Branch

• Support product analysis by gathering and organizing data related to product performance, pricing, and underwriting trends. • Assist with market research and help maintain competitive intelligence across insurance products and states. • Help prepare presentations and reports to communicate findings to team members and stakeholders. • Coordinate with actuarial and underwriting teams on updates to guidelines and pricing inputs. • Track regulatory updates and assist the team in keeping product documentation aligned with compliance standards. • Work within systems like Excel and SQL to run queries and manipulate data under guidance from senior analysts. • Contribute to cross-functional projects to support product development and enhancements.

• Empower and guide a team of sales agents • Act as a mentor and partner for each team member • Reinforce best practices through hands-on development • Cultivate a team that reflects Branch’s values • Collaborate in shaping best practices and refining sales strategies

• Process and analyze ceded premium, claims, commissions, and recoverables. Ensure reinsurance transactions are recorded accurately and in compliance with GAAP, statutory requirements, and company policies. • Own and execute the monthly, quarterly, and annual close processes related to reinsurance. Prepare journal entries, reconciliations, and schedules for internal and external reporting, including statutory filings. • Interpret reinsurance contracts and regulatory requirements, including preparing reports for state insurance departments. Apply accounting guidance independently to complex treaty structures. • Analyze reinsurance transaction data and cash flows. Partner with Finance and Actuarial teams to deepen understanding of treaty performance and its impact on financial statements. • Lead participation in audit processes by providing requested documentation and ensuring compliance with internal control standards. Recommend and implement improvements to streamline tasks or controls. • Collaborate with internal and external partners (e.g., brokers, reinsurers, actuaries) to resolve discrepancies and drive improvements in reporting quality and process efficiency. • Serve as a resource to junior staff, providing guidance on reinsurance accounting practices and identifying process enhancements and automation opportunities. • Perform other duties as assigned to support business needs.

• Own monthly and quarterly reporting on claims performance, including efficiency metrics, expense components, and revenue streams (TPA fees, recoveries, subrogation, salvage). • Collaborate with the claims, accounting, actuarial, and data analytics teams to gather data on cycle time, processing efficiency, and other KPIs. • Conduct detailed analysis of expense components and revenue-generating activities to support accurate and timely financial reporting. • Identify trends and patterns in claims data to support decision-making and process improvement initiatives. • Assist in developing financial models and tools to enhance claims analysis and forecasting capabilities. • Stay informed on industry best practices and regulatory changes to continuously improve reporting processes.

• Own the end-to-end actuarial function, including loss reserving, pricing analysis, and financial and economic modeling in support of business decision-making. • Lead reserve adequacy reviews and communicate findings and recommendations to senior management, Finance, and external auditors; facilitate final determinations on reserve positions. • Develop pricing methodology and rate adequacy positions across lines of business, ensuring frameworks are technically sound, current, and compliant with regulatory and internal standards. • Direct financial and economic analyses that inform underwriting strategy, profitability assessments, and capital planning; make final recommendations on actuarial inputs to those processes. • Establish, maintain, and improve actuarial policies, methodologies, and workflows that support accuracy, compliance, and scalability as the business grows. • Contribute to the development of methods, techniques, and evaluation criteria that shape how Branch builds and advances its actuarial practice over time. • Manage the actuarial function's budget and resource planning, ensuring delivery against commitments and corporate requirements. • Partner cross-functionally with Product, Underwriting, Finance, and executive leadership to solve complex actuarial problems and inform strategic decisions. • Represent the actuarial function in senior forums and communicate complex technical findings clearly and credibly to non-technical audiences. • Lead, coach, and develop a team of actuarial professionals, including managing performance, supporting career growth, and building team capacity for current and future needs. • Identify and implement opportunities to improve actuarial systems, tools, and processes to increase efficiency, transparency, and analytical quality.

• Drive strategic execution of product and pricing initiatives across multiple states and lines of business • Translate pricing and product concepts into filing-ready documentation • Develop scalable systems and frameworks that improve product performance management • Act as a strategic advisor and subject matter expert on personal lines product strategy • Synthesize complex data and regulatory insights into clear, actionable recommendations • Collaborate cross-functionally with actuarial, engineering, underwriting, and data teams • Lead through expertise by modeling best practices • Monitor market and regulatory developments • Translate business goals into operational solutions

• Oversee accounting processes and automation for key cycles within the environment. • Support the development of key accounting policies • Develop a strategy for anticipated reporting requirements and execute their fulfillment in a Branch-Like (automated, seamless, accurate, innovative) format. • Drive continuous improvement by proactively identifying opportunities and implementing process iterations as the organization evolves. • Take leadership of research within any new accounting pronouncements and develop solutions anticipating their impacts on Branch financials. • Manage relationships with third-party consultants over various processes including taxes, audits, and system implementations. • Establish and execute playbooks for complex, significant, and unusual business transactions. • Supports a transparent risk-reduction and controls-aware culture throughout the organization.

• Responsible for all aspects of accounting, including accounts payable, accounts receivable, billing, general ledger entries, bank reconciliation, credit card expense report reconciliation, cash applications, collections, and payroll. • Lead the development and publishing of Branch financial reports, and subsidiary entities including GAAP reporting, Statutory reporting, and Investor Reporting. • Provide strategic financial guidance to the executive team, aligning financial objectives with business strategy. • Identify opportunities for cost savings and revenue enhancement. • Develop and implement financial policies, procedures, and best practices to ensure efficient and accurate financial operations. • Prepare and present timely and accurate financial reports, including income statements, balance sheets, cash flow statements, and other financial performance metrics to regulators, dept of insurance, BOD, investors, and executive team. • Main point of contact for accounting vendors including: statutory accountants, external bookkeeping services, external tax accountants, and financial statement auditors. • Develop and oversee cross-departmental relationships to provide excellent support to the entire business as Branch continues to experience fast-paced growth. • Continuously evaluate and enhance accounting processes and systems to improve efficiency, accuracy, and productivity. • Oversee a growing team of analysts and managers who manage accounting and finance operations within bookkeeping, controllership, AP/AR processing, expense processing and financial reporting. • Implement best practices and automation where applicable.

• Deliver empathetic, accurate support to members across phone, chat, email, and text channels. • Assist members with policy servicing, billing, and basic coverage inquiries using Branch systems and tools. • Serve as a trusted resource for members by listening actively, offering clear guidance for proper protection and coverage gaps, and setting appropriate expectations. • Follow established processes to resolve issues and escalate when appropriate to protect member experience and underwriting integrity. • Support underwriting accuracy by reviewing applications for completeness and flagging discrepancies. • Maintain clear and complete documentation for all interactions, aligned with quality standards. • Surface recurring issues to your team lead or specialist groups for follow-up

• Analyze sales and policy performance across key dimensions including distribution channels, agent performance, and customer segments • Perform deep-dive analysis to evaluate the impact of strategic initiatives, distribution changes, and market conditions • Develop and maintain forecasting and performance models to support planning and strategic initiatives • Develop scalable reports and dashboards to monitor key performance indicators (KPIs) • Translate complex data into clear recommendations that influence strategy and drive results • Stay informed on emerging analytics techniques, tools, and industry best practices