Role Description We currently have an opportunity for a Senior Underwriting Consultant to join our Inland Marine team based in Texas on a remote schedule. This is an Individual Contributor role that assists in the development and execution of strategic initiatives that contribute to the growth and profitability for a line of business. - Key advisor to Senior Management, leader or participant on projects, and high level referral point for a particular line of business. - Manages all components of development, growth and profitability for book of business in assigned territory. - Focused on new business production, renewals and large account management. - Underwrites and manages a book of business of highly complex accounts within highest line of business authority levels of new and some renewal business. - Acts as a coach or mentor to new or junior members of the department and provides technical training as needed. Some of the Senior Underwriting Consultant responsibilities include but are not limited to: - Maximizes opportunities for profitable new business, as appropriate based on market conditions, by leveraging business relationships, product knowledge and underwriting acumen. - Develops and maintains an active target account list tracking prospects and account rounding and/or missed opportunities. - Manages financial performance of all assigned products in assigned territory. - Underwrites a complex book of business. - Manages underwriting quality and book management. - Executes underwriting strategy, including portfolio management, self-audits new and renewal business and well documented approvals of underwriting edits. - Ensures compliance with standards and assigned underwriting authorities. - Regularly travels to key producers/accounts and remains highly visible in the marketplace. - Anticipates the needs of the agency plant, analyzes trends, and implements proactive strategies that best position the business. - Communicates the company’s underwriting appetite and generates qualified business in support of that appetite. - Monitors agency action plans and participates in agency planning and marketing meetings with other staff. - Assists with the implementation and execution of underwriting audits. - Responds to Field Underwriters on individual risks or program analysis with recommendations and/or approvals. - Responds to requests for assistance or consultation from other company businesses or Home Office staff and may participate on related project task forces and committees as a subject matter expert. - Develops and leads training initiatives as needed. - Integrates line of business actions and priorities with overall company or business unit strategies. - Influences the direction of underwriting appetite, production and pricing by assisting with line of business planning process as needed. - Identifies and communicates needs and opportunities for product refinement and/or development to Sr. Management. - May assist with the creation of pertinent underwriting guidelines, product and system modifications, and coverage forms. - May be recognized as a subject matter expert for a particular segment or line of business. - Leads and/or participates in various projects in support of the line of business related to operations, processing and IT. - Participates in industry events as a subject matter expert and representative of the company. - Mentors and coaches less experienced underwriters. - Develops and leads technical training and provides guidance to others as needed. Qualifications - Bachelor’s degree or equivalent experience. - Minimum of 10 years of progressively more complex Inland Marine underwriting experience. - Professional insurance designation is preferred (AICPCU, RPLU). Requirements - Salary range for this position: $205,000 - $257,000, based on location, role, experience and skillset. - For candidates in specific locations: $224,000 - $262,000. Benefits - Comprehensive medical, dental and vision insurance with no waiting period. - Competitive paid time off programs. - 401(k) savings and annual contributions of up to 12% of annual salary. - Mental health support programs, life and disability insurance, paid parental leave and a variety of additional voluntary benefits.

Role Description We currently have an opportunity for a Senior Underwriting Manager to join our Inland Marine team based in Texas on a remote schedule. This position manages all components of development, growth and profitability for a book of business in an assigned territory or region. Accountable for the effective underwriting, pricing, development and retention of profitable business through managing all components of profit, loss and expenses within a region. Develops and executes strategic underwriting direction and initiatives that contribute to the growth and profitability in the region. Responsible for compliance with underwriting standards, authorities and jurisdictional regulations. Manages assigned underwriting staff and acts as primary underwriting referral resource within the region. - Responsible for financial performance of Specialty insurance products in assigned territory or region including: accident year loss ratio, premium plans (including new business, retention, and rate/exposure increases), and commission targets. - Manages underwriting quality and book management which includes: executing underwriting strategy (including portfolio management), and self-auditing new and renewal business (eligibility, class fit, price to exposure, use of pricing tools, deductibles, insurance to value, analysis of losses, and well documented approvals of underwriting edits). - Identifies and analyzes book trends, and manages catastrophe plans. - Maintains a strong professional knowledge of competitive, regulatory and legal environments and applies this information effectively. - Acts as primary underwriting referral resource for assigned discipline within the region. - Along with underwriters, examines, identifies and evaluates exposures by analyzing underwriter file and documentation. - Makes underwriting decisions to accept, decline or modify risks within discipline and assigned underwriting authority levels. - Demonstrates a strong understanding of exposures and key coverage issues. - Ensures compliance with underwriting standards and authorities. - Monitors regional results and develops actions as needed. - Performs audits for adherence to company policies and legal requirements. - Provides strategic and tactical input to other members regarding products or line of business. - May assist with the creation of pertinent underwriting guidelines, product and system modifications, and coverage forms. - Participates in producer presentation meetings, including travel to key producers and participation in agency planning with other staff. - Communicates and ensures achievement of service standards. - Manages technical development of staff within the business and may directly manage Underwriters and/or Underwriting Associate(s). - Oversees training and personal development programs. - May have responsibility for driving new business production results for assigned territory and/or line of business. Qualifications - Bachelor’s degree or equivalent experience required. - MBA or CPCU designation highly desirable. - Minimum of 7-10 years of progressively complex insurance experience. - 5-7 years of supervisory experience. Requirements - Salary range: $205,000 - $257,000, based on location, role, experience, and skillset. - For candidates in specific locations, the salary range is $224,000 - $262,000. Benefits - Comprehensive medical, dental and vision insurance with no waiting period. - Competitive paid time off programs. - 401(k) savings and annual contributions of up to 12% of annual salary. - Mental health support programs, life and disability insurance, paid parental leave and a variety of additional voluntary benefits. Company Description At Intact Insurance Specialty Solutions, we are experts at what we do. Our deep understanding of the specialty insurance market is the foundation for our customized solutions, backed by targeted risk control and claims services. Our employees are passionate about providing insurance coverage that’s aligned to our targeted customer groups. Today, we help protect over a dozen industries with tailored coverages and services.

Role Description Mindrift connects specialists with project-based AI opportunities for leading tech companies, focused on testing, evaluating, and improving AI systems. Participation is project-based, not permanent employment. While each project involves unique tasks, contributors may: - Evaluate AI-generated mortgage underwriting decisions across loan types (conforming, jumbo, FHA, VA, cash-out refinance); - Create test cases involving qualifying income calculations for self-employed borrowers using Schedule C, K-1, and Schedule E; - Design pre-qualification scenarios based on realistic rate sheets across different credit score ranges and down-payment percentages; - Draft and audit conditional approval letters and adverse action notices for Reg B / ECOA compliance; - Verify gift fund documentation chains and disclosure timing under TRID, Reg Z, and RESPA; - Distinguish Fannie Mae / Freddie Mac selling guide rules from lender overlays in jumbo and non-conforming loan scenarios; - Apply correct rulesets for rate-and-term vs. cash-out refinances, including state-specific overlays (e.g. Texas Section 50(a)(6)); - Document problem statements clearly and provide verified correct answers. Qualifications - Degree in Finance, Business, Economics, or any related field; - 3+ years of residential mortgage underwriting or equivalent professional experience; FHA Direct Endorsement (DE) or VA Credit Underwriter authority is a strong signal; - Ability to calculate qualifying income for self-employed borrowers from IRS Forms 1040, Schedule C, Schedule E, and K-1; - Deep familiarity with Fannie Mae / Freddie Mac selling guides and the overlay-versus-rule distinction; - Knowledge of Reg B adverse action requirements, Reg Z, and TRID disclosure timing rules; - Familiarity with automated underwriting systems (DU / LP) and loan origination software (Encompass, Empower); - Strong written English (C1+). Requirements - This opportunity is a good fit for mortgage underwriters and loan origination professionals open to part-time, non-permanent projects. Benefits - Contributors can earn up to $60 per hour equivalent, depending on their level and pace of contribution. - Compensation varies across projects depending on scope, complexity, and required expertise. - Please note that other projects on the platform may offer different earning levels based on their requirements. Project time expectations For this project, tasks are estimated to require around 10–20 hours per week during active phases, based on project requirements. This is an estimate, not a guaranteed workload, and applies only while the project is active.

• researching, evaluating, testing, and implementing new tools and programs to advance the underwriting process • improving applicant experience and increasing producer loyalty • working closely with Underwriting leadership, Actuarial, Reinsurance, Forensic Underwriting, and the Innovations Team • building strong relationships with key vendor relationships • identifying new opportunities • contributing to the multi-year roadmap for continuous improvement in the Policy Acquisition Ecosystem • presenting findings, recommendations, and roadmap plans to all levels of leadership