The Adaptive Digital Bank. Member FDIC. Equal Housing Lender. www.Quontic.com | www.quontic.com/privacy-statement
AVP/BSA Program Manager
Location
United States
Posted
22 hours ago
Salary
$104K - $133K / year
Seniority
Lead
No structured requirement data.
Job Description
AVP/BSA Program Manager
Quontic
Role Description The AVP/BSA Program Manager is responsible for the execution and ongoing administration of the Bank’s BSA/AML/OFAC compliance program. This role leads the BSA team, ensures adherence to regulatory requirements, and supports risk management through effective monitoring, reporting, and program oversight. Your Primary Responsibilities Include: - Oversee day-to-day BSA/AML/OFAC operations, including workload allocation, SLA adherence, regulatory timelines, and team performance. - Manage transaction monitoring, alert review, SAR and CTR filings, OFAC/sanctions screening, IRS reporting, and 314(a)/(b) processes, ensuring accuracy, timeliness, and escalation of potential risks. - Conduct QA/QC reviews of BSA work products, maintain integrity of BSA systems and data sources, and partner with IT/data teams to resolve issues. - Lead and support BSA/AML/OFAC risk assessments, risk and control self-assessments (RCSA), and development of controls to mitigate identified and emerging risks. - Serve as liaison for regulatory exams, internal audit, and DFS 504 certification; coordinate responses to findings and ensure timely remediation. - Develop and update BSA/AML/OFAC policies, procedures, and training programs to ensure ongoing regulatory compliance and team readiness. - Support execution of the BSA/AML program, including system implementations, vendor management, risk scoring methodologies, and third-party due diligence. - Manage BSA-related projects, including system enhancements, product/service launches, onboarding initiatives, UAT/test plan development, and pilot execution. - Create and deliver metrics, dashboards, and reporting for leadership, governance forums, and the Board; identify trends, risks, and performance gaps. - Maintain deep knowledge of BSA/AML/OFAC regulations and emerging risks; provide guidance, interpretation, and recommendations to leadership. - Serve as a key liaison across Compliance, Risk, IT, and business partners to support program execution and continuous improvement. - Perform special projects, and additional duties and responsibilities as required. Qualifications - Bachelor's degree (or equivalent) or similar; OR associate degree and two (2) years of experience in functional area; OR high school diploma (or equivalent) plus four (4) years of experience in functional area. - Additional five (5) years+ of progressive experience in functional area. Requirements - CAMS Certification preferred, or willingness to obtain the certification. - Extensive knowledge of BSA and AML laws and regulations, including the Bank Secrecy Act, the USA PATRIOT Act and OFAC requirements. - Residential mortgage banking experience. - Knowledge of enhanced due diligence & high-risk customer management, financial fraud and applicable state and federal laws, payments, MSBs, correspondent banking and complex customer types and product offerings. - Knowledge of automated transaction monitoring and high-risk customer modeling systems, watchlist screening systems/protocols including fuzzy logic and model tuning methodology/protocol. - Ability to multi-task, inclusive of ability to plan, organize and prioritize workloads. - Ability to work independently and as part of a team and work on own initiative, strong interpersonal and relationship building skills. - Proficient in Microsoft Excel, Microsoft Word, Project Management tools, Transaction Monitoring and Screening solutions. Benefits - Health, Dental, Vision, & Life Insurance - Financial Wellness Planning & Coaching - Counseling Support Services & Resources - Paid Parental Leave - Pet Insurance - 401K Match - Employee Bank Accounts with Quontic - Generous Paid Time Off Company Description Quontic Bank is a CDFI federally chartered digital community bank. We have a customer-centric culture built around helping our customers and giving back to local communities. We're making homeownership simpler, faster, and most importantly, more accessible for all communities across the United States.
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