Atlantic Union Bank

Role Description This position leads a team of Centralized Commercial Credit Officers responsible for loan approvals on business purpose and commercial real estate loans within line of business parameters. In addition, the Centralized Commercial Credit Team Leader (CCCTL) will provide approval concurrence on exposures outside of the Credit Officer’s authority. Loan authority is commensurate with experience, expertise and business need. The CCTCL ensures that loans are underwritten to comply with policy and/or are appropriately mitigated. Work is varied in nature with changing priorities. Incumbent applies knowledge of commercial lending principles and technologies to work performed. Works under limited supervision and in compliance with established policies, procedures and regulations. The CCCTL supports revenue growth through identification and management of risk, and identification of alternative lending structures or terms. Qualifications - Undergraduate degree in Finance, Accounting, or a business related field required - Seven or more years banking experience with emphasis in credit analysis or commercial banking required - Prior management experience preferred - Prior loan approval authority highly preferred Requirements - Advanced analytical and problem solving skills - Proven effective communication and leadership skills - Promotes effective working relationships among teammates - Advanced computer skills to encompass knowledge of Microsoft Office software products (Excel, Word, Outlook and PowerPoint) - Above average written and oral communication skills - Ability to work independently as well as within a team environment - Good time management and organizational skills - Strong attention to detail - Advanced knowledge of loan documentation, banking principles, procedures, and practices Benefits - Salary offered will be based on several factors including but not limited to education, work experience, certifications, etc. - This position is also eligible to participate in either an applicable incentive compensation plan for the position or a discretionary profit sharing bonus program. - General information on our comprehensive benefits package can be found by visiting here . Company Description We are proud to be an Equal Employment Opportunity employer. We maintain a drug-free workplace.

Role Description The Senior Teammate Relations Specialist will serve as a trusted partner to leaders across the business, helping shape a workplace where fairness, respect, and inclusion are standard. This role will execute our Teammate Relations strategy with care and compliance, coaching managers, guiding policy application, and leading investigations that support our values. With a proactive mindset and customer-first focus, this role will play a key role in empowering leaders and fostering a strong workplace culture. The Senior Teammate Relations Specialist acts as a teammate champion and cultural change agent. This position will consult with other members of Teammate Engagement on complex investigations and interviews. Qualifications - High school diploma/GED required - 3-5 years Human Resources experience to include a minimum of 3 years in Employee Relations - Bachelor’s degree in Human resources, Business Administration/Management, Psychology or related field discipline preferred - SHRM certification preferred (PHR or SPHR) Requirements - Act as a trusted advisor to managers on Teammate Relations matters of moderate complexity, including performance, conduct and interpersonal issues. - Coach and guide leaders on appropriate documentation, feedback conversations and progressive discipline. - Conduct fair, objective investigations and recommend appropriate next steps based on findings. - Consult on and resolve medical or religious accommodation requests, escalating complex cases to TR Advisor or TR Manager as needed. - Prepare recurring reports, including semi-annual Board Audit Committee reports, weekly and monthly teammate relations updates, and ad hoc summaries. - Interpret and advise on Atlantic Union Bank policies, teammate handbook provisions, and employment law to ensure consistent and fair application. - Represent Atlantic Union Bank with third party entities on Teammate related decisions, such as unemployment claims. - Identify policies and procedural gaps and provide recommendations that support the Teammate experience. - Draft and maintain documentation of Teammate relations policies, processes, and procedures. - Administers and manages the SAFE Act program through the National Mortgage Licensing System to include onboarding, the renewal process, quarterly reviews, review criminal background reports and off-boarding. - Manage HR Connect tickets and identify trends for potential process improvements or education opportunities. - Support communication and training efforts by developing presentations and learning materials as needed. - Act as a point of contact for Internal Audit. - Partners with HR Operations on organization changes and restructures. - Perform other duties as assigned to support the function and team. Benefits - Salary offered will be based on several factors including but not limited to education, work experience, certifications, etc. - This position is also eligible to participate in either an applicable incentive compensation plan for the position or a discretionary profit sharing bonus program. - General information on our comprehensive benefits package can be found by visiting here . Company Description We are proud to be an Equal Employment Opportunity employer. We maintain a drug-free workplace.

• Responsible for the completion of analytical tasks associated with underwriting and monitoring of the Wholesale and Business Banking Loan Portfolio. • Preparation of corporate and personal financial statement spreads, global cash flow analyses, monthly borrowing base testing, and tracking of the Commercial Loan Portfolio. • Monitor credit policy exceptions and covenant compliance. • Review loan submissions to Centralized Credit and Monitoring for completeness and accuracy. • Collaborate with employees within both Credit Administration and the Lines of Business. • Conduct initial underwriting assessment for probable decline based on credit reports, collateral LTV, and other credit characteristics. • Perform stress testing on the Commercial Real Estate Portfolio. • Complete industry research and market data as requested by Relationship Managers and Credit Officers.

• Generate new business to assist in meeting Business Banking line of business goals • Actively assess needs of potential prospects and clients and provide appropriate financial solutions • Ensure proper loan underwriting and structuring is achieved through enforcement of the bank’s Business Banking and Corporate loan policies • Make calls on high potential prospects and business banking customers to sell and service all banking needs • Manage and monitor loan portfolio, all exceptions and past dues in accordance with loan policy • Maintain a high level of customer satisfaction by providing ongoing relationship servicing • Work closely with Relationship specialists, Business Banking Leaders to achieve sales and service targets • Actively manage and maintain a pipeline for borrowing and non-borrowing customer opportunities

• Generate new business to assist in meeting Business Banking line of business goals • Actively assess needs of potential prospects and clients and provide appropriate financial solutions • Ensure proper loan underwriting and structuring is achieved through enforcement of the bank’s Business Banking and Corporate loan policies • Make calls on high potential prospects and business banking customers to sell and service all banking needs • Manage and monitor loan portfolio, all exceptions and past dues in accordance with loan policy • Maintain a high level of customer satisfaction by providing ongoing relationship servicing • Work closely with Relationship specialists and Business Banking Leaders to achieve sales and service targets • Perform assigned responsibilities in compliance with all job-relevant legal and regulatory requirements. • Actively manage and maintain a pipeline for borrowing and non-borrowing customer opportunities.

• Provide quality customer service by answering incoming calls regarding a wide range of questions and inquiries • Perform account maintenance and match appropriate products to customer’s needs • Proactively analyze callers’ needs • Use standard screens, scripts and procedures to handle callers’ needs effectively • Navigate a computerized system to address and resolve callers’ issues • Adhere to all applicable laws and regulations governing bank operations

Role Description This position has a shift of 11:00am-8:00pm Monday - Friday, and 7:00am-5:00pm Saturday. This position is responsible for providing quality service via telephone, fax or email to internal or external bank customers in an efficient and professional manner. This position is also responsible for researching and resolving customer requests and performing general account maintenance. - Provide quality customer service by answering incoming calls regarding a wide range of questions and inquiries such as information on Checking/Savings account, Online Banking, New Accounts, processing check orders and Bankcard requests. - Perform account maintenance and match appropriate products to customer’s needs. - Proactively analyze callers’ needs. - Use standard screens, scripts and procedures to handle callers’ needs effectively and when necessary go beyond these standard methods to resolve customer issues. - Navigate a computerized system to address and resolve callers’ issues. - Adhere to all applicable laws and regulations governing bank operations, including compliance with Atlantic Union Bankshares’ BSA/AML Policy and Procedures. - Other duties as assigned. Qualifications - High school diploma or equivalent - Previous call center experience preferred - Fluent Spanish language skills may be required as identified Requirements - Strong problem solving and decision-making abilities; able to think analytically - Excellent customer service and telephone skills - Well organized - Able to handle multiple tasks - Flexible, able to adapt to change - Detail oriented and quality focused - Excellent oral and written communication skills - Able to work weekend hours on a rotating basis - Shifts may vary for each position offering, depending on business need - Proficient computer skills relevant to Outlook, Word, Excel, and PowerPoint Benefits - Salary offered will be based on several factors including but not limited to education, work experience, certifications, etc. - This position is also eligible to participate in either an applicable incentive compensation plan for the position or a discretionary profit-sharing bonus program. - General information on our comprehensive benefits package can be found by visiting this link .

Role Description The Senior Credit Review Officer I position is a career opportunity for a highly-experienced credit professional to join the Credit Risk Review team. The successful candidate will embark on a rewarding career path where they will participate and lead others to complete highly-interesting and fulfilling work. The Senior Credit Review Officer I examines risks in loan relationships, creates and improves tools and processes, and leads the team’s complex credit risk review events. Overall, the Credit Risk Review team is charged with providing an independent assessment of the Bank’s loan portfolio and credit risk management practices. Credit reviewers conduct financial analysis and apply critical thinking skills to determine the quality and applicability of credit underwriting standards, risk ratings, and related risk management practices. The team’s recommendations are communicated to lending personnel and credit administrators to strengthen the Bank’s processes for lending to its communities. Qualifications - Bachelor’s degree in Business Administration, Finance, Accounting or equivalent (Certificate in Loan Review). - 7+ years of experience in Loan Review, Commercial Lending, or Credit Administration. Requirements - Conducts independent loan reviews of commercial loan relationships, focusing on larger and more complex credit exposures, as well as business banking and consumer loans, as needed. - Assesses credit quality and adequacy of a loan’s structure, monitoring, documentation, and risk rating for compliance with policy and regulations. - Analyzes financial conditions of highly-complex commercial borrowers, as well as business banking and consumer loans, as needed, to determine loan repayment prospects and performs assessment of ongoing monitoring requirements. - Clearly and professionally communicates loan concerns and credit risk review findings to influence positive change with lending personnel and credit administrators. - Routinely organizes and manages complex and highly-complex loan review engagements, including selecting the sample, assigning the work, setting expectations with reviewers, reviewing and performing quality assurance on completed loan reviews, writing the report, discussing results with management, and following up for required responses. - Identifies trends or risk factors and escalates to Credit Risk Review management for further review. - Leads training sessions for credit and loan review subjects for which the individual is considered a subject matter expert. - Serves as a resource to relationship managers, portfolio managers, credit administration personnel, and others regarding the risk rating system/process, loan policy, regulatory requirements, and general credit management practices. - Maintains awareness of economic conditions, changes in business practices, and local market factors that impact credit risk and contributes to the development of the annual loan review work plan. - Mentors and coaches Credit Review Officers, Senior Credit Review Analysts, and Credit Review Analysts on any aspect of the credit review processes/procedures. - Leads team initiatives related to process improvements, policy and procedure revisions, and training. - Performs assigned responsibilities in compliance with all job-relevant legal and regulatory requirements. - May lead special projects and cross-functional teams, including but not limited to, the CECL Effective Review Team, CRE Stress Test Audit, Business Continuity Planning, User Access Reviews, and collaborative credit risk review events with Internal Audit. Benefits - Salary offered will be based on several factors including but not limited to education, work experience, certifications, etc. - This position is also eligible to participate in either an applicable incentive compensation plan for the position or a discretionary profit sharing bonus program. - General information on our comprehensive benefits package can be found by visiting this link .

Role Description The Platform Solutions Engineer II will serve as the primary systems manager for the Customer Relationship Management platform and corresponding applications. This individual will be responsible for handling needs assessments and cost/benefit analysis to align the technology of the company with their business strategies. Individual will receive business needs from internal stakeholders, solicit product and enhancement requirements from end users and must be able to convert the requests from both into a workable solution which optimizes business and end user value. This individual will also be responsible for overall system design documentation and assisting in successful rollout of new features and enhancements. Qualifications - College diploma or university degree in the field of business administration, computer science, engineering, or management information systems or equivalent work experience - Minimum of 10+ years related work experience - Strong IT background with an understanding of banking operations, products, processes and procedures - Excellent analytical and creative problem-solving skills - Excellent written and oral communication skills - Ability to conduct research into systems issues and products as required - Ability to communicate ideas in both technical and user-friendly language - Highly self-motivated and directed along with strong critical thinking and engineering/re-engineering skills - Ability to effectively prioritize and execute tasks in a high-pressure environment and work through workflow analysis - Experience working in a team-oriented, collaborative and customer-centric environment - Familiarity with corporate security policies and managing user access/profiles Requirements - Facilitate and translate business requirements into technical requirements to guide the implementation of new features, systems, and enhancements and upgrades - Work with vendors to ensure the system solution satisfies the business requirements - Meet with decision makers, systems owners, and end users to help identify business, financial, and operations requirements and systems goals - Act as technical focal point for the business in the presentation of the new system/application to Atlantic Union’s Application and Architecture Review Board - Lead design sessions in prototyping new system or functionality for the purpose of enhancing business processes, operations, and information process flow; develop diagrams and flowcharts of system view – Technical maps - Develop and maintain design documentation (data flow diagrams, workflows) working across the organization for documenting integration points between systems - Provide systems analysis (e.g. creation of technical requirements, access framework, data flow and operational process mapping, system testing) expertise focusing on gap identification - Improve systems and operational workflows by studying current practices and designing modifications/enhancements - Help identify control points in new systems designs and workflows and work with customers to ensure the working environments are properly controlled - Review and analyze the effectiveness and efficiency of existing systems and develop strategies for improving or further leveraging these systems - Provide ongoing support structure is in place and the Roles and Responsibilities are documented before an application or system is approved for production readiness and other impacted applications/systems are included in the assessment - Perform troubleshooting role in triage mode in alignment with the Problem and Incident Troubleshooting process - Represent production changes to the Change Control Board complying with the requirements of this process - Represent project related system change efforts in Change Control Board Forum - Actively participate in and lead system and unit testing for modified and new systems and other post-implementation support - Responsible for handling needs assessments and cost/benefit analysis to align the technology of the company with their business strategies Benefits - Salary offered will be based on several factors including but not limited to education, work experience, certifications, etc. - This position is also eligible to participate in either an applicable incentive compensation plan for the position or a discretionary profit sharing bonus program. - General information on our comprehensive benefits package can be found by visiting this link . Company Description We are proud to be an Equal Employment Opportunity employer. We maintain a drug-free workplace.

• Responsible for providing an independent perspective in underwriting and managing complex Wholesale Banking loans and relationships up to the bank’s legal lending limit • Partners with Relationship Managers, Credit Portfolio Managers, and the Credit Portfolio Management Team Leader in delivering credit solutions through: underwriting, portfolio management, deal team management, and extensive internal and external client interaction • Lead the independent underwriting process for new and renewal opportunities for clients and prospects within an assigned portfolio • Provide in-depth, independent analysis of financial statements, management competencies, industry impact, competitive dynamics, collateral, and guarantor support • Prepare detailed short or long-term financial projections within a vendor provided solution such as Moody’s Risk Analyst or within an Excel spreadsheet • Make recommendations to Relationship Managers and Credit Approvers regarding credit amount, structure, and policy compliance • Manage assigned portfolio by proactively monitoring performance and trends, ensuring risk rating integrity • Participate or lead client calls with Relationship Manager for in-depth financial questions • Adhere to all applicable laws and regulations governing bank operations, including compliance with Atlantic Union Bankshares’ BSA/AML Policy and Procedures