EMC Insurance Companies logo
EMC Insurance Companies

Keeping insurance human

Senior Commercial Underwriter

Commercial UnderwriterGeneralFull TimeRemoteSeniorTeam 1,001-5,000Since 1911H1B No SponsorCompany SiteLinkedIn

Location

Missouri

Posted

17 hours ago

Salary

$92.7K - $128.0K / year

Seniority

Senior

Bachelor Degree5 yrs expEnglish

Job Description

Senior Commercial Underwriter

EMC Insurance Companies

• Selects, grows and maintains a profitable book of business for assigned high-volume territory with a high level of underwriting authority • Evaluates highly complex accounts, such as different business operations, multiple lines of business or special pricing requirements, for risk selection and pricing purposes • Analyzes exposure, company and branch risk appetite, account premium and loss history, financial data, line(s) of business, price guidance, motor vehicle records, online sources of information, reports from premium audit or risk improvement and other relevant information to underwrite policies • Offers appropriate coverage for exposures • Maintains proper file documentation in connection with accounts • Develops and fosters agency relationships • Educates agents on EMC products, underwriting appetite, systems and services • Visits agencies to discuss accounts and provide agents with updates at EMC in order to maximize opportunities • Coordinates with marketing and branch management in the agency planning and review processes • Serves as a mentor for less experienced underwriters • Answers questions, shares recommendations for complex situations, such as difficult accounts, communication strategies or problematic agency relationships and explains the rationale for recommendations

Job Requirements

  • Bachelor's degree, preferably in insurance or business administration
  • Five years of experience in commercial lines underwriting
  • Insurance designations, such as CPCU preferred
  • Excellent knowledge of underwriting and risk analysis
  • Exceptional problem-solving skills and the ability to make sound decisions
  • Strong customer service skills
  • Strong computer skills, including knowledge of Microsoft Office and social media
  • Ability to work on multiple projects while meeting deadlines
  • Excellent written and verbal communication skills, including the ability to speak effectively before groups
  • Strong presentation skills preferred
  • Ability to work effectively with others, as well as independently
  • Demonstrated leadership qualities
  • Occasional travel; a valid driver’s license with an acceptable motor vehicle report per company standards required if traveling

Benefits

  • Outstanding benefits with life, medical, dental, vision and prescription drug coverage
  • Competitive paid time off plan and a full day of volunteer time off annually
  • Financial incentives, including a 401(k) plan match, pension plan, OneEMC bonus plan and recognition and anniversary awards
  • Professional development and growth opportunities, including tuition reimbursement
  • Wellness initiatives to improve team member well-being and reduce health insurance costs
  • Flexibility to dress for your day and opportunities for alternative work arrangements

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