Aqua provides flexible financing programs to dealers, contractors, and retailers so families can realize their dreams.
Compliance Examiner
Location
Illinois + 2 moreAll locations: Illinois | North Carolina | Minnesota
Posted
1 day ago
Salary
0
Seniority
Senior
Job Description
Compliance Examiner
Aqua Finance, Inc.
• Conduct consumer compliance reviews, regulatory testing, risk assessments, and issue validation activities • Evaluate business processes and controls for compliance with applicable federal and state consumer finance regulations • Identify compliance risks, document findings, and support remediation efforts • Provide regular status updates to Senior Compliance Examiners and management throughout the review lifecycle • Prepare clear, accurate, and well-documented workpapers that outline testing procedures performed, results obtained, and supporting analysis • Maintain working knowledge of relevant regulatory requirements, regulatory changes, and business initiatives, and understand their potential compliance impacts • Identify compliance risks and control gaps based on testing results and observations, and communicate findings to the review lead • Provide timely status updates on assigned testing activities to management • Contribute to the development of comprehensive and defensible testing reports • Establish and maintain effective working relationships with business partners and internal stakeholders during the course of reviews • Respond to business partner inquiries regarding compliance requirements and regulatory expectations • Review and analyze policies, procedures, workflows, and first-line monitoring activities • Research regulatory and operational questions and summarize findings; provide recommendations or escalate complex issues as appropriate • Develop corrective action recommendations, review management action plans, and validate remediation efforts through issue closure • Support special projects and perform other duties as assigned
Job Requirements
- Bachelor’s degree in Business, Finance, Risk Management, Compliance, Legal Studies, or a related field, or commensurate work experience, required
- 5 years of experience in financial services, consumer lending, compliance, risk management, internal audit, or related regulatory functions required, including at least 3 years of experience conducting compliance testing
- Certified Regulatory Compliance Manager (CRCM) certification preferred
- Working knowledge of consumer retail finance regulations, including TILA, ECOA, FCRA, FDCPA, EFTA, ESIGN, GLBA, MLA, SCRA, TCPA, UDAAP, and other applicable federal and state regulations
- Strong analytical skills with the ability to interpret regulations and apply them to business processes
- Independently plan, organize, and execute assigned testing activities while meeting established timelines and quality standards
- Ability to identify trends, emerging risks, and root causes across testing cycles
- Strong written and verbal communication skills, including the ability to clearly document findings and present recommendations to stakeholders
- Experience developing clear, defensible testing documentation and reports
- Ability to influence stakeholders and communicate findings effectively
- Experience partnering with legal, risk, audit, and operational teams to resolve compliance issues
- Strong organizational skills with the ability to manage multiple priorities and deadlines
- Advanced proficiency with Microsoft Office applications (Excel, Word, PowerPoint); experience with Jira, Confluence, compliance management systems, or data analytics tools preferred
- Ability to thrive in a fast-paced environment.
Benefits
- Health insurance
- Professional development opportunities
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Compliance Lead - Canada
WiseWise is a global technology company, building the best way to move and manage the world's money. With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies. In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.
Company Description Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money. As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere. More about our mission and what we offer. Job Description We’re looking for a Senior Regulatory Compliance Lead to join our growing North America Regulatory Oversight Compliance team. In this role, you’ll be leading our Canada regulatory and financial crime compliance programs and regulator engagement. . You’ll work closely with cross-functional teams and lead our efforts to ensure that Wise complies with all applicable regulations in Canada. 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Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers. If you want to find out more about what it's like to work at Wise visit Wise.Jobs. Keep up to date with life at Wise by following us on LinkedIn and Instagram.
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BeiGeneBeOne is committed to fair and equitable compensation practices. Actual compensation packages are determined by several factors that are unique to each candidate, including but not limited to job-related skills, depth of experience, certifications, relevant education or training, and specific work location. We are proud to be an equal opportunity employer. BeOne does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, disability, national origin, veteran status or any other basis covered by appropriate law. In order to ensure reasonable accommodation for individuals protected by Section 503 of the Rehabilitation Act of 1973, the Vietnam Era Veterans’ Readjustment Assistance Act of 1974, Title I of the Americans with Disabilities Act of 1990, and any other applicable federal, state or local laws, applicants who require reasonable accommodation in the job application process may contact accommodationsus@beonemed.com.
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