Role Description As a Credit Analyst, you play a key role in helping the bank make sound, responsible lending decisions that support our clients and communities. Your analysis and insights help balance growth with risk, ensuring every credit decision is thoughtful, compliant, and well supported. This is a great opportunity to deepen your financial expertise while working alongside experienced banking professionals. - Investigate credit and financial information for prospective and existing commercial clients. - Analyze business and personal financial statements, tax returns, cash flow, collateral, and sources of repayment. - Prepare credit approval packages, spreadsheets, summaries, and written analyses for loan decision makers. - Support new, renewed, and existing loan requests ranging from simple to moderately complex. - Ensure all work complies with internal policies, procedures, security requirements, and applicable regulations. Qualifications - You hold a Bachelor’s degree in Accounting, Business, Economics, Law, Computer Science, or a related field (Required). - An equivalent combination of education and experience can be considered in lieu of a degree. - You bring two or more years of related credit or financial analysis experience (Required). - Ag analysis preferred. Requirements - You’re comfortable analyzing financial statements, tax returns, and cash flow with a strong grasp of basic accounting principles. - You bring solid analytical thinking and sound judgment to every credit investigation. - You can manage high volumes of work accurately while adapting to shifting priorities in a deadline-driven environment. - You communicate clearly and professionally, both in writing and in conversation. - You understand federal and state regulations related to commercial lending. - You are proficient in Excel, Word, and other applicable systems. Benefits - Targeted starting salary range (based on experience): $30.34-39.98. - Annual incentive potential. - Comprehensive employee benefits, including: medical, dental, vision, LTD, STD, and life. - Paid vacation time, sick time, and 11 company paid holidays. - 401k (with up to 4% match). - Tuition reimbursement.

• Conduct end‑to‑end fraud investigations across issuing and acquiring environments, from alert generation through to case closure, ensuring timely and accurate resolution • Detect, analyze, and document fraudulent activity by leveraging transactional data, tools, and dashboards to identify patterns, trends, and emerging typologies • Perform root‑cause analysis on confirmed fraud cases to identify control gaps and vulnerabilities, and provide clear recommendations for corrective and preventive actions • Maintain and enhance fraud dashboards and reporting , tracking key metrics, fraud trends, and case activity to support operational decision‑making and management oversight • Provide fraud‑related support and insights to stakeholders , acting as a subject‑matter contact for internal teams (e.g. Operations, Customer Support, Product, Compliance) and external partners where relevant • Promote fraud awareness by sharing learnings from investigations, preparing concise summaries of schemes and typologies, and contributing to internal training materials • Collaborate closely with the Fraud Data Science team to validate alerts, test and refine scoring models, and provide feedback on detection tools based on investigation outcomes • Support incident management processes during fraud events or spikes, by contributing detailed case analysis, root‑cause inputs, and structured updates on impact and containment • Ensure high‑quality analysis and documentation of all cases, maintaining audit‑ready evidence, clear case narratives, and consistent use of internal tools and workflows • Prepare and deliver presentations on fraud findings, trends, and risks to internal stakeholders, translating complex data and investigations into clear, actionable insights

• Under the guidance of the Corporate Finance team, you will work on international external growth projects: • Research and analyze financial, sectoral and strategic information • Identify and qualify targets, buyers or strategic partners internationally • Participate in prospecting activities, initial contacts and follow-up communications with counterparties • Perform financial analyses: valuation, adjustments, public comparables and transaction comparables • Prepare M&A deliverables: teasers, information memorandums, presentation materials and execution documents • Contribute to buy-side and sell-side processes alongside the Corporate Finance team

• Recherche et analyse d’informations financières, sectorielles et stratégiques • Identification et qualification de cibles, d’acquéreurs ou de partenaires stratégiques à l’international • Participation aux démarches de prospection, aux prises de contact et au suivi des échanges avec les contreparties • Réalisation d’analyses financières : valorisation, retraitements, comparables boursiers et transactionnels • Préparation de livrables M&A : teasers, mémorandums d’information, supports de présentation et documents d’exécution • Contribution aux process buy-side et sell-side aux côtés de l’équipe Corporate Finance