• Market Intelligence & External Analysis • Monitor developments in local and global financial markets, including interest rate trends, yield curves, and central bank policy shifts. • Track mortgage market dynamics, including housing finance trends, primary and secondary mortgage rates, and relevant indexes. • Analyze NDMC issuances, Sukuk market activity, and competitor funding transactions to identify pricing benchmarks and investor appetite. • Analyze relationships with banks, arrangers, and market participants to gather early intelligence on market sentiment and funding windows. • Prepare weekly and monthly Market Intelligence Reports summarizing key market movements, opportunities, and risks. • Develop and maintain funding and liquidity forecasts across short, medium, and long-term horizons. • Support decision-making for new funding instruments (Sukuk, RMBS, credit lines, deposits) through scenario analysis and cost optimization. • Model funding mix scenarios, stress tests, and balance sheet projections aligned with business growth and regulatory requirements. • Contribute to ALCO and ExCom reporting by presenting data-backed insights and funding recommendations. • Design dashboards and financial models using Excel / Power BI to monitor liquidity positions, funding costs, and market benchmarks. • Perform cost-of-funding and profitability analytics across instruments and maturities. • Prepare concise and insightful presentations for Treasury, CEO, and Board Committees. • Maintain structured internal databases for historical market rates, funding transactions, and investor feedback. • Work closely with Finance, Securitization, Treasury Operations, and Risk teams to ensure data consistency and accurate forecasts. • Provide analytical support for Sukuk or RMBS issuance processes, including investor presentations and market updates. • Liaise with Investor Relations to align market messaging and pricing expectations.

• Identify potential markets and regions for expansion and develop a strategic plan to enter those markets. • Conduct market research and analysis to identify potential customers and competitors. • Develop and maintain relationships with potential clients, partners, and industry stakeholders. • Collaborate with the sales and marketing teams to create and implement effective expansion strategies. • Monitor market trends and identify new opportunities for growth. • Develop and maintain a network of contacts in the logistics industry. • Represent the company at industry events and conferences. • Prepare and present reports on expansion progress, market trends, and opportunities to senior management.

• Lead the end-to-end design of new commercial financial products, including offer structure, pricing strategy, and credit positioning. • Develop innovative promotional financing constructs (e.g., subvention programs, deferred structures) that drive dealer conversion and long-term loyalty. • Own the unit economics for new initiatives, partnering with Finance to model yield, cost of capital, and risk-adjusted returns. • Serve as the strategic bridge between Credit, Risk, Legal, and Operations to ensure all new programs are compliant, underwriteable, and scalable. • Create and present the strategic roadmap for new business lines, moving from pilot phases to full-scale national distribution.

• Manage client projects from kickoff through completion, ensuring scope, budget, and timelines are met • Serve as the project manager on select engagements, providing hands-on leadership • Act as the primary point of contact for clients during engagements, setting clear expectations and providing updates