• Develop, validate and approve calculation rules for credit products related to credit cards. • Define calculations for revolving credit, statement installment plans, balance financing, refinancing and renegotiation. • Ensure correct application of interest, fees, CET (Total Effective Cost), amortization and composition of outstanding balance. • Perform financial impact analyses and simulations for new products or regulatory changes. • Support technology squads in specifying and validating business rules.

• Managing moderately complex projects and supporting long-term operational initiatives • Executing tasks, improving processes, and ensuring alignment with organizational standards and objectives • Exercise independent judgment, creativity, and problem-solving skills to address challenges • Monitor and support compliance with contract vehicles, including reporting and performance requirements • Support the implementation and improvement of various ISO standards • Run and maintain recurring and ad‑hoc reports, ensuring accuracy • Provide support tracking and managing the full lifecycle of contracts and programs

• Gather, analyze, and document business requirements from stakeholders • Translate operational needs into functional specifications and solutions • Collaborate cross-functionally to validate and ensure accuracy of business and technical requirements • Manage intake, prioritization, and tracking of requests and projects • Coordinate delivery across teams, including QA, development, and releases • Own release of features and functions, including coordinating QA and UAT testing as well as coordinating release with other applicable tools and teams • Ensure solutions meet requirements through QA, UAT, and validation • Monitor system performance and resolve issues impacting quality control processes • Own subject matter expertise across systems and processes • Establish and maintain standards, documentation, and process governance • Drive issue resolution, solution validation, and knowledge sharing to support continuous improvement

Role Description GovCIO is currently hiring for mid level Business Analyst to coordinate with technical and business teams to extract requirements for implementation. This position will be a fully remote position within the United States. - Coordinates with business and technology teams, ascertaining system requirements, such as program functions, output requirements, input data acquisition, and system techniques and controls. - Provides technical/functional expertise in identifying, evaluating, developing, and supporting systems. - Has the business knowledge and perspective of a particular business and the IT needs of that customer. - Requires knowledge of computer system capabilities, business processes, and work flows. - May also be functional experts in financial, program control or logistical areas. - Analyzes business and technical processes to formulate and develop new and modified business information processing systems. - Interfaces between systems architects/programmers and users located in a specialized area to ensure that information technology designs meet the needs of the end users within an organization. - Documents product/service requirements and develops test procedures to ensure user requests are carried out. - Interacts with testing requirements to ensure traceability and test coverage. - Requires general-logic knowledge of system capabilities without necessarily the ability to program. Qualifications - Bachelor's degree with 2-5 years (or commensurate experience). - Strong understanding of Agile and Scrum methodologies. - Proficient in the use of business analysis tools such as JIRA & Confluence. - Must be a US citizen or authorized to work in the US. Requirements - Ability to obtain and maintain a Suitability/Public Trust clearance. Benefits - Posted Salary Range: USD $75,000.00 - USD $85,000.00 /Yr.