In neighborhoods and communities everywhere, we deliver the promise of home.
Loan Processor
Location
Texas
Posted
3 days ago
Salary
$18 - $24 / hour
Seniority
Junior
Job Description
Loan Processor
Guild Mortgage
• Process residential mortgage loans. • Achieve production and quality metrics. • Liaison between loan officer, borrower, underwriter and funding. • Prepare and review loan file to ensure completeness of submission and supporting documents, as well as compliance with underwriting and investor guidelines. • Monitor overall loan processing cycle time to ensure the loan closes on time. • Communicate and coordinate the resolution of issues that delay loan closing timeline. • Monitor the overall lending process, and identify, resolve, and communicate issues that could impact timely closure of loans.
Job Requirements
- High school diploma or equivalent required; college courses/technical training related to Business, Finance/Accounting, Legal, or related field is preferred.
- Total recent work experience includes one or more years’ experience with processing loans or assisting in loan processing.
- Ability to build strong relationships with loan officers, production, underwriting, closing and other internal and external partners.
- General knowledge of overall mortgage lending internal processes and control, as well as federal, state, and regulatory requirements/guidelines related to consumer mortgage lending for conventional loans.
- Thorough knowledge of conventional loans, including various product/program guidelines, necessary conditions for approval, and investor specific guidelines.
- General knowledge of valid documentation related to processing consumer mortgage applications (e.g., tax returns, financial statements and records, verification of income and deposits, etc.).
- Ability to prioritize multiple tasks in a deadline-driven environment, strong sense of urgency and responsiveness.
- Excellent customer service, interpersonal, verbal and written communication skills
- Intermediate math skills.
- Strong verbal and written communication skills.
- Strong detail orientation and highly organized.
- Prior experience using internal data entry systems, Microsoft Word, Excel and PDF/Document Retention programs.
Benefits
- medical
- dental
- vision
- life insurance
- AD&D
- LTD
- 401(k) with employer match
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