Role Description This is a remote position. Join a Fast-Growing Fintech Lender. Our client is an ambitious and rapidly growing fintech lender focused on expanding access to credit through responsible and innovative lending solutions. As the business continues to scale its loan book and customer base, they are seeking an experienced Senior Credit Risk & Underwriting Manager to lead underwriting and risk assessment activities while helping build the foundations for future automated credit decisioning. At this stage of the company’s growth, lending decisions are driven primarily through expert credit judgement and manual assessment processes. The successful candidate will play a critical role in developing and managing a robust manual credit scoring framework until sufficient historical lending data is available to support automated credit models. This is an exciting opportunity for a highly experienced underwriter or credit risk professional to influence the future direction of a growing fintech lender. You will be responsible for: - Evaluating loan applications and making informed credit decisions. - Developing underwriting policies. - Implementing a practical credit scoring methodology that balances growth with responsible risk management. This role is ideal for someone who thrives in entrepreneurial environments and enjoys building scalable credit processes from the ground up. Qualifications - Degree in Finance, Accounting, Economics, Statistics, Mathematics, Risk Management, or a related discipline. - Additional credit risk, banking, or lending-related certifications would be advantageous. - Experience designing underwriting scorecards, risk frameworks, or credit policies is highly desirable. Requirements - Minimum 5 years’ experience in credit risk, loan underwriting, credit approval, or lending operations. - Proven experience making lending decisions within a fintech lender, bank, alternative lender, SME finance provider, or credit-focused financial institution. - Strong understanding of credit risk assessment, affordability analysis, and loan portfolio management. - Demonstrated ability to exercise sound credit judgement in environments where historical data is limited. - Strong analytical, commercial, and decision-making skills. - Excellent communication and stakeholder management abilities. Benefits - The package on offer is between R55,000 and R70,000 per month CTC, with flexibility for exceptional candidates who bring significant fintech lending, underwriting, or credit risk management experience. Company Description If you’re passionate about building scalable credit processes and shaping the future of lending within a high-growth fintech environment, we’d love to hear from you. Apply for a confidential discussion.

Role Description Accelerant Captive Solutions (ACS) is a specialty underwriting platform focused on complex middle market risks. We write business across three structures — Captive, Loss Sensitive, and Fronting — and are looking for an experienced senior underwriter to help grow our loss sensitive and captive book. This is a senior underwriting role. The right candidate brings technical depth in loss sensitive structures, established broker relationships, and a track record of underwriting middle market commercial risks profitably. - Underwrite loss sensitive middle market and national account risks, including large deductible, SIR, and retrospective rating programs, with sound technical judgment on pricing, structure, and terms. - Build and maintain broker relationships, serving as a consistent and reliable market for complex, loss-sensitive placements and captive structures in the middle market. - Deliver multi-option solutions on eligible submissions — captive and loss sensitive — ensuring brokers have a complete picture of available structures for each account. - Manage and grow an assigned book of business, maintaining underwriting discipline, monitoring portfolio quality, and achieving production targets. - Build admitted and non-admitted insurance products including building a forms library and assisting in the implementation of a policy administration system. Qualifications - 5–12+ years of commercial lines underwriting experience at a top carrier, with a focus on middle market or national accounts. - Hands-on technical expertise in loss sensitive structures — large deductible, SIR, and retrospective rating — is required. - Captive experience is a plus. Requirements - Commercially minded and results-oriented — knows how to win business and build broker trust over time. - Rigorous on the technical side, confident pricing complex structures. - Focused on building a profitable, growing book.

• Define the roadmap, focusing on delivery models that inject intelligence into core client systems and strategic technology partners. • Manage the development of human-centric systems that bolster human decision-making with deeper insights. • Partner with property, peril, and analytics teams to ensure data is successfully transformed into actionable insights. • Work with insurance carriers to deploy solutions that improve their decision integrity and velocity across a variety of workflows.

Title: Underwriter - Business Development Location: United States, Remote Description AZRA is a specialty niche reinsurer, domiciled in California and licensed as an admitted insurer in 36 states (including District of Columbia), and is a qualified, accredited, or approved reinsurer in fifteen states. AZRA is a property casualty reinsurer which writes both prospective and legacy reinsurance. AZRA has specific expertise in run-off management of U.S. legacy insurance liabilities. It services Allianz Group affiliates and third parties including third party claims administration of asbestos, environmental, workers compensation, general liability, and construction defect liabilities. AZRA has approximately 150 employees located nationwide with the majority working on a remote basis. AZRA is rated “AA-“ by Standard & Poor’s. As of December 31, 2025, AZRA had total admitted assets of USD $3.6 billion and policyholders’ surplus of $265 million. Client Engagement - Serve as a client facing representative for AZRA - Oversight of the transaction process; Primary responsibility for negotiation and final price. - In conjunction with the Sr Underwriter approve transactions within a specific authority limit - Meet Brokers, clients; attend conferences, organize meetings for the team at conferences - Organize underwriting and claim audits; attend some audits - Articulate scope and appetite to clients/ brokers; turn down transactions - Attend 2-3 Legacy Conferences per year ; Manage legacy brokers and legacy transactions - Find new markets for AZRA to explore – ie mutual insurers Transaction role - Structure and Negotiate deals along with actuary / underwriters ; each deal will have a primary negotiator - person could be actuary or client manager - Work with legal on wordings and contract language; manage legacy contract process - Governance – ensure that contracts meet exclusions (EET) / sanctions / ESG requirements; Lead audit responses ; be knowledgeable of group and local U/W guidelines - Utilization of artificial intelligence tools and resources (e.g. generative AI) What you bring: - Deep knowledge of Reinsurance Market – junior broker - Underwriting experience a plus; knowledge of reinsurance transactions and lines of business - You must be legally authorized to work in the U.S. without requiring immigration sponsorship now or in the future. This includes holders of H-1B, H4, L-1, L-2, TN, OPT, CPT, and other nonimmigrant visas. Job Posting Range $131,600.00 to $219,300.00 Note the job posting range is exclusive of company benefits or other compensation. This role is also eligible for an annual incentive program. If you are hired, your final base salary will be determined based on factors such as geographic location, experience, skills, competencies, and/or education. In addition to those factors, we will also consider internal equity of our current employees. Please keep in mind that the range provided is the full base salary range for the role. Hiring at or near the maximum of the range would not be typical to allow for future and continued salary growth. 99944 | Underwriting | Professional | Allianz Reinsurance | Full-Time | Permanent What we offer: Allianz Group is one of the most trusted insurance and asset management companies in the world. Caring for our employees, their ambitions, dreams and challenges is what makes us a unique employer. We are united by a shared commitment: to put our customers first and at the center of everything we do. Their needs inspire our thinking and guide our actions. Together, we can build an environment where everyone feels empowered and confident to explore, grow and shape a better future – for our customers and for the world around us. At Allianz, we stand for unity: we believe that a united world is a more prosperous world, and we are dedicated to consistently advocating for equal opportunities for all. The foundation for this is our inclusive workplace, where people and performance both matter, and where integrity, fairness, inclusion and trust are at the heart of our culture. We therefore welcome applications regardless of race, ethnicity or cultural background, age, gender, nationality, religion, social class, disability or sexual orientation, or any other characteristics protected under applicable local laws and regulations.