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Software Engineer, Verifications Platform
Location
United States
Posted
6 days ago
Salary
$142K - $196.6K / year
Seniority
Senior
Job Description
Software Engineer, Verifications Platform
Upstart
• Design and build backend services that power verification orchestration, risk evaluation, and automated approval decisions. • Develop and evolve rule engines and decisioning systems to increase automation coverage across products. • Integrate external data providers (e.g., Plaid) into resilient, scalable workflows. • Improve document automation pipelines including classification, extraction, and fraud detection systems. • Build and maintain APIs, Kafka events, and service contracts that enable product teams to consume verification capabilities. • Build platform capabilities that enable reusable financial data connections across products while improving automation, observability, and connection lifecycle management. • Partner with underwriting, and verification teams to streamline Plaid data usage and accelerate the adoption of financial signals in decisioning models and automated workflows. • Collaborate with ML teams to productionize risk models and ensure decision correctness at scale. • Contribute to platformization efforts to standardize Verifications stages and enable cross-product reuse. • Strengthen compliance, data integrity, and observability across verification systems.
Job Requirements
- Bachelor's degree in Computer Science and 4+ years of professional software engineering experience.
- Experience designing and building scalable backend systems in languages such as Java, Kotlin, Go, or Python.
- Experience developing and operating distributed systems, including service-to-service APIs and event-driven architectures.
- Experience contributing to a decision engine that integrates with machine learning models to evaluate signals.
- Experience writing production-quality code with testing and monitoring.
Benefits
- Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
- Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)
- Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
- Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada.
- Health Savings Account contributions from Upstart for eligible plans (US only)
- Income protection benefits, including life insurance and disability coverage for added financial security
- Paid time off, sick leave, and company holidays, in line with local requirements
- Paid family and parental leave to support caregiving and major life moments (duration varies by country)
- Family-centered benefits to support fertility, parenthood, and caregiving needs
- Employee Assistance Program (EAP) offering mental health support and life-centered resources
- Financial wellness resources, including access to financial planning tools and a financial concierge service (US Only)
- Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you
- Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from
- Connection and community through team events, all-company updates, and employee resource groups (ERGs)
- Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our offices in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!)
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