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Disclosure Support Specialist

Customer SupportCustomer SupportFull TimeRemoteMid LevelTeam 201-500Since 2020H1B SponsorCompany SiteLinkedIn

Location

Philippines

Posted

2 days ago

Salary

0

Seniority

Mid Level

High School2 yrs expExperience acceptedEnglish

Job Description

Disclosure Support Specialist

PLACE

• Partner with Disclosure Desk Manager, originators, and operations leadership to ensure loan disclosures are accurate, compliant, and delivered on time • Serve as the primary point of contact for disclosure-related inquiries and escalate issues as needed • Audit files for completeness and accuracy to ensure compliance before sending initial disclosures and Loan Estimates • Prepare Loan Estimates (LE), confirm fees and pricing are accurate, and release to borrowers via e-Sign • Send disclosures in a timely manner and track outstanding disclosures via e-sign portal or paper fulfillment • Identify odd or missing fee amounts prior to disclosure and contact originators to resolve missing data before release • Update the LOS to document that disclosures were generated and provided to the consumer • Review fee changes to determine compliance with TRID changed circumstance and tolerance requirements • Monitor Change of Circumstance (COC) requests and ensure re-disclosures and COC notices are issued within required timeframes • Prepare daily pipeline status reports for operations, compliance, and senior management as needed • Develop and maintain working knowledge of new or amended statutes and regulations relevant to mortgage lending • Maintain the confidentiality and privacy of all loan applicant information • Other duties as assigned

Job Requirements

  • 2–3 years of experience in mortgage operations required; retail mortgage lending environment preferred
  • High school diploma or GED required; comparable work experience considered
  • Experience with Encompass or a similar LOS preferred
  • Strong knowledge of compliance and regulatory requirements including TILA/TRID, RESPA, ECOA, HMDA, FCRA, FACTA, and ESIGN
  • Working knowledge of Change in Circumstance (COC) rules, including valid vs. invalid changed circumstance reasons and their application to disclosures
  • Experience with both conventional and government loan types required
  • Exceptional attention to detail, accuracy, and organizational skills
  • Ability to prioritize, multi-task, and thrive in a high-volume environment
  • Strong verbal and written communication skills with the ability to work cross-functionally with originators and operations teams

Benefits

  • PTO as needed
  • Comprehensive insurance coverage
  • 401(k) match
  • Stock option grants
  • Stock purchase plan

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