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Maverick Payments

Technology-driven payment processing. Monetize payments as a reseller using our white-labeled dashboard & API.

Credit Analyst II

Location

California

Posted

1 day ago

Salary

$35 - $40 / hour

Seniority

Mid Level

High School2 yrs expEnglish

Job Description

Credit Analyst II

Maverick Payments

• Under the direction of the Director of Compliance, Credit Analyst II is responsible for handling credit and financial analysis related duties. • Conduct periodic credit reviews within an assigned portfolio and quantify results in a narrative format based on processing models, metrics and a detailed financial analysis resulting in verbal and written recommendations to management consistent within company risk appetite. • Perform financial analysis preparing Credit Risk Assessments and Periodic Review of existing merchants with detailed recommendations and creative risk mitigation strategies. • Analyze merchants with varying risk dependencies and credit quality associated with diverse business types and processing environments to determine potential exposure. • Execute against Credit Policy driven collateral strategies to minimize losses by implementing reserves, sourcing letters of credit and/or administering funding holds. • Communicate effectively with partner, internal departments, and management as necessary to obtain financial information or other documentation necessary to complete merchant reviews. • Review and make recommendations to update department policies and procedures based on changing industry trends or process adjustments. • Work collectively with other Department personnel for required enhanced due diligence reviews or to obtain historical data and feedback regarding assigned accounts.

Job Requirements

  • High School Diploma or equivalent.
  • 2-5 years of experience in Risk Management, Underwriting and/or Compliance within the acquiring industry.
  • Experience with high-risk payment processing a must.
  • In-depth knowledge of Excel and other similar products
  • Familiarity with various tools used for credit anlysis and due diligence (i.e. Equifax/Transunion, TIN Check, MATCH, GIACT, Merlink, , G2, LS, etc.) a plus.
  • Bachelor’s Degree, Finance, Business Administration, or similar a plus
  • Proficiency with Microsoft products including Microsoft Excel.
  • Understanding of Card Brand rules and regulations.
  • Understanding of various verticals and associated risks.
  • Working knowledge of High-Risk Integrity (“HR”) Registry
  • Excellent written and verbal communication skills.
  • Excellent time management skills.
  • Effective written and verbal communication skills with ability to liaise with team members and leadership of various levels.

Benefits

  • Competitive Salary, Bonuses and Incentives.
  • Comprehensive employer sponsored health, vision, and dental insurance programs.
  • Paid time off, Paid Sick and Paid Holidays.
  • 401K plan with up to a 4% matching contribution.
  • Commitment to Career Development and Advancement.
  • Employee Recognition Programs
  • Vibrant Office Culture, Team Building, Birthdays, Work Anniversaries, Snacks, and more!

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