ACE.SG (Action Community for Entrepreneurship) logo
ACE.SG (Action Community for Entrepreneurship)

ACE.SG is the national voice for the Singapore startup ecosystem. A key trade association representing startups.

Payments Optimisation Manager

ManagerManagerFull TimeRemoteSeniorTeam 11-50Since 2003H1B No SponsorCompany SiteLinkedIn

Location

United Kingdom

Posted

2 days ago

Salary

0

Seniority

Senior

Bachelor Degree4 yrs expEnglish

Job Description

Payments Optimisation Manager

ACE.SG (Action Community for Entrepreneurship)

• Own transaction routing logic and acceptance rate performance across ACE's payment infrastructure • Design and maintain routing rules, analyse decline patterns, and drive continuous improvement • Work alongside analytics to identify opportunities and coordinate with technical teams to implement changes • Maintain clear documentation of all active routing rules, rationale, and measured performance • Own AR metrics across all active send markets and payment methods, with accountability for performance against targets • Analyse decline patterns and identify root causes across acquirer behaviour, issuer rules, scheme mandates, and technical factors • Produce evidence-based recommendations and present findings to senior leadership • Flag AR deterioration quickly and drive remediation through the relevant internal teams • Work with the analytics function to ensure performance data supports routing decisions • Serve as the internal subject matter expert on routing and AR, providing input to commercial negotiations and partner reviews • Feed performance insights back to the Head of PBI for leadership reporting and strategic decisions

Job Requirements

  • 4 to 7 years in payments with direct exposure to transaction routing, acceptance rate management, or payment orchestration
  • Strong understanding of what drives and inhibits card acceptance — acquirer behaviour, issuer rules, scheme mandates, 3DS, technical configuration
  • Hands-on experience with a payment orchestration or routing platform
  • Able to translate performance data into clear, defensible business recommendations
  • Confident presenting routing logic and AR analysis to senior non-technical stakeholders
  • Cross-border payments or multi-corridor environment experience (Desirable)
  • Familiarity with scheme rules and interchange structures as they relate to routing (Desirable)
  • Exposure to decline recovery strategies (Desirable)
  • Background working across multiple acquirers simultaneously (Desirable)

Benefits

  • Five (5) days working - Saturday & Sunday OFF
  • Free Food Facility (Liaison Office - Kharian, Pakistan only)
  • Free official transport (Liaison Office - Kharian, Pakistan only)
  • Free Hostel/Executive Accommodation (Liaison Office - Kharian, Pakistan only)
  • Provident Fund (ACE all Pakistan Offices only)
  • Interest-Free Loans (ACE all Pakistan Offices only)
  • Advance salary facilitation (ACE all Pakistan Offices only)
  • Overtime (All ACE Offices across the Globe, as per policy)
  • Medical and Life Coverage (ACE all Pakistan Offices only)
  • Health Insurance (Overseas Offices)
  • Pension contributions (UK, Ireland, and Australia)
  • EOBI & PESSI (ACE all Pakistan Offices)
  • Night Shift Allowance (ACE all Pakistan Offices)
  • Annual Leaves (All ACE Offices across the Globe, as per policy)
  • Sick and Casual Leaves (ACE all Pakistan Offices)
  • Wedding Leaves (ACE all Pakistan Offices)
  • Umrah and Hajj Leaves (ACE all Pakistan Offices)
  • Bereavement Leaves (All ACE Offices across the Globe, as per policy)

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