Wakam

Role Description As a Motor Pricing Actuary, you will deliver pricing and portfolio analysis work across the UK & Rest of Europe scope (excluding France). Your core objective is to secure profitability and strengthen technical portfolio management through robust pricing, performance monitoring, and actionable recommendations. You will operate with a high level of autonomy, taking ownership of projects end-to-end — from analysis and recommendation to deliverables ready for committee review and implementation. Responsibilities - End-to-End Pricing & Portfolio Projects: - New contract pricing: profitability analyses, scenario testing, and pricing recommendations tailored to partner needs and constraints. - Optimisation of existing portfolios: performance diagnostics, identification of key drivers (mix effects, claims trends, inflation, drifts), pricing action proposals, and impact monitoring over time. - Pricing tools & technical assets: maintenance and targeted improvements of datasets, models, scripts, and profitability reports, ensuring quality, consistency of definitions, and reproducibility. - Partner reviews & committees: preparation of review packs and quantified analyses to support partner discussions and internal governance. Expected Deliverables - Ready-to-use, auditable deliverables that can be used in governance settings and handed over smoothly, including: - Pricing notes and recommendations - Portfolio performance analyses and diagnostics - Committee materials (slides + appendices) - Quantified outputs (tables, scripts, queries) with light documentation enabling reuse and handover Qualifications - Proven expertise in Motor pricing, either in European markets and/or the UK - Experience in Italy and/or Spain is a strong plus - Experience with Akur8 is a strong plus - Excellent actuarial and analytical skills, with the ability to produce robust, decision-grade analyses - Ability to deliver committee-ready outputs, with structured narratives, clear assumptions, quantified impacts, and traceability - Comfort working with stakeholders across Risk, Reinsurance, and Data, and translating technical work into actionable recommendations Who You Are - Highly autonomous, with a strong sense of ownership and delivery discipline - Structured and rigorous, especially on auditability, consistency, and reproducibility - Pragmatic and impact-oriented, focused on what truly drives profitability and can be implemented effectively - Comfortable operating in a multi-stakeholder environment, and able to communicate clearly with both technical and non-technical audiences Hiring Process - Initial interview with our Talent Acquisition Partner - Interview with our Pricing Lead Motor UK & Europe - Technical Assessment (+presentation) - Chief Interview with our Chief Underwriting Officer - Motor and Mobility - Finale Interview with our People Partner Benefits - True remote work flexibility with our Wakam From Anywhere (WFA) program - Flat hierarchical system promoting direct impact and autonomy - Monthly Free.day: dedicated time for personal growth and skills development - Lunch voucher with Swile card - A meaningful company: we became a Mission-driven company in March 2021 - Work alongside passionate experts who will share their knowledge and help you develop and grow in your career

Role Description En tant qu’alternant(e) Trésorerie, tu accompagneras l’équipe dans la gestion quotidienne des opérations de cash management, le suivi des paiements, la comptabilisation des flux bancaires et les rapprochements. Cette alternance te permettra de développer des compétences concrètes en trésorerie, comptabilité, suivi des flux financiers et contrôle opérationnel, dans un environnement assurtech international et en forte croissance. - Préparer et suivre les flux de paiements dans les outils de trésorerie - Assurer le suivi des règlements - Enregistrer les écritures comptables liées aux comptes bancaires - Suivre les recours et règlements en lien avec le service Claims - Préparer les encaissements de chèques et leur comptabilisation - Analyser les comptes de suspens en collaboration avec les équipes de gestion des sinistres - Réaliser des rapprochements bancaires - Contribuer à la fiabilisation et à l’amélioration continue des processus de trésorerie Qualifications - Études en comptabilité, finance ou domaine équivalent - Niveau Bac+3/4 minimum - Bonnes bases en comptabilité - Intérêt marqué pour la culture cash et les sujets de trésorerie - Bonne maîtrise d’Excel - Niveau intermédiaire minimum en français et en anglais (B2) - Envie d’apprendre dans un environnement Finance dynamique et exigeant Requirements - Rigoureux(se) et fiable, notamment dans la manipulation de données financières - Sérieux(se), proactif(ve) et impliqué(e) - Capable de t’adapter à différents sujets et priorités - Curieux(se) de comprendre le fonctionnement des flux de trésorerie, des paiements et des écritures comptables - À l’aise pour travailler en équipe et collaborer avec différents interlocuteurs - Organisé(e), avec un bon sens du détail Benefits - Apprendre aux côtés d’une équipe Trésorerie expérimentée - Développer des compétences concrètes en cash management, paiements, rapprochements bancaires et comptabilité - Découvrir les opérations Finance d’une compagnie d’assurance digitale en forte croissance - Travailler dans un environnement international, collaboratif et orienté outils - Prendre de vraies responsabilités tout en étant accompagné(e) dans ta progression - Construire une base solide pour une future carrière en trésorerie, finance ou comptabilité

Role Description The FP&A Analyst – Expenses Controlling & Consolidation is responsible for delivering accurate, insightful, and actionable financial analysis to support Executive Management and business leaders in their decision-making. The role owns end-to-end expenses controlling across Wakam’s French entities, covering: - Consolidation of the French perimeter - Expense analysis by nature, department, and destination - Cost allocation and intercompany rebilling - Budgeting and forecasting - Business partnering with budget owners This position is key to ensuring robust financial planning, reliable reporting, and disciplined cost management across the organization. Qualifications - At least 5 years of experience in FP&A, controlling, or financial planning - Strong focus on expenses controlling, cost allocation, and multi-entity consolidation - Strong analytical and synthesis skills - Confidence in acting as a trusted business partner - Advanced Excel skills and strong command of financial systems and tools - Experience with Sage and/or Pigment is a plus - Fluency in English, both written and spoken Requirements - Experience in expense controlling - Budgeting and forecasting expertise - Variance analysis skills - Cost allocation knowledge - Intercompany flows and rebillings experience - Multi-entity financial reporting capability - Consolidated analysis and management reporting experience Benefits - An international and multicultural environment - A high level of autonomy and responsibility - Strong exposure to senior stakeholders and Executive Management - Opportunity to contribute to the development of the Group Finance function - Exposure to international projects and cross-functional initiatives - A culture of innovation, continuous improvement, and ownership - Remote work flexibility within a modern, inclusive, and dynamic company culture Company Description Wakam is a fast-growing insurance company committed to reshaping the future of insurance through innovation and digital transformation.

Role Description Wakam est à la recherche d’un(e) alternant pour rejoindre notre Office Partenariats et Operations en septembre 2026. Vous serez responsable du suivi opérationnel de certains partenariats. À ce titre, vous aurez en charge : - La collecte, la fiabilisation et l’analyse des indicateurs opérationnels envoyés périodiquement par les partenaires de Wakam - Le contrôle de la qualité de gestion et du respect des engagements contractuels par les partenaires et les gestionnaires - L’identification d’éventuels dysfonctionnements devant donner lieu à des actions correctives et le suivi des plans de remédiation correspondants - La mise en place de reportings et de supports de discussion dédiés à l’animation des comités de pilotage avec les partenaires et les gestionnaires Par ailleurs, vous contribuerez à certains projets de transformation transverses : - La création de tableaux de bord digitaux en lien avec l’équipe IT, pour permettre la visualisation d’indicateurs opérationnels et la remontée d’alertes automatisées - La formalisation et l’amélioration du process de suivi de nos programmes (rationalisation du nombre de gestionnaires, rédactions de procédures, création de nouveaux contrôles, mise en place de RACI) Qualifications - Etudiant en Master, issu(e) d'une Ecole Supérieure de Commerce ou Université, avec une spécialité en management / gestion, finance ou assurance - Dispose d’un vrai sens du détail et démontre d’excellentes capacités d’analyse - Est force de proposition et n’hésite pas à suggérer des pistes d’amélioration et des solutions ingénieuses - Aime travailler en équipe dans un environnement dynamique - Démontre d’excellentes capacités de communication, à l’oral comme à l’écrit - Parle anglais couramment - Energie positive, réactivité, adaptation et esprit d'équipe Benefits - True remote work flexibility with our Wakam From Anywhere (WFA) program - Flat hierarchical system promoting direct impact and autonomy - Monthly Free.day: dedicated time for personal growth and skills development - Lunch voucher with Swile card - A meaningful company: we became a Mission-driven company in March 2021 - Work alongside passionate experts who will share their knowledge and help you develop and grow in your career

• Organise controls in line with the annual control plan • Lead the preparation phase: contractual review, claims portfolio analysis, definition of control scope and objectives. • Coordinate round-table meetings with internal stakeholders (Claims, Operations, Compliance, Legal, etc.) to identify risks and to collect expectations and feedback on the partner. • Perform controls with partners. • Assess the operational handling framework: processes, timelines, customer communication and complaint management… • Carry out sample reviews and quality checks on files, focusing on accuracy, consistency, and regulatory and contractual compliance. • Test the end-to-end customer journey. • Identify issues, weaknesses, and risks (operational, compliance, conduct, financial). • Draft clear findings and recommendations, and define a corrective action plan with the partner. • Monitor the implementation and effectiveness of action plans and ensure timely closure of issues. • Suggest improvements to control tools, templates, and procedures. • Contribute to cross-functional discussions on risk and compliance topics impacting the perimeter.

Role Description En tant que stagiaire en Actuariat — Pricing Motor France, tu contribueras au pilotage de la rentabilité technique de nos portefeuilles Motor et à l’optimisation de nos tarifs. Tu travailleras sur des sujets à la fois techniques, analytiques et business, avec un impact concret sur la compréhension des portefeuilles, la qualité des modèles tarifaires et les décisions de pricing. Le stage est basé à Paris, à partir d’août / septembre 2026, pour une durée de 3 à 6 mois. - Réaliser des analyses de mix portefeuille afin d’identifier les dynamiques de nos portefeuilles Motor et leurs impacts sur la sinistralité. - Conduire des analyses de sinistralité et des projections à l’ultime par produit, avec une attention particulière portée aux sinistres graves, afin d’estimer le coût final et d’alimenter le pilotage technique. - Contribuer à la modélisation tarifaire GLM via l’outil Akur8, depuis l’extraction et la mise en forme des données jusqu’à la construction et au suivi des modèles de fréquence et de coût. - Participer au suivi de la performance technique des partenaires distributeurs et à l’identification de leviers d’amélioration. - Contribuer à la production de reportings et à la présentation des résultats en interne, de manière claire, synthétique et exploitable. Qualifications - Formation Bac+4/5, en école d’ingénieurs, université ou école de commerce, avec une spécialisation quantitative (mathématiques appliquées, statistiques, économétrie, actuariat, data science ou domaine équivalent). - Ce stage peut être réalisé dans le cadre d’un Master 1 ou d’un Master 2. - Maîtrise ou apprentissage d'un ou plusieurs langages de modélisation et d’analyse de données (Python, R, SQL). - Une première expérience en tarification non-vie, en gestion de portefeuille, en actuariat ou en data analysis est un plus. - Maîtrise de l’anglais requise. Requirements - Rigueur, structuration et attention aux détails. - Curiosité analytique et forte appétence pour les données, les modèles et la compréhension des phénomènes techniques. - Capacité à travailler de manière autonome tout en maintenant une bonne communication avec l'équipe. - Force de proposition et envie de contribuer à l’amélioration de l’existant. - Aisance dans un environnement collaboratif, transversal, international et en croissance. Benefits - True remote work flexibility with our Wakam From Anywhere (WFA) program. - Flat hierarchical system promoting direct impact and autonomy. - Monthly Free.day: dedicated time for personal growth and skills development. - Lunch voucher with Swile card. - Meaningful company: became a Mission-driven company in March 2021. - Work alongside passionate experts who will share their knowledge and help you develop and grow in your career. Company Description Wakam est une assurtech européenne en forte croissance, où la tarification et le pilotage technique reposent fortement sur la data, les outils de modélisation et l’automatisation.

Role Description As our new FP&A Lead Reporting, Forecasting & Transformation, you will report directly to the Head of FP&A and work closely with Accounting, Cash, Group Finance, and business leaders. This is a highly visible role with exposure to C‑level stakeholders and cross-functional projects. Your mission is to provide reliable, insightful, and actionable financial steering across Wakam's French perimeter, while contributing to the transformation of the FP&A function. - Centralize, review, and consolidate financial data from various stakeholders for the French entities (P&L, Balance Sheet, Cash Flow Plan & operational KPIs). - Produce consolidated analyses in coordination with the team and propose optimization levers. - Build and maintain forward-looking Balance Sheet projections across the French entities, modelling key drivers (technical reserves, receivables/payables, intragroup positions, equity movements) and ensuring consistency with P&L and operational assumptions. - Steer multi-entity Cash Forecasts (short and medium term) across the French perimeter, anticipating liquidity needs, intragroup flows, and funding requirements. - Run scenario analyses and sensitivity testing on P&L, Balance Sheet, and Cash trajectories, in support of strategic decision-making and Group Finance discussions. - Contribute to the continuous improvement of data collection and financial reporting processes to enhance quality, speed, and reliability. Qualifications - Experience in Financial Planning & Analysis, controlling, or similar roles, preferably at group or multi-entity level. - Solid experience with P&L analysis, budgeting, forecasting, and variance analysis. - Proven ability to consolidate and interpret complex financial data, turning it into clear insights and recommendations. - Advanced Excel skills and strong command of financial tools and systems. - Experience with Pigment is a plus. - Experience in the insurance sector is an advantage, but not mandatory. - Fluency in English (written and spoken); other European languages are a plus. Requirements - Exceptional analytical and synthesis skills, making complex financial topics understandable for non‑finance stakeholders. - Comfortable challenging management and C‑level stakeholders constructively, backing views with data and insight. - Autonomous, structured, and reliable, able to manage multiple priorities in a fast-paced, international environment. - Curious and proactive, always looking for ways to improve processes, tools, and collaboration. - Enjoy working in cross-functional, multicultural teams and value transparency and open feedback. Benefits - Being part of an international and multicultural environment at the forefront of embedded and digital insurance. - Enjoying a high level of autonomy and responsibility, with real impact on strategic decisions and performance steering. - Working in a culture that values innovation, experimentation, and continuous improvement — both in business and in ways of working. - Benefiting from full remote work flexibility, with a modern, inclusive, and dynamic company culture. - Access to significant career development opportunities, in line with the expansion of the Group Finance team and Wakam’s international growth. - Exposure to international projects and cross-functional initiatives, as well as the opportunity to contribute directly to Wakam’s digital and AI‑driven transformation.

Role Description As a Reinsurance Technical Accountant, your mission is to execute and secure reinsurance accounting processes end-to-end: - Produce accurate and timely reinsurance account statements - Maintain a reliable reinsurance sub-ledger - Ensure strong reconciliations and closing support - Play an active role in adopting new ways of working through the xLayer rollout - Contribute to process improvements Qualifications - Solid background in accounting/finance - Strong attention to detail - Comfort working with technical insurance data - Experience with reconciliations, closing processes, and audit evidence - Ideally exposure to insurance/reinsurance accounting (treaties, bordereaux, settlements, recoverables) - Comfortable working with Excel and finance systems - Ability to collaborate effectively with multiple stakeholders (brokers, reinsurers, Treasury, Reinsurance, Finance) Requirements - Prepare quarterly, semi-annual, and annual account statements for the treaties in your scope - Reconcile bordereaux data (premiums, claims, commissions) with internal systems - Calculate premiums payable/receivable and loss recoverables - Validate the technical accuracy of settlements - Coordinate with brokers and reinsurers to answer settlement queries - Manage adjustments and close open points - Maintain accurate balances for reinsurance payables, receivables, and recoverables - Support month-end and quarter-end closing activities - Produce clear supporting documentation for auditability - Participate in xLayer UAT - Provide feedback on accounting workflows - Test settlement calculations and accounting interfaces - Support the transition to new processes and tools - Act as a primary Finance contact for reinsurer queries and discussions - Liaise with the Reinsurance team on treaty terms and technical questions - Coordinate with brokers on bordereau submissions and settlement timing - Support the Cash Manager on payment tracking and collections Benefits - True remote work flexibility with our Wakam From Anywhere (WFA) program - Flat hierarchical system promoting direct impact and autonomy - Monthly Free.day: dedicated time for personal growth and skills development - Lunch voucher with Swile card - A meaningful company: became a Mission-driven company in March 2021 - Work alongside passionate experts who will share their knowledge and help you develop and grow in your career

Role Description Join the Digital Office at Wakam and help revolutionize the insurance industry through innovation and technology. We are a center of expertise where cutting-edge tools meet strategic thinking. Our teams design, develop, and optimize robust digital solutions that improve efficiency and user experience — all within an Agile, collaborative, and fast-paced environment. - Stratégie & Roadmap DevSecOps: - Réaliser un assessment de la situation actuelle et définir une roadmap DevSecOps claire, en coordination avec le comité d'architecture. - Prioriser les actions selon une approche risque globale — pas uniquement sécurité — adaptée au contexte de Wakam. - Définir les métriques de performance et de fiabilité des processus de sécurité. - Support & Accompagnement des Équipes: - Accompagner et supporter les équipes de développement et d'opérations sur les sujets sécurité au quotidien. - Mettre en perspective les risques business et techniques pour faciliter la prise de décision. - Former et sensibiliser les équipes aux bonnes pratiques de sécurité (secure coding, threat modeling, etc.). - Développer une culture DevSecOps durable au sein de l'organisation. - Shift-Left Security: - Intégrer les tests SAST, DAST, SCA directement dans les pipelines CI/CD avec des temps de réponse optimisés. - Concevoir et déployer des suites de tests de sécurité rapides, fiables et en parallèle, avec feedback immédiat pour les développeurs. - Documenter les flux de données et modéliser les surfaces d'attaque dès la phase de conception. - Automatisation & Outillage: - Déployer et configurer les outils d'analyse statique et dynamique (SonarQube, Trivy, Snyk, OWASP ZAP, etc.). - Orchestrer les déploiements sécurisés via les pipelines CI/CD, avec mécanismes de rollback automatique et validation multi-niveaux. - Développer des outils d'automatisation sur mesure lorsque les solutions du marché ne couvrent pas les besoins. - Gestion de Version & Configuration: - Implémenter l'Infrastructure as Code (IaC) avec contrôles de sécurité intégrés (Terraform, Ansible). - Assurer le versioning intégral : code, infrastructure, configurations et politiques de sécurité. - Gérer les secrets et certificats via des solutions dédiées (HashiCorp Vault ou équivalent). - Supervision & Gestion des Incidents: - Déployer et maintenir les outils de supervision de la sécurité (SIEM, alerting, monitoring). - Automatiser la détection d'anomalies et la réponse aux incidents (SOAR, runbooks automatisés). - Participer activement à la gestion et à la résolution des incidents de sécurité. - Support à l'Administration de l'Environnement de Travail: - Apporter un support technique à l'équipe en charge de l'environnement bureautique (Microsoft 365, Exchange Online, SharePoint) sur les sujets de sécurité et de monitoring. - Contribuer à l'intégration des outils collaboratifs dans les politiques de sécurité globales (authentification, accès conditionnels, DLP, alertes SIEM). - Faciliter l'automatisation des tâches d'administration récurrentes et la mise en place d'alertes sur les comportements anormaux. - Veille & Amélioration Continue: - Animer une veille active sur les évolutions DevSecOps, les nouvelles menaces et les pratiques émergentes. - Évaluer et intégrer les nouvelles technologies pertinentes pour l'environnement Wakam. - Partager les bonnes pratiques et retours d'expérience en interne et au sein de la communauté DevSecOps. Qualifications - 7+ years in software engineering and/or operations. - Solid development background (Dev or DevOps profile). - Strong hands-on experience in application and infrastructure security. - Understanding of Cloud-based production environments. - Experience with Security Operations (SOC) is a plus. Requirements - Technical Skills: - DevOps & Automation: CI/CD (Azure DevOps, GitHub Actions). - Containers: Docker, Kubernetes. - Infrastructure as Code: Terraform, Ansible. - Cloud Platforms: Azure, AWS. - Scripting: Python, Bash, PowerShell. - Application Security: OWASP, secure coding practices. - Security Tools: SAST, DAST, SCA, vulnerability scanning. - Security Expertise: - Knowledge of security protocols and cryptography. - Familiarity with compliance frameworks and standards. - Experience using vulnerability scanning and mitigation tools. - Strong infrastructure security practices. Benefits - True remote work flexibility with our Wakam From Anywhere (WFA) program. - Flat hierarchical system promoting direct impact and autonomy. - Monthly Free.day: dedicated time for personal growth and skills development. - Lunch voucher with Swile card. - A meaningful company: we became a Mission-driven company in March 2021. - Work alongside passionate experts who will share their knowledge and help you develop and grow in your career. Company Description At Wakam, we’re on a mission to reinvent insurance with tech, transparency, and purpose. You’ll join a bold, international company where experimentation is encouraged, ideas are valued, and personal growth is supported.

Role Description You will join Wakam’s Advanced Pricing Analytics Center of Excellence, within the Underwriting function. This team plays a central role in the technical profitability of Wakam’s portfolio by strengthening pricing frameworks, improving portfolio steering, and supporting underwriting decisions with robust analytics. It works closely with Line of Business Heads, Actuarial, Data, and Partner-facing teams across the organisation. This position is offered on an interim basis for 3 to 6 months, with a clear pathway to a 12-month fixed consultancy arrangement for the right candidate. Qualifications - Deep technical pricing expertise with extensive hands-on GLM development and deployment experience. - Hands-on experience with AKUR8 is preferred; experience with other comparable pricing platforms will be considered; knowledge of AI and machine learning techniques as applied to insurance pricing is expected. - Motor insurance background (commercial and personal lines) is essential; property experience (SME commercial and personal lines) is advantageous; experience across other lines including Accident & Health, Travel, and/or Extended Warranty is a nice to have. - Deep experience of at least one of the following European markets: France, Spain, or Italy; experience across more than one of these markets is strongly preferred; UK market experience is considered a distinct advantage. - Demonstrable track record of using technical pricing outputs to drive portfolio management decisions. - Strong communication and influencing skills; comfortable operating at senior stakeholder level. Requirements - Lead the development, validation, and ongoing governance of GLMs across the European portfolio; ensure models are technically robust, well-documented, and fit for regulatory and commercial purposes. - Leverage GLM outputs to drive a disciplined Actual vs Technical Price monitoring framework as the primary analytical activity, complemented by broader techniques including conversion modelling, demand and price elasticity modelling, retention modelling, and price optimisation. - Translate pricing model insights into clear performance reporting and dashboards for senior stakeholders, with actionable underwriting and pricing recommendations anchored in technical analysis. - Act as primary technical authority for Wakam's AKUR8 environment. - Establish and embed pricing governance frameworks and best practice standards across European markets (France, Spain, Italy; UK support as required). - Work closely with Line of Business Heads on pricing strategy and portfolio performance; provide technical support and mentoring to LOB Pricing Leads. - Collaborate with Actuarial, Data, and Partner-facing teams across the organisation. Benefits - Taking on a high-impact interim mission at the heart of underwriting profitability. - Leading a pricing community across multiple European markets. - Working on topics that combine technical modelling, governance, and strategic influence. - Joining a fast-moving, international, tech-enabled insurer. - Having a real opportunity to extend the assignment into a 12-month consultancy engagement.