Planet Home Lending

Role Description The Mitigation Coordinator follows established guidelines to manage a portfolio of defaulted loans and mitigates losses by negotiating with our borrowers, investors, and realtors to develop and implement appropriate solutions to avoid foreclosure. Determine strategies for resolution on severely delinquent loans. Utilize property evaluation skills to make recommendations to management for negotiated pay-offs, and charge-offs. Resolves title issues on properties listed for sale and deeds for lieu of foreclosure. - Contacts mortgagors and others as appropriate to negotiate and arrange resolution of defaulted loans. - Utilizes creativity in determining and recommending alternative collection or loss mitigation methods such as modifications, short sales, deeds in lieu of foreclosure, reinstatements, in the most cost effective manner. - Analyzes mortgagors for approval of HAMP or traditional modification. - Reports modification results to investors or federal agencies as required. - Implements approved alternative collections or loss mitigation methods. - Orders and evaluates property opinions (BPO, REO Appraisals), and assigns a reconciled value to determine feasibility of a short-sale, or charge-off. - Maintains required records for modifications, short-sales, deeds in lieu of foreclosure, and reinstatements. - Completes assignment of loans and determines if there is an alternative to foreclosure. - Preserves and secures vacant properties in a pre-REO status. - Maintains knowledge of foreclosure, modification, and collection laws and regulations of each state for the portfolio assigned. - Performs other duties as assigned. Qualifications - High school diploma or equivalent required. - Minimum 3 years of mitigation, collections and/or default servicing experience. - Strong negotiation skills. - Working knowledge of mortgage documents, real estate settlements, and foreclosure timelines/requirements. - Excellent verbal and written communication skills. - Demonstrates strong customer service skills. - Ability to work well in a fast-paced environment. - Demonstrated effective listening skills. - Detail oriented with strong organization skills. - Ability to work well on a team and focus on results. - Ability to speak and read Spanish fluently is a plus. - Experience working with Microsoft Windows applications. - Experience with MSP servicing system a plus. Requirements - Work is typically performed in a standard office environment. - The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. - While performing the duties of this job, the employee is regularly required to sustain predictable work attendance, communicate with others, frequently required to stand, walk, sit, and use arms, hands and fingers to reach, handle or touch. - The employee must occasionally lift and/or move up to 10 pounds. - Specific vision abilities required by this job include close vision, and ability to adjust focus. - Pursuant to the Americans with Disabilities Act, reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Benefits - 3 comprehensive Cigna or Kaiser medical plans. - Dental and vision insurance. - Short term and long-term disability insurance. - Basic life insurance. - 401(k). - 11 employer paid holidays. - Supplemental benefits to include life insurance, critical illness and accident plans.

Role Description The Default Call Center Supervisor oversees day to day operations of the Mitigation and Loan Counseling teams, gives optimum service to all investors, and aids the Default Call Center Manager with all staff level duties. - Ensures team standards, individual metrics and call quality expectations are met for Loan Counselors/Mitigation Coordinators in accordance with investor guidelines and PHLs Quality Assurance Program. - Assists with monthly and quarterly quality review meetings with Loan Counselors/Mitigation Coordinators to ensure compliance with these standards. - Trains, supervises, and develops the Default Call Center staff to perform at the highest levels of accuracy and efficiency. - Motivates and encourages staff through positive communication and feedback to ensure the highest degree of customer service. - Coaches and develops staff to ensure the department maximizes quality service and customer retention. - Fosters, promotes and contributes to a positive team environment. - Assists Default Call Center manager in evaluating Default Call Center employees according to Company policy. - Monitors timely completion of written inquiries/complaints logged in complaint tracking system. - Provides information and research in timely manner to appropriate areas to facilitate responses. - Responds to escalated calls/answers team and borrowers questions in timely fashion. - Maintains policies and procedures. - Assists with development, documentation and implementation of new procedures in accordance with PHLs Procedure for Change Control. - Remains knowledgeable of Collection and Loss Mitigation investor requirements, CFPB requirements as well as collection laws and regulations. - Performs other duties as assigned. Qualifications - High School diploma or GED equivalent required. - Minimum of 5 years experience in mortgage loss mitigation. - Leadership experience preferred. Requirements - Demonstrated strong leadership skills. - Excellent written and verbal communication skills. - Demonstrated strong interpersonal skills; ability to interact effectively with internal clients across departments and locations. - Ability to act and work independently with minimal supervision. - Ability to provide objective, constructive feedback. - Must be flexible, organized and have the ability to manage multiple priorities and meet strict deadlines. - Effective problem solving abilities. - Ability to work effectively in a demanding, team-oriented, and fast-paced environment. - Working experience with call center technology such as IVR and ACD systems. - Current, strong working knowledge of mortgage loan workout options (i.e. loan modifications, short sales, deed-in-lieu and foreclosure) as well as collection requirements and guidelines. - Ability to solve problems with a sense of urgency by recognizing opportunities, understanding risk and acting quickly to overcome obstacles and reach a solution. - Knowledge of default management guidelines of mortgage investors including FHLMC, FHA, VA, and FHA. - Ability to organize, prioritize, and distribute workload for optimum efficiency. - Knowledge of MSP servicing system. Benefits - 3 comprehensive Cigna or Kaiser medical plans. - Dental and vision insurance. - Short term and long-term disability insurance. - Basic life insurance. - 401(k) plan. - 11 employer paid holidays. - Supplemental benefits including life insurance, critical illness and accident plans.

Role Description The Foreclosure Specialist is responsible for evaluating loans to determine if foreclosure is the best course for Planet Home Lending and its investors. This position will refer loans to approved attorneys and monitor to ensure foreclosure and bankruptcy activity meets timelines established by Planet Home Lending or its investors. Maintain state and regulatory compliance, as well as assist attorneys in responding to any defensive or litigated matter. - Evaluates loans to determine if foreclosure is the best course of action for Planet Home Lending and its investors. - Ensures pre-foreclosure requirements have been satisfied. - Refers accounts to approved Planet Home Lending attorneys to initiate and foreclose within established foreclosure timelines through conveyance. - Monitors attorney progress during the foreclosure process, instructing attorneys on activities to complete actions, facilitating timely document execution, and invoice processing. - Maintains foreclosure workstation tracking and coding, timely reporting of foreclosure milestones, and obtaining approvals as needed from the investors or agencies. - Upholds state and regulatory compliance prohibiting dual tracking, other foreclosure holds, and responding to complaints. - Knowledge of investor requirements to ensure the foreclosure actions are in full compliance with requirements. - Utilizes Planet Home Lending approved attorneys to defend, resolve and/or settle any counterclaims/defenses made by the mortgagors or third parties. - Other duties as assigned. Qualifications - High School diploma required. - College degree in Business, or work experience equivalent preferred. - Minimum two (2) years of Foreclosure, or paralegal or law firm experience OR minimum one (1) year of default mortgage servicing. - Knowledge of mortgage banking practices and procedures including familiarity with FHMLC, FNMA, VA, FHA, USDA guidelines and timeframes. - Working knowledge of Default Servicing procedures. - Effective verbal and written communication skills. - Strong mathematical skills. - Strong attention to detail. - Ability to multi-task and manage time effectively. - Must be flexible, organized and have the ability to manage multiple priorities and meet strict deadlines in a fast-paced work environment. - Ability to problem-solve effectively. - High proficiency in Microsoft Office products including Excel, Word, Outlook. LPS servicing system experience preferred. Requirements - Work is typically performed in a standard office environment. - The employee is regularly required to sustain predictable work attendance, communicate with others, frequently required to stand, walk, sit, and use arms, hands and fingers to reach, handle or touch. - The employee must occasionally lift and/or move up to 10 pounds. - Specific vision abilities required by this job include close vision, and ability to adjust focus. - Pursuant to the Americans with Disabilities Act, reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Benefits - 3 comprehensive Cigna or Kaiser medical plans, dental, and vision insurance. - Short term and long-term disability insurance. - Basic life insurance. - 401(k) plan. - 11 employer paid holidays. - Supplemental benefits including life insurance, critical illness and accident plans.

Role Description The Senior Processor is responsible for the gathering and review of loan documentation that meets Federal, State, and Investor requirements to prepare for underwriting review and loan closure. As a Senior, this role mentors junior staff and assists with issue escalation. - Manages a pipeline of mortgage loans. - Reviews file submissions for accuracy and completeness. - Verifies that all required documents are properly located in the loan files. - Performs initial review of income, credit report, and assets to ensure lender guidelines are met. - Requests and follows up on all outstanding items with borrowers. - Trains and mentors processor staff. - Acts as issue escalation point of contact. - Elevates issues to manager as needed. - Maintains high level of customer service by being proactive in communicating with borrowers and team members. - Provides clear, effective communication with borrowers and team members when completing file-related activities. - Understands and ensures all compliance and regulatory requirements are adhered to according to federal and state laws and regulations as well as company guidelines. - Submits completed loan package to Underwriter for review and approval. - Submits completed loan package to Closing upon final review. - Ensures the loan origination system is kept up to date with current and accurate information. - Miscellaneous duties as assigned. Qualifications - High school diploma or equivalent required. - Minimum four (4) years of mortgage processing experience with a variety of investors (FNMA, FHLMC, FHA, VA, USDA). - Knowledge of Regulation B compliance. - Experience with and ability to navigate agency guidelines. - Effective written and verbal communication skills. - Ability to collaborate effectively with team. - Working knowledge of mortgage loan documents, loan origination program, and underwriting guidelines. - Demonstrates a commitment to quality customer service. - Strong attention to detail. - Well organized with the ability to multi-task. - Demonstrates strong time management skills with the ability to meet deadlines. - Works well with others. - Proficient in all compliance-related regulations including RESPA and TRID. - Strong mathematical skills. - Strong PC skills (MS Office products) and experience with mortgage origination systems. Encompass experience preferred. - If applicable, maintain individual licenses as required per state regulations/SAFE Act. Environmental/Physical Demands Work is typically performed in a standard office environment. The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to: - Sustain predictable work attendance. - Communicate with others. - Frequently stand, walk, sit, and use arms, hands, and fingers to reach, handle, or touch. - Occasionally lift and/or move up to 10 pounds. - Specific vision abilities required include close vision and the ability to adjust focus. Pursuant to the Americans with Disabilities Act, reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Benefits - 3 comprehensive Cigna or Kaiser medical plans. - Dental and vision insurance. - Short term and long-term disability insurance. - Basic life insurance. - 401(k) plan. - 11 employer paid holidays. - Supplemental benefits including life insurance, critical illness, and accident plans.

Join a winning team of innovative thinkers, seasoned mortgage professionals, and financial experts. Build your career at Planet—recognized as a Top Mortgage Employer by National Mortgage Professional. Job Summary The Underwriter is responsible for analyzing each loan application package to determine the borrower’s ability and willingness to repay the debt and the value of the property taken as collateral. Based on this determination, the underwriter will either approve or deny the loan package as appropriate. The Underwriter ensures all applicable Federal, State and Investor requirements have been adhered to. Essential Duties and Responsibilities - Reviews and underwrites loan files accurately and timely, ensuring compliance with Company guidelines. Verifies documentation is complete and works with operations staff to collect additional information as necessary. Adds conditions to file if necessary in order to complete the underwriting process. - Analyzes credit documents, including but not limited to, mortgage applications, credit history and income documents, title documents, appraisals and all applicable compliance documents. - Approves or declines loans within limits of assigned authority. Communicates decision to appropriate individuals within the Company upholding fair lending practices. - Performs other duties as assigned. Position Requirements Education - High school diploma or equivalent required Experience - Minimum of three year’s experience as a Conventional mortgage underwriter, Junior Underwriter, or a Senior level Processor Functional/Technical Skills - Thorough understanding of credit and an ability to review complex financial documents - Effective written and verbal communication skills - Strong analytical skills with the ability to think outside of the box - Demonstrates a commitment to quality customer service - Strong attention to detail - Excellent problem solving skills and ability to make sound judgments in a fast-paced environment - Well organized with the ability to multi-task - Demonstrates strong time management skills with the ability to meet deadlines - Works well with others - Proficient in all compliance-related regulations including RESPA - Strong mathematical skills - Strong PC skills (MS Office products) and experience with mortgage origination systems Environmental/Physical Demands Work is typically performed in a standard office environment. The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to sustain predictable work attendance, communicate with others, frequently required to stand, walk, sit, and use arms, hands and fingers to reach, handle or touch. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, and ability to adjust focus. Pursuant to the Americans with Disabilities Act, reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This job description is not designed to cover or contain a comprehensive listing of all activities, duties or responsibilities that are required of an employee. The Company reserves the right to amend or modify this document at any time and without notice. Benefits Our benefits package includes 3 comprehensive Cigna or Kaiser medical plans, dental, and vision insurance. We provide short term and long-term disability insurance, basic life insurance, 401(k), and 11 employer paid holidays. In addition, we offer supplemental benefits to include life insurance, critical illness and accident plans. Planet Home Lending does not accept unsolicited resumes or candidate submissions from recruiters or employment agencies. In the absence of an enforceable, fully executed agreement for a specified position, Planet Home Lending has no obligation to pay any compensation or recruiter fee of any kind. In the event a recruiter, agency or other similar third-party submits a resume or candidate without a valid binding agreement, Planet Home Lending explicitly reserves the right to pursue and hire those candidate(s) without any obligation or compensation to the referring party. Any unsolicited resumes, referrals, or candidate submissions, including those communicated to a member of the Human Resources team or a hiring manager, shall be deemed the property of Planet Home Lending. If you or your agency would like to be considered as a future recruiting partner, please email HR-Recruiting@planethomelending.com.

Join a winning team of innovative thinkers, seasoned mortgage professionals, and financial experts. Build your career at Planet—recognized as a Top Mortgage Employer by National Mortgage Professional. Job Summary The Closing Assistant – Intern will assist with preparing and reviewing mortgage documentation to ensure files are accurate and complete before closing. They will support the team by helping process files and maintaining records. Essential Duties and Responsibilities - Assists with administrative support and research of special projects. - Assists with general data entry. - Perform other duties as assigned to support the closing process, including opening and reviewing orders for title accuracy, managing transaction correspondence, and organizing the administrative documents and scheduling required for a successful closing. Position Requirements Education - High school diploma or equivalent required Experience - None required Functional/Technical Skills - High degree of organizational skill and problem-solving ability - Ability to work as a self-starter - Detail oriented; ability to execute accurately - Strong communication skills - Desire to learn and grow professionally - General computer skills including Microsoft office Environmental/Physical Demands Work is typically performed in a standard office environment. The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to sustain predictable work attendance, communicate with others, frequently required to stand, walk, sit, and use arms, hands and fingers to reach, handle or touch. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, and ability to adjust focus. Pursuant to the Americans with Disabilities Act, reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This job description is not designed to cover or contain a comprehensive listing of all activities, duties or responsibilities that are required of an employee. The Company reserves the right to amend or modify this document at any time and without notice. Benefits As a temporary worker, you are not eligible for PTO or to participate in our company sponsored benefit programs such as the company sponsored 401(k) program. Planet Home Lending does not accept unsolicited resumes or candidate submissions from recruiters or employment agencies. In the absence of an enforceable, fully executed agreement for a specified position, Planet Home Lending has no obligation to pay any compensation or recruiter fee of any kind. In the event a recruiter, agency or other similar third-party submits a resume or candidate without a valid binding agreement, Planet Home Lending explicitly reserves the right to pursue and hire those candidate(s) without any obligation or compensation to the referring party. Any unsolicited resumes, referrals, or candidate submissions, including those communicated to a member of the Human Resources team or a hiring manager, shall be deemed the property of Planet Home Lending. If you or your agency would like to be considered as a future recruiting partner, please email HR-Recruiting@planethomelending.com.

Join a winning team of innovative thinkers, seasoned mortgage professionals, and financial experts. Build your career at Planet—recognized as a Top Mortgage Employer by National Mortgage Professional. Job Summary The Default Analyst - Intern will assist with researching and monitoring defaulted commercial loans to ensure all records and status updates remain accurate. They will also support the department with documentation, reporting, and various special projects to help maintain operational efficiency and compliance. Essential Duties and Responsibilities - Assists with administrative support and research of special projects. - Performs other duties assigned related to assisting with the review of departmental reports and quality checks to support compliance, maintaining system templates and loan documentation, and helping with special projects or audits to improve operational efficiency. Position Requirements Education - High school diploma or equivalent required Experience - None required Functional/Technical Skills - High degree of organizational skill and problem-solving ability - Ability to work as a self-starter - Detail oriented; ability to execute accurately - Strong communication skills - Desire to learn and grow professionally - Experience working with Microsoft Windows applications Environmental/Physical Demands Work is typically performed in a standard office environment. The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to sustain predictable work attendance, communicate with others, frequently required to stand, walk, sit, and use arms, hands and fingers to reach, handle or touch. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, and ability to adjust focus. Pursuant to the Americans with Disabilities Act, reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This job description is not designed to cover or contain a comprehensive listing of all activities, duties or responsibilities that are required of an employee. The Company reserves the right to amend or modify this document at any time and without notice. Benefits As a temporary worker, you are not eligible for PTO or to participate in our company sponsored benefit programs such as the company sponsored 401(k) program. Planet Home Lending does not accept unsolicited resumes or candidate submissions from recruiters or employment agencies. In the absence of an enforceable, fully executed agreement for a specified position, Planet Home Lending has no obligation to pay any compensation or recruiter fee of any kind. In the event a recruiter, agency or other similar third-party submits a resume or candidate without a valid binding agreement, Planet Home Lending explicitly reserves the right to pursue and hire those candidate(s) without any obligation or compensation to the referring party. Any unsolicited resumes, referrals, or candidate submissions, including those communicated to a member of the Human Resources team or a hiring manager, shall be deemed the property of Planet Home Lending. If you or your agency would like to be considered as a future recruiting partner, please email HR-Recruiting@planethomelending.com.

Join a winning team of innovative thinkers, seasoned mortgage professionals, and financial experts. Build your career at Planet—recognized as a Top Mortgage Employer by National Mortgage Professional. Job Summary The primary purpose of the Customer Service Representative I is to resolve all borrower inquiries on current mortgage loans received either via inbound/outbound calls. Essential Duties and Responsibilities - Responds to borrower inbound calls concerning their account, ensuring high quality service, adhering to productivity, and regulatory requirements. Researches customer issues and works towards resolution when needed. Updates servicing system with relevant notes/comments. - Prioritizes the needs of the business, completing assigned outbound calls as inbound call volume permits. - Completes follow-up tasks to ensure customer satisfaction and resolution. - Miscellaneous duties as assigned. Position Requirements Education - High school diploma or equivalent required Experience - General call center experience preferred - Experience with loan servicing a plus Functional/Technical Skills - Strong customer service skills - Ability to problem-solving - Ability to work in a fast-paced environment - Ability to multi-task and manage time effectively - Experience working with Microsoft Windows applications Environmental/Physical Demands Work is typically performed in a standard office environment. The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to sustain predictable work attendance, communicate with others, frequently required to stand, walk, sit, and use arms, hands and fingers to reach, handle or touch. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, and ability to adjust focus. Pursuant to the Americans with Disabilities Act, reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This job description is not designed to cover or contain a comprehensive listing of all activities, duties or responsibilities that are required of an employee. The Company reserves the right to amend or modify this document at any time and without notice. Benefits Our benefits package includes 3 comprehensive Cigna or Kaiser medical plans, dental, and vision insurance. We provide short term and long-term disability insurance, basic life insurance, 401(k), and 11 employer paid holidays. In addition, we offer supplemental benefits to include life insurance, critical illness and accident plans. Planet Home Lending does not accept unsolicited resumes or candidate submissions from recruiters or employment agencies. In the absence of an enforceable, fully executed agreement for a specified position, Planet Home Lending has no obligation to pay any compensation or recruiter fee of any kind. In the event a recruiter, agency or other similar third-party submits a resume or candidate without a valid binding agreement, Planet Home Lending explicitly reserves the right to pursue and hire those candidate(s) without any obligation or compensation to the referring party. Any unsolicited resumes, referrals, or candidate submissions, including those communicated to a member of the Human Resources team or a hiring manager, shall be deemed the property of Planet Home Lending. If you or your agency would like to be considered as a future recruiting partner, please email HR-Recruiting@planethomelending.com.

Join a winning team of innovative thinkers, seasoned mortgage professionals, and financial experts. Build your career at Planet—recognized as a Top Mortgage Employer by National Mortgage Professional. Job Summary The primary purpose of the Customer Service Representative I is to resolve all borrower inquiries on current mortgage loans received either via inbound/outbound calls. Essential Duties and Responsibilities - Responds to borrower inbound calls concerning their account, ensuring high quality service, adhering to productivity, and regulatory requirements. Researches customer issues and works towards resolution when needed. Updates servicing system with relevant notes/comments. - Prioritizes the needs of the business, completing assigned outbound calls as inbound call volume permits. - Completes follow-up tasks to ensure customer satisfaction and resolution. - Miscellaneous duties as assigned. Position Requirements Education - High school diploma or equivalent required Experience - General call center experience preferred - Experience with loan servicing a plus Functional/Technical Skills - Strong customer service skills - Ability to problem-solving - Ability to work in a fast-paced environment - Ability to multi-task and manage time effectively - Experience working with Microsoft Windows applications Environmental/Physical Demands Work is typically performed in a standard office environment. The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to sustain predictable work attendance, communicate with others, frequently required to stand, walk, sit, and use arms, hands and fingers to reach, handle or touch. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, and ability to adjust focus. Pursuant to the Americans with Disabilities Act, reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This job description is not designed to cover or contain a comprehensive listing of all activities, duties or responsibilities that are required of an employee. The Company reserves the right to amend or modify this document at any time and without notice. Benefits Our benefits package includes 3 comprehensive Cigna or Kaiser medical plans, dental, and vision insurance. We provide short term and long-term disability insurance, basic life insurance, 401(k), and 11 employer paid holidays. In addition, we offer supplemental benefits to include life insurance, critical illness and accident plans. Planet Home Lending does not accept unsolicited resumes or candidate submissions from recruiters or employment agencies. In the absence of an enforceable, fully executed agreement for a specified position, Planet Home Lending has no obligation to pay any compensation or recruiter fee of any kind. In the event a recruiter, agency or other similar third-party submits a resume or candidate without a valid binding agreement, Planet Home Lending explicitly reserves the right to pursue and hire those candidate(s) without any obligation or compensation to the referring party. Any unsolicited resumes, referrals, or candidate submissions, including those communicated to a member of the Human Resources team or a hiring manager, shall be deemed the property of Planet Home Lending. If you or your agency would like to be considered as a future recruiting partner, please email HR-Recruiting@planethomelending.com.

Join a winning team of innovative thinkers, seasoned mortgage professionals, and financial experts. Build your career at Planet—recognized as a Top Mortgage Employer by National Mortgage Professional. The AVP, BPL Capital Markets assists the SVP of Capital Markets in leading and managing Planet’s Capital Markets team. This role is responsible for overseeing Capital Markets activities including but not limited to the company’s mortgage-related investment activities such as the buying and selling of mortgage-backed securities (MBS) and other mortgage-related assets, buying / selling activities of whole loans and support thereof. This position requires a deep understanding of the Business Purpose secondary mortgage market, excellent analytical skills, and the ability to make strategic decisions to maximize returns and manage risk. The position requires previous experience and relationships in business purpose lending and proven relationship strategies. Essential Duties and Responsibilities - Supports the development and execution of mortgage capital markets strategies to optimize the company's mortgage-related investment portfolio and support its growth objectives. - Assists in analyzing market trends and economic data to identify investment opportunities and risks in the mortgage market. - Assists in managing the buying and selling of mortgage-backed securities (MBS) and other mortgage-related assets, including pricing, trading, and hedging strategies.. - Supports in monitoring and managing the company's exposure to interest rate risk and other market risks related to its mortgage investments. - Provides regular reports and updates to senior management on the company's mortgage capital markets activities and financial performance. - Collaborates with other departments, such as finance, risk management, and legal, to support the company's overall financial strategy. - Assists in developing and maintaining relationships with mortgage originators, brokers, and other market participants to facilitate the company's mortgage-related investment activities - Ensures compliance with relevant regulations and internal policies related to mortgage capital markets activities - Provides leadership to staff to include, but not limited to, development, performance management and training. - Performs miscellaneous duties as assigned. Position Requirements Education - Bachelor's degree in Finance, Economics, or related field required. - Advanced degree (MBA, MSF) preferred Experience - Minimum of 5 years’ experience with capital markets in the business purpose lending industry. Functional/Technical Skills - Strong understanding of the mortgage market, including mortgage products, mortgage-backed securities, and mortgage-related derivatives. - Proven track record of developing and executing successful mortgage capital markets strategies. - Excellent analytical and problem-solving skills, with the ability to make sound financial decisions. - Strong communication and interpersonal skills, with the ability to interact effectively with senior management and external stakeholders. - Knowledge of relevant regulations and compliance requirements in mortgage capital markets. - Proficiency in financial modeling and analysis software. - Proficient user of Microsoft Office applications Environmental/Physical Demands Work is typically performed in a standard office environment. The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to sustain predictable work attendance, communicate with others, frequently required to stand, walk, sit, and use arms, hands and fingers to reach, handle or touch. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, and ability to adjust focus. Pursuant to the Americans with Disabilities Act, reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This job description is not designed to cover or contain a comprehensive listing of all activities, duties or responsibilities that are required of an employee. The Company reserves the right to amend or modify this document at any time and without notice. Benefits Our benefits package includes 3 comprehensive Cigna or Kaiser medical plans, dental, and vision insurance. We provide short term and long-term disability insurance, basic life insurance, 401(k), and 11 employer paid holidays. In addition, we offer supplemental benefits to include life insurance, critical illness and accident plans. Planet Home Lending does not accept unsolicited resumes or candidate submissions from recruiters or employment agencies. In the absence of an enforceable, fully executed agreement for a specified position, Planet Home Lending has no obligation to pay any compensation or recruiter fee of any kind. In the event a recruiter, agency or other similar third-party submits a resume or candidate without a valid binding agreement, Planet Home Lending explicitly reserves the right to pursue and hire those candidate(s) without any obligation or compensation to the referring party. Any unsolicited resumes, referrals, or candidate submissions, including those communicated to a member of the Human Resources team or a hiring manager, shall be deemed the property of Planet Home Lending. If you or your agency would like to be considered as a future recruiting partner, please email HR-Recruiting@planethomelending.com.