Wise

Company Description Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money. As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere. More about our mission and what we offer. Job Description We are looking for a Backend Engineer to join the Account Sharing team within Wise’s Consumer Squad. The team is focused on building entirely new products in the shared finances space for consumers — including international joint accounts and kid accounts. Our mission is to make it easy for families, couples, friends, and flatmates across different countries to manage money together seamlessly through Wise. Unlike most existing solutions that are limited to domestic markets, we are building shared financial experiences that work globally. This is a highly product-oriented engineering role where you’ll help shape products from the ground up. You’ll work closely with Product Managers, Designers, Data Analysts, and User Researchers to deeply understand customer problems and turn ambiguous ideas into scalable financial products used by millions of customers worldwide. How we work For everything we build, we keep our customers at the center of decision-making. We prioritize work based on customer research, behavioral data, and direct feedback, and we iterate quickly based on what we learn. The Account Sharing team operates as a highly collaborative, cross-functional product team. Engineers are not expected to simply implement tickets — they are expected to contribute to product direction, challenge assumptions, influence technical strategy, and help shape the customer experience. The environment is greenfield and fast-moving. Requirements evolve quickly, and engineers are encouraged to take ownership, drive discussions, and work closely with stakeholders across engineering, product, design, and research. At Wise, we believe in autonomous teams where everyone contributes ideas, takes ownership, and helps define priorities together. Impact Your work will directly shape the future of shared finances at Wise. You’ll help build products that allow families, couples, flatmates, and friends across different countries to manage money together in ways that existing financial products often cannot support today. The systems and experiences you build will need to scale globally, support millions of customers, and navigate the complexities of international compliance, regulation, and financial infrastructure. This role offers the opportunity to influence both technical architecture and product direction while helping Wise expand into a strategically important area of consumer finance. What will you be working on? Key focus areas for the team are: - Building international joint accounts for globally distributed users - Expanding Wise kid accounts into additional markets - Creating shared finance experiences that work across borders - Designing scalable backend systems for high-growth consumer products - Developing features around shared spending, sending/receiving money, and account customization - Collaborating on customer discovery and product iteration - Scaling infrastructure and improving reliability across multiple markets - Building greenfield financial products from concept to production You’ll also have opportunities to work across multiple areas of the Wise ecosystem, including: - Send/receive money flows - Spend experiences - Authorization systems - FinCrime-related systems - Shared account infrastructure What do you need? - You know how to build scalable distributed systems and deliver customer-facing products used by millions of users. - You are proficient in backend programming languages such as Java, Kotlin, Python, or Go. - You have strong experience designing asynchronous, reliable, and scalable systems within microservice architectures. - You are comfortable working in greenfield environments where requirements evolve rapidly and ambiguity is part of the process. - You have a strong product mindset and enjoy collaborating closely with Product Managers, Designers, Analysts, and Researchers to shape solutions — not just implement them. - You care deeply about customer experience and understand how technical decisions impact end users. - You are comfortable contributing to architectural discussions, challenging assumptions, and influencing technical and product direction. - You write clean, maintainable, well-tested code and care about long-term scalability and reliability. - You are a strong communicator who can explain complex technical concepts clearly and collaborate effectively across teams. - You are comfortable operating independently while also contributing to a collaborative team culture. Nice to have - Experience building greenfield products from scratch - Experience working on international consumer products - Experience with payments, financial systems, or compliance-heavy environments - Experience building systems at global scale - Familiarity with event-driven architecture and messaging systems such as Kafka - Experience with customer-facing financial products - API-first development experience Interested? Find out more: - How we work – a practical guide - DEI @ Wise - Wise Tech Stack (2025 update) - See what it's like to work at Wise London! - Our Engineering career map Wise Engineering – https://medium.com/wise-engineering What do we offer: - Starting salary: £111,000 - £145,000k + RSUs - Wise Benefits #LI-AB3 #LI-Hybrid Additional Information For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive. We're proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers. If you want to find out more about what it's like to work at Wise visit Wise.Jobs. Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Company Description Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money. As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere. More about our mission and what we offer. Job Description We are looking for a Backend Engineer to join the Account Sharing team within Wise’s Consumer Squad. The team is focused on building entirely new products in the shared finances space for consumers — including international joint accounts and kid accounts. Our mission is to make it easy for families, couples, friends, and flatmates across different countries to manage money together seamlessly through Wise. Unlike most existing solutions that are limited to domestic markets, we are building shared financial experiences that work globally. This is a highly product-oriented engineering role where you’ll help shape products from the ground up. You’ll work closely with Product Managers, Designers, Data Analysts, and User Researchers to deeply understand customer problems and turn ambiguous ideas into scalable financial products used by millions of customers worldwide. How we work For everything we build, we keep our customers at the center of decision-making. We prioritize work based on customer research, behavioral data, and direct feedback, and we iterate quickly based on what we learn. The Account Sharing team operates as a highly collaborative, cross-functional product team. Engineers are not expected to simply implement tickets — they are expected to contribute to product direction, challenge assumptions, influence technical strategy, and help shape the customer experience. The environment is greenfield and fast-moving. Requirements evolve quickly, and engineers are encouraged to take ownership, drive discussions, and work closely with stakeholders across engineering, product, design, and research. At Wise, we believe in autonomous teams where everyone contributes ideas, takes ownership, and helps define priorities together. Impact Your work will directly shape the future of shared finances at Wise. You’ll help build products that allow families, couples, flatmates, and friends across different countries to manage money together in ways that existing financial products often cannot support today. The systems and experiences you build will need to scale globally, support millions of customers, and navigate the complexities of international compliance, regulation, and financial infrastructure. This role offers the opportunity to influence both technical architecture and product direction while helping Wise expand into a strategically important area of consumer finance. What will you be working on? Key focus areas for the team are: - Building international joint accounts for globally distributed users - Expanding Wise kid accounts into additional markets - Creating shared finance experiences that work across borders - Designing scalable backend systems for high-growth consumer products - Developing features around shared spending, sending/receiving money, and account customization - Collaborating on customer discovery and product iteration - Scaling infrastructure and improving reliability across multiple markets - Building greenfield financial products from concept to production You’ll also have opportunities to work across multiple areas of the Wise ecosystem, including: - Send/receive money flows - Spend experiences - Authorization systems - FinCrime-related systems - Shared account infrastructure What do you need? - You know how to build scalable distributed systems and deliver customer-facing products used by millions of users. - You are proficient in backend programming languages such as Java, Kotlin, Python, or Go. - You have strong experience designing asynchronous, reliable, and scalable systems within microservice architectures. - You are comfortable working in greenfield environments where requirements evolve rapidly and ambiguity is part of the process. - You have a strong product mindset and enjoy collaborating closely with Product Managers, Designers, Analysts, and Researchers to shape solutions — not just implement them. - You care deeply about customer experience and understand how technical decisions impact end users. - You are comfortable contributing to architectural discussions, challenging assumptions, and influencing technical and product direction. - You write clean, maintainable, well-tested code and care about long-term scalability and reliability. - You are a strong communicator who can explain complex technical concepts clearly and collaborate effectively across teams. - You are comfortable operating independently while also contributing to a collaborative team culture. Nice to have - Experience building greenfield products from scratch - Experience working on international consumer products - Experience with payments, financial systems, or compliance-heavy environments - Experience building systems at global scale - Familiarity with event-driven architecture and messaging systems such as Kafka - Experience with customer-facing financial products - API-first development experience Interested? Find out more: - How we work – a practical guide - DEI @ Wise - Wise Tech Stack (2025 update) - See what it's like to work at Wise London! - Our Engineering career map Wise Engineering – https://medium.com/wise-engineering What do we offer: - Starting salary: £87,500 - £145,000k + RSUs - Wise Benefits #LI-AB3 #LI-Hybrid Additional Information For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive. We're proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers. If you want to find out more about what it's like to work at Wise visit Wise.Jobs. Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Role Description We’re looking for an experienced Engineering Lead for our Consumer Onboarding team. This is a unique opportunity to have a massive impact, helping a growing number of customers around the world choosing Wise to move their money without borders. The Consumer Onboarding team is dedicated to guiding personal customers through setting up their Wise account and resolving their first international money needs in a way that’s clear, easy, and delightful. You'll lead a team of talented engineers, collaborating daily with product managers, data analysts, and designers to continuously improve our onboarding flows and user journeys - making them faster, more intuitive, and more scalable. Your mission: - Lead, coach, and mentor a team of driven engineers, supporting their growth and empowering them to do their best work. - Work closely with the Product Manager and your team to shape the roadmap, set the technical and product vision and ensure the team delivers on product goals in a robust and scalable way. - Enable your team to succeed by ensuring they are well-resourced, can plan effectively, and are set up to commit to and deliver on their roadmap. - Stay and remain very close to the tech and product - setting high standards for quality, and leading by example. - Own the health and productivity of the engineers in your team, fostering a culture of collaboration, ownership, and continuous improvement. - Collaborate with other engineering leads and teams across Wise to ensure your team’s work is aligned with the wider technical strategy. - Own the hiring, growth and development of your team and its impact at Wise. Qualifications - You have proven experience in leading and mentoring software engineers. You enjoy helping others grow and succeed. - You have a strong product and customer mindset and experience building customer facing products. - You possess strong technical expertise or background in OOP Languages (Java or similar) and modern technology stacks. - You have experience working with other functions like Frontend and/or Mobile engineers. - You have experience working with and building distributed, high scalability systems and microservices architectures. - You're a great communicator who can articulate complex technical concepts clearly to both technical and non-technical audiences. - You thrive in a collaborative environment and have experience working effectively with cross-functional peers like designers, product managers, and analysts. Benefits - 🚀 RSU's in a growing company - 💪 An annual self-development budget - 🌿 3 fully paid ‘me days’ per year to help you manage life - 🌍 Relocation and visa expenses covered - 🏝️ A paid 6-week sabbatical leave after four years - Mobile Wiser - After 6 months you can work from anywhere in the world for 90 days per calendar year Compensation GBP 105000 - GBP 135000 yearly

Company Description Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money. As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere. More about our mission and what we offer. Job Description Technical Support Engineers ensure that our Wise Platform enterprise partners get a rapid, highly effective response when issues arise. Whether it is answering complex questions about the behavior of an API or acting as the first responder for a major system incident, you are the technical anchor for our partners. We are looking for a Technical Support Engineer to join our Integration Success Team and scale our servicing capabilities for the Wise Platform in North America. You will be part of a global, 24/5 team—spanning Austin, Tallinn, and Singapore—dedicated to maintaining the highest quality and reliability for our partners’ technical integrations. Your Mission: - Multi-Channel Troubleshooting: Support our enterprise API customers across email, chat, phone, and video conferencing, jumping in to resolve critical issues in real-time. - Technical Deep-Diving: Develop a deep expertise in Wise API and SWIFT products. You will independently test and debug REST APIs, interpret system logs, and query databases to trace issues back to their source. - Incident Response: Act as the calm, decisive first responder during major technical incidents, navigating high-severity escalations while coordinating with global engineering and commercial teams. - Knowledge Sharing: Capture trends in partner issues and feed this data back to our product and engineering teams to drive proactive platform improvements. - Cross-Functional Collaboration: Work alongside global teams to ensure Wise Platform partners have a seamless integration experience and industry-leading assistance. Qualifications - Experience: You have 4+ years of experience in a Technical Support Engineering role within a complex, enterprise-level environment. - Technical Chops: You are highly confident in testing and debugging REST APIs, interpreting logs, and querying databases. (Basic knowledge of programming languages like Python or JavaScript is a strong plus). - Multi-Channel Communication: You are comfortable and articulate when supporting enterprise clients via email, chat, and live phone/video calls. - Incident Management: You are cool under pressure. You have experience handling high-severity incidents, managing multiple priorities, and setting clear expectations with stakeholders during outages. Additional Information - Schedule Flexibility: You are comfortable working a standard 9-to-5 schedule that includes a once a month on-call rotation for weekend and holiday coverage. - Location: You are located in (or willing to relocate to) the Austin, Texas area. - Work Authorization: You must be legally authorized to work in the United States. Please note that Wise cannot provide future visa sponsorship (e.g., H-1B, Green Card) for this position. For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive. We're proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers. If you want to find out more about what it's like to work at Wise visit Wise.Jobs. Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Company Description Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money. As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere. More about our mission and what we offer. Job Description We’re looking for a Senior Regulatory Compliance Lead to join our growing North America Regulatory Oversight Compliance team. In this role, you’ll be leading our Canada regulatory and financial crime compliance programs and regulator engagement. . You’ll work closely with cross-functional teams and lead our efforts to ensure that Wise complies with all applicable regulations in Canada. You’ll also help shape and evolve our second-line compliance framework, providing critical insights to product, operations, and leadership teams, and helping embed compliance into everything we do. If you're passionate about systems that make compliance smart, scalable, and transparent—and you’re excited to work at the intersection of tech and financial services regulation—we’d love to hear from you. Your responsibilities will include: - Regulatory Liaison & Horizon Scanning: Act as a primary point of contact for Canadian regulators (such as Bank of Canada, FINTRAC and CIRO) and banking partners. You are responsible for "horizon scanning"—identifying upcoming changes in Canadian regulatory and financial crime (FinCrime) legislation (e.g., the Proceeds of Crime (Money Laundering) and Terrorist Financing Act) and advising product teams on how these changes impact Wise's roadmap. - Fincrime Framework Oversight: Develop, implement, and maintain the Second Line of Defense (2LoD) policies and procedures for regulatory and FinCrime compliance requirements for the Canadian market. This includes overseeing KYC (Know Your Customer), EDD (Enhanced Due Diligence), and transaction monitoring controls to ensure they effectively mitigate risks without creating unnecessary friction for customers. - Compliance Advisory: Collaborate directly with Product Managers and Engineers and Product Compliance teams to ensure new features or payment rails are "compliant by design." You would provide expert guidance on how to integrate regulatory and FinCrime controls into the user journey while maintaining the speed and transparency Wise is known for. - Monitoring & Independent Testing: Support and oversee regular monitoring and testing of the firm’s regulatory and financial crime controls to evaluate their effectiveness. This includes managing internal audits, tracking remediation plans for any identified gaps, and providing comprehensive reporting to the Board of Directors on the health of the Canadian compliance program. About you: - Knowledge of money transmission, prepaid accounts, Canada's consumer compliance regulations, and FinCrime related regulations - 5 years experience in compliance or audit including experience: - Utilizing Canadian territory portals and processes to deliver ad hoc and ongoing regulatory reporting - Working with internal cross-functional stakeholders including product, operation, finance, legal, and people teams - Communicating effectively with external stakeholders including auditors and regulators - Very detail-oriented - Ability to meet tight deadlines - Discretion and personal integrity, especially in regards to sensitive financial, personal, and corporate information - Ability to be both reactive and help solve problems in the moment as well as proactive, building longer term solutions using data-driven decision making - Experience (or interest) in working at a fast-paced internet, technology, or financial services companies in risk or compliance - Experience using G-Suite, Office, Confluence, Jira and collaborative tools (e.g. Slack, Teams) - Willing to travel, as Wise offices are located across different countries; and Some extra skills that would be great: - Experience working in the Money Services Business (MSB) industry - Experience working with international teams and understanding of global regulatory environments. - Certified Regulatory Compliance Manager or similar qualification - Prior experience working with the Bank of Canada, FINTRAC and CIRO. We’re people without borders — without judgment or prejudice, too. We want to work with the best people, no matter their background. So if you’re passionate about learning new things and keen to join our mission, you’ll fit right in. Also, qualifications aren’t that important to us. If you’ve got great experience, and you’re great at articulating your thinking, we’d like to hear from you. And because we believe that diverse teams build better products, we’d especially love to hear from you if you’re from an under-represented demographic. Additional Information For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive. We're proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers. If you want to find out more about what it's like to work at Wise visit Wise.Jobs. Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Company Description Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money. As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere. More about our mission and what we offer. Job Description About the role We’re looking for an Engineering Lead to own our Connect domain — the upper networking layer that helps Wise services , customers and partners to communicate safely, reliably, and efficiently. Connect is responsible for key parts of our platform networking offering, including: - Service mesh and L7 traffic management (Envoy-based) - Public and private ingress (including Cloudflare) - Traffic policy, workload identity, request routing, and reliability patterns that enable hundreds of teams to run 1000 services safely at scale Wise runs 500+ microservices in a containerised cloud environment (Kubernetes). Connect provides the paved path for service-to-service and edge connectivity: making it easy for product teams to build and operate services while meeting high standards for resilience, security, and performance. You’ll lead a team of 5–8+ engineers in a fast-moving environment, partnering closely with platform, security, and product engineering to ensure Wise can scale without sacrificing reliability or safety. How we work At Wise, we optimise for autonomy with accountability. Connect sits at the intersection of platform engineering, networking, security, and developer experience. We aim to create strong defaults, self-service tooling, and clear operational ownership — so teams can move quickly without reinventing core connectivity patterns. As an Engineering Lead, you’ll build an environment where engineers feel safe to share ideas, challenge decisions, and grow — while keeping a strong customer focus and operational discipline. What will you be working on? Connectivity Platform Leadership: Own the vision and execution for Wise’s connectivity layer: service mesh, ingress, and traffic management primitives that support platform scale and reliability and security. Service Mesh Architecture & Operations: Evolve our service mesh capabilities (e.g. routing, service identity, traffic policy, observability, resilience patterns). Drive reliable adoption patterns across a large microservice estate. Edge & Ingress (Public and Private): Own and improve our ingress platforms (including Cloudflare), ensuring secure, observable, high-performance access into Wise systems with clear operational controls. Reliability, Performance & Resilience: Build and operate highly reliable L4/L7 proxy infrastructure (Envoy and related components). Improve SLOs, latency, capacity management, and incident prevention. Developer Experience & Enablement: Create paved paths: automation, templates, tooling, and documentation that make the “right way” the easiest way for product teams. Security by Design: Partner with security teams to implement defence-in-depth: network isolation patterns, secure defaults, certificate/identity practices, and platform-level controls that scale. Team Leadership & Coaching: Lead, mentor, and grow a team of engineers. Set clear expectations, enable strong technical decision-making, and develop engineers through feedback and opportunities. Operational Ownership: Own business-critical systems with a pragmatic approach to operations: on-call health, incident response, postmortems, and continuous improvement. Qualifications What do you need? We recognise that people come from a wide range of backgrounds and experiences. You don’t need to meet every requirement below to apply. Leadership & Communication: - Experience leading and managing engineering teams (typically 3–8+), including mentoring and performance support - Strong stakeholder management: comfortable influencing priorities across teams and aligning on technical direction - Ability to balance customer outcomes, reliability, and engineering sustainability Proxying, Traffic Management & Networking Foundations: - Experience building and operating software-based L4/L7 proxies (e.g. Envoy, Nginx, Apache) - Knowledge of service-to-service communication concerns: routing, retries/timeouts, load balancing, rate limiting, and observability - Strong troubleshooting skills across systems and networking (Linux command line, logs/metrics/traces) Kubernetes & Microservices at Scale: - Experience operating microservices in a containerised environment, ideally Kubernetes - Familiarity with service mesh architectures (e.g. Istio/Linkerd concepts), including HTTP routing, identity, and traffic management patterns Cloud & Automation: - Broad design and operational experience on public cloud (ideally AWS) - Strong passion for automation: building and testing tooling that reduces operational toil and improves safety and consistency Desirable: - Reading familiarity with Go and/or C++ (writing experience is a plus) - Kubernetes networking experience (services, ingress patterns, DNS, load balancing fundamentals) - Networking protocols and concepts from L3 to L7, including application-level concerns - Backend development experience in Go in a continuous delivery environment Nice to have - eBPF-based packet filtering and tooling experience - Familiarity with transport layer security and certificate management - Experience with Cilium / Network Policies - Exposure to security best practices and standards (e.g. PCI DSS, defence in depth, network isolation) - Interest in international finance, foreign exchange, and payment systems What does success look like? - You’re building and maintaining one of the core foundation layers of Wise’s platform: safe, reliable connectivity at scale - Product teams can ship faster because our ingress and service mesh platforms are dependable, well-documented, and easy to adopt - Reliability improves over time: clearer SLOs, fewer recurring incidents, faster detection and recovery - You’ve onboarded effectively, understand the team and tribe vision, and are driving a roadmap that aligns to Wise’s mission and values - You’re growing a strong team culture: high trust, strong technical standards, and healthy operational ownership Additional Information What you get back - Freedom to define your path to success: you’ll help shape the roadmap and take ownership of outcomes - Flexibility in how and where you work — we’ll do our best to make it work for your needs - A high-impact platform space where your work directly enables hundreds of engineers and improves customer outcomes - The opportunity to lead, mentor, and build systems that operate at global scale For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive. We're proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers. If you want to find out more about what it's like to work at Wise visit Wise.Jobs. Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Company Description Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money. As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere. More about our mission and what we offer. Job Description We’re looking for a Senior Regulatory Compliance Lead to join our growing North America Regulatory Oversight Compliance team. In this role, you’ll be leading our Canada regulatory and financial crime compliance programs and regulator engagement. . You’ll work closely with cross-functional teams and lead our efforts to ensure that Wise complies with all applicable regulations in Canada. You’ll also help shape and evolve our second-line compliance framework, providing critical insights to product, operations, and leadership teams, and helping embed compliance into everything we do. If you're passionate about systems that make compliance smart, scalable, and transparent—and you’re excited to work at the intersection of tech and financial services regulation—we’d love to hear from you. Your responsibilities will include: - Regulatory Liaison & Horizon Scanning: Act as a primary point of contact for Canadian regulators (such as Bank of Canada, FINTRAC and CIRO) and banking partners. You are responsible for "horizon scanning"—identifying upcoming changes in Canadian regulatory and financial crime (FinCrime) legislation (e.g., the Proceeds of Crime (Money Laundering) and Terrorist Financing Act) and advising product teams on how these changes impact Wise's roadmap. - Fincrime Framework Oversight: Develop, implement, and maintain the Second Line of Defense (2LoD) policies and procedures for regulatory and FinCrime compliance requirements for the Canadian market. This includes overseeing KYC (Know Your Customer), EDD (Enhanced Due Diligence), and transaction monitoring controls to ensure they effectively mitigate risks without creating unnecessary friction for customers. - Compliance Advisory: Collaborate directly with Product Managers and Engineers and Product Compliance teams to ensure new features or payment rails are "compliant by design." You would provide expert guidance on how to integrate regulatory and FinCrime controls into the user journey while maintaining the speed and transparency Wise is known for. - Monitoring & Independent Testing: Support and oversee regular monitoring and testing of the firm’s regulatory and financial crime controls to evaluate their effectiveness. This includes managing internal audits, tracking remediation plans for any identified gaps, and providing comprehensive reporting to the Board of Directors on the health of the Canadian compliance program. About you: - Knowledge of money transmission, prepaid accounts, Canada's consumer compliance regulations, and FinCrime related regulations - 5 years experience in compliance or audit including experience: - Utilizing Canadian territory portals and processes to deliver ad hoc and ongoing regulatory reporting - Working with internal cross-functional stakeholders including product, operation, finance, legal, and people teams - Communicating effectively with external stakeholders including auditors and regulators - Very detail-oriented - Ability to meet tight deadlines - Discretion and personal integrity, especially in regards to sensitive financial, personal, and corporate information - Ability to be both reactive and help solve problems in the moment as well as proactive, building longer term solutions using data-driven decision making - Experience (or interest) in working at a fast-paced internet, technology, or financial services companies in risk or compliance - Experience using G-Suite, Office, Confluence, Jira and collaborative tools (e.g. Slack, Teams) - Willing to travel, as Wise offices are located across different countries; and - Legally authorized to work in the U.S. Some extra skills that would be great: - Experience working in the Money Services Business (MSB) industry - Experience working with international teams and understanding of global regulatory environments. - Certified Regulatory Compliance Manager or similar qualification - Prior experience working with the Bank of Canada, FINTRAC and CIRO. We’re people without borders — without judgment or prejudice, too. We want to work with the best people, no matter their background. So if you’re passionate about learning new things and keen to join our mission, you’ll fit right in. Also, qualifications aren’t that important to us. If you’ve got great experience, and you’re great at articulating your thinking, we’d like to hear from you. And because we believe that diverse teams build better products, we’d especially love to hear from you if you’re from an under-represented demographic. Additional Information For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive. We're proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers. If you want to find out more about what it's like to work at Wise visit Wise.Jobs. Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Company Description Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money. As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere. More about our mission and what we offer. Job Description The Platform Engineering tribe provides the core capabilities that enable Wise to build and run its products at scale. The scope is broad, covering compute and data infrastructure, build and release systems, ML and AI capabilities, and incident and resilience tooling, among others — all within a highly innovative and regulated environment. The platform drives mission-aligned outcomes across reliability, efficiency, productivity, and risk. Today, the tribe consists of 30+ teams. As Wise continues to grow and the technology landscape evolves, we need to continually adapt and strengthen our platform to support the next phase of scale. We are expanding our leadership team to help shape this evolution. This role sits within our senior platform leadership group. We’re looking for a proven leader to join us and do things differently. This is a senior leadership role with line management responsibility, combined with a broader mandate to shape the direction of platform engineering at Wise. You’ll start by leading a focused team while taking ownership of a broader, cross-team priority, with scope expected to grow as the function evolves. While you’ll begin with a focused team, your impact will extend well beyond it through influence across the wider engineering organisation. The primary focus is shaping the next evolution of our platform as a cohesive system of capabilities that supports how engineering teams build, ship, and operate software. This includes responding to how emerging technologies, such as AI, are changing developer workflows and platform expectations. This includes improving how we ensure reliability, evolving platform capabilities, and introducing standards and practices where they create leverage — while enabling teams to operate with autonomy. You’ll work closely with teams across Wise to align priorities, introduce new ways of working, and help shape how this space evolves over time. What you’ll do - Lead and develop a small, high-impact team - Set clear direction and ensure delivery against key priorities - Own and drive cross-engineering strategic initiatives focused on evolving platform capabilities - Work across squads to align on priorities, standards, and ways of working - Define and introduce platform standards and practices where they create leverage - Improve engineering effectiveness by evolving platform capabilities, developer workflows, and feedback loops - Translate emerging technologies and trends into practical applications - Help shape operating models, team responsibilities, and ways of working that support scalable engineering - Partner with senior stakeholders to shape strategy and influence decisions - Use data and insight to guide direction and measure impact The experience, background and competencies needed to succeed in this role - Proven experience operating at Director (or equivalent) level within platform or engineering, with strong experience across the software development lifecycle - Strong track record of leading through influence, not just formal authority - Experience owning and delivering cross-team or organisation-wide initiatives - Comfortable working across multiple squads and aligning different priorities - Ability to define and drive strategic themes (e.g. platform, developer experience, or technology shifts) - Ability to think strategically while staying close to execution - Hands-on mindset; able to go deep when needed as well as set direction - Strong problem-solving skills; able to bring clarity to complex and ambiguous areas - Excellent stakeholder management; able to influence senior leaders and peers - Clear communicator; able to simplify complex ideas for different audiences - Data-driven approach; uses data to guide decisions and measure impact - Experience introducing new technologies or evolving existing platforms - Experience improving engineering systems through a combination of technology, process, and culture - Ability to balance short-term delivery with long-term thinking - Strong sense of ownership and accountability for outcomes - Collaborative and low-ego approach; builds trust across teams - Experience leading leaders, with the ability to build and scale leadership layers over time - Passion for staying close to industry trends and emerging technologies - Alignment with Wise’s mission and values Leading at Wise Our 4D leadership framework, defined by four key attributes, captures what it means to be an impactful leader at Wise. Our unique culture gives teams and individuals the autonomy to make impactful decisions for our customers. Leaders empower their teams to deliver this impact and champion our culture. - Design: Our leaders design the strategic direction, empowering their teams to operate autonomously and make data-driven decisions that directly benefit our customers. - Drive: They drive a high-performing culture by acting as a coach, nurturing an environment of continuous development and growth. - Develop: Leaders actively develop resilience and emotional intelligence to lead authentically and by example. - Disrupt: They disrupt the status quo by championing change and innovation, constantly seeking new ways to achieve our mission. Additional Information For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive. We're proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers. If you want to find out more about what it's like to work at Wise visit Wise.Jobs. Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Company Description Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money. As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere. More about our mission and what we offer. Job Description THE ROLE We are looking for an experienced detail-oriented Senior Data Science Manager to join our Financial Planning and Analysis (FP&A) team. This role will drive data analytics, build predictive models, and leverage machine learning to support strategic decision-making across Wise. With your team of 6 Data Scientists, you will partner closely with finance, operations, and product teams to uncover insights, forecast trends, and identify areas for operational efficiency and revenue growth. This position offers a unique opportunity to influence business strategy by transforming complex datasets into actionable insights and enabling data-driven decision-making. What you and your team build will have a direct impact on Wise’s mission and millions of our customers worldwide. Here’s how you’ll be contributing: - Technical Leadership & Innovation: Drive the technical vision for the time series forecasting and causal inference-based models and pipelines. Making key decisions on technology adoption and guiding your team through complex technical challenges. You will also shape the research agenda and evaluate emerging AI/ML technologies for strategic adoption, fostering a culture of experimentation and continuous learning - Team Development & Mentorship: Lead, mentor, and grow our talented data scientists, building technical capabilities across the team, fostering career development, and promoting knowledge sharing on cutting-edge technologies and methodologies. - Cross-Functional Collaboration & Customer Impact: Partner strategically with Product, Engineering, and Operations leaders to embed data science effectively into product roadmaps. Strengthening a culture that prioritises tangible customer solutions and measurable impact over isolated experiments. - Delivery Excellence & Operationalisation: Establish and oversee scalable deployment strategies, robust MLOps practices, model monitoring, A/B testing, and performance tracking to ensure production success. Drive process improvements that accelerate iteration speed and delivery quality across all data science projects. - Organisational Impact: Define and enforce technical standards, model governance frameworks, and best practices across all data science projects. Drive process improvements that accelerate iteration speed and delivery quality - Responsible AI Leadership: Champion ethical AI practices across the organization, establishing frameworks for bias mitigation and transparency while guiding the team in responsible AI development Qualifications WHAT YOU’LL BRING - Proven Leadership & Team Development: Experience leading high-performing data science teams, driving the development of production-grade Machine Learning and AI systems at scale, and delivering measurable business outcomes. Demonstrated ability to build, scale, mentor, hire, and grow both individual data scientists and data science leaders. - Deep Technical & AI/ML Expertise: Strong technical foundation with expertise in coding (Python, SQL), advanced modeling (Tree-based, Neural Networks, Deep Learning), GenAI frameworks (LlamaIndex, LangGraph, etc.), and cloud platforms (AWS, GCP, Azure). Proven ability to architect scalable solutions, design comprehensive data strategies, and guide technical decision-making for complex AI/ML challenges and MLOps practices. - Domain Expertise: Experience in Financial Modeling & Forecasting. You have a deep understanding of financial planning processes, budgeting, variance analysis, and building predictive models for revenue, costs, and business performance metrics. Proficiency in time series analysis, econometric modeling, scenario planning, and statistical techniques for financial data analysis, including experience with financial modeling platforms to build robust predictive and prescriptive analytics solutions. - Strategic Communication & Influence: The ability to influence senior leadership, translate complex technical concepts into strategic business language, build consensus across diverse stakeholder groups, and champion responsible AI practices. - Ownership & Pragmatism: Demonstrated ability to proactively identify impactful opportunities, influence business strategy, and drive initiatives to completion. You possess a pragmatic approach, effectively triaging requests and adapting analysis scope to achieve optimal outcomes in a fast-paced environment. NICE TO HAVE BUT NOT ESSENTIAL - Experience in financial services, fintech, or other regulated industries is highly valued, with leadership experience navigating compliance requirements, risk management, and regulatory frameworks - An advanced degree (Masters/PhD) in Computer Science, Data Science, Machine Learning, or related quantitative field preferred Additional Information #LI-CH1 For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive. We're proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers. If you want to find out more about what it's like to work at Wise visit Wise.Jobs. Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Company Description Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money. As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere. More about our mission and what we offer. Job Description We’re looking for an Assets Expansion Lead to join our APAC Assets team. You will be the right hand to the APAC Investment Lead, helping to accelerate our expansion plans across Asia Pacific (e.g., HK, SK, CN, TH, PH, etc). Your immediate priority and primary mission will be to launch Wise Assets in Hong Kong. You will serve as the Responsible Officer (RO) for Wise Assets Hong Kong Limited, securing our license and leading the local operations. Once established, you will broaden your scope to assist the APAC Investment Lead in opening and managing new markets across the region. You’ll work closely with the Assets Product team—an autonomous team of Product Managers, Designers, Engineers, and Compliance specialists—to shape the product vision and change the future of finance. Your Mission: 1. Launch Wise Assets in Hong Kong - Act as the Responsible Officer (RO) for Wise Assets Hong Kong Limited regarding the Securities and Futures Commission (SFC). You will manage the licensing process end-to-end. - Lead the operational setup of the HK investment entity, ensuring alignment with Wise’s global standards and local SFC requirements. - Ensure that the operating model agreed with regulators is efficient and aligns with our product and customer needs. 2. Support APAC Expansion - Collaborate with the APAC Investment Lead and wider APAC regional banking and expansion team to scope routes to market for other APAC countries (e.g., Hong Kong, South Korea, China, Thailand, Philippines, etc), analyzing regulatory requirements and customer needs. - Analyse the optimal route to market for the Assets product in these markets, taking into account how customer needs differ by market, product functionality and regulatory requirements. - Build a good relationship with regulatory authorities to ensure a smooth licensing process and success once the licence is granted - Ensure that the operating model agreed with regulators is efficient and aligns with our product and customers needs. - Source and / or hire any personnel that may be required to obtain the licence such as a local compliance officer or financial controller - Liaise closely with teams across Wise such as Product, Engineering, Operations, Finance and Compliance to ensure that we have the necessary resources and processes in place to successfully sustain operations 3. Build Strong Commercial Relationships - Identify new commercial relationships with investment managers, banks and payments partners to optimise the product experience for customers in terms of price, coverage and available asset classes - Onboard new partners and negotiate contracts, taking into account commercial priorities as well as risks - Manage our existing commercial relationships to ensure that they are delivering the best outcomes for our customers in terms of price and coverage 4. Identify New Strategic Opportunities - Shape the product vision and roadmap alongside the Product Manager, thinking about our customer needs, blockers and opportunities - Work closely with the Product Manager and the wider team to prioritise opportunities taking into consideration the product roadmap, resource and product build requirements - Identify and size new product ideas to test, build, and launch. Qualifications - You are either a current SFC Type 1, 4 or 9 Responsible Officer OR you meet the strict criteria to become one immediately: - You possess at least 3 years of relevant industry experience in the 6 years immediately preceding this application, with at least 2 years of management experience. - You hold a relevant degree (Finance, Law, Economics) or a recognized industry qualification (e.g., CFA). - You have passed the relevant HKSI Licensing Examinations papers (minimum: LE Paper 1, 2; expected: LE Papers 7, 8). - Experience dealing directly with regulators (SFC) and managing licensing projects. - Fluent in Business English (Cantonese/Mandarin is a strong plus for HK stakeholder management). You may be a good fit if: - You have led the end-to-end process for expanding financial services products to new markets, including scoping route to market and applying for new licences from local regulators - You are familiar with the financial services industry and understand different financial products and how they work, as well as their risks and target markets. Specific market knowledge and experience in Asia Pacific would be beneficial. - You have negotiated commercial relationships with a clear product vision and understanding in mind. You are able to figure out the ideal operational and commercial process with new partners - You are familiar with how fund managers and financial institutions work. You are strong at managing those relationships and are constantly creating opportunities to improve them - You have fresh ideas - You don’t accept the status quo, but are interested in solving problems in novel ways. You are able to communicate the impact of those ideas, gather stakeholder buy-in, and formulate plans to implement them - You are passionate about our mission and transforming the financial industry for good - You have flexibility for some international travel (around 10-20% of time) Additional Information For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive. We're proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers. If you want to find out more about what it's like to work at Wise visit Wise.Jobs. Keep up to date with life at Wise by following us on LinkedIn and Instagram.