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Pear Tree.

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Credit Analyst / Credit Manager – Private Lending

Location

Philippines

Posted

7 days ago

Salary

0

Seniority

Senior

Bachelor Degree3 yrs expEnglish

Job Description

Credit Analyst / Credit Manager – Private Lending

Pear Tree.

• Assess residential, commercial and business-purpose loan applications • Prepare and package detailed credit submissions • Review financial statements, tax returns, bank statements and supporting documents • Analyse servicing, security, exit strategies and overall transaction risk • Review valuations, company searches, trust structures and borrower background information • Liaise with brokers, borrowers, solicitors, valuers and other stakeholders • Assist with transaction management from application through to settlement • Work closely with our administration team to ensure efficient processing of applications • Support ongoing portfolio monitoring and reporting • Assist with developing and improving internal credit policies and procedures

Job Requirements

  • Minimum 3 years' experience in Australian lending, credit assessment or loan processing
  • Strong understanding of Australian mortgage lending and credit principles
  • Experience analysing borrower financials and supporting documentation
  • Excellent written and verbal communication skills
  • Strong attention to detail and ability to manage multiple transactions
  • Ability to work independently in a fast-paced environment
  • Experience in commercial property lending
  • Experience in private lending, non-bank lending or specialist lending
  • Exposure to development finance or construction lending
  • Experience writing credit papers and preparing lending recommendations
  • Understanding of trust, company and SMSF structures

Benefits

  • Exposure to a wide range of residential, commercial and development transactions
  • Direct access to senior management and credit decision makers
  • Opportunity to build a long-term career in private lending
  • Diverse and interesting deal flow
  • Supportive and entrepreneurial team environment
  • Genuine opportunity for career progression as the business grows

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