• Support the implementation of FFCP’s forest carbon accounting and monitoring, reporting, and verification (MRV) systems • Contribute to forest carbon quantification, modeling, and statistical analyses that support carbon credit issuance and verification activities • Perform detailed technical analyses and documentation in collaboration with senior technical staff and cross-functional teams • Support interactions with validation and verification bodies (VVBs), standards, and technical consultants as needed

• Manage client risk, ensuring the highest margins on Swish products through +EV decisions • Manage and oversee depth chart accuracy, making time-sensitive adjustments in both prematch & in-play settings • Strategically research & track verified news sources, being the first to uncover important news and understand the overall impact on betting markets • Independently analyze betting trends in a scientific process, turning data into quantifiable trading actions

Title: Senior Portfolio Analyst-Corporate Location: Turlock United States remote type Part-Time Remote/Hybrid locations Turlock, CA time type Full time Job Description: Why should you join our team? American AgCredit offers a unique opportunity to be a part of a national financial system supporting those who feed, clothe and fuel the world. We are a growing organization embracing collaboration and innovation while delivering transformative solutions. American AgCredit provides a cultivating environment where you truly make a difference for our customers and teams. Benefits offered by American AgCredit: - Commitment to agriculture and the communities we serve - Family friendly work environment - Investment in employee development - Medical, Dental and Vision coverage - Outstanding 401k - automatic 3% employer contribution, plus match up to 6% - Generous Paid Time Off (Vacation accrued at 21 days annually, Sick Days accrued at 15 days annually, 12 paid holidays, plus 16 hours of volunteer time) - Competitive Incentive Compensation Plan - Disability & Life Insurance - Employee mental, physical, and financial wellness programs - The position is bonus eligible based on association and personal performance Position will be posted until filled. BASIC FUNCTION: Responsible for the management of a designated loan portfolio typically consisting of large, complex commercial and mortgage loans, including loans participated/syndicated with other Farm Credit Associations or Commercial Banks. Successful candidates are required to have prior experience and expertise in one for more of the following industries: Permanent Plantings, Winery, Vineyard, or Row Crops. Analyzes new loan applications and other loan servicing requests through the thorough analysis of financial statements and other pertinent credit information, and develops credit packages. The Senior Portfolio Analyst will assist the Relationship Manager in gathering the required information necessary to make appropriate credit decisions, and analyze credit and servicing requests from start to finish. Will serve as a secondary point of contact for the customer. This position will make recommendations on loan and servicing requests based on the Association's Loan Underwriting Standards. Responsible for the approval/denial of credit actions through either the utilization of assigned delegated authority or recommendation to a higher level of delegated authority. ESSENTIAL DUTIES: - Assists the Relationship Manager in the gathering of information necessary to make appropriate credit decisions. This includes meeting with the customer and asking appropriate questions regarding the financial information submitted as well as all aspects of their operation. - Able to call the customer directly for follow up questions on the application package submitted and lead additional conversations as needed. - Develops credit packages and loan servicing actions. - Responsible for larger and more complex credits in the portfolio - Reviews and analyzes credit information presented; determines the need for more thorough investigation or additional information. - Requests appraisal/field reports, obtain third party verifications, obtain credit reports, and request lien searches as necessary. - Completes loan analysis, including financial statements, cash flows, loan analysis forms, trend sheets, writing narratives, and offering opinions concerning credit worthiness, risks and mitigants, and other forms as required. Formulates projections using historical financial data, current budgets and other information. - Exhibits a strong understanding of sound credit administration practices with the ability to differentially analyze complex requests and accurately identify risks and inconsistencies. - Inputs all required financial information and data into the financial analysis, loan origination and other loan processing systems. - Makes approval recommendations on loan actions based on the Association's Loan Underwriting Standards while complying with regulatory requirements. Able to independently make approval recommendations on complex credits with limited oversight from organizational management. Participates in loan committee meetings as may be required. Analysts in this role are required to support and articulate their credit decision. - Responsible for preparing information for Participation/Syndication partners as needed and participates in lender meetings as may be required. - Demonstrated analytical and statistical skills to effectively evaluate loan requests and make the appropriate independent opinion of credit worthiness of the applicant, aligned with the credit philosophy and risk appetite of the organization. - Monitors assigned portfolio to determine potential servicing needs of the customer and to ensure customers stay in compliance with the terms and conditions of their loan(s). - Determines and reviews legal documentation. Coordinates with all credit and approval departments as well as with attorney's and title companies on loan closings, as needed. - Contribute to process improvement initiatives as assigned. - Represent the underwriting team in cross-functional projects and strategic planning efforts as assigned. - Performs other duties assigned. LEVELS OF SUPERVISION EXERCISED AND RECEIVED: Generally exercises no supervision but may serve as a mentor; makes independent decisions; works under general supervision of Director of Underwriting, or designee. TYPICAL EDUCATION AND EXPERIENCE: - BA/BS degree with emphasis on agribusiness, business administration, or equivalent. - Eight or more years of progressively responsible banking or related agricultural lending experience. - Demonstrated analytical and statistical skills to effectively evaluate loan request and make the appropriate independent opinion of credit worthiness of the applicant, aligned with the credit philosophy and risk appetite of the organization. - Demonstrated understanding of agricultural lending principles and practices, and association and Farm Credit System operating policies and procedures. - Knowledge of Participation and Syndication credits. - Knowledge of FCA regulations, association, and district policies and procedures. - Demonstrated proficiency in organizing and prioritizing work to meet deadlines. - Strong written and verbal communication skills. - Strong persuasive and interpersonal skills. - Proficient in use of PC, including word-processing, e-mail and electronic spreadsheet software. JOB REQUIREMENTS: Must have the ability to perform basic office tasks and work in a typical office setting. Employee will be sitting for extended periods of time and accomplishing work at a desk and work at a computer for an extended period. Must have strong written and verbal communication skills to adequately convey ideas and work well with a team. Ability to talk and hear, sit, and use their hands and fingers, and reach in all directions is essential in performance of the job. Some lifting and moving of items up to 25 pounds required. Work during established business hours and weekend and/or evening work. Some travel required. HYBRID: These employees will work partly remote and partly onsite. Hybrid employees will work with their managers to determine when and how often they are needed onsite. PAY RANGE: Minimum $98,644.40 - Max $171,887.88 Annual This range is reflective of the national salary average for this position and will be adjusted using geographic variance for physical location of the hired candidate. American AgCredit may compensate outside of the salary range for bona fide reasons not related to membership in a protected class. - Reflected is the national base pay range and title offered for this job at the current level. - Compensation, title, and job level may be adjusted based on candidate qualifications including but not limited to achievements, skills, experience, or work location. - Salary offered, within the applicable range, is one component of the total rewards package offered to candidates. All hiring is contingent on eligibility to work in the United States. We are unable to sponsor or transfer visas for applicants. American AgCredit provides equal opportunity in employment to all employees and applicants. We celebrate diversity and do not discriminate on the basis of race, color, creed, religion, national origin, ancestry, alienage or citizenship status, age, sex, sexual orientation, gender identity, gender expression, marital status, genetic information, medical condition, physical or mental disability, pregnancy, childbirth or related medical condition, military service or veteran status, victims of domestic violence, or any other characteristics protected by applicable federal, state, or local laws. American AgCredit prohibits harassment of any individuals on any of the bases listed above. If you need assistance or an accommodation due to a disability, you may contact us at jobs@agloan.com.

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