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Credit Analyst / Credit Manager – Private Lending
Location
Philippines
Posted
7 days ago
Salary
0
Seniority
Senior
Job Description
Credit Analyst / Credit Manager – Private Lending
Pear Tree.
• Assess residential, commercial and business-purpose loan applications • Prepare and package detailed credit submissions • Review financial statements, tax returns, bank statements and supporting documents • Analyse servicing, security, exit strategies and overall transaction risk • Review valuations, company searches, trust structures and borrower background information • Liaise with brokers, borrowers, solicitors, valuers and other stakeholders • Assist with transaction management from application through to settlement • Work closely with our administration team to ensure efficient processing of applications • Support ongoing portfolio monitoring and reporting • Assist with developing and improving internal credit policies and procedures
Job Requirements
- Minimum 3 years' experience in Australian lending, credit assessment or loan processing
- Strong understanding of Australian mortgage lending and credit principles
- Experience analysing borrower financials and supporting documentation
- Excellent written and verbal communication skills
- Strong attention to detail and ability to manage multiple transactions
- Ability to work independently in a fast-paced environment
- Experience in commercial property lending
- Experience in private lending, non-bank lending or specialist lending
- Exposure to development finance or construction lending
- Experience writing credit papers and preparing lending recommendations
- Understanding of trust, company and SMSF structures
Benefits
- Exposure to a wide range of residential, commercial and development transactions
- Direct access to senior management and credit decision makers
- Opportunity to build a long-term career in private lending
- Diverse and interesting deal flow
- Supportive and entrepreneurial team environment
- Genuine opportunity for career progression as the business grows
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