Role Description The FIU Director/Customer Risk supports SouthState Bank’s enterprise wide BSA/AML Program to ensure all regulatory requirements are met related to compliance with the onboarding, initial and ongoing monitoring and review of high and higher-risk customer relationships. Responsibilities include the identification of high-risk customers and relationships and the review and documentation of high-risk activity. It is the policy of SouthState Bank to comply with the Bank Secrecy Act (BSA), USA PATRIOT Act, and the requirements of the Office of Foreign Assets Control (OFAC), and other related anti-money laundering/anti-terrorist financing initiatives. - Design and implement BSA/AML related customer risk program elements. - Maintain expertise in all industry segments, product types and services generally considered high risk from a BSA/AML perspective. - Manage the unit workflow and ensure duties of staff are performed as expected. - Conduct periodic quality control reviews to ensure high risk reviews are properly documented. - Collaborate with colleagues across the company to protect SSB's interests. - Maintain working knowledge of correspondent banking and manage the monitoring of downstream bank customer activity. - Monitor the regulatory environment and industry trends. - Responsible for the identification, tracking, risk classification and review of all relationships/accounts designated as high or potentially higher risk. - Maintain records related to all higher risk groups for regulatory reporting. - Perform up front due diligence and continued oversight of complex high-risk relationships. - Ensure performance of risk-based periodic reviews of high-risk relationships. - Develop, implement and maintain written procedures to support the functions performed in the Customer Risk unit. - Manage the Customer Risk elements of the bank’s transaction monitoring platform. - Process requests for information related to audits and examinations. - Prepare and deliver training materials to impacted staff as needed. - Assist in projects related to BSA/AML and OFAC. - Act as a technical resource for various business lines. - Escalate activity that meets the established criteria for investigating suspected fraudulent or problem accounts. - Maintain proficiency in all aspects of BSA/AML compliance. - Adhere to all provisions of SouthState Bank policies and procedures. - Other duties and responsibilities may be assigned, according to the needs of the bank. Qualifications - Bachelor’s degree preferred. - Minimum 7-10 years of related senior level BSA/AML experience in the financial services industry. - Experience managing people and projects. - Experience conducting investigations and enhanced due diligence at an advanced level. - Extensive experience with complex commercial structures. - Experience monitoring, reviewing and analyzing account activity. - Certified Anti-Money Laundering Specialist (CAMS) and/or other professional BSA/AML related certification preferred. - In-depth knowledge of BSA/AML regulations related to monitoring of higher risk customer relationships. - Strong understanding of bank operations. - In-depth knowledge of and expertise in all industry segments, products and services classified as higher risk. Requirements - Effectively evaluates situations or conditions before making risk-based decisions. - Makes thoughtful determinations as to situations that should be escalated to executive management. - Reliable in using good judgement. - Superior communication skills, both verbal and written. - Self-motivated, dependable, adaptable, and detail-oriented. - Ability to manage projects collaborating with others in the FIU department. - Ability to develop effective presentations and documentation. - Strong critical thinking, analytical and problem-solving skills. - Ability to effectively manage and oversee FIU employees. - Ability to draft reports and prepare documents. - Ability to work and thrive in a fast-paced environment. - Demonstrate a strong sense of urgency by responding immediately to escalated issues. - Ability to provide exemplary customer service. - Ability to handle and accomplish multiple tasks effectively. - Advanced computer skills (spreadsheet and word processing). - Ability to read, analyze and interpret Federal and State banking regulations. Benefits - Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Role Description We are seeking a dynamic, strategic, and analytical Senior Fintech Risk Analyst to join our team and work with our Fintech Banking-as-a-Service (BaaS) partners and Payments clients. In this role, you will expertly execute risk programs, while collaborating to optimize the Enterprise Risk Management (ERM) oversight of Lead’s fintech partners. As a Senior Analyst, you will act as a primary risk consultant to cross-functional teams throughout the Bank and senior leadership. You will own the end-to-end execution of complex risk assessments, provide robust credible challenges to internal and external stakeholders, and ensure our fast-growing fintech portfolio scales safely within the Bank's risk appetite. In this role you will: - Deliver Advanced Risk Assessments: Execute high-priority quantitative and qualitative risk assessments on complex fintech partner programs, expertly managing tight deadlines and competing analytical priorities. - Execute Fintech ERM Programs: Support the Enterprise Risk Management framework for fintech partners by actively tracking, analyzing, and monitoring complex risk issues (e.g., third-party risk, model risk management, operational resilience), while providing feedback to continuously improve on our oversight processes. - Provide Robust Credible Challenge: Serve as a subject matter expert to provide rigorous, credible challenge to risk assessments performed by internal business lines, ensuring strict adherence to ERM methodologies, program and regulatory standards. - Analyze 4th-Party Risk Ecosystems: Conduct the risk analysis and due diligence for 4th-party vendors, while building and maintaining the 4th party vendor register ecosystem. - Execute 1LoD Partner Risk Oversight: Serve as the First Line of Defense (1LoD) for fintech partners’ TPRM and ERM programs; review program effectiveness, monitor ongoing compliance, and collaborate with partner teams to track and support necessary remediation when gaps are identified. - KRI Management & Risk Reporting: Track, monitor, and analyze Key Risk Indicators (KRIs) within established frameworks. Synthesize complex data into clear, actionable reports and dashboards illustrating risk exposure and portfolio trends for senior leadership and risk committees. - Risk Project Delivery: Successfully manage the execution of multiple high-visibility, in-flight risk initiatives simultaneously, effectively aligning diverse internal and external stakeholders. - Relationship Management: Cultivate deep, collaborative, and consultative relationships with internal business lines and risk counterparts at Lead’s fintech partners, balancing a strong risk culture with a client-enablement mindset. - Perform other duties as assigned. Qualifications - Experience: 4+ years of direct experience in risk management, compliance, or internal audit, specifically within third-party risk management (TPRM), risk & control self-assessments (RCSA), or risk reporting. - Domain Expertise: Proven experience in the Fintech, Payments, or Banking-as-a-Service (BaaS) sectors (e.g., card issuing, ACH/payments, loan origination via bank sponsorship models) is highly preferred. - Regulatory Knowledge: Familiarity with banking regulations and supervisory guidance relevant to third-party risk and bank-fintech partnerships (e.g., OCC, Fed, FDIC guidances). - Advanced Risk Frameworks: Strong command of the risk management lifecycle, including risk identification, control design, control effectiveness testing, and building scalable risk metrics. - Data & Analytics Skills: Strong proficiency in utilizing data to build risk dashboards and synthesize metrics. - Execution & Proactive Drive: Highly self-motivated and organized professional who thrives in a fast-paced environment; demonstrates strong ownership over their work and deliverables and proactively manages work priorities. - Communication & Influence: Exceptional communication and presentation skills; confident in providing credible challenges to internal functional areas and fintech partners and able to present complex risk topics clearly to senior management and external clients. - Problem Solving: Proven ability to analyze ambiguous, complex risk issues and translate them into structured, actionable, and trackable milestones within a remediation plan. - AI Leverage & Critical Discernment: Comfortable utilizing AI tools to accelerate workflows, paired with exceptional reading comprehension and writing skills to critically evaluate, refine, and validate all outputs; understands that AI is a guide, but final quality and accuracy require human oversight and sharp analytical thinking. Benefits - Competitive compensation, based on experience, geographic location, and role. - Medical, Dental, Vision, Life, 401k Matching, and other wellness benefits, including FSA, HSA, and HRA. - Paid parental leave. - Flexible vacation policy, including PTO and paid holidays. - A fun and challenging team environment in a dynamic industry with ample opportunities for career growth.

• Support SouthState Bank’s enterprise wide BSA/AML Program to ensure all regulatory requirements are met related to compliance with the onboarding, initial and ongoing monitoring and review of high and higher-risk customer relationships. • Design and implement BSA/AML related customer risk program elements to support the identification and oversight of higher risk activities throughout the company; • Maintain expertise in all industry segments, product types and services generally considered high risk from a BSA/AML perspective; • Manage the unit workflow and ensure duties of staff are performed as expected; conduct periodic quality control reviews to ensure high risk reviews are properly documented and unusual activity referrals are generated as warranted; • Collaborate with colleagues across the company, including the FIU management team, to protect SSB's interests and advise the business lines on BSA/AML risk mitigation strategies, develop tools and methodologies to analyze, assess and monitor customer risk, contribute to key regulatory initiatives and report on customer risk exposures and metrics to enable an informed and strategic decision-making process; • Maintain working knowledge of correspondent banking, including Wolfsberg and FATF oversight and monitoring requirements as applicable; manage the monitoring of downstream bank customer activity to ensure appropriate risk classification, oversight and the identification of unusual activity; • Monitor the regulatory environment and industry trends to stay abreast of emerging risk; • Responsible for the identification, tracking, risk classification and review of all relationships/accounts designated by the bank as high or potentially higher risk, as defined by regulatory guidance, the bank's risk assessment and/or policy; • Maintain records related to all higher risk groups for use in assessing risk and required regulatory reporting; • Perform up front due diligence and continued oversight of complex high-risk relationships; • Ensure performance of risk-based periodic reviews of high-risk relationships; • Develop, implement and maintain written procedures to support the functions performed in the Customer Risk unit; • Manage, in collaboration with the FIU Systems and Technology unit, the Customer Risk elements of the bank’s transaction monitoring platform; • Process requests for information related to audits and examinations; • Prepare and deliver training materials to impacted staff as needed or assigned; • Assist in projects as may be assigned related to BSA/AML and OFAC; • Act as a technical resource for the various business lines for matters pertaining to higher risk activities, industries, customers and relationships; • Escalate activity that meets the established criteria for investigating suspected fraudulent or problem accounts; • Maintain proficiency in all aspects of BSA/AML compliance; • Adhere to all provisions of SouthState Bank policies and procedures, including the confidentiality policy, code of ethics and BSA/AML/OFAC policies and procedures.

Role Description As the Principal Consultant, you will work alongside a small, senior team of domain experts covering adjacent verticals, with shared infrastructure across sales, marketing, product, and customer success. This is a high-visibility position for someone who wants to operate at the intersection of industry expertise, commercial impact, and thought leadership - and who is ready to build something, not just join something. Reporting into the Commercial Leadership team, you will combine deep financial services expertise with commercial consulting to support customers throughout their decision intelligence journey. You will partner with customers and prospects to understand business challenges, shape solution strategy and demonstrate measurable business value. Internally, you will influence go-to-market strategy, product direction and sales enablement while helping establish Provenir as a recognised thought leader across the industry. What You'll Do - Industry Leadership - Become Provenir's recognised expert within your specialist market. - Build trusted relationships with senior executives including Chief Risk Officers, Chief Credit Officers, Heads of Fraud and Digital Transformation leaders. - Represent Provenir through conferences, webinars, executive briefings and customer events. - Create thought leadership content including articles, blogs and market insights. - Monitor industry trends, regulatory developments and competitive activity. - Commercial Consulting - Support complex enterprise sales opportunities alongside Account Executives. - Lead customer discovery workshops to understand business objectives and challenges. - Translate business problems into compelling solution strategies focused on measurable outcomes. - Support executive presentations, proposals, RFPs and commercial business cases. - Deliver sales enablement sessions that strengthen commercial effectiveness across Sales, BDRs and Customer Success. - Customer Advisory - Act as a trusted advisor throughout the customer lifecycle. - Share industry best practices, implementation approaches and optimisation strategies. - Conduct strategic business reviews to identify opportunities for greater business value and customer growth. - Support Customer Success teams with adoption, expansion and long-term customer success. - Industry & Product Strategy - Own Provenir's commercial proposition within your specialist industry. - Develop messaging, competitive positioning and sales enablement assets. - Influence marketing campaigns, content and demand generation activities. - Partner with Product Management to communicate customer feedback, market requirements and emerging opportunities. - Support Product Marketing through customer stories, case studies and reference material. - Commercial Impact - Support pipeline growth across new logo acquisition and existing customer expansion. - Position Provenir's value through business outcomes, ROI and portfolio performance. - Identify opportunities to strengthen customer relationships and drive revenue growth. - Present strategic recommendations and market insights to senior leadership. Success in this Role - Within your first 90 days, you will have established a working understanding of Provenir's platform, commercial motion, and existing customer base - and begun building the external relationships and internal credibility that define this role. - At six months, you will be a recognised contributor to active pipeline: leading discovery workshops, shaping solution strategy, and influencing commercial outcomes alongside the sales organisation. You will have delivered at least one Business Review engagement and produced thought leadership content that reflects genuine domain authority. - At twelve months, you will be measured against three things: - Commercial contribution - meaningful involvement in won revenue within your region, with clear attribution to your activity across new logo acquisition and customer expansion. - Domain authority - recognised externally as a Provenir voice in credit risk, through published content, conference presence, or direct market feedback from customers and prospects. - Internal impact - demonstrable influence on go-to-market strategy, sales effectiveness, or product direction, evidenced by the teams you have enabled and the deals you have shaped. What You'll Bring - Essential Experience - Extensive experience in consumer or commercial credit risk, including direct ownership of originations decisioning, credit policy, or scorecard development. - Demonstrated track record engaging at C-suite level - CRO, CCO, Chief Credit Officer, or equivalent - within banks, specialist lenders, or large fintechs. - Experience translating risk analytics and decisioning strategy into measurable P&L outcomes, including loss rate improvement, approval rate optimisation, or cost of risk reduction. - Familiarity with decision engine platforms, risk data ecosystems, and the role of automation in credit originations and account management. - Advantageous Experience - Proven success in a consulting, pre-sales, or advisory capacity supporting complex enterprise engagements - either within a risk consultancy, a data/analytics vendor, or an internal centre of excellence with fraud risk, financial crime, or KYC/AML in addition to credit - particularly where these disciplines intersect in onboarding or account lifecycle decisioning. - Working knowledge of model risk governance frameworks (SR 11-7, IFRS 9, CECL, or Basel III) and their operational implications for decisioning infrastructure. - Exposure to enterprise SaaS sales cycles, including RFP response, commercial business case development, and executive procurement processes. - Experience working across multiple geographies or regulatory environments (US, UK, Canada, EU). - Commercial & Technical Skills - Strong consultative selling and executive advisory capability. - Ability to translate technical solutions into measurable business outcomes. - Experience developing business cases and demonstrating commercial ROI. - Excellent presentation, facilitation and stakeholder management skills. - Working knowledge of enterprise SaaS, APIs, decision engines and solution architecture. Qualifications - Bachelor's degree or equivalent professional experience. - Financial services, risk or technology qualifications are advantageous. Benefits - Comprehensive health and wellness plans. - Paid time off and company holidays. - Flexible and remote-friendly opportunities. - Maternity/paternity leave. Company Description At Provenir, we recognize that diversity and inclusion make our teams stronger. We are committed to equal employment opportunity and welcome everyone regardless of race, colour, ancestry, religion, national origin, age, sex, gender identity, sexual orientation, disability, marital status, domestic partner status, citizenship, or veteran status or medical condition. We encourage people from all backgrounds to apply.