• Lead the secured lending asset quality and loan salability function across home equity line of credit, auto direct, and auto indirect dealer channels, setting the review methodology, operating cadence, reporting standards, and escalation routines for a small team of asset quality analysts. • Monitor portfolio-level salability risk across secured lending channels — tracking eligibility adherence trends, defect patterns, collateral documentation quality, and exception concentrations; escalate repurchase and put-back risk to Capital Markets and bank partners before they affect loan sale execution or partner commitments. • Monitor asset quality and portfolio performance indicators tied to salability, including early payment defaults, delinquency, loss severity, prepayment, non-performing loan trends, exception patterns, and threshold breaches. • Evaluate origination and channel quality across secured lending programs, including collateral documentation completeness, lien perfection, override trends, pricing consistency, dealer or partner performance, concentration risk, and potential fair lending exposure. • Own first-line model implementation and performance oversight for secured lending models, including production model monitoring, threshold tracking, version control, use-case boundaries, model inventory updates, change impact assessment, and escalation of performance degradation or out-of-bounds behavior. • Translate loan review findings, portfolio trends, and model performance signals into action by identifying root causes, defining remediation plans, tracking issue closure, and escalating risks before they affect loan sale execution, partner commitments, or regulatory readiness.

• Assemble and summarize data to structure loss analysis template to identify financial status, risks, and controllableversus uncontrollable losses • Analyze all past claims filed to determine possible recoverability, report on identifiable recoverable versus non-recoverable losses • Identify trends, advise internal lines of business, and recommend actions to senior management • Determine in-depth the degree of risk involved • Consult with management to guide and influence long-term and strategic decision making • Explain audit findings and recommend solutions to management • Assist in developing financial models, conduct benchmarking and process analysis • Suggest creative alternatives and recommendations to reduce costs and improve financial performance • Adhere to all state, federal laws, regulations, investor and insurer guidelines • All other duties assigned

Role Description Aon’s Global Natural Resources practice is seeking an experienced Energy Risk Engineer to support our expanding portfolio of downstream, midstream, petrochemical, refining, LNG, and specialty chemical clients. This role bridges real-world operational experience with insurance risk engineering, helping clients reduce loss exposures, strengthen reliability, and align with insurer expectations for complex energy risks. Key Responsibilities - Risk Engineering & Loss Control - Conduct property risk engineering surveys at refining, petrochemical, gas processing, midstream, terminals, and specialty chemical facilities. - Evaluate fire, explosion, natural catastrophe, mechanical integrity, and business interruption exposures. - Assess process safety, asset integrity, reliability programs, and management-of-change systems. - Develop clear, prioritized risk-improvement recommendations aligned with NFPA, API, OSHA PSM, CCPS, and other global standards. - Insurance & Technical Advisory - Translate complex plant operations into insurance-ready engineering reports, including EML/MFL/BI exposure analyses. - Support Aon brokers and client teams on renewal strategy, risk positioning, and market presentations. - Communicate risk insights and mitigation strategies directly with underwriters and client leadership. - Quantify the financial impact of risk improvements and support clients in decision-making. - Client Engagement & Thought Leadership - Build and maintain strong relationships with facility leadership (PSM, maintenance, reliability, operations). - Deliver training and guidance on loss prevention, emergency response, and reliability optimization. - Contribute to Aon thought leadership: technical articles, benchmarking, and knowledge-sharing initiatives. - Collaborate with Aon’s global engineering community on complex risks and emerging technologies. Qualifications - 10+ years of engineering experience within petrochemical, refining, midstream, LNG, ammonia/fertilizer, polymers, or specialty chemical operations. - Background in Process Engineering, Chemical Engineering, Mechanical Engineering, Reliability Engineering, or Process Safety/PSM. - Strong understanding of PSM, RMP, mechanical integrity, rotating/fixed equipment, utilities, emergency systems, and reliability methodologies (RBI, RCM, LOPA/SIL). - Ability to produce structured, client-ready technical reports. - Willing and able to travel domestically and internationally (circa 80 days / year). Who Succeeds in This Role - Engineers who enjoy plant operations but want a more strategic, consultative path. - Professionals who thrive on variety—no two clients or risks are identical. - Strong communicators who can bridge operations language and insurance language. - Self-driven, curious thinkers with a passion for safety, reliability, and loss prevention. Benefits - Aon offers a comprehensive package of benefits for full-time and regular part-time colleagues, including, but not limited to: - 401(k) savings plan with employer contributions. - Employee stock purchase plan. - Consideration for long-term incentive awards at Aon’s discretion. - Medical, dental and vision insurance. - Various types of leaves of absence. - Paid time off, including 12 paid holidays throughout the calendar year. - 15 days of paid vacation per year. - Paid sick leave as provided under state and local paid sick leave laws. - Short-term disability and optional long-term disability. - Health savings account. - Health care and dependent care reimbursement accounts. - Employee and dependent life insurance and supplemental life and AD&D insurance. - Optional personal insurance policies. - Adoption assistance. - Tuition assistance. - Commuter benefits. - Employee assistance program that includes free counseling sessions.

• Maintain and closely adhere to schedule of reporting requirements for each client by entity and by state. • Request and obtain payroll, class codes, hours, loss information, financial statements and other documents from the client, TPA or other as required in each state. • Follow up with client or others on tight diary for receipt of information in order to stay in compliance with strict state deadlines. • Actively review status of all activity and input information into the various state web portals.