In neighborhoods and communities everywhere, we deliver the promise of home.
Loss Mitigation Supervisor
Location
United States
Posted
3 days ago
Salary
$64.2K - $90.3K / year
Seniority
Senior
Job Description
Loss Mitigation Supervisor
Guild Mortgage
• Lead efforts to define key performance metrics for each representative and team, regularly tracking and reviewing metrics to measure performance and identify areas of improvement. • Prepare and analyze call center reports to track performance, identify trends and make data driven decisions to improve productivity. • Coach and hold team members accountable for KPI metrics. • Interview candidates and facilitate onboarding process with new hires. • Assure Loss Mitigation SPOC Representatives manage call volumes in accordance with all applicable regulations and laws; verify optimal service levels are maintained during peak and non-peak hours. • Perform Quality Monitoring reviews of SPOC calls to verify compliance with telephone standards and investor guidelines; provide coaching, and recognition, based on review findings. • Role model and coach SPOC Representatives on how to explore, analyze, and respond to customers’ issues and concerns via phone and through written correspondence. • Handle escalated customer inquiries or complaints; resolving issues promptly and effectively to ensure borrower satisfaction. • Coach on escalated calls, review complaints, and provide research to management timely. • Collaborate with other departments within servicing to address borrower’s needs, resolve issues and ensure seamless communication and workflow. • Identify and stay current on changes in industry regulations, and recommend updates to internal policies, procedures, policies, and systems based on new/changed requirements. • Work with management on SPOC Loss Mitigation initiatives and provide status updates. • Interpret and communicate work procedures and company policies to staff. • Monitor SPOC timesheets, vacation time, and sick time to ensure accuracy and timely processing. • Onboard new hires and identify areas where additional training is needed and partner with Servicing trainer on rollout training. • Analyze and resolve problems rationally; use sound judgment, expertise and experience to create positive outcomes, hold difficult conversations, and influence others. • Ensure effective communication on Loss Mitigation workout evaluation outcomes (approval or denial), including modifications, payment deferrals/partial claims, forbearance, short-sale and DIL workouts in accordance with investor/insurer guidelines, while maintaining a professional demeanor. • Assist with internal and external audit preparations, post-audit findings to investors, and any other exam activities, as assigned. • Ensures compliance with applicable federal, state, and local laws and regulations. Completes all required compliance • Maintain knowledge of and adhere to Guild’s internal compliance policies and procedures. • Perform other duties as assigned.
Job Requirements
- High school diploma or equivalent required; some college courses/technical training preferred.
- A minimum of five years’ experience in mortgage loan servicing experience in a high-volume call center required.
- A minimum of two years’ experience in a supervisory/lead role required.
- Active NMLS license required.
- Expert-level knowledge of conventional and government mortgage loan documents, including overall processes and inter-relationships, standards and requirements, terminology, compliance and regulatory requirements related to federal debt collection laws, Federal Bankruptcy Laws, and proper handling of other legal situations.
- Knowledge of Standard Operating Procedures, CFPB, FCRA and FDCPA preferred.
- Excellent verbal and written communication skills.
- Passionate about delivering excellence in customer service within a team environment.
- Strong interpersonal and problem-solving skills.
- Highly organized and detail oriented; ability to work in a fast-paced, metrics-driven environment.
- Proficiency with data entry, Microsoft Word, Excel, PowerPoint, and Outlook.
Benefits
- medical insurance
- dental insurance
- vision insurance
- life insurance
- AD&D insurance
- LTD
- 401(k) with employer match
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