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Mortgage Loan Officer, Tidewater Market
Location
Virginia
Posted
1 day ago
Salary
0
Seniority
Mid Level
Job Description
Mortgage Loan Officer, Tidewater Market
Atlantic Union Bank
• Originates and completes mortgage loan applications • Submits loan files to processing • Provides the highest level of customer service to our customers • Designs and implements comprehensive business plan to increase sales and build relationships with referral sources • Completes telephone, mail-away, and face-to-face Loan Applications with clients • Approves loan disclosures for distribution to clients • Determines proper program placement of a loan file (i.e. FHA, VA, Conventional, USDA, etc.) • Prices loans and locks rates as per Company policy • Reviews returned applications and documentation for completeness, accuracy, and compliance • Runs AUS and reviews for findings and required documentation • Prepares requested Pre-Qualifications as per Company policy • Orders credit reports, appraisals, and title requests • Conducts regular follow-ups with clients and referral sources • Maintains regular communication with applicants throughout the processing period • Assists all parties including the Processor during the entire process • Completes annual Business Plan and meets regularly with Sales Manager • Keeps informed of trends and developments in the local real estate market and competitive environment, and changes in rules and regulations pertaining to both private and government insured mortgages.
Job Requirements
- A minimum of two years' current experience as a Mortgage Loan Officer is required
- Established relationships and production within a specific market
- NMLS registration required
- Proven ability to read, write and communicate at a level consistent with the requirements of this position
- Generate independent leads for new business and professionally communicate with existing and past clients
- Working knowledge of standard loan products in the industry and strong familiarity with underwriting guidelines.
Benefits
- General information on our comprehensive benefits package can be found by visiting https://www.atlanticunionbank.com/about/careers/benefits .
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