TEKsystems logo
TEKsystems

We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia.

Indirect Auto Credit Analyst

Location

United States

Posted

1 day ago

Salary

$27 - $32 / hour

Seniority

Mid Level

No structured requirement data.

Job Description

Indirect Auto Credit Analyst

TEKsystems

Role Description We are seeking an experienced Indirect Auto Credit Analyst to join a high-performing and collaborative team supporting one of the nation’s leading credit union lending platforms. This role is ideal for candidates with strong auto underwriting experience who thrive in a fast-paced, high-volume environment and enjoy making impactful credit decisions. You will play a key role evaluating loan applications, assessing risk, and working directly with dealers and credit unions to facilitate loan approvals. - Review and underwrite indirect auto loan applications from dealers and credit unions - Analyze borrower profiles including credit bureau reports, LTV, DTI, PTI, and income calculations - Make credit decisions (approve, deny, or counteroffer) within established guidelines - Document underwriting decisions clearly in loan origination systems - Communicate with dealers and credit union partners to obtain missing information and negotiate loan terms - Monitor pipelines and prioritize workload from oldest to newest files - Provide second-level reviews (second looks) when applicable - Support funding processes by ensuring complete and accurate loan packages - Track and document all inbound/outbound communication and underwriting activity - Contribute to team goals including turnaround times, loan volume, and funding ratios Qualifications - 3+ years of Indirect Auto Underwriting or Credit Analysis experience - Hands-on experience with at least one: - MeridianLink - Keystone Correlation - Lending 360 / L360 - CUDL - ArcOS / Ideal - Strong understanding of credit metrics (LTV, DTI, PTI) and risk evaluation - Ability to manage a high-volume pipeline independently - Strong analytical skills and attention to detail - Excellent communication and relationship-building skills - Adaptability and openness to feedback - Must be available to work a flexible schedule Requirements - Experience working with credit unions - Background in credit or risk analysis - Exposure to AI tools or automation in underwriting Benefits - Medical, dental & vision - Critical Illness, Accident, and Hospital - 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available - Life Insurance (Voluntary Life & AD&D for the employee and dependents) - Short and long-term disability - Health Spending Account (HSA) - Transportation benefits - Employee Assistance Program - Time Off/Leave (PTO, Vacation or Sick Leave) Company Description We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change.

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