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Pleo

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AML Analyst

Business AnalystBusiness AnalystFull TimeRemoteMid LevelTeam 501-1,000Since 2015H1B No SponsorCompany SiteLinkedIn

Location

United Kingdom

Posted

7 days ago

Salary

0

Seniority

Mid Level

No structured requirement data.

Job Description

AML Analyst

Pleo

Role Description We are looking for an AML Analyst to join Pleo’s Decision Intelligence team and help strengthen how we detect, prevent, monitor, and respond to fraud risk across our financial crime decisioning setup. This is not a traditional Fraud Operations case-handling role. You will work closer to the decisioning layer: - Helping translate fraud patterns into rules. - Monitoring rule performance. - Supporting rule testing. - Reviewing alert behaviour. - Ensuring fraud controls remain effective, explainable, and proportionate. You will join at an important stage as Pleo continues to mature its fraud and AML decisioning capability. The right person will help improve speed, resilience, and quality in how we create, test, deploy, monitor, and tune fraud rules. Your responsibilities will include: - Supporting the end-to-end fraud rule lifecycle: from rule proposal and analysis through testing, deployment, monitoring, tuning, and rollback. - Working directly in, or closely with, decisioning tools and rule engines to support fraud detection logic. - Analysing fraud patterns, alert trends, false positives, false negatives, and rule performance. - Translating FraudOps insights and stakeholder requests into clear, structured rule proposals. - Helping assess whether new rules or threshold changes are justified by data. - Monitoring post-deployment rule performance and identifying when rules need adjustment. - Supporting daily operational requests related to fraud controls, while ensuring changes are traceable and well documented. - Partnering with FraudOps, AML, Product, Engineering, Data, Compliance, and Legal to ensure decisioning changes are aligned and risk-aware. - Maintaining clear documentation for fraud rules, rationale, expected impact, testing outcomes, and monitoring results. - Helping reduce single points of failure by building repeatable processes and stronger business continuity around fraud decisioning. Qualifications - Experience as a Fraud Analyst, Risk Analyst, Fraud Strategy Analyst, Fraud Rules Analyst, Decisioning Analyst, or similar. - Hands-on experience with a decisioning tool, fraud rules engine, risk platform, or internal decisioning system. - Experience creating, testing, monitoring, or tuning fraud rules, thresholds, scenarios, or risk logic. - Strong analytical skills and comfort working with data to assess rule performance and fraud patterns. - Good understanding of fraud typologies, especially card fraud, transaction fraud, account misuse, or payment fraud. - Ability to balance fraud prevention with customer impact and operational workload. - Experience working with false positives and understanding that good fraud controls require continuous monitoring and tuning. - Strong written communication skills, with the ability to explain rule logic, rationale, risks, and expected outcomes clearly. - Comfort working cross-functionally with FraudOps, Product, Engineering, Compliance, and Data teams. - A structured mindset and appreciation for documentation, traceability, governance, and change control. - Experience in fintech, banking, payments, spend management, or regulated financial services. - SQL or basic data analysis skills. Requirements - In your first 3 months, success would look like: - You understand Pleo’s fraud decisioning setup and can confidently support day-to-day rule operations. - Fraud rule requests are better structured, documented, and traceable. - Rule changes are supported by data, clear rationale, and expected impact. - Post-deployment monitoring is more consistent and visible. - FraudOps and DI have a stronger operating rhythm for proposing, reviewing, deploying, and tuning fraud controls. Benefits - Your own Pleo card (no more out-of-pocket spending!) - Lunch is on us for your work days - enjoy catered meals or receive a lunch allowance based on your local office. - Comprehensive private healthcare - depending on your location, coverage options include Vitality, Alan or Médis. - We offer 25 days of holiday + your public holidays. - For our Team, we offer both hybrid and fully remote working options. - We use MyndUp to give our employees access to free mental health and well-being support with great success so far. - Paid parental leave - we want to make sure that we're supportive of families and help you feel that you don't have to compromise your family due to work.

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