• Define and execute Circle’s global fraud risk strategy, aligned with enterprise risk appetite, regulatory standards, and local licensing requirements (e.g., money transmission, e-money, payment services, and virtual asset regulations) • Develop and maintain the enterprise fraud risk framework, policies, and controls, covering threats such as synthetic identity fraud, account takeovers, authorized push payment fraud, internal misconduct, social engineering, scams, and emerging typologies (e.g., deepfakes, AI-driven impersonation, mule networks) • Lead the design and maintenance of Circle’s documented Fraud Risk Management Program, addressing both internal and external fraud consistent with Circle’s regulatory obligations across jurisdictions • Lead or partner with relevant stakeholders (e.g., Compliance, Legal, Finance, Talent, Security) to investigate suspected or actual internal wrongdoing, ensuring timely incident reporting to the NYDFS, or other regulatory requirements and maintenance of complete records for regulator review • Oversee or support investigations into suspected or actual internal or external fraud, escalation protocols, and retention of comprehensive case documentation in line with regulatory expectations • Oversee a comprehensive fraud risk management program that demonstrates compliance with regulatory expectations, including those from FinCEN, OCC, FCA, MAS, AMF, ACPR, and other key global regulators • Lead fraud analytics and oversee detection systems and AI-driven tools to identify emerging patterns while minimizing false positives and customer friction • Ensure fraud risk management is embedded across Circle’s control environment, including financial crime compliance (AML/CTF), cybersecurity, product risk, and operational resilience programs • Conduct fraud risk assessments across products, customer segments, channels, and geographies, ensuring risks are identified, mitigated, and reported to senior management and regulators where required • Define and monitor key fraud metrics (KPIs and KRIs) to assess performance, support enterprise risk reporting, and evidence compliance with ongoing regulatory obligations • Serve as a key liaison with regulators, law enforcement, and industry partners, representing Circle in fraud-related matters and ensuring Circle meets its regulatory disclosure, escalation, and remediation duties • Ensure the fraud program remains dynamic and continuously evolving, with regular effectiveness reviews, testing, and updates to reflect emerging threats, operational changes, and evolving regulatory expectations globally • Drive continuous improvement through root-cause analysis of incidents, technology innovation, and process optimization.

• Analyze data sensitivities, business requirements, and regulatory data protection requirements which apply to company data assets. • Develop and maintain frameworks and processes to ensure appropriate data access for users. • Partner with Security, Identity and Access Management (IAM), and Development teams to implement tools to manage approval processes. • Perform on-going audits of data access privileges, and respond to needs of external auditors. • Educate data owners and data stewards on best practices for Access Management and Data Governance. • Coordinate with Legal, Privacy, Compliance, Security, and IT to develop a holistic administrative governance program for the selected data assets.

• Assesses patient's clinical need against established guidelines to ensure appropriate level of care • Evaluates the necessity, appropriateness and efficiency of medical services and procedures provided • Coordinates and assists in implementation of plan for members • Monitors and coordinates services rendered outside of the network • Advocates for the member/family among various sites to coordinate resource utilization • Documents accurately and comprehensively based on standards of practice • Interacts and communicates with multidisciplinary teams to ensure continuity of care • Evaluates care by problem solving and participating in quality improvement programs • Outreaches to members identified by Horizon as needing Clinical Advocate services • Applies critical thinking and clinical expertise to maximize outcomes while interacting with members and their families

• Drive alignment between technology delivery and business priorities, ensuring execution, agility, and innovation • Organize and consolidate technology roadmaps into a unified format for executive review and communication across the enterprise • Ensure successful execution of technology priorities by streamlining processes, managing demand, and driving operational excellence • Partner closely with the CTO and technology leadership team to clearly define, measure, and ensure the delivery of value • Facilitate and continuously improve standardized processes, templates, and tools that enable consistent planning, tracking, and reporting • Track, monitor, and report progress against technology objectives and key results (OKRs) to support data-driven decision making • Develop and manage communications from the CTO office to key stakeholders, including senior executives, business partners, and technology teams