This page tracks remote underwriter openings that are location-eligible for Ohio.
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644 Jobs
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Providing homeowners better options to access home equity without new debt or monthly payments.
• Lead and support a team responsible for producing accurate, timely, and high-quality underwriting decisions • Hands-on coaching and performance management for team members • Shape team operations through clearer processes and ongoing improvements • Partner with Processing and People Ops to ensure smooth workflow • Accountable for driving quality and meeting underwriting standards • Oversee performance management and complete performance reviews • Cultivate a positive team culture and engage employees • Train and onboard new hires • Manage team projects and organize meetings • Analyze data and produce valuable insights for leadership • Manage and coach to underwriting quality KPIs
Intact Insurance Specialty Solutions offers specialty insurance products through independent agencies, managing general agencies, regional and national brokers, and wholesalers. As
Role Description We currently have an opportunity for an Underwriting Specialist to join our Inland Marine team based remotely in Texas. The Underwriting Specialist underwrites and manages a book of business of highly complex, specialty accounts within broad authority levels. Assists with the development and execution of strategic initiatives that contribute to the growth and profitability for that book of business in assigned territory. Focus is typically on new business production and large account management. - Maximizes opportunities for underwriting profitable new and renewal business, as appropriate based on market conditions, by leveraging business relationships, product knowledge and underwriting acumen. - Develops and maintains an active target account list tracking prospects and account rounding and/or missed opportunities. - Manages financial performance of assigned territory including: - accident year loss ratio - premium plans (new business, retention, and rate/exposure increases) - commission targets - Underwrites a book of business and manages underwriting quality and book management. - Executes underwriting strategy as determined by management, including portfolio management, self-audits of new and renewal business and well documented approvals of underwriting edits. - Ensures compliance with standards and assigned underwriting authorities. - Demonstrates a strong understanding of exposures and key coverage issues. - Makes underwriting decisions to accept, decline, or modify risks within broad underwriting authority. - Implements underwriting decisions in compliance with state laws. - Develops superior working relationships with producers to successfully promote achievement of mutual growth and profitability goals and to supply the appropriate products and services. - From a sales perspective, has the ability to identify gaps in coverage and/or services, understands where the company can make a difference based on those gaps and uses that information to help retain or obtain a customer. - Works closely with and establishes strong business partnerships with other departments, including claims, actuary and risk control staff in an effort to better service producers and accounts. - Regularly travels to key producers/accounts and remains highly visible in the marketplace. - Anticipates the needs of the agency plant, analyzes trends, and implements proactive strategies that best position the business. - Understands and communicates the company’s underwriting appetite. - Monitors agency action plans and participates in account management, agency planning and marketing meetings to best position the business for the future. - Participates in industry events and/or committees. - Gathers and analyzes competitor information and producer specific reports on assigned producers’ new business flow, retention, profitability and potential, to support territorial rate reviews. - Works with other underwriting staff to determine and make recommendations for marketing, pricing, products and systems. - Provides training and mentoring to less experienced underwriters. - Maintains a strong professional knowledge of competitive, regulatory and legal environments and applies this information effectively. Qualifications - Bachelor’s degree or equivalent experience preferred. - Minimum of 5-7 years of progressively more complex, specialty lines underwriting experience. - Professional insurance designation is preferred (AICPCU, RPLU). Requirements - Salary range for this position is: $120,000 - $170,000 based on various factors. - For candidates located in specific areas, the base salary range is $151,000 - $177,000. Benefits - Comprehensive medical, dental and vision insurance with no waiting period. - Competitive paid time off programs. - 401(k) savings and annual contributions of up to 12% of annual salary. - Mental health support programs, life and disability insurance, paid parental leave and a variety of additional voluntary benefits.
Intact Insurance Specialty Solutions offers specialty insurance products through independent agencies, managing general agencies, regional and national brokers, and wholesalers. As
Role Description We currently have an opportunity for a Senior Underwriting Consultant to join our Inland Marine team based in Texas on a remote schedule. This is an Individual Contributor role that assists in the development and execution of strategic initiatives that contribute to the growth and profitability for a line of business. - Key advisor to Senior Management, leader or participant on projects, and high level referral point for a particular line of business. - Manages all components of development, growth and profitability for book of business in assigned territory. - Focused on new business production, renewals and large account management. - Underwrites and manages a book of business of highly complex accounts within highest line of business authority levels of new and some renewal business. - Acts as a coach or mentor to new or junior members of the department and provides technical training as needed. Some of the Senior Underwriting Consultant responsibilities include but are not limited to: - Maximizes opportunities for profitable new business, as appropriate based on market conditions, by leveraging business relationships, product knowledge and underwriting acumen. - Develops and maintains an active target account list tracking prospects and account rounding and/or missed opportunities. - Manages financial performance of all assigned products in assigned territory. - Underwrites a complex book of business. - Manages underwriting quality and book management. - Executes underwriting strategy, including portfolio management, self-audits new and renewal business and well documented approvals of underwriting edits. - Ensures compliance with standards and assigned underwriting authorities. - Regularly travels to key producers/accounts and remains highly visible in the marketplace. - Anticipates the needs of the agency plant, analyzes trends, and implements proactive strategies that best position the business. - Communicates the company’s underwriting appetite and generates qualified business in support of that appetite. - Monitors agency action plans and participates in agency planning and marketing meetings with other staff. - Assists with the implementation and execution of underwriting audits. - Responds to Field Underwriters on individual risks or program analysis with recommendations and/or approvals. - Responds to requests for assistance or consultation from other company businesses or Home Office staff and may participate on related project task forces and committees as a subject matter expert. - Develops and leads training initiatives as needed. - Integrates line of business actions and priorities with overall company or business unit strategies. - Influences the direction of underwriting appetite, production and pricing by assisting with line of business planning process as needed. - Identifies and communicates needs and opportunities for product refinement and/or development to Sr. Management. - May assist with the creation of pertinent underwriting guidelines, product and system modifications, and coverage forms. - May be recognized as a subject matter expert for a particular segment or line of business. - Leads and/or participates in various projects in support of the line of business related to operations, processing and IT. - Participates in industry events as a subject matter expert and representative of the company. - Mentors and coaches less experienced underwriters. - Develops and leads technical training and provides guidance to others as needed. Qualifications - Bachelor’s degree or equivalent experience. - Minimum of 10 years of progressively more complex Inland Marine underwriting experience. - Professional insurance designation is preferred (AICPCU, RPLU). Requirements - Salary range for this position: $205,000 - $257,000, based on location, role, experience and skillset. - For candidates in specific locations: $224,000 - $262,000. Benefits - Comprehensive medical, dental and vision insurance with no waiting period. - Competitive paid time off programs. - 401(k) savings and annual contributions of up to 12% of annual salary. - Mental health support programs, life and disability insurance, paid parental leave and a variety of additional voluntary benefits.
Intact Insurance Specialty Solutions offers specialty insurance products through independent agencies, managing general agencies, regional and national brokers, and wholesalers. As
Role Description We currently have an opportunity for a Senior Underwriting Manager to join our Inland Marine team based in Texas on a remote schedule. This position manages all components of development, growth and profitability for a book of business in an assigned territory or region. Accountable for the effective underwriting, pricing, development and retention of profitable business through managing all components of profit, loss and expenses within a region. Develops and executes strategic underwriting direction and initiatives that contribute to the growth and profitability in the region. Responsible for compliance with underwriting standards, authorities and jurisdictional regulations. Manages assigned underwriting staff and acts as primary underwriting referral resource within the region. - Responsible for financial performance of Specialty insurance products in assigned territory or region including: accident year loss ratio, premium plans (including new business, retention, and rate/exposure increases), and commission targets. - Manages underwriting quality and book management which includes: executing underwriting strategy (including portfolio management), and self-auditing new and renewal business (eligibility, class fit, price to exposure, use of pricing tools, deductibles, insurance to value, analysis of losses, and well documented approvals of underwriting edits). - Identifies and analyzes book trends, and manages catastrophe plans. - Maintains a strong professional knowledge of competitive, regulatory and legal environments and applies this information effectively. - Acts as primary underwriting referral resource for assigned discipline within the region. - Along with underwriters, examines, identifies and evaluates exposures by analyzing underwriter file and documentation. - Makes underwriting decisions to accept, decline or modify risks within discipline and assigned underwriting authority levels. - Demonstrates a strong understanding of exposures and key coverage issues. - Ensures compliance with underwriting standards and authorities. - Monitors regional results and develops actions as needed. - Performs audits for adherence to company policies and legal requirements. - Provides strategic and tactical input to other members regarding products or line of business. - May assist with the creation of pertinent underwriting guidelines, product and system modifications, and coverage forms. - Participates in producer presentation meetings, including travel to key producers and participation in agency planning with other staff. - Communicates and ensures achievement of service standards. - Manages technical development of staff within the business and may directly manage Underwriters and/or Underwriting Associate(s). - Oversees training and personal development programs. - May have responsibility for driving new business production results for assigned territory and/or line of business. Qualifications - Bachelor’s degree or equivalent experience required. - MBA or CPCU designation highly desirable. - Minimum of 7-10 years of progressively complex insurance experience. - 5-7 years of supervisory experience. Requirements - Salary range: $205,000 - $257,000, based on location, role, experience, and skillset. - For candidates in specific locations, the salary range is $224,000 - $262,000. Benefits - Comprehensive medical, dental and vision insurance with no waiting period. - Competitive paid time off programs. - 401(k) savings and annual contributions of up to 12% of annual salary. - Mental health support programs, life and disability insurance, paid parental leave and a variety of additional voluntary benefits. Company Description At Intact Insurance Specialty Solutions, we are experts at what we do. Our deep understanding of the specialty insurance market is the foundation for our customized solutions, backed by targeted risk control and claims services. Our employees are passionate about providing insurance coverage that’s aligned to our targeted customer groups. Today, we help protect over a dozen industries with tailored coverages and services.
Apply → Pass qualification(s) → Join a project → Complete tasks → Get paid. Project time expectations: Tasks are estimated to require around 10–20 hours per week during active phases, based on project requirements; This is an estimate, not a guaranteed workload, and applies only while the project is active. Note: Rates vary based on expertise, skills assessment, location, project needs, and other factors. Higher rates may be offered to highly specialized experts. Lower rates may apply during onboarding or non-core project phases. Payment details are shared per project.
Role Description Mindrift connects specialists with project-based AI opportunities for leading tech companies, focused on testing, evaluating, and improving AI systems. Participation is project-based, not permanent employment. While each project involves unique tasks, contributors may: - Evaluate AI-generated mortgage underwriting decisions across loan types (conforming, jumbo, FHA, VA, cash-out refinance); - Create test cases involving qualifying income calculations for self-employed borrowers using Schedule C, K-1, and Schedule E; - Design pre-qualification scenarios based on realistic rate sheets across different credit score ranges and down-payment percentages; - Draft and audit conditional approval letters and adverse action notices for Reg B / ECOA compliance; - Verify gift fund documentation chains and disclosure timing under TRID, Reg Z, and RESPA; - Distinguish Fannie Mae / Freddie Mac selling guide rules from lender overlays in jumbo and non-conforming loan scenarios; - Apply correct rulesets for rate-and-term vs. cash-out refinances, including state-specific overlays (e.g. Texas Section 50(a)(6)); - Document problem statements clearly and provide verified correct answers. Qualifications - Degree in Finance, Business, Economics, or any related field; - 3+ years of residential mortgage underwriting or equivalent professional experience; FHA Direct Endorsement (DE) or VA Credit Underwriter authority is a strong signal; - Ability to calculate qualifying income for self-employed borrowers from IRS Forms 1040, Schedule C, Schedule E, and K-1; - Deep familiarity with Fannie Mae / Freddie Mac selling guides and the overlay-versus-rule distinction; - Knowledge of Reg B adverse action requirements, Reg Z, and TRID disclosure timing rules; - Familiarity with automated underwriting systems (DU / LP) and loan origination software (Encompass, Empower); - Strong written English (C1+). Requirements - This opportunity is a good fit for mortgage underwriters and loan origination professionals open to part-time, non-permanent projects. Benefits - Contributors can earn up to $60 per hour equivalent, depending on their level and pace of contribution. - Compensation varies across projects depending on scope, complexity, and required expertise. - Please note that other projects on the platform may offer different earning levels based on their requirements. Project time expectations For this project, tasks are estimated to require around 10–20 hours per week during active phases, based on project requirements. This is an estimate, not a guaranteed workload, and applies only while the project is active.
Headquartered in Newport Beach, California, Pacific Life provides life insurance, annuities, mutual funds, and other products to protect families and individual
Role Description We’re actively seeking a talented Life Insurance Underwriter to join our Consumer Markets Division. This role supports 100% remote work. As an Underwriter, you’ll play a key role in Pacific Life’s growth and long-term success by: - Evaluating insurance applicants and correlating all aspects of risk to determine whether to accept, modify, or decline applications. - Focusing on mortality by evaluating the risk of death, which includes history, degree of medical maintenance, treatment, and flags of potential future risk. - Being a crucial part of the placement of Life Insurance coverage and impacting our position in the marketplace and relationship with distribution partners. Now is a great time to join our Underwriting team as we update our tools and achieve accelerated underwriting. Our underwriters are empowered to grow their careers through learning and development opportunities. How you will make an impact: - Starting with review of upfront underwriting data and tools. - Handling additional underwriting requirements by determining value, ordering, and reviewing to perform risk selection. - Finalizing cases. - Data entering medical history and using system workbenches to process and decision cases. - Demonstrating dependability, organization, and sound judgment by adhering to schedules and meeting all productivity, quality, and performance standards. Qualifications - 7-10+ years of Life Insurance Underwriting experience with proven proficiency in underwriting processes and philosophies. - Ability to handle advanced decision level authorities without a co-signature (1 Million or higher). - Effective written and verbal communication skills with the ability to build relationships both internally and externally. - Critical thinking skills and attention to detail with the ability to quickly identify information by categorizing, estimating, recognizing differences or similarities, and detecting changes in circumstances or events. - Ability to interpret meaning of information for others; translating or explaining what information means and how it can be used. - Ability to develop specific goals, plan, and prioritize work. Requirements - Bachelor's Degree. - BGA and Trial Experience Preferred. - Completion of LOMA 280/281 and 290/291; actively working toward AALU, FLMI, and FALU. Benefits - Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents. - Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off. - Paid Parental Leave as well as an Adoption Assistance Program. - Competitive 401k savings plan with company match and an additional contribution regardless of participation. Company Description Pacific Life is committed to a culture of diversity and inclusion that embraces the authenticity of all employees, partners, and communities. We support all employees to thrive and achieve their fullest potential.
• Review and approve RFPs within our established underwriting authority; escalate borderline, complex, or out-of-range submissions • Validate inputs derived from broker submissions and external documentation; correct errors directly where appropriate and escalate systemic issues to the data science team for resolution. • Monitor underwriting funnel performance, including quote volume, close ratios, quote-to-bind conversion, and broker and segment mix; identify and communicate the drivers behind observed trends. • Conduct ongoing analysis of the risk composition of quoted versus bound business, surfacing early indicators of adverse selection or appetite drift. • Triage in-flight quote inquiries and coordinate with sales operations, who own broker-facing communication. • Partner with health plan operations to support the downstream execution of bound business. • Develop and maintain underwriting reporting and dashboards; define and refine the operational metrics that govern the function as it scales.
• Lead, mentor, and develop a team of underwriters to achieve production and profitability goals • Conduct regular file reviews, coaching sessions, and performance discussions • Drive underwriting consistency, accountability, and execution across the team • Manage and grow an individual book of business while maintaining profitability and underwriting discipline • Maintain strong relationships with brokers and distribution partners to drive new business opportunities • Monitor portfolio performance, rate adequacy, loss trends, and exposure management • Collaborate with leadership on business planning, forecasting, and growth strategy
Cincinnatus is an enterprise staffing company that partners with leading technology companies to source and employ highly skilled professionals for full-time and long-term contingent roles. Cincinnatus serves as the employer of record for these engagements, providing W-2 employment, payroll, benefits, and compliance, while placing employees directly within client teams to work on high-impact initiatives. Roles hired through Cincinnatus are not project-based or freelance engagements. They are structured, role-based positions that typically involve full-time or fixed-term commitments, close collaboration with a client's internal teams, and integration into standard enterprise workflows. Cincinnatus is a legal entity separate from Mercor. While opportunities may be discovered through Mercor's platform, employment, onboarding, payroll, and benefits for these roles are administered by Cincinnatus. Equal Employment Opportunity Cincinnatus is proud to be an Equal Employment Opportunity employer. We do not discriminate based upon race, religion, color, national origin, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, genetic information, political views or activity, or any other legally protected characteristic. Cincinnatus is committed to providing reasonable accommodations for qualified individuals with disabilities and disabled veterans throughout the job application process.
Role Description - Evaluate the accuracy of AI performance on complex insurance documents, including policy documents and underwriting guidelines. - Review claims assessments, actuarial reports, and coverage determinations for alignment with industry standards. - Provide structured feedback to improve AI model outputs and enhance training data quality. - Develop benchmarks for assessing AI-generated insurance tasks and solutions. - Collaborate with subject matter experts to ensure consistency and coverage across datasets. - Work independently and asynchronously to meet deadlines while applying specialized insurance knowledge. Qualifications - Licensed actuary or senior insurance underwriter experience. - Strong domain knowledge in policy language interpretation. - Expertise in risk assessment documentation and regulatory compliance. Company Description Mercor connects elite creative and technical talent with leading AI research labs. Headquartered in San Francisco, our investors include Benchmark, General Catalyst, Peter Thiel, Adam D'Angelo, Larry Summers, and Jack Dorsey.
At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world. As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset. To find out more visit us at BMO Careers .
Role Description - Analyzes new customer credit applications. - Makes credit decisions/recommendations in accordance with credit-granting principles. - Develops solutions and makes recommendations based on an understanding of the business strategy and stakeholder needs. - Provides advice and guidance to assigned business/group on implementation of solutions. - Supports the execution of strategic initiatives in collaboration with internal and external stakeholders. - Helps determine business priorities and best sequence for execution of business/group strategy. - Conducts independent analysis and assessment to resolve strategic issues. - Collaborates with internal and external stakeholders to deliver on business objectives. - Ensures alignment between stakeholders. - Breaks down strategic problems and analyses data and information to provide insights and recommendations. - Designs and produces regular and ad-hoc reports and dashboards. - Monitors and tracks performance and addresses any issues. - Builds change management plans of varying scope and type; leads or participates in a variety of change management activities including readiness assessments, planning, stakeholder management, execution, evaluation, and sustainment of initiatives. - Supports the development of tailored messaging, which may include writing, editing, and distributing communications. - Executes routine tasks (e.g., service requests, transactions, queries, etc.) within relevant service level agreements. - Provides input into the planning and implementation of operational programs. - Adjudicates new credit applications within defined limits or recommends credit products based on sound credit granting principles. - Completes credit analyses to adjudicate credit applications. - Responds to incoming inquiries in a prompt and professional manner and escalates issues to superiors or other departments. - Assists customers and conducts all credit and related transactions. - Keeps current with established processes, policies, and regulations, and knowledge of products, credit policies, services, and relevant legal, regulatory, and technology requirements. - May contact customers to obtain, clarify, or confirm information. - Applies and documents sound credit granting applications and lending decisions. - Follows security and safeguarding procedures to reduce credit/lending risks. - Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus. - Exercises judgment to identify, diagnose, and solve problems within given rules. - Works independently on a range of complex tasks, which may include unique situations. - Broader work or accountabilities may be assigned as needed. - Take measured risks while protecting the bank by applying our Risk Management Framework in the execution of your role, in line with our Risk Culture and within our approved Risk Appetite, making sound and risk-informed decisions that align to business strategy, protect assets, and adhere to applicable policy documents (Frameworks, Policies, Standards, Procedures and Supporting documents), laws and regulations. Qualifications - Typically between 8+ years of relevant experience and post-secondary degree in Business or a related field of study or an equivalent combination of education and experience. - 8+ years of mortgage underwriting experience - required. - Federal Housing Administration (FHA) and U.S. Department of Veterans Affairs (VA) in the U.S. - required. - Strong comprehension of HUD Handbook 4155.1 and 4155.2 in the U.S. - required. - Prior relationship management experience - preferred. - Expertise in credit and lending products, related regulatory requirements, and secondary market guidelines. - Experience with web-based approval systems (DU/LP) - required. - In-depth pipeline management - required. - Strong comprehension of complicated income structures, including income from multiple sources (e.g., self-employment, rental or trust income, etc.). - In-depth knowledge of competitive marketplace and trends in product offerings. - Ability to identify/manage potential risk. - In-depth knowledge of cash flow, credit, and evaluating collateral. - In-depth knowledge of complex credit request structures that minimize risk while providing business value to the customer. - Working knowledge of credit policies, procedures, principles, and philosophy. - Thorough knowledge of software used to capture credit applications. - Strong ability to analyze complex financials and tax returns. - Strong familiarity with credit financial analysis techniques. - Technical proficiency gained through education and/or business experience. - Verbal & written communication skills - In-depth. - Collaboration & team skills - In-depth. - Analytical and problem-solving skills - In-depth. - Influence skills - In-depth. - Data-driven decision making - In-depth. Requirements - Salary: $63,300.00 - $117,200.00 - Pay Type: Salaried Benefits - Performance-based incentives - Discretionary bonuses - Health insurance - Tuition reimbursement - Accident and life insurance - Retirement savings plans
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