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Knock

The smarter, better way to buy your dream home. A 4x Inc. Best Workplace honoree! | NMLS #1958445

Mortgage Processor/Underwriter

GeneralGeneralFull TimeRemoteSeniorTeam 11-50Since 2015H1B SponsorCompany SiteLinkedIn

Location

United States

Posted

15 days ago

Salary

$70K / year

Seniority

Senior

High School3 yrs expEnglish

Job Description

Mortgage Processor/Underwriter

Knock

• Calculate Knock Bridge Loan advance amounts using internal calculations and guidelines • Accurately condition loan files based on the loan application and file documentation • Provide consistent internal communication regarding loan status and approval updates • Communicate effectively and professionally with external Lending Partners, Agents, and Borrowers • Review title reports and homeowners/flood insurance to ensure Knock’s lien position and security interest • Efficiently and effectively manage and process a daily pipeline of loans while maintaining company turn times • Understand and stay current with all company policies, procedures, industry regulations, and other changes impacting Knock and the broader industry • Continuously learn and grow while supporting the development of others; serve as a mentor and resource both within and beyond your team • Take on ad-hoc projects as they arise and proactively support the team wherever help is needed

Job Requirements

  • Successful experience working as a Senior Mortgage Loan Processor or Junior Underwriter, with a solid understanding of underwriting processes and lending systems
  • Strong analytical thinking and decision-making skills, with the ability to interpret and apply lending guidelines effectively
  • Excellent organizational skills to manage many competing priorities and meet deadlines in a fast-paced startup environment
  • Exceptional written and verbal communication skills; a natural over-communicator
  • Proven efficiency and success in managing multiple tasks simultaneously
  • Quick learner with an innate ability to adopt new technologies and enhance personal skills quickly through self-learning, research, and asking the right questions
  • A passion for real estate disruption and an excitement to make a meaningful impact in people’s lives
  • Ability to thrive in a dynamic, fast-changing growth environment and confidently share new ideas
  • Strong knowledge of various loan products, credit reports, and debt-to-income ratios
  • Demonstrated success working 100% remotely and collaborating with a distributed national team
  • High school diploma or equivalent experience
  • Minimum of 3 years of relevant industry experience
  • Belief in creating diverse, equitable, and inclusive practices and programs that will further Knock’s commitment to making an impact, learning, putting people first, being open, and courageous

Benefits

  • Top tier medical, dental, & vision benefits for full time employees starting on the first day of employment
  • Flexible Paid Time Off for full time employees
  • Paid parental leave for all full time employees:
  • 12 weeks paid parental leave for the birthing parent
  • 6 weeks paid parental leave for the non-birthing parent
  • One thousand annually for professional development
  • Life, AD&D and Disability insurance for full time employees
  • 401K (noncontributory by Knock) for all employees
  • $75 monthly allowance for health & wellness
  • Up to $400 monthly for a co-working space for eligible employees
  • $100 monthly allowance for home internet, mobile phone or other communication devices
  • $2,500 referral bonus for eligible employees

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