house and outside attorneys, collection agencies and other vendors that support the loss mitigation effort • Interact with customers and their counsel • Negotiate and propose settlement agreements and bidding instructions • Monitor loss mitigation workout performance and loss severity trends • Implement and communicate loss mitigation decisions • Maintain delinquency and loss mitigation reporting, including trend analysis and assessment • Conduct comprehensive analysis of debtors' financial position, credit status, personal background, and historical payment performance • Facilitate negotiation and conflict resolution • Perform extensive quarterly review of portfolio being managed to confirm or reassess recovery estimates • Monitor related expenses (taxes, maintenance, utilities, fees, etc.) and timely propose protective advances • Participate in budget preparation for the Asset Resolution Department. • Other projects and duties as assigned.

• Support the Head of FP&A in preparing, maintaining, and analyzing financial models, forecasts, budgets, cash-flow projections, and management reports. • Collect and validate financial data, update recurring reports, analyze actual results against forecasts and budgets, and help translate financial results into clear insights for management. • Collect, organize, validate, and maintain historical financial and operational data used in FP&A reporting and financial models. • Support the preparation and maintenance of monthly forecasts, annual budgets, cash-flow forecasts, portfolio models, and long-term financial projections. • Prepare monthly actual-to-budget and actual-to-forecast variance analyses. • Investigate material variances, identify their underlying drivers, and prepare clear explanations for management and executive reporting. • Update financial models with monthly actual results and revised business assumptions. • Prepare break-even, scenario, sensitivity, and other decision-support analyses. • Review existing financial models for formula accuracy, logical consistency, functionality, transparency, and ease of use. • Reconcile model outputs and management reports to source data and financial statements. • Maintain clear model assumptions, supporting schedules, version control, change logs, and process documentation. • Support the preparation of recurring management reports, executive reporting packages, and Excel-based dashboards. • Assist with the annual budgeting and forecasting process by collecting business-unit inputs, reviewing submissions, and consolidating them into company-level forecasts and budgets. • Prepare cash-flow forecasts and financial projections to support liquidity management and strategic planning. • Work with Accounting, Operations, and other departments to obtain required data, resolve discrepancies, and improve reporting accuracy. • Support financial and functional due-diligence requests related to corporate transactions, as needed. • Identify opportunities to improve, standardize, and automate recurring reporting processes using Excel and other available reporting tools. • Perform ad hoc financial analysis and other FP&A projects as assigned by the Head of FP&A.

Role Description The Asset Resolution Counsel is responsible for leading the legal strategy, portfolio management, and resolution efforts for a portfolio of non-performing commercial loans secured primarily by real estate. This role serves as a strategic business partner responsible for maximizing recoveries while minimizing legal risk, loss severity, and resolution timelines. Working collaboratively with internal stakeholders, outside counsel, loan servicing teams, and borrowers, the Asset Resolution Counsel develops and executes resolution strategies through: - Negotiation - Restructuring - Litigation - Foreclosure - Bankruptcy - Receivership - REO disposition - Other loss mitigation initiatives This position requires sound legal judgment, strong financial and analytical skills, and the ability to balance business objectives with legal and regulatory compliance. Qualifications - Law degree (from a nationally accredited U.S. law school is preferred) - Experience working in commercial litigation, bankruptcy, foreclosure, and real estate loss mitigation - Experience successfully managing non-performing loan (NPL) pools and REO portfolios - Experience supervising, developing, and mentoring case management staff - Litigation experience and familiarity with litigation management tools - Experience working for a U.S.-based company Requirements - Manage and monitor a non-performing real estate collateralized commercial loan portfolio, including REO, toward most effective and efficient resolution - Supervise, train and develop Asset Resolution Department staff - Conduct proactive and effective portfolio management in accordance with established performance standards - Monitor and manage commercial litigation/bankruptcy/foreclosure activities, functions and deadlines - Direct/monitor/liaise with in-house and outside attorneys, collection agencies and other vendors that support the loss mitigation effort - Interact with customers and their counsel - Negotiate and propose settlement agreements and bidding instructions - Monitor loss mitigation workout performance and loss severity trends - Implement and communicate loss mitigation decisions - Maintain delinquency and loss mitigation reporting, including trend analysis and assessment - Conduct comprehensive analysis of debtors' financial position, credit status, personal background, and historical payment performance - Facilitate negotiation and conflict resolution - Perform extensive quarterly review of portfolio being managed to confirm or reassess recovery estimates - Monitor related expenses (taxes, maintenance, utilities, fees, etc.) and timely propose protective advances - Participate in budget preparation for the Asset Resolution Department - Other projects and duties as assigned Company Description World Business Lenders (WBL) provides general purpose short-term real estate collateralized commercial loans to a broad customer base comprised of small and medium sized businesses throughout the United States that lack access to traditional funding. WBL services its loan portfolio and loan portfolios for third parties, specializing in the management of non-performing loan pools and REO.

• Execute internal audits and conduct thorough operational reviews throughout the loan lifecycle, encompassing origination, underwriting, servicing, and collections. • Spot and address process inefficiencies, operational risks, and control gaps within loan operations. • Guarantee compliance with internal policies, procedures, and risk management standards. • Contribute to the enhancement and fortification of internal controls within WBL’s lending operations. • Deliver insightful audit findings along with actionable recommendations to elevate operational procedures and strengthen risk controls. • Collaborate with management to oversee remediation efforts, ensuring prompt resolution of audit findings.

Role Description At World Business Lenders (WBL), we are dedicated to providing general-purpose, short-term commercial loans backed by real estate collateral for a diverse range of small and medium-sized businesses across the United States that may not have access to traditional funding options. WBL is a U.S.-based company that embraces a 100% remote work environment for candidates located in Turkey, Latin America, and India. The role requires an excellent command of both oral and written English. Qualifications - A Bachelor’s degree in Accounting, Finance, or a similar field is required. - 1 to 5 years of experience in internal auditing, loan operations, risk management, or compliance in the financial services sector. - Previous experience in banking, financial services, or lending institutions is essential. - Proficient in commercial lending, mortgage lending, or consumer loan operations. - In-depth understanding of the complete loan lifecycle, encompassing loan origination, underwriting support, documentation review, funding, servicing, and collections. - Knowledgeable about loan documentation requirements, credit files, and the essential operational controls within lending processes. - Adept at pinpointing operational risks, addressing process inefficiencies, and identifying control weaknesses within loan operations. - Experience with internal audits, quality assurance, or compliance reviews specifically related to lending operations. Requirements - Execute internal audits and conduct thorough operational reviews throughout the loan lifecycle, encompassing origination, underwriting, servicing, and collections. - Spot and address process inefficiencies, operational risks, and control gaps within loan operations. - Guarantee compliance with internal policies, procedures, and risk management standards. - Contribute to the enhancement and fortification of internal controls within WBL’s lending operations. - Deliver insightful audit findings along with actionable recommendations to elevate operational procedures and strengthen risk controls. - Collaborate with management to oversee remediation efforts, ensuring prompt resolution of audit findings. Technical Skills Required - Proficiency in Microsoft Office Suite. Essential Soft Skills - Exceptional command of Microsoft Office applications, especially Excel, for efficient data analysis, tracking, and reporting. - Expertise in reviewing documentation to pinpoint discrepancies or missing elements. - Robust analytical and problem-solving abilities to evaluate processes and unearth potential risks. - Skilled in organizing and juggling multiple tasks while maintaining a keen eye for detail. - Excellent verbal and written communication skills for documenting insights and engaging with internal stakeholders. - Ability to interpret and apply policies, procedures, and operational guidelines during review processes. - Comfortable navigating internal systems and operational workflows within a structured environment. Benefits - 💰 Compensation in USD. - 🏖️ Paid Time Off (PTO). - 🌍 Fully remote — work from wherever you do your best work! Ready to Apply? If this sounds like you, we'd love to hear from you - submit your CV in English and hit Apply!

Role Description WBL is seeking an SVP of Corporate Legal to serve as the operational anchor and administrative backbone of the Corporate Legal department. This is not a purely practicing attorney role; it is an operational legal executive who will get hands-on with the day-to-day mechanics of corporate legal functions while building the systems, workflows, and governance structures needed to scale the department. - This role serves as the operational backbone of the Corporate Legal department by maintaining alignment across all legal functions, surfacing risks proactively, driving workflow efficiency, and ensuring complete execution across every departmental priority. - The SVP of Corporate Legal will work in close collaboration with the ARCs, Finance, and General Counsel. What Success Looks Like - Builds scalable legal operations, workflows, and governance that support business growth. - Drives operational excellence across compliance, legal spend, litigation, and corporate governance. - Partners with executive leadership to proactively identify and mitigate legal and operational risks. - Improves efficiency through standardized processes, reporting, and cross-functional collaboration. - Ensures the Corporate Legal department operates as a strategic, business-focused function. What You'll Be Doing (Core Responsibilities) - Legal Operations & Billing Management - Oversee and manage all corporate legal billing, including outside counsel spend, invoice review, and budget tracking. - Implement systems to control and optimize legal spend across the organization. - Establish and maintain billing workflows, approval processes, and reporting. - Compliance & Regulatory Oversight - Support the compliance framework across WBL's lending, servicing, and corporate operations. - Monitor adherence to applicable federal and state regulations including usury laws, licensing requirements, and disclosure obligations. - Maintain compliance policies, procedures, and training documentation. - Vendor & Law Firm Management - Manage relationships with outside counsel, legal vendors, and service providers. - Oversee vendor contracting, engagement letters, and performance standards. - Drive efficiency in law firm engagement and litigation adjudication processes. - IP, Entity & Corporate Governance - Oversee entity management, corporate filings, board resolutions, and governance documentation. - Manage intellectual property matters and ensure proper documentation and protection. - Support corporate structuring and expansion into new jurisdictions. - Litigation Adjudication & Asset Resolution Support - Coordinate and manage litigation tracking, settlements, and enforcement actions. - Partner with Asset Management, Finance, and Operations teams on non-performing asset resolution. - Establish standardized legal workflows for dispute management and litigation oversight. - Workflow, Systems & Process Building - Build and document legal department policies, procedures, and operational standards. - Identify and eliminate bottlenecks within Corporate Legal workflows. - Implement governance structures, quality assurance processes, and scalability frameworks. - Drive continuous improvement across all legal operational functions. - Cross-Functional Collaboration - Serve as the primary operational liaison between Corporate Legal and ARCs, Finance, and General Counsel. - Ensure timely escalation and resolution of interdepartmental legal matters. - Support executive leadership with briefings, risk identification, and legal operational reporting. Qualifications - JD from an accredited law school. - Active bar membership in good standing preferred. Requirements - 8–15+ years of legal experience, with significant emphasis on legal operations, corporate legal management, or in-house counsel roles. - Demonstrated experience building systems, processes, and governance structures within a legal department. - Background in compliance, commercial litigation, vendor management, and corporate law. - Experience in private lending, financial services, fintech, or alternative finance strongly preferred. - Proven ability to manage outside counsel and control legal spend. - Strong project management skills with big-picture operational thinking and attention to detail. - Experience supporting senior leadership in an operational, deputy, chief of staff, or business management capacity. - U.S.-based; strong working knowledge of U.S. federal and state legal and regulatory frameworks. Remote Work Requirements - Stable, reliable internet connection. - Professional and dedicated remote working setup. Preferred Background / Industry Experience - Financial services, commercial lending, private lending, banking, fintech, specialty finance, mortgage lending, or other highly regulated industries. Key Soft Skills - Operational excellence – Drives process improvements and efficiency. - Executive communication – Communicates effectively with senior leaders. - Stakeholder management – Builds strong cross-functional partnerships. - Negotiation – Reaches practical business outcomes. - Business acumen – Balances legal and commercial priorities. - Sound judgment – Makes informed, risk-based decisions. - Problem-solving – Resolves complex legal and operational issues. Specific Technical Skills Needed - Legal operations – Manages legal processes and workflows. - Corporate governance – Oversees governance and entity management. - Regulatory compliance – Ensures compliance with legal requirements. - Contract negotiation – Drafts, reviews, and negotiates agreements. - Litigation management – Coordinates disputes and outside counsel. - Vendor management – Oversees legal vendors and law firms. - Legal spend management – Manages budgets and outside counsel costs. - Risk management – Identifies and mitigates legal risks. Benefits - 💰 Compensation includes a base salary of ~$150,000, plus incentive compensation eligibility (equity and deferred cash bonus), based on level and company policy. - 🏖️ Benefits include medical, dental, vision, life, and disability coverage; a 401(k) with company match; and paid holidays and paid time off (PTO). - 🌍 Work Environment: This is a remote role with occasional travel. Ready to Apply? If this sounds like you, we'd love to hear from you - submit your CV in English and hit Apply.

Role Description We are seeking an experienced ISO Channel OIC to lead our Merchant Cash Advance (MCA) sales team and expand our Independent Sales Organization (ISO) network. This role is responsible for managing Account Executives (AEs), strengthening ISO partnerships, driving production goals, and supporting business growth through strategic channel development. The ideal candidate has a strong Merchant Cash Advance background, proven leadership experience managing MCA Account Executives, and an established network within the ISO community. What Success Looks Like - Successfully hires and develops high-performing MCA Account Executives. - Expands the company's ISO network by opening new strategic partnerships. - Builds and maintains strong, productive relationships with ISOs. - Drives consistent production and revenue growth across the sales channel. - Coaches Account Executives to achieve individual and team performance goals. - Serves as a trusted leader with deep knowledge of the Merchant Cash Advance industry. What You'll Be Doing (Core Responsibilities) - Sales Leadership - Lead, mentor, and manage a team of Merchant Cash Advance Account Executives. - Monitor individual and team performance against production goals. - Coach team members to improve sales performance and relationship management. - Support recruiting, onboarding, and development of new sales talent. - ISO Relationship Management - Develop, maintain, and strengthen relationships with Independent Sales Organizations (ISOs). - Identify opportunities to establish new ISO partnerships and expand referral channels. - Act as the primary point of contact for key ISO relationships. - Ensure excellent service and responsiveness to partner needs. - Business Development - Drive channel growth through strategic outreach and partnership development. - Support initiatives that increase funded deals and production volume. - Collaborate with internal departments to improve partner experience and operational efficiency. - Performance & Operations - Track sales activity, pipeline performance, and production metrics. - Provide regular reporting and updates to executive leadership. - Ensure Account Executives follow company policies and sales procedures. - Maintain a high standard of professionalism and customer service. Qualifications - Bachelor's degree preferred or equivalent professional experience. - Merchant Cash Advance industry experience required. Requirements - Minimum 2 years of experience managing Merchant Cash Advance Account Executives. - Strong Merchant Cash Advance industry knowledge. - Experience managing ISO relationships. - Proven track record of achieving sales and business development goals. - Experience leading and coaching high-performing sales teams. Preferred Background / Industry Experience - Merchant Cash Advance (MCA) - Alternative Lending - Small Business Lending - Commercial Finance Key Soft Skills - Excellent communication skills. - Strong relationship-building abilities. - Responsive and customer-focused. - Leadership and coaching. - Strategic thinking. - Results-oriented mindset. - Problem-solving and decision-making. Specific Technical Skills Needed - Strong understanding of Merchant Cash Advance factor rates. - Knowledge of ISO channel operations and relationship management. - Proficiency with Microsoft Office (Excel, Outlook, Word). - Ability to track sales performance and pipeline activity. Benefits - 💰 Compensation includes a base salary of $150,000, plus incentive compensation eligibility (equity and deferred cash bonus), based on level and company policy. - 🏖️ Benefits include medical, dental, vision, life, and disability coverage; a 401(k) with company match; and paid holidays and paid time off (PTO). - 🌍 Work Environment: This is a remote role with occasional travel. Ready to Apply? If this sounds like you, we'd love to hear from you - submit your CV in English and hit Apply.

• Build scalable legal operations, workflows, and governance that support business growth. • Drive operational excellence across compliance, legal spend, litigation, and corporate governance. • Partner with executive leadership to proactively identify and mitigate legal and operational risks. • Improve efficiency through standardized processes, reporting, and cross-functional collaboration. • Ensure the Corporate Legal department operates as a strategic, business-focused function.

• Provide legal advice and guidance to senior leadership and business units on legal, regulatory, compliance, governance, transactional, intellectual property and operational matters • Research and evaluate legal and regulatory risks related to business decisions and operations • Provide legal counsel regarding loan origination activities and applicable regulatory requirements • Handle inquiries, examinations, and communications with regulatory agencies and authorities • Monitor legal and regulatory developments and advise on potential business impacts • Maintain and support corporate governance best practices, policies, and protocols • Oversee the administration and maintenance of the company’s regulatory compliance program • Develop, implement, update, and monitor company policies, procedures, and compliance frameworks • Partner with business leaders to ensure operational practices align with legal and regulatory requirements • Negotiate, draft, review, and interpret contracts, agreements, and other legal documents • Provide legal support for corporate transactions, strategic initiatives, and business growth opportunities • Structure, negotiate, and document debt and equity financing transactions • Collaborate with internal stakeholders and external partners to facilitate successful business transactions • Manage corporate litigation matters and oversee outside counsel • Support default management, loss mitigation, and related litigation activities • Identify legal and regulatory risks and recommend practical mitigation strategies • Provide guidance on dispute resolution, settlements, and enforcement matters as needed • Ensure documentation and business practices support defensibility and risk reduction