Technology-driven payment processing. Monetize payments as a reseller using our white-labeled dashboard & API.
Credit Analyst II
Location
California
Posted
1 day ago
Salary
$35 - $40 / hour
Seniority
Mid Level
Job Description
Credit Analyst II
Maverick Payments
• Under the direction of the Director of Compliance, Credit Analyst II is responsible for handling credit and financial analysis related duties. • Conduct periodic credit reviews within an assigned portfolio and quantify results in a narrative format based on processing models, metrics and a detailed financial analysis resulting in verbal and written recommendations to management consistent within company risk appetite. • Perform financial analysis preparing Credit Risk Assessments and Periodic Review of existing merchants with detailed recommendations and creative risk mitigation strategies. • Analyze merchants with varying risk dependencies and credit quality associated with diverse business types and processing environments to determine potential exposure. • Execute against Credit Policy driven collateral strategies to minimize losses by implementing reserves, sourcing letters of credit and/or administering funding holds. • Communicate effectively with partner, internal departments, and management as necessary to obtain financial information or other documentation necessary to complete merchant reviews. • Review and make recommendations to update department policies and procedures based on changing industry trends or process adjustments. • Work collectively with other Department personnel for required enhanced due diligence reviews or to obtain historical data and feedback regarding assigned accounts.
Job Requirements
- High School Diploma or equivalent.
- 2-5 years of experience in Risk Management, Underwriting and/or Compliance within the acquiring industry.
- Experience with high-risk payment processing a must.
- In-depth knowledge of Excel and other similar products
- Familiarity with various tools used for credit anlysis and due diligence (i.e. Equifax/Transunion, TIN Check, MATCH, GIACT, Merlink, , G2, LS, etc.) a plus.
- Bachelor’s Degree, Finance, Business Administration, or similar a plus
- Proficiency with Microsoft products including Microsoft Excel.
- Understanding of Card Brand rules and regulations.
- Understanding of various verticals and associated risks.
- Working knowledge of High-Risk Integrity (“HR”) Registry
- Excellent written and verbal communication skills.
- Excellent time management skills.
- Effective written and verbal communication skills with ability to liaise with team members and leadership of various levels.
Benefits
- Competitive Salary, Bonuses and Incentives.
- Comprehensive employer sponsored health, vision, and dental insurance programs.
- Paid time off, Paid Sick and Paid Holidays.
- 401K plan with up to a 4% matching contribution.
- Commitment to Career Development and Advancement.
- Employee Recognition Programs
- Vibrant Office Culture, Team Building, Birthdays, Work Anniversaries, Snacks, and more!
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