This role offers the opportunity to serve as a senior regulatory and supervisory leader within a fast-growing, fully-remote financial services environment. You will act as the primary escalation point for complex compliance matters, providing expert guidance on FINRA and SEC regulations while ensuring operational decisions are both practical and defensible. The position combines strategic oversight, hands-on execution, and cross-functional collaboration to maintain regulatory integrity and enable business continuity. You will support high-stakes capital markets transactions, oversee broker-dealer operations, and strengthen supervisory frameworks. Success in this role requires deep regulatory expertise, a strong execution mindset, and the ability to navigate complex, high-risk situations with clarity and confidence. Serve as the primary escalation point for complex compliance and supervisory issues arising from the operations team. Assess regulatory risk, provide clear guidance, and drive timely resolution of escalated matters. Participate in regulatory inquiries, examinations, and audits, coordinating stakeholders and reviewing responses. Provide expert interpretation of FINRA and SEC rules and ensure consistent application across teams. Support compliance programs, including annual Rule 3120 reviews, testing, and onboarding of registered representatives. Review advertising, marketing materials, and internal procedures to ensure regulatory compliance. Provide Series 24 supervisory oversight of broker-dealer operations, capital raises, and M&A transactions. Strengthen supervisory frameworks, policies, and controls while collaborating with Legal, Compliance, Product, and Engineering teams.

• Drive compliance and support sustainability initiatives for world-class products • Partner with the Global Product Compliance team to manage global product certifications and product environmental compliance • Stay current with global compliance and environmental standards and regulations through communications with third party suppliers and training • Work with global business units to ensure development compliance and legacy product continued compliance • Complete customer requests for product declarations or attestations of environmental compliance • Ensure third party lab scheduling, sample and documentation prep for testing • Conduct environmental compliance training for new requirements or revisions to regulations

• Provide regulatory subject matter expertise and act as an internal consultant on assigned work. • Manage large multi-disciplinary regulatory projects. • Analyze workflows and understand policies, procedures, and constraints of the clinical or business operations related to regulatory requirements. • Conduct in-depth investigations and documentation of operational & report specifications. • Analyze new application releases to determine regulatory build and reporting needs. • Act as a mentor to new and less experienced application analysts. • Track, read and analyze new rulemaking and annual updates to existing regulations. • Maintain Epic certifications.

XO Health believes healthcare is fixable. Become part of the community changing the face of the industry. XO Health is the first health plan designed by and for self-insured employers that delivers a more unified health experience for everyone – from those who receive care, to those who deliver it, to those who pay for it. We are growing a multi-disciplinary team of diverse and digitally empowered employees ready to rebuild trust in healthcare through comprehensive and unified transformation. Risk Solutions Actuarial Associate About the Role XO Health is redefining how risk is structured, priced, and managed across self-funded employer health plans and provider partnerships. We’re looking for a quantitatively minded, self-starting early-career actuary to join our Risk Solutions team. This individual will help build and scale the risk backbone of our products, with direct visibility into executive strategy, product development, and risk operations. In this role, you’ll work across teams to develop pricing models, monitor financial performance, evaluate partner and provider risk, and support strategies that bring clarity, transparency, and predictability to health plan costs. This role will have a front-row seat for our innovative alternative payment model platform, and its impact across our stakeholders What You'll Do Support and develop the actuarial modeling behind XO’s risk-sharing and value-aligned models , including provider performance pricing and evaluation, employer pricing, and financial insight into risk-based contracts. Manage XO Health’s stop-loss and reinsurance strategy , including product design for small and mid-market employers, provider risk strategies, pricing input, partner management, and performance tracking, across both employers and Providers. Support RFPs and maintain relationships with MGUs, captives, and carriers to help external partners evaluate and price XO’s unique model. Advance XO’s differentiated high-cost claim strategy, leveraging our unique position across both employers and providers to manage risk more proactively and equitably. This includes developing analytics and interventions that span clinical, financial, and contractual levers. Support reporting and communications on financial performance, risk solutions, pricing strategy, and model assumptions for both internal and external stakeholders, including executive team and advisory and corporate boards Own end-to-end execution of cross-functional initiatives, working with teams across analytics, finance, commercial, clinical, and provider strategy to build scalable, tech-enabled pricing and risk capabilities. What You Bring