Paramount Residential Mortgage Group
Remote Jobs
None specified.
13 Jobs
Overview Processing assistant Responsibilities - Become expert on and evaluate best practices for Retail Production as well as missed opportunities as it relates to origination, fulfillment and support. - Constantly collect feedback and insights to determine a multifaceted training program for Retail Branch Ops and Sales Staff; beyond the goals of a single training course. - Gain National alignment from various departments and collaborate to create a “National experience” and allow for National fulfillment standards. - Collaborate/Design/Administer a formal peer-to-peer certification programs and “learning loops” for Retail Branch Ops and Sales Staff (Translate Knowledge/Gain knowledge, Practice/Apply Knowledge, Get Feedback). - Develop and present efficiencies to aid production team in managing pipelines more effectively and profitably by leveraging knowledge and tools offered (report Heather is doing today) - Works with key departments within the company on behalf of the Production/Production Support groups. - Assisting Solution Manager Production Alliance for Learning and Success (PALS) in main objectives as determined - Working Help Desk to assist in Production support for Retail Branch Ops/Sales Qualifications - Ability to make sound judgments regarding the resolution of service, credit decision, funding and post-close issues. - Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative. - Ability to handle high level assignments, delegating as needed. - Maintain confidentiality. - Excellent communication and interpersonal skills. - Organizational skills necessary to prioritize workload and delegate responsibility (if applicable). - Minimum 3 years’ experience, with mortgage industry experience preferred. - Four-year college degree in business, finance or 3 years’ experience in related field - College-level coursework and/or equivalent work experience - Position preferably will be physically located at our Corona Corporate office if employee commutes within a 50 mile radius of the Corporate Office, however, remote work space may be an option if employee is outside of the 50 mile radius to Corporate. Min USD $21.65/Hr. Max USD $21.65/Hr.
Overview Responsible for performing loss mitigation analysis and performance audits within company servicing-retained portfolio. Routinely audit loans selected for post-forbearance and active loss mitigation performance; Work directly with sub-servicer for compliance to company and investor policies and procedures; Monitor pipeline of loss mitigation workouts (forbearance, modifications, short sales, deed-in-lieu) identifying problem loans, clearing roadblocks, and ensuring decisions are made according to investor protocol and departmental policies while maintaining GSE guidelines and timelines; Assesses necessary remedies to address noncompliance; Regularly examine data reports for accuracy, trends, and anomalies; Recommend and implement new monitoring and exception reporting; The duties for Loss Mitigation Analyst include, but are not limited to, those described below.PRMG offers a comprehensive benefits package for our full-time employees and their dependents, which includes medical, dental, vision, life insurance, short-term disability, long-term disability, a Health Savings Account (HSA), a Flexible Spending Account (FSA), and various other products, based on benefits eligibility, elections, and employee premiums. Upon hire, you will be eligible to enroll in all our company-sponsored benefit programs (Medical, Dental, Life, and Voluntary) on the first of the following month. After completing 60 days, you will be eligible to enroll in our 401(k) program on the first of the following month. Additionally, eligible employees may apply for job openings through PRMG’s Internal and External Job Portal to request a transfer to a different department or position. Responsibilities - Works closely with Company’s sub-servicer, their systems, and reports - Review and audit sub-servicer for loss mitigation process and performance - Routinely review and monitor sub-servicer loss mitigation pipeline - Work with Management to develop procedural manuals and training materials related to the audit of sub-servicer’s loss mitigation performance - Communicate with Management regarding trends, issues, and needed escalation - Demonstrate a good working knowledge of the processes and procedures with the ability to identify and implement process improvement opportunities. - Interact with investors, vendors, and agency representatives as needed Qualifications - 5+ years’ recent experience in the mortgage industry - 3+ years’ experience in Mortgage Default, including Loss Mitigation experience with FHA, VA, and Conventional loans. - 1+ years as a financial or business analyst, analytical skills that allow for the development of data driven reports and the ability to create Microsoft Excel graphs and charts - MSP/Black Knight experience, Director a plus Skills: - Demonstrated ability to manage time and prioritize deadlines. - Strong analytical, written, verbal, and critical thinking skills to help solve issues and make decisions. - Detail oriented with strong organizational and follow-through skills. - Ability to work with limited supervision. - Technologically proficient. Education: · Bachelor’s degree preferred Min USD $75,000.00/Yr. Max USD $90,000.00/Yr.
Overview We are always searching for talented Underwriters to join our team. One of the biggest benefits about Underwriting with PRMG is that we encourage remote Underwriting, and you can work for us from anywhere in the nation. We are proud to say PRMG has one of the most aggressive bonus structures for Underwriters in the industry. Our Bonus structure has allowed some of our underwriters to double their base salary per year. Lastly, we are big on Work Life Balance and Teamwork here, our Underwriters work on a pod system that creates a positive work environment that allows Underwriters the perfect conditions for success and growth. PRMG offers a comprehensive benefits package for our full-time employees and their dependents, which includes medical, dental, vision, life insurance, short-term disability, long-term disability, a Health Savings Account (HSA), a Flexible Spending Account (FSA), and various other products, based on benefits eligibility, elections, and employee premiums. Upon hire, you will be eligible to enroll in all our company-sponsored benefit programs (Medical, Dental, Life, and Voluntary) on the first of the following month. After completing 60 days, you will be eligible to enroll in our 401(k) program on the first of the following month. Additionally, eligible employees may apply for job openings through PRMG’s Internal and External Job Portal to request a transfer to a different department or position. Responsibilities Mortgage Underwriter Responsiblities - Underwriter completes a thorough analysis of loan files to determine compliance with company, investor, and FHA/VA guidelines. - Underwrites the entire credit package and collateral for residential mortgage loans and ultimately ensures an “investment” quality loan product. - Checks accuracy of all calculations and data integrity. Completion of all required underwriting worksheets found in Fast Trac 360 Resource Center. - Assists with the training of new underwriters. - Recommends the loan disposition to underwriting manager for loan amounts in excess of authority limitation. - Maintains company standard for Underwriter productivity level, and complies with company policy of 48 hour underwriting turnaround time and 24 hour turnaround time for clearing conditions. - Strives to meet 3 Underwriting decisions/day within allotted time - Communicates decision on loans to appropriate parties both verbally and in writing. - Maintains underwriting activity logs and provides monthly underwriting report to underwriting manager. - Available to processors and correspondents for general Underwriter guideline interpretations and questions on specific loan files. - Responds to post closing reviews and audits in a timely fashion. - Performs related duties, as directed by Underwriter or Operations Manager. Qualifications Mortgage Underwriter Qualifications - Minimum three years of mortgage underwriting experience, with solid working knowledge of underwriting guidelines. - Experience Underwriting private investor and private mortgage insurance guidelines. - Strong interpersonal-communication and business-relationship skills. - Detail oriented with strong organizational and follow-through skills. - Excellent analytical, written communication and verbal communication skills. - Technologically proficient. - Bachelor’s degree in related field or equivalent professional experience. At PRMG, we not only celebrate and support differences, we thrive on it for the benefit of our employees, our products, and our community. We are proud to be a workplace that provides equal employment opportunities to all employees and applicants and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, marital status, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. Min USD $80,000.00/Yr. Max USD $85,000.00/Yr.
Overview We are always searching for talented Underwriters to join our team. One of the biggest benefits about Underwriting with PRMG is that we encourage remote Underwriting, and you can work for us from anywhere in the nation. We are proud to say PRMG has one of the most aggressive bonus structures for Underwriters in the industry. Our Bonus structure has allowed some of our underwriters to double their base salary per year. Lastly, we are big on Work Life Balance and Teamwork here, our Underwriters work on a pod system that creates a positive work environment that allows Underwriters the perfect conditions for success and growth. PRMG offers a comprehensive benefits package for our full-time employees and their dependents, which includes medical, dental, vision, life insurance, short-term disability, long-term disability, a Health Savings Account (HSA), a Flexible Spending Account (FSA), and various other products, based on benefits eligibility, elections, and employee premiums. Upon hire, you will be eligible to enroll in all our company-sponsored benefit programs (Medical, Dental, Life, and Voluntary) on the first of the following month. After completing 60 days, you will be eligible to enroll in our 401(k) program on the first of the following month. Additionally, eligible employees may apply for job openings through PRMG’s Internal and External Job Portal to request a transfer to a different department or position. Responsibilities Mortgage Underwriter Responsiblities - Underwriter completes a thorough analysis of loan files to determine compliance with company, investor, and FHA/VA guidelines. - Underwrites the entire credit package and collateral for residential mortgage loans and ultimately ensures an “investment” quality loan product. - Checks accuracy of all calculations and data integrity. Completion of all required underwriting worksheets found in Fast Trac 360 Resource Center. - Assists with the training of new underwriters. - Recommends the loan disposition to underwriting manager for loan amounts in excess of authority limitation. - Maintains company standard for Underwriter productivity level, and complies with company policy of 48 hour underwriting turnaround time and 24 hour turnaround time for clearing conditions. - Strives to meet 3 Underwriting decisions/day within allotted time - Communicates decision on loans to appropriate parties both verbally and in writing. - Maintains underwriting activity logs and provides monthly underwriting report to underwriting manager. - Available to processors and correspondents for general Underwriter guideline interpretations and questions on specific loan files. - Responds to post closing reviews and audits in a timely fashion. - Performs related duties, as directed by Underwriter or Operations Manager. Qualifications Mortgage Underwriter Qualifications - Minimum three years of mortgage underwriting experience, with solid working knowledge of underwriting guidelines. - Experience Underwriting private investor and private mortgage insurance guidelines. - Strong interpersonal-communication and business-relationship skills. - Detail oriented with strong organizational and follow-through skills. - Excellent analytical, written communication and verbal communication skills. - Technologically proficient. - Bachelor’s degree in related field or equivalent professional experience. At PRMG, we not only celebrate and support differences, we thrive on it for the benefit of our employees, our products, and our community. We are proud to be a workplace that provides equal employment opportunities to all employees and applicants and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, marital status, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. Min USD $75,000.00/Yr. Max USD $85,000.00/Yr.
Overview We are always searching for talented Underwriters to join our team. One of the biggest benefits about Underwriting with PRMG is that we encourage remote Underwriting, and you can work for us from anywhere in the nation. We are proud to say PRMG has one of the most aggressive bonus structures for Underwriters in the industry. Our Bonus structure has allowed some of our underwriters to double their base salary per year. Lastly, we are big on Work Life Balance and Teamwork here, our Underwriters work on a pod system that creates a positive work environment that allows Underwriters the perfect conditions for success and growth. PRMG offers a comprehensive benefits package for our full-time employees and their dependents, which includes medical, dental, vision, life insurance, short-term disability, long-term disability, a Health Savings Account (HSA), a Flexible Spending Account (FSA), and various other products, based on benefits eligibility, elections, and employee premiums. Upon hire, you will be eligible to enroll in all our company-sponsored benefit programs (Medical, Dental, Life, and Voluntary) on the first of the following month. After completing 60 days, you will be eligible to enroll in our 401(k) program on the first of the following month. Additionally, eligible employees may apply for job openings through PRMG’s Internal and External Job Portal to request a transfer to a different department or position. Responsibilities Mortgage Underwriter Responsiblities - Underwriter completes a thorough analysis of loan files to determine compliance with company, investor, and FHA/VA guidelines. - Underwrites the entire credit package and collateral for residential mortgage loans and ultimately ensures an “investment” quality loan product. - Checks accuracy of all calculations and data integrity. Completion of all required underwriting worksheets found in Fast Trac 360 Resource Center. - Assists with the training of new underwriters. - Recommends the loan disposition to underwriting manager for loan amounts in excess of authority limitation. - Maintains company standard for Underwriter productivity level, and complies with company policy of 48 hour underwriting turnaround time and 24 hour turnaround time for clearing conditions. - Strives to meet 3 Underwriting decisions/day within allotted time - Communicates decision on loans to appropriate parties both verbally and in writing. - Maintains underwriting activity logs and provides monthly underwriting report to underwriting manager. - Available to processors and correspondents for general Underwriter guideline interpretations and questions on specific loan files. - Responds to post closing reviews and audits in a timely fashion. - Performs related duties, as directed by Underwriter or Operations Manager. Qualifications Mortgage Underwriter Qualifications - Minimum three years of mortgage underwriting experience, with solid working knowledge of underwriting guidelines. - Experience Underwriting private investor and private mortgage insurance guidelines. - Strong interpersonal-communication and business-relationship skills. - Detail oriented with strong organizational and follow-through skills. - Excellent analytical, written communication and verbal communication skills. - Technologically proficient. - Bachelor’s degree in related field or equivalent professional experience. At PRMG, we not only celebrate and support differences, we thrive on it for the benefit of our employees, our products, and our community. We are proud to be a workplace that provides equal employment opportunities to all employees and applicants and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, marital status, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. Min USD $85,000.00/Yr. Max USD $105,000.00/Yr.
Overview We are always searching for talented Underwriters to join our team. One of the biggest benefits about Underwriting with PRMG is that we encourage remote Underwriting, and you can work for us from anywhere in the nation. We are proud to say PRMG offers industry leading stability and security. Over 25% of our total operational staff at PRMG has been with our company for over 10 years of more! Lastly, we are big on Work Life Balance and Teamwork here, our Underwriters work on a pod system that creates a positive work environment that allows Underwriters the perfect conditions for success and growth. PRMG offers a comprehensive benefits package for our full-time employees and their dependents, which includes medical, dental, vision, life insurance, short-term disability, long-term disability, a Health Savings Account (HSA), a Flexible Spending Account (FSA), and various other products, based on benefits eligibility, elections, and employee premiums. Upon hire, you will be eligible to enroll in all our company-sponsored benefit programs (Medical, Dental, Life, and Voluntary) on the first of the following month. After completing 60 days, you will be eligible to enroll in our 401(k) program on the first of the following month. Additionally, eligible employees may apply for job openings through PRMG’s Internal and External Job Portal to request a transfer to a different department or position. Responsibilities Mortgage Underwriter Responsiblities - Underwriter completes a thorough analysis of loan files to determine compliance with company and investor guidelines. - Underwrites the entire credit package and collateral for residential mortgage loans and ultimately ensures an “investment” quality loan product. - Checks accuracy of all calculations and data integrity. Completion of all required underwriting worksheets found in Fast Trac 360 Resource Center. - Assists with the training of new underwriters. - Recommends the loan disposition to underwriting manager for loan amounts in excess of authority limitation. - Maintains company standard for Underwriter productivity level, and complies with company policy of 48 hour underwriting turnaround time and 24 hour turnaround time for clearing conditions. - Strives to meet 3 Underwriting decisions/day within allotted time - Communicates decision on loans to appropriate parties both verbally and in writing. - Maintains underwriting activity logs and provides monthly underwriting report to underwriting manager. - Available to processors and correspondents for general Underwriter guideline interpretations and questions on specific loan files. - Responds to post closing reviews and audits in a timely fashion. - Performs related duties, as directed by Underwriter or Operations Manager. Qualifications Mortgage Underwriter Qualifications - Minimum three years of mortgage underwriting experience, with solid working knowledge of underwriting guidelines. - Experience Underwriting private investor and private mortgage insurance guidelines. - Strong interpersonal-communication and business-relationship skills. - Detail oriented with strong organizational and follow-through skills. - Excellent analytical, written communication and verbal communication skills. - Technologically proficient. - Bachelor’s degree in related field or equivalent professional experience. At PRMG, we not only celebrate and support differences, we thrive on it for the benefit of our employees, our products, and our community. We are proud to be a workplace that provides equal employment opportunities to all employees and applicants and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, marital status, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. Min USD $75,000.00/Yr. Max USD $85,000.00/Yr.
Overview We are always searching for talented Underwriters to join our team. One of the biggest benefits about Underwriting with PRMG is that we encourage remote Underwriting, and you can work for us from anywhere in the nation. We are proud to say PRMG has one of the most aggressive bonus structures for Underwriters in the industry. Our Bonus structure has allowed some of our underwriters to double their base salary per year. Lastly, we are big on Work Life Balance and Teamwork here, our Underwriters work on a pod system that creates a positive work environment that allows Underwriters the perfect conditions for success and growth. PRMG offers a comprehensive benefits package for our full-time employees and their dependents, which includes medical, dental, vision, life insurance, short-term disability, long-term disability, a Health Savings Account (HSA), a Flexible Spending Account (FSA), and various other products, based on benefits eligibility, elections, and employee premiums. Upon hire, you will be eligible to enroll in all our company-sponsored benefit programs (Medical, Dental, Life, and Voluntary) on the first of the following month. After completing 60 days, you will be eligible to enroll in our 401(k) program on the first of the following month. Additionally, eligible employees may apply for job openings through PRMG’s Internal and External Job Portal to request a transfer to a different department or position. Responsibilities Mortgage Underwriter Responsiblities - Underwriter completes a thorough analysis of loan files to determine compliance with company, investor, and FHA/VA guidelines. - Underwrites the entire credit package and collateral for residential mortgage loans and ultimately ensures an “investment” quality loan product. - Checks accuracy of all calculations and data integrity. Completion of all required underwriting worksheets found in Fast Trac 360 Resource Center. - Assists with the training of new underwriters. - Recommends the loan disposition to underwriting manager for loan amounts in excess of authority limitation. - Maintains company standard for Underwriter productivity level, and complies with company policy of 48 hour underwriting turnaround time and 24 hour turnaround time for clearing conditions. - Strives to meet 3 Underwriting decisions/day within allotted time - Communicates decision on loans to appropriate parties both verbally and in writing. - Maintains underwriting activity logs and provides monthly underwriting report to underwriting manager. - Available to processors and correspondents for general Underwriter guideline interpretations and questions on specific loan files. - Responds to post closing reviews and audits in a timely fashion. - Performs related duties, as directed by Underwriter or Operations Manager. Qualifications Mortgage Underwriter Qualifications - Minimum three years of mortgage underwriting experience, with solid working knowledge of underwriting guidelines. - Experience Underwriting private investor and private mortgage insurance guidelines. - Strong interpersonal-communication and business-relationship skills. - Detail oriented with strong organizational and follow-through skills. - Excellent analytical, written communication and verbal communication skills. - Technologically proficient. - Bachelor’s degree in related field or equivalent professional experience. At PRMG, we not only celebrate and support differences, we thrive on it for the benefit of our employees, our products, and our community. We are proud to be a workplace that provides equal employment opportunities to all employees and applicants and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, marital status, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. Min USD $70,000.00/Yr. Max USD $105,000.00/Yr.
Overview We are always searching for talented Underwriters to join our team. One of the biggest benefits about Underwriting with PRMG is that we encourage remote Underwriting, and you can work for us from anywhere in the nation. We are proud to say PRMG has one of the most aggressive bonus structures for Underwriters in the industry. Our Bonus structure has allowed some of our underwriters to double their base salary per year. Lastly, we are big on Work Life Balance and Teamwork here, our Underwriters work on a pod system that creates a positive work environment that allows Underwriters the perfect conditions for success and growth. PRMG offers a comprehensive benefits package for our full-time employees and their dependents, which includes medical, dental, vision, life insurance, short-term disability, long-term disability, a Health Savings Account (HSA), a Flexible Spending Account (FSA), and various other products, based on benefits eligibility, elections, and employee premiums. Upon hire, you will be eligible to enroll in all our company-sponsored benefit programs (Medical, Dental, Life, and Voluntary) on the first of the following month. After completing 60 days, you will be eligible to enroll in our 401(k) program on the first of the following month. Additionally, eligible employees may apply for job openings through PRMG’s Internal and External Job Portal to request a transfer to a different department or position. Responsibilities Mortgage Underwriter Responsiblities - Underwriter completes a thorough analysis of loan files to determine compliance with company, investor, and FHA/VA guidelines. - Underwrites the entire credit package and collateral for residential mortgage loans and ultimately ensures an “investment” quality loan product. - Checks accuracy of all calculations and data integrity. Completion of all required underwriting worksheets found in Fast Trac 360 Resource Center. - Assists with the training of new underwriters. - Recommends the loan disposition to underwriting manager for loan amounts in excess of authority limitation. - Maintains company standard for Underwriter productivity level, and complies with company policy of 48 hour underwriting turnaround time and 24 hour turnaround time for clearing conditions. - Strives to meet 3 Underwriting decisions/day within allotted time - Communicates decision on loans to appropriate parties both verbally and in writing. - Maintains underwriting activity logs and provides monthly underwriting report to underwriting manager. - Available to processors and correspondents for general Underwriter guideline interpretations and questions on specific loan files. - Responds to post closing reviews and audits in a timely fashion. - Performs related duties, as directed by Underwriter or Operations Manager. Qualifications Mortgage Underwriter Qualifications - Minimum three years of mortgage underwriting experience, with solid working knowledge of underwriting guidelines. - Experience Underwriting private investor and private mortgage insurance guidelines. - Strong interpersonal-communication and business-relationship skills. - Detail oriented with strong organizational and follow-through skills. - Excellent analytical, written communication and verbal communication skills. - Technologically proficient. - Bachelor’s degree in related field or equivalent professional experience. At PRMG, we not only celebrate and support differences, we thrive on it for the benefit of our employees, our products, and our community. We are proud to be a workplace that provides equal employment opportunities to all employees and applicants and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, marital status, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. Min USD $95,000.00/Yr. Max USD $105,000.00/Yr.
This description is a summary of our understanding of the job description. Click on 'Apply' button to find out more. Role Description This role is responsible for preparing initial CD's & closing CD's, and balancing Titles. - Communication: Liaises among customers (both internal and external) and escrow companies to coordinate document preparation, loan signing, funding and recording of documents. - Organization: Ensures loan files are complete with all outstanding issues addressed prior to submission for funding. - Coordination: Coordinates funding requests and follows up for required documentation and conditions for all pre- and post-closing items. - Equipment: Uses such office equipment as computer terminals, copiers and FAX machines. - Physical: Sits for extended time periods. Hearing and vision within normal ranges. - Compliance/initial CD: Works with the Lender in the process of sending the Initial CD out for signatures. - Prepares and routes closing document packages, including loan docs and escrow instructions to appropriate destinations. - Maintains document mailing/conversation log. - Identify and review problem files and take corrective action to facilitate accurate document preparation; inform manager on status of problem files, requesting assistance if necessary. - Prepares the Initial CD for the Lender to send out to the borrower for signatures. - Prepares the COC CD for any changes required by the Lender or Borrower. Qualifications - Minimum one to two years of drawing loan docs (or comparable experience). - Strong interpersonal-communication and business-relationship skills. - Detail oriented with strong organizational and follow-through skills. - Excellent analytical, written communication and verbal communication skills. - Technologically proficient. - Proven negotiating skills and forecasting capabilities. - High school diploma or equivalent. Requirements - None specified. Benefits - Comprehensive benefits package for full-time employees and their dependents, including: - Medical, dental, vision, life insurance. - Short-term disability, long-term disability. - Health Savings Account (HSA), Flexible Spending Account (FSA). - Eligible to enroll in company-sponsored benefit programs on the first of the following month after hire. - Eligible to enroll in 401(k) program after 60 days on the first of the following month. - Eligible employees may apply for job openings through PRMG’s Internal and External Job Portal. Company Description None specified.
Overview We are always searching for talented Underwriters to join our team. One of the biggest benefits about Underwriting with PRMG is that we encourage remote Underwriting, and you can work for us from anywhere in the nation. We are proud to say PRMG offers industry leading stability and security. Over 25% of our total operational staff at PRMG has been with our company for over 10 years of more! Lastly, we are big on Work Life Balance and Teamwork here, our Underwriters work on a pod system that creates a positive work environment that allows Underwriters the perfect conditions for success and growth. PRMG offers a comprehensive benefits package for our full-time employees and their dependents, which includes medical, dental, vision, life insurance, short-term disability, long-term disability, a Health Savings Account (HSA), a Flexible Spending Account (FSA), and various other products, based on benefits eligibility, elections, and employee premiums. Upon hire, you will be eligible to enroll in all our company-sponsored benefit programs (Medical, Dental, Life, and Voluntary) on the first of the following month. After completing 60 days, you will be eligible to enroll in our 401(k) program on the first of the following month. Additionally, eligible employees may apply for job openings through PRMG’s Internal and External Job Portal to request a transfer to a different department or position. Responsibilities Mortgage Underwriter Responsiblities - Underwriter completes a thorough analysis of loan files to determine compliance with company and investor guidelines. - Underwrites the entire credit package and collateral for residential mortgage loans and ultimately ensures an “investment” quality loan product. - Checks accuracy of all calculations and data integrity. Completion of all required underwriting worksheets found in Fast Trac 360 Resource Center. - Assists with the training of new underwriters. - Recommends the loan disposition to underwriting manager for loan amounts in excess of authority limitation. - Maintains company standard for Underwriter productivity level, and complies with company policy of 48 hour underwriting turnaround time and 24 hour turnaround time for clearing conditions. - Strives to meet 3 Underwriting decisions/day within allotted time - Communicates decision on loans to appropriate parties both verbally and in writing. - Maintains underwriting activity logs and provides monthly underwriting report to underwriting manager. - Available to processors and correspondents for general Underwriter guideline interpretations and questions on specific loan files. - Responds to post closing reviews and audits in a timely fashion. - Performs related duties, as directed by Underwriter or Operations Manager. Qualifications Mortgage Underwriter Qualifications - Minimum three years of mortgage underwriting experience, with solid working knowledge of underwriting guidelines. - Experience Underwriting private investor and private mortgage insurance guidelines. - Strong interpersonal-communication and business-relationship skills. - Detail oriented with strong organizational and follow-through skills. - Excellent analytical, written communication and verbal communication skills. - Technologically proficient. - Bachelor’s degree in related field or equivalent professional experience. At PRMG, we not only celebrate and support differences, we thrive on it for the benefit of our employees, our products, and our community. We are proud to be a workplace that provides equal employment opportunities to all employees and applicants and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, marital status, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. Min USD $75,000.00/Yr. Max USD $85,000.00/Yr.
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