Role Description The Corp. Underwriter (Scenario Support) plays a critical role in supporting the Wholesale team and the Sales Team by providing expert-level guidance on loan scenarios and conducting complex income analysis. This full-time, non-managerial position requires deep knowledge of Conventional and Government underwriting guidelines, strong communication skills, and the ability to collaborate with internal and external stakeholders. - Serve as a primary point of contact for scenario inquiries and underwriting guidance related to Conventional and Government loan products - Perform pre-submission income calculations for complex income types including variable income and self-employment - Maintain strong working knowledge of Agency/Investor guidelines and internal policies - Contribute to team meetings, training sessions, and continuous improvement initiatives - Provide outstanding customer service through clear and accurate communication of guidelines, meeting or surpassing published turn-times and build strong relationships with sales partners - Other duties as assigned Qualifications - High school diploma or GED equivalent required; college degree preferred - Minimum 3 years of experience in mortgage underwriting or a related credit role - Minimum 2 years specific to Conventional and or Government loan products - Recent experience in underwriting and credit review - Strong analytical and problem-solving skills - Excellent oral and written communication skills - Ability to prioritize and multitask in a fast-paced environment Requirements - This is a remote position. Benefits - Estimated Rate of Pay: $38.50 - $43.30 - This position is full-time; non-exempt. - Competitive benefits package including medical/dental/vision, paid time off and holidays, 401(k), life and pet insurance - Additional benefits such as an employee friends and family loan and an employee assistance program that includes a variety of discounted services

• Recepcionar os clientes, explicando o fluxo de onboarding e acompanhá-los em todo processo até a ativação; • Capacitar os clientes na plataforma de forma didática e funcional, de acordo com o plano adquirido e suas necessidades, utilizando técnicas de aprendizagem, identificando oportunidades de melhoria e promovendo o aumento da adoção dos nosso produto; • Representar de forma estratégica a perspectiva do cliente, analisando processos atuais e contribuindo ativamente para sua melhoria contínua, incorporando eficiência e boas práticas; • Orientar e instruir os clientes a realizarem suas configurações iniciais na plataforma para o primeiro acesso e entrega de valor; • Confeccionar materiais de educação e ajuda para aumentar o engajamento dos clientes com a plataforma; • Executar práticas que diminuam a fricção e que contribuam para a cultura de customer centric; • Relacionar-se com as áreas de Vendas, CS, Produto e Marketing.

Role Description The Senior Deposit Analyst leverages advanced analytics and strategic insights to support FourLeaf’s deposit growth and product performance objectives. Working with the Senior Manager Deposit Products, this role evaluates financial and operational performance, ensures regulatory compliance, and leads initiatives that improve product strategy, sales reporting, and operational efficiency. This position is open to flexible work options including a remote setup. Core Contributions - Data Analysis & Reporting - Lead complex analyses using internal performance data, member behavior patterns, competitive pricing, and market funding trends to identify risks, opportunities, and strategic implications. - Organize and interpret deposit-related data, including internal performance metrics, competitor pricing, and market funding sources, to produce actionable reports and respond to leadership inquiries. - Create scalable reporting tools for Retail, Business Banking, and FourLeaf Financial Group (FFG), ensuring stakeholders have timely visibility into performance. - Synthesize analysis into actionable insights and recommendations, presenting findings clearly to senior leadership and cross-functional partners. - Serve as a subject-matter expert on deposit analytics, ensuring data methodologies are robust, accurate, and repeatable. - Product Development & Strategy - Partner with the Senior Manager Deposit Products to shape deposit product strategy through advanced modeling, profitability analysis, scenario forecasting, and risk evaluation. - Provide recommendations to optimize product performance, enhance the member experience, and drive measurable growth across business lines. - Conduct advanced analysis on product or program changes, including financial modeling, risk assessments, and member impact evaluations. - Monitor product compliance with regulatory requirements, internal policies, and industry standards; escalate issues and recommend corrective actions as needed. - Support internal and external audits, regulatory reviews, and risk assessments related to deposit products and processes. - Sales & Marketing Collaboration - Consult with Marketing and Sales teams on deposit campaigns, providing data-driven insights to shape targeting, messaging, and expected outcomes. - Develop performance measurement frameworks for incentive programs, promotions, and marketing initiatives; recommend enhancements based on analytical trends and results. - Create product education materials, reporting tools, and guidance that enhance frontline understanding and improve product positioning. - Special Projects - Lead or co-lead strategic projects related to deposit growth, operational improvements, sales reporting, and product innovation. - Represent the Deposit Products team in strategic discussions, presenting analysis, recommendations, and business implications. Qualifications - Bachelor's Degree preferred in Finance, Economics, Business Administration, Data Analytics, or a related field. - 7+ years of experience in financial services, banking, or a related field, with a focus on deposit products, financial analysis, or product management. - Demonstrated experience with financial modeling/scenario evaluation, banking regulations, audit processes, risk management practices, project management, and presenting to senior leaders is strongly preferred. - Computer Skills: Excel (Advanced Spreadsheet Analysis), PowerPoint, Word, Teams, Outlook. Requirements - The estimated salary for this role is $35.92 to $43.11 per hour. Benefits - Comprehensive benefits package, including medical, dental, and vision coverage. - Life and disability insurance. - Voluntary benefit programs. - 401(k) plan with employer match. - Reimbursement and wellness programs. - Annual performance-based bonus. - Competitive 401(k). - Tuition and fitness reimbursement programs. - Flexible work options. - Volunteer opportunities. - Executive “Water Cooler Chats.” - Clubs, sports, and social events. - Food truck days. - …and more!

Title: Remote BCBA (Part-time, 3pm-7pm MST) Location: 246 E Fiddlers Canyon Rd, Cedar City, Utah, 84721 United States Part-time Remote Department: Health Care Job Description: Description About Us At Possibilities, we’re redefining what ABA therapy can look and feel like for our learners, their families, and our team. We are growing at a healthy, exciting pace and are looking for employees who are passionate about helping others, inspired by meaningful progress, and energized by building something special. Founded on the belief that every child and young adult can succeed with the right tools, Possibilities exists to help learners and their loved ones imagine new opportunities through compassionate, individualized care. We do ABA differently, guided by values of hope, community, empowerment, and growth that shape everything we do. Remote BCBA Job Description The BCBA Clinician practices under the close, ongoing supervision of the Clinical Director and is responsible for developing, implementing, and overseeing the skill-acquisition and behavior-reduction plans for their assigned learners as well as preparing their ongoing progress reports. The BCBA Clinician is also responsible for supervising the ongoing performance of their assigned clinicians (BACB Trainees and BCaBAs) and RBTs. The BCBA Clinician provides assistance to learners, families, and team members by providing an appropriate, safe, and supportive learning environment. Job Duties: - Attend to and resolve parent, staff, and learner concerns under close supervision of the Clinical Director - Conduct intake assessments and generate reports, as assigned - Oversee an assigned caseload of learners - Develop treatment goals that are objective, measurable, and provide clear planning toward discharge - Develop, implement, and oversee individualized treatment plans, ensuring learners are making optimal progress and plans are implemented with high fidelity. Use professional knowledge and independent judgment to strategize continuous improvements. - Create behavior programming to support the development of appropriate behavior while reducing inappropriate behavior - Conduct ongoing assessment when necessary, including but not limited to the following: PEAK, VB-MAPP, Functional Analyses, ABLLS, AFLS, preference assessments, functional analyses, etc. - Write ongoing progress reports according to funder guidelines - Provide direct ABA therapy to children with Autism and related development disabilities across the clinic, home, and community, as needed - Consult with colleagues, collaborate/consult with caregivers and other professionals (e.g., daycare, medical professionals, SLP, OT, etc.), and work as a team to best support each learner. Coordinate continuity of care across all team members. - Maintain clinical paperwork (e.g., required forms, releases, reports, etc.), analyze data, and engage in accurate and complete documentation of hours and activities - Provide ongoing support, supervision, and training to RBTs across clinic, home, community, and school settings - Assist in the training and development of RBT, BACB Trainee, and BCaBA staff according to the performance metrics of their positions, providing direction and clear expectations - Fill in gaps and/or provide support during callouts and other low-level management issues - Carry a caseload and meet direct service hours as identified by the CEO - Track and enforce learner cancellation policy and authorization fulfillment (escalate to Clinical Director as necessary) - Communicate ongoing progress with parents (at least monthly) - Understand and disseminate all company policies (including HIPAA) to supervisees - Work closely with Clinical Director - Perform other duties as assigned Compensation & Schedule: - Part-time, hourly rate of $66-$75 depending on experience. These rates apply to positions that meet the scheduling requirement of having at least 70% of billable hours worked between 3:00 PM and 7:00 PM MST. - To qualify for this rate: - At least 70% of your total weekly billable hours must fall within the 3:00-7:00 PM window - For example, working 15 evening hours and 6 daytime hours (21 total hours) meets the requirement - Alternatively, working 20 evening hours (Monday-Friday, 3:00-7:00 PM) allows for up to 8 additional daytime hours while maintaining eligibility​​​ - Billing & Administrative Expectations (for both part-time and full-time): - - Employees are expected to maintain 75% of hours worked as billable client time. - The remaining 25% of hours are allocated to administrative tasks Part-time Benefits - ​​​​​​Opportunities for career growth and advancement - Paid Time Off (PTO) - Employee recognition and rewards programs - Pet Insurance - Discounted mobile phone plans Qualifications Minimum Qualifications: - Master’s Degree - Active BCBA Certification. - 8-Hour Supervision Course - Minimum of 2 years of BCBA experience required, with 3 or more years preferred. - Licensed as a Behavior Analyst in Utah or South Dakota (or willingness to obtain, depending on the service location). - Prior experience in a remote role is preferred. - Willingness to travel to our center on a quarterly basis (company-paid). - Accommodations for travel will be considered upon request. Physical Requirements: - Proficient in spoken and written English - Able to effectively learn, demonstrate, and teach physical tasks relevant to the role - Capable of transitioning from standing to kneeling and back, as required by job tasks - Sufficient mobility and range of motion to perform role-specific duties (e.g., guiding physical activities, demonstrating movement-based skills) - Able to lift and carry up to 50 lbs, with or without reasonable accommodation Equal Opportunity Employer Statement Possibilities is an equal opportunity employer. We are committed to providing an inclusive and welcoming environment for all employees and applicants. Employment decisions are made without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, age, veteran status, or any other protected characteristic in accordance with applicable laws.