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Upstart

Our mission is to enable effortless credit based on true risk.

Senior Software Engineer – Lending Platform

Platform EngineerPlatform EngineerFull TimeRemoteSeniorTeam 1,001-5,000H1B SponsorCompany SiteLinkedIn

Location

Texas

Posted

2 days ago

Salary

$166.9K - $230.9K / year

Seniority

Senior

Bachelor Degree4 yrs expEnglishAWSCloud

Job Description

Senior Software Engineer – Lending Platform

Upstart

• Design, build, and operate distributed, event-driven systems that power accounting close automation and capital risk workflows. • Deliver scalable data processing solutions that transform high-volume financial events into accurate, reliable business outcomes. • Partner closely with Product, Data Analytics, Finance, and Engineering teams to define technical solutions for complex financial processes. • Improve the reliability, scalability, and maintainability of critical financial systems while thoughtfully managing technical debt. • Lead multi-quarter engineering initiatives from architecture through production, balancing long-term platform investments with business priorities. • Leverage AI-assisted development tools to improve engineering productivity while maintaining high standards for quality, security, and correctness.

Job Requirements

  • Bachelor's degree in Computer Science, Engineering, Mathematics, or a related technical field (or equivalent practical experience).
  • 4+ years of professional software engineering experience building and operating production systems. (L5 standard).
  • Experience designing and building distributed, event-driven applications in cloud environments such as AWS.
  • Experience developing scalable backend services that process large volumes of data using modern programming languages.
  • Experience designing, testing, and deploying reliable production systems using software engineering best practices.

Benefits

  • Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
  • Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)
  • Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
  • Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada.
  • Health Savings Account contributions from Upstart for eligible plans (US only)
  • Income protection benefits, including life insurance and disability coverage for added financial security
  • Paid time off, sick leave, and company holidays, in line with local requirements
  • Paid family and parental leave to support caregiving and major life moments (duration varies by country)
  • Family-centered benefits to support fertility, parenthood, and caregiving needs
  • Employee Assistance Program (EAP) offering mental health support and life-centered resources
  • Financial wellness resources, including access to financial planning tools and a financial concierge service (US Only)
  • Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you
  • Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from
  • Connection and community through team events, all-company updates, and employee resource groups (ERGs)
  • Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our offices in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!)

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