Debt Negotiator - Creditor Escalations Location: United States Category: Negotiations Position Type: Regular Full-Time Job Description: Overview As a Debt Negotiator (Creditor Escalations), you'll help clients regain control of their financial futures by negotiating directly with creditors and law firms to secure favorable settlements and resolve accounts with integrity and efficiency. The Debt Negotiator (Creditor Escalations) role centers on high-volume creditor negotiations conducted in accordance with the FDCPA (Fair Debt Collection Practices Act), with the goal of reaching settlements that are in the best interest of our clients. You'll manage client files, research account details, and maintain momentum by averaging about 4 hours of talk time and 20-30 outbound calls per day to keep accounts moving toward resolution. Every interaction requires proactive urgency and the use of proven negotiation practices to maximize client savings and close accounts effectively, accelerating their path toward financial stability. Step into a role where you boldly advocate for clients seeking debt relief, leading each negotiation with confidence and a commitment to transforming lives. If you're motivated by impactful conversations, fast-paced problem-solving, and seeing the results of your work every day, this is a role where you'll thrive. This is a full-time remote role. Responsibilities - Negotiate client debts to completion by communicating client hardships, reviewing client savings to determine funds necessary to complete settlements, and obtaining a settlement that will halt legal action - Establish and maintain contact relationships with law firms - Analyze client portfolios to determine the best strategy to help clients achieve financial freedom as quickly as possible - Review client's banking account to determine funds necessary and available to execute the program - Responsible for achieving monthly KPIs set by management - Gather and submit required legal documentation for approval and payment of accounts - Liaise with law firms for client account data and document exchanges - Work with attorneys and paralegals to resolve accounts where the collection effort has been escalated to a law firm - Communicate with creditors via phone or email to get up-to-date information, including litigation information in service to provide client debt relief - Work with other members of the team to ensure efficient process - Manage confidential information/documents with a high level of discretion - Perform other duties as directed by manager(s) Qualifications - Bachelor's degree preferred, or relevant work experience - Experience working in a metrics based/goals driven environment preferred - Analytical mindset with a strong business acumen, professionalism, and communication skills - High energy, competitive, articulate, passionate, and motivated to provide best in class service for clients - Desire to work in a collaborative, team-oriented environment - Multi-tasker with great organizational skills - Ability to easily build rapport with clients and creditors National Debt Relief Role Qualifications: - Computer competency and ability to work with a computer - Prior experience using a CRM platform (Salesforce preferred) - Prioritize multiple tasks and projects simultaneously - Exceptional written and verbal communication skills - Punctuality expected, ready to report to work on a consistent basis - Attain and maintain high performance expectations on a monthly basis - Work in a fast-paced, high-volume setting - Use and navigate multiple computer systems with exceptional multi-tasking skills - Remain calm and professional during difficult discussions - Take constructive feedback - Available for full-time position, overtime eligible if classified non-exempt Compensation Information Our salary ranges are determined by role, level, and location. The range displayed on each job posting reflects the minimum and maximum target for each position across the US. Within the range, individual pay is determined by work location, job-related skills, experience, and relevant education or training. This good faith pay range is provided in compliance with NYC law and the laws of other jurisdictions that may require a salary range in job postings. Base rate for this position starts at $19.81/hr ($41,204.80 annually). Role is eligible for performance-based bonuses which bring total average compensation to $80,000 annually. The top 25% of the team can make up to $90,000. About National Debt Relief National Debt Relief was founded in 2009 with the goal of helping an expanding number of consumers deal with overwhelming debt. We are one of the most-trusted and best-rated consumer debt relief providers in the United States. As a leading debt settlement organization, we have helped over 450,000 people settle over $10 billion of debt, while empowering them to lead a healthier financial lifestyle and feel free to live their best life. At National Debt Relief, we treat our clients like real people. Our purpose is to elevate, empower, and transform their lives. Rated A+ by the Better Business Bureau, our goal is to help individuals and families get out of debt with the least possible cost through conducting financial consultations, educating the consumer and recommending the appropriate solution. We become our clients' number one advocate to help them reestablish financial stability as quickly as possible. Benefits National Debt Relief is a team-oriented environment full of rewards and growth opportunities for our employees. We are dedicated to our employee's success and growth within the company, through our employee mentorship and leadership programs. Our extensive benefits package includes: - Generous Medical, Dental, and Vision Benefits - 401(k) with Company Match - Paid Holidays, Volunteer Time Off, Sick Days, and Vacation - 12 weeks Paid Parental Leave - Pre-tax Transit Benefits - No-Cost Life Insurance Benefits - Voluntary Benefits Options - ASPCA Pet Health Insurance Discount - Wellness Incentive Program National Debt Relief is a certified Great Place to Work! National Debt Relief is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, disability status, or any other status protected by law. #LI-REMOTE

Title: Bilingual Financial Customer Service Representative (Las Vegas) Location: LAS VEGAS Nevada United States Remote - Must reside within territory Type: Regular Job Description: Our vision for the future is based on the idea that transforming financial lives starts by giving our people the freedom to transform their own. We have a flexible work environment, and fluid career paths. We not only encourage but celebrate internal mobility. We also recognize the importance of purpose, well-being, and work-life balance. Within Empower and our communities, we work hard to create a welcoming and inclusive environment, and our associates dedicate thousands of hours to volunteering for causes that matter most to them. Chart your own path and grow your career while helping more customers achieve financial freedom. Empower Yourself. *While this is a remote position, candidates must be withing commuting distance and able to meet in the Las Vegas area 4-6 times per year.* Responsible for answering incoming telephone inquiries regarding retirement plans from participants, employers and third-party plan specialists. What you will do Work in collaboration with a team of associates and launch your financial services career in our call center! New to the industry? No problem. Develop a solid foundation through our paid associate training program and receive continuous coaching for your role and career trajectory. Partner with our team and clients to: - Provide excellent service within our call center for our customers’ retirement savings accounts - Educate and empower our customers without having to make cold calls or sales - Communicate critical plan updates and changes - Process contribution changes, loans, and withdrawals - Process general account changes upon direction from the customer What you will bring - Availability to work a 40-hour work week, outside of traditional business hours, Monday through Friday with an occasional Saturday - Associates degree or higher AND at least one year of customer service experience (including but not limited to food service, retail, hospitality, teaching, military, or banking) OR two or more years of customer service experience - Fluency in both English and Spanish - Capability to work overtime as required based on business need What will set you apart: - Financial Services or call center experience - A passion for providing quality customer service - Desire to engage with customers over the phone - Capability to adapt communication style while servicing our diverse customer base - Attention to detail and ability to learn and apply financial industry policies, processes, and procedures Required Minimum Internet Specifications: To ensure you are set up for success, you will be required to provide reliable high-speed internet with a wired connection as well as a place in your home to attend training and work without interruption. Other necessary computer equipment, headset and training materials will be provided. - Minimum service level of 50Mbps download and 10Mbps upload to ensure the best voice quality - Associates are required to connect their computers directly to a modem or router using an Ethernet cable to ensure consistent voice quality. #PJPS Overtime may be required based on business need. ***Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time, including CPT/OPT.*** What we offer you We offer an array of diverse and inclusive benefits regardless of where you are in your career. We believe that providing our employees with the means to lead healthy balanced lives results in the best possible work performance. - Medical, dental, vision and life insurance - Retirement savings – 401(k) plan with generous company matching contributions (up to 6%), financial advisory services, potential company discretionary contribution, and a broad investment lineup - Tuition reimbursement up to $5,250/year - Business-casual environment that includes the option to wear jeans - Generous paid time off upon hire – including a paid time off program plus ten paid company holidays and three floating holidays each calendar year - Paid volunteer time — 16 hours per calendar year - Leave of absence programs – including paid parental leave, paid short- and long-term disability, and Family and Medical Leave (FMLA) - Business Resource Groups (BRGs) – BRGs facilitate inclusion and collaboration across our business internally and throughout the communities where we live, work and play. BRGs are open to all. Base Salary Range $39,700.00 - $54,550.00 The salary range above shows the typical minimum to maximum base salary range for this position in the location listed. Non-sales positions have the opportunity to participate in a bonus program. Sales positions are eligible for sales incentives, and in some instances a bonus plan, whereby total compensation may far exceed base salary depending on individual performance. Actual compensation offered may vary from posted hiring range based upon geographic location, work experience, education, licensure requirements and/or skill level and will be finalized at the time of offer. Equal opportunity employer • Drug-free workplace We are an equal opportunity employer with a commitment to diversity. All individuals, regardless of personal characteristics, are encouraged to apply. All qualified applicants will receive consideration for employment without regard to age (40 and over), race, color, national origin, ancestry, sex, sexual orientation, gender, gender identity, gender expression, marital status, pregnancy, religion, physical or mental disability, military or veteran status, genetic information, or any other status protected by applicable state or local law. ***For remote and hybrid positions you will be required to provide reliable high-speed internet with a wired connection as well as a place in your home to work with limited disruption. You must have reliable connectivity from an internet service provider that is fiber, cable or DSL internet. Other necessary computer equipment, will be provided. You may be required to work in the office if you do not have an adequate home work environment and the required internet connection.***

Title: Telephonic Nurse Practitioner - New England License Location: Augusta, Maine Telephonic Nurse Practitioner - New England License Requisition number: 2367303 Job category: Healthcare Delivery Primary location: Augusta, MEAdditional locations: Queensbury, New York | Providence, Rhode Island | Trenton, New Jersey | Concord, New Hampshire | Hartford, Connecticut Overtime status: Exempt Travel: No Telephonic After-Hours Call - Evenings, Nights & Rotating Weekends Required Full-Time (40 Hours) Active and unrestricted license NP license is required in one of the following states: New York, New Jersey, Connecticut, Maine, New Hampshire, orRhode Island, as well as the ability to obtain in other required locations Optum Home & Community Care, part of the Optum family of businesses, is creating something new in health care. We are uniting industry-leading solutions to build an integrated care model that holistically addresses an individual's physical, mental and social needs - helping patients access and navigate care anytime and anywhere. As a team member of our Optum team, together in an interdisciplinary care environment, we help patients navigate the health care system and connect them to key support services. This preventive care can help patients stay well at home. We're connecting care to create a seamless health journey for patients across settings. Join us to start Caring. Connecting. Growing together. The Telehealth Urgent Care program is a comprehensive integrated care delivery program. The National On Call advanced practice clinician (APC) is responsible for providing telephonic/telehealth care and direction to patients, caregivers and facility staff providing 24/7 coverage including holidays. In this remote role you will provide virtual care for patients in various settings. This excellent opportunity affords a collaborative role bringing enormous satisfaction in the care and comfort of our patients. In this role you will have the ability to achieve work life balance. Optum is transforming care delivery with innovative and personal care. As one of the largest employers of APCs, Optum offers unparalleled career development opportunities. Scheduling: This is a Full Time, work from home position requiring various shift coverage with a mix of weekday, weeknights, weekend, and holiday coverage. While shift times can vary, we provide coverage to members 24/7 including all company recognized holidays. - Flexibility and the ability to adapt are a must as you will cross cover multiple markets and teams - Availability and Coverage expectations for this role - 24/7 coverage - Position requires a minimum commitment of 40 hours per week - Every other weekend coverage between 8-12 hour shifts covering both day and night shifts is required based on business needs - Expectations that your are working or have approved PTO for 26 weekends a year. Each FT/PT employee is eligible to have up to 6 weekend shifts a year for PTO - Unapproved time away/Unpaid Time Off will result in need to add additional weekend shift to your schedule based on need - Holidays are required for all APCs on a rotation basis - Holiday scheduling is completed at the beginning of the year for advanced planning. Holiday coverage is provided beginning at 5pm, the end of the last business day, to 8am of the resumption of business hours You'll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges. Primary Responsibilities: - Available on provided telephonic platform, both taking and placing calls to coordinate and manage care for members between care givers, facilities, hospitals, primary care providers and the Optum field colleagues - Available to use video platform based on clinical need - Working hours should be performed in a secure location as patient privacy is required - Utilize EMR proficiently to provide acute care to members during all shifts and holiday hours - Care Delivery - Deliver cost-effective, quality care to members - Manage both medical and behavioral, chronic, and acute conditions effectively, and in collaboration with a physician or specialty provider - Perform comprehensive assessments and document findings in a concise/comprehensive manner that is compliant with documentation requirements and Center for Medicare and Medicaid Services (CMS) regulations - Responsible for ensuring encounter is documented appropriately to support the diagnosis at that visit - The APC is responsible for ensuring that all quality elements are addressed and documented - Utilizes evidenced based practice guidelines - Must attend and complete all mandatory educational and MyLearning training requirements - Care Coordination - Coordinate care as members transition through different levels of care and care settings - Monitor the needs of members and families while facilitating any adjustments to the plan of care as situations and conditions change - Review orders and interventions for appropriateness and response to treatment to identify the most effective plan of care that aligns with the patients' needs and wishes - Address and be able to have advanced care plan conversations with members and families - Evaluate the plan of care for cost effectiveness while meeting the needs of members, families, and providers to decrease high costs, poor outcomes and unnecessary hospitalizations - Program Enhancement Expected Behaviors - This is a virtual patient facing role that requires excellent customer service to all parties including members/families, facilities, the entire interdisciplinary care team (PCPs/specialists) and Optum staff - Regular and effective communication with internal and external parties including physicians, patients, key decision-makers, nursing facilities, field staff and other provider groups - Ability to meet shift scheduling requirements, and attendance expectations - Exhibit original thinking and creativity in the development of new and improved methods and approaches to concerns/issues - Function independently and responsibly with minimal need for supervision - Demonstrate initiative in achieving individual, team, and organizational goals and objectives - Participate in quality initiatives - Availability to check Optum email intermittently for required trainings, communications, and monthly scheduling You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in. Required Qualifications: - Education: - NP: Graduate of an accredited Master of Science Nursing or Doctor of Nursing Practice program - Active and unrestricted license in the state which you reside, as well as the States of New York, New Jersey, Connecticut, Maine, New Hampshire, or Rhode Island, and ability to obtain in other required locations. Note: we will consider internal redeployed talent who are open to obtaining an active license in the State of New York, New Jersey, Connecticut, Maine, New Hampshire, or Rhode Island within 90 days of start date - Ability to gain a collaborative practice agreement, if applicable in your state - APCs working in jurisdictions that authorize APCs to practice autonomously or without formal supervision must have obtained approval to practice autonomously or without formal supervision from their licensing board, if applicable. New hires who are eligible and have not applied prior to hire date, must apply to practice autonomously or without supervision within 1 month of hire. If not eligible to practice autonomously or without formal supervision at hire, the APC must begin working towards meeting the requirement within 1 month of hire, if applicable, and apply for approval to practice autonomously or without formal supervision within 3 months of becoming eligible - Active Nurse Practitioner certification through a national board: - NP: Board certified through the American Academy of Nurse Practitioners or the American Nurses Credentialing Center, with certification in one of the following: - Family Nurse Practitioner - Adult Nurse Practitioner - Gerontology Nurse Practitioner - Adult-Gerontology Acute Care Nurse Practitioner - Current, active DEA licensure/prescriptive authority or ability to obtain post-hire, per state regulations (unless prohibited in state of practice) - Ability to work scheduled shifts in accordance with scheduling policies - Proficient computer skills including the ability to document medical information with written and electronic medical records Preferred Qualifications: - 3+ years of clinical experience as an APC - Active and unrestricted license in the additional states: New York, New Jersey, Connecticut, Maine, New Hampshire, Rhode Island - Experience in meeting the medical needs of patients with complex behavioral, social and/or functional needs - Experience working in a nursing home, or with seniors in an acute care facility - Understanding of Geriatrics, Chronic Illness, and acute disease management - Understanding of Advanced Illness and end of life discussions - Ability to develop and maintain positive customer relationships - Adaptability to change Compensation for this specialty generally ranges from $109,500 to $164,000. Total cash compensation includes base pay and bonus and is based on several factors including but not limited to local labor markets, education, work experience and may increase over time based on productivity and performance in the role. We comply with all minimum wage laws as applicable. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants. OptumCare is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.

Title: Physician - Virtual Health Assessment (Part-Time) Location: New York United States Job Description: Hi, we're Oscar Medical Group. We're hiring a Physician to join our Virtual Health Assessment team in a part-time capacity. At Oscar Medical Group, we are refactoring healthcare. We want to help each of our members achieve their healthcare goals in a personalized way. To help us achieve that goal we are looking for innovative leaders who think big and push boundaries to refactor healthcare and the healthcare delivery system. About the role: This is a remote, part-time W2 role, 20-29 hours weekly. Hours of Operation (shifts will occur within this window of time): Monday - Thursday 8am - 8pm EST Friday & Saturday 8am - 6pm EST - 4, 8 or 10 hour shifts - 1 late day (working shift ending at 8p EST) is required per week - 1 Saturday shift required per quarter You will deliver quality care to patients on Oscar's platforms via phone and video. You will also serve as a supervising physician to Advanced Practice Providers. You will report into the Director, Virtual Health Assessment Work Location: Oscar Medical Group is a blended work culture where everyone, regardless of work type or location, feels connected to their teammates, our culture and our mission. This is a remote / work-from-home role. You must reside in one of the following states: Arizona; Arkansas; California; Colorado; District of Columbia; Florida; Georgia; Illinois; Massachusetts; Michigan; Nevada; New Hampshire; New Jersey; New York; North Carolina; Ohio; Pennsylvania; Texas; or Virginia. While your daily work will be completed from your home office, occasional travel may be required for team meetings and company events. #LI-Remote Pay Transparency: The base pay for this role is: $104-$136 per hour. You are also eligible for employee benefits, annual vacation grant of up to 18 days per year, and annual performance bonuses. Responsibilities: - Provide direct oversight and supervision of nurse practitioners and physician assistants within state by state regulations - Provide medical care virtually (by phone, video, & message) in alignment with Oscar Medical Group guidelines, practices and policies - Collaborate with MAs, RNs, and other providers across service lines - Compliance with all applicable laws and regulations - Other duties as assigned Requirements: - Board-certification in Internal Medicine or Family Medicine - MD or DO from an accredited medical school - Must be licensed in TN and FL or Texas (full license, not telehealth) - Active IMLCC or eligible to apply - Willingness to be licensed in additional states with our assistance, working with our licensing vendor - 3+ years experience in an outpatient family or internal medicine practice. - Experience with value based care documentation standards Bonus points: - 2+ years of Telemedicine experience - Spanish fluency - Regulatory supervision experience of Nurse Practitioners (NP) and Physician Assistants (PA) This is an authentic Oscar Health job opportunity. Learn more about how you can safeguard yourself from recruitment fraud here. At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives. Pay Transparency: Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements. Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts. Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant's disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (accommodations@hioscar.com) to make the need for an accommodation known. California Residents: For information about our collection, use, and disclosure of applicants' personal information as well as applicants' rights over their personal information, please see our Privacy Policy.